First Internet Bancorp Statistics
Total Valuation
INBK has a market cap or net worth of $195.86 million. The enterprise value is $95.36 million.
Important Dates
The next confirmed earnings date is Thursday, April 30, 2026, after market close.
| Earnings Date | Apr 30, 2026 |
| Ex-Dividend Date | Mar 31, 2026 |
Share Statistics
INBK has 8.72 million shares outstanding. The number of shares has decreased by -0.41% in one year.
| Current Share Class | 8.72M |
| Shares Outstanding | 8.72M |
| Shares Change (YoY) | -0.41% |
| Shares Change (QoQ) | +0.31% |
| Owned by Insiders (%) | 12.64% |
| Owned by Institutions (%) | 71.29% |
| Float | 7.51M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 10.13 |
| PS Ratio | 4.47 |
| Forward PS | 1.18 |
| PB Ratio | 0.55 |
| P/TBV Ratio | 0.56 |
| P/FCF Ratio | 88.78 |
| P/OCF Ratio | 57.17 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 2.16 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 42.94 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 159.92 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -9.46%.
| Return on Equity (ROE) | -9.46% |
| Return on Assets (ROA) | -0.62% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.08% |
| Revenue Per Employee | $124,389 |
| Profits Per Employee | -$99,065 |
| Employee Count | 355 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -15.70M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -10.02% in the last 52 weeks. The beta is 0.79, so INBK's price volatility has been lower than the market average.
| Beta (5Y) | 0.79 |
| 52-Week Price Change | -10.02% |
| 50-Day Moving Average | 21.06 |
| 200-Day Moving Average | 21.84 |
| Relative Strength Index (RSI) | 53.84 |
| Average Volume (20 Days) | 56,767 |
Short Selling Information
The latest short interest is 160,121, so 1.84% of the outstanding shares have been sold short.
| Short Interest | 160,121 |
| Short Previous Month | 153,446 |
| Short % of Shares Out | 1.84% |
| Short % of Float | 2.13% |
| Short Ratio (days to cover) | 2.96 |
Income Statement
In the last 12 months, INBK had revenue of $44.16 million and -$35.17 million in losses. Loss per share was -$4.03.
| Revenue | 44.16M |
| Gross Profit | 44.16M |
| Operating Income | -44.76M |
| Pretax Income | -50.87M |
| Net Income | -35.17M |
| EBITDA | n/a |
| EBIT | n/a |
| Loss Per Share | -$4.03 |
Full Income StatementBalance Sheet
The company has $456.99 million in cash and $355.18 million in debt, with a net cash position of $101.81 million or $11.68 per share.
| Cash & Cash Equivalents | 456.99M |
| Total Debt | 355.18M |
| Net Cash | 101.81M |
| Net Cash Per Share | $11.68 |
| Equity (Book Value) | 359.77M |
| Book Value Per Share | 41.41 |
| Working Capital | -4.27B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $3.45 million and capital expenditures -$1.23 million, giving a free cash flow of $2.22 million.
| Operating Cash Flow | 3.45M |
| Capital Expenditures | -1.23M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -45.50M |
| Free Cash Flow | 2.22M |
| FCF Per Share | $0.25 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | -101.36% |
| Pretax Margin | -115.20% |
| Profit Margin | -79.64% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 5.03% |
Dividends & Yields
This stock pays an annual dividend of $0.24, which amounts to a dividend yield of 1.08%.
| Dividend Per Share | $0.24 |
| Dividend Yield | 1.08% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 0.41% |
| Shareholder Yield | 1.44% |
| Earnings Yield | -17.84% |
| FCF Yield | 1.13% |
Dividend DetailsAnalyst Forecast
The average price target for INBK is $23.25, which is 3.47% higher than the current price. The consensus rating is "Hold".
| Price Target | $23.25 |
| Price Target Difference | 3.47% |
| Analyst Consensus | Hold |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
The last stock split was on June 24, 2013. It was a forward split with a ratio of 1.5:1.
| Last Split Date | Jun 24, 2013 |
| Split Type | Forward |
| Split Ratio | 1.5:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |
