First Internet Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	120.26	113.76	87.38	74.9	97.09	86.56
Net Interest Income Growth	31.09%	30.19%	16.65%	-22.85%	12.17%	34.11%
Non-Interest Income	3.8	2.71	47.35	26.13	21.26	32.84
Non-Interest Income Growth	-92.31%	-94.27%	81.23%	22.90%	-35.28%	-9.61%
Revenues Before Loan Losses	124.07	116.47	134.72	101.03	118.35	119.4
Provision for Credit Losses	60.38	72.31	17.07	16.65	4.98	1.03
Revenue	63.68	44.16	117.65	84.38	113.37	118.37
Revenue Growth (YoY)	-44.43%	-62.47%	39.44%	-25.58%	-4.22%	29.29%
Compensation Expenses	51.16	51.03	51.76	45.32	41.55	38.22
Selling, General & Admin	9.42	9.46	8.78	8.02	10.37	8.96
Other Non-Interest Expenses	35.93	34.55	29.57	26.09	21.35	14.61
Total Non-Interest Expense	96.5	95.03	90.11	79.44	73.27	61.8
Pretax Income	-49.12	-50.87	27.54	4.94	40.1	56.57
Provision for Income Taxes	-15.52	-15.7	2.27	-3.48	4.56	8.46
Net Income	-33.6	-35.17	25.28	8.42	35.54	48.11
Net Income to Common	-33.6	-35.17	25.28	8.42	35.54	48.11
Net Income Growth	-	-	200.30%	-76.32%	-26.13%	63.36%
Shares Outstanding (Basic)	9	9	9	9	10	10
Shares Outstanding (Diluted)	9	9	9	9	10	10
Shares Change (YoY)	0.14%	-0.41%	-1.05%	-7.67%	-3.82%	1.36%
EPS (Basic)	-3.84	-4.03	2.91	0.95	3.73	4.85
EPS (Diluted)	-3.85	-4.03	2.88	0.95	3.70	4.82
EPS Growth	-	-	203.16%	-74.32%	-23.24%	61.20%
Shares Outstanding	8.72	8.69	8.67	8.64	9.24	9.85
Free Cash Flow	-	2.22	10.4	6.31	65.21	24.95
Free Cash Flow Growth	-	-78.64%	64.74%	-90.32%	161.37%	-
Free Cash Flow Per Share	-	0.25	1.19	0.71	6.80	2.50
Dividends Per Share	-	0.240	0.240	0.240	0.240	0.240
Profit Margin	-52.76%	-79.64%	21.48%	9.98%	31.35%	40.65%
FCF Margin	-	5.03%	8.84%	7.48%	57.51%	21.08%
EBITDA	-	6.19	8.46	5.75	8.73	8.78
EBITDA Margin	-	14.02%	7.19%	6.81%	7.70%	7.41%
Effective Tax Rate	31.59%	30.87%	8.23%	-70.38%	11.37%	14.95%

Updated Apr 30, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q