First Internet Bancorp (INBK)

NASDAQ: INBK · Real-Time Price · USD

29.06

-0.22 (-0.75%)

At close: Aug 14, 2026, 4:00 PM EDT

29.08

+0.02 (0.07%)

After-hours: Aug 14, 2026, 4:10 PM EDT

First Internet Bancorp Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	55.15	44.16	117.65	84.38	113.37	118.37
Revenue Growth	-48.08%	-62.47%	39.44%	-25.58%	-4.22%	29.29%
Net Income	-31.43	-35.17	25.28	8.42	35.54	48.11
Earnings Per Share	-3.60	-4.03	2.88	0.95	3.70	4.82
EPS Growth	-	-	203.16%	-74.32%	-23.24%	61.20%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	411.09	456.99	466.61	411.71	265.43	443.68
Total Debt	345.25	355.18	400.35	720.45	719.46	619.15
Net Cash (Debt)	65.84	101.81	66.26	-308.74	-454.03	-175.48
Net Cash Growth	-13.99%	53.65%	-	-	-	-
Net Cash Per Share	7.53	11.66	7.56	-34.85	-47.32	-17.59

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	160.62	3.45	12.99	11.68	82.72	54.84
Capital Expenditures	-0.71	-1.23	-2.59	-5.37	-17.52	-29.89
Free Cash Flow	159.91	2.22	10.4	6.31	65.21	24.95
Free Cash Flow Growth	-	-78.64%	64.74%	-90.32%	161.37%	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	-56.99%	-79.64%	21.48%	9.98%	31.35%	40.65%
FCF Margin	289.96%	5.03%	8.84%	7.48%	57.52%	21.08%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 15, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.240	0.240	0.240	0.240	0.240	0.240
Dividend Per Share Growth	0%	0%	0%	0%	0%	0%
Dividend Yield	0.83%	1.16%	0.68%	1.01%	1.03%	0.53%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 15, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	-	-	12.34	24.84	6.31	9.63
Forward PE	7.31	6.30	9.24	13.87	10.45	9.85
P/FCF Ratio	1.59	81.81	30.00	33.12	3.44	18.58
PS Ratio	4.60	4.12	2.65	2.48	1.98	3.92