First Internet Bancorp (INBK)

NASDAQ: INBK · Real-Time Price · USD

26.45

+0.43 (1.65%)

Jul 24, 2026, 4:00 PM EDT - Market closed

First Internet Bancorp Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	47.38	44.16	117.65	84.38	113.37	118.37
Revenue Growth	-58.66%	-62.47%	39.44%	-25.58%	-4.22%	29.29%
Net Income	-33.6	-35.17	25.28	8.42	35.54	48.11
Earnings Per Share	-3.85	-4.03	2.88	0.95	3.70	4.82
EPS Growth	-	-	203.16%	-74.32%	-23.24%	61.20%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	601.81	456.78	466.41	405.9	256.55	442.96
Total Debt	105.55	105.47	105.15	104.84	104.53	104.23
Net Cash (Debt)	-105.55	-105.47	-105.15	-104.84	-104.53	-104.23
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-12.05	-12.08	-12.00	-11.83	-10.89	-10.45

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	46.17	3.45	12.99	11.68	82.72	54.84
Capital Expenditures	-1.34	-1.23	-2.59	-5.37	-17.52	-29.89
Free Cash Flow	44.83	2.22	10.4	6.31	65.21	24.95
Free Cash Flow Growth	8.84%	-78.64%	64.74%	-90.32%	161.37%	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	-103.67%	-115.20%	23.41%	5.85%	35.37%	47.79%
Profit Margin	-70.92%	-79.64%	21.48%	9.98%	31.35%	40.65%
FCF Margin	94.62%	5.03%	8.84%	7.48%	57.51%	21.08%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 25, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.240	0.240	0.240	0.240	0.240	0.240
Dividend Per Share Growth	0%	0%	0%	0%	0%	0%
Dividend Yield	0.92%	1.15%	0.66%	1.01%	1.00%	0.52%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 25, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	-	-	12.50	25.46	6.56	9.76
Forward PE	9.33	6.30	9.24	13.87	10.45	9.85
P/FCF Ratio	5.14	81.63	30.00	33.12	3.44	18.58
PS Ratio	4.87	4.11	2.65	2.48	1.98	3.92