First Internet Bancorp (INBK)

NASDAQ: INBK · Real-Time Price · USD

25.37

-0.40 (-1.55%)

Nov 6, 2026, 4:00 PM EST - Market closed

First Internet Bancorp Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	116.55	44.16	117.65	84.38	113.37	118.37
Revenue Growth	149.39%	-62.47%	39.44%	-25.58%	-4.22%	29.29%
Net Income	14.98	-35.17	25.28	8.42	35.54	48.11
Earnings Per Share	1.70	-4.03	2.88	0.95	3.70	4.82
EPS Growth	-	-	203.16%	-74.32%	-23.24%	61.20%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	652.27	456.99	466.61	411.71	265.43	443.68
Total Debt	363.01	355.18	400.35	720.45	719.46	619.15
Net Cash (Debt)	289.27	101.81	66.26	-308.74	-454.03	-175.48
Net Cash Growth	-33.16%	53.65%	-	-	-	-
Net Cash Per Share	32.88	11.66	7.56	-34.85	-47.32	-17.59

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-	3.45	12.99	11.68	82.72	54.84
Capital Expenditures	-	-1.23	-2.59	-5.37	-17.52	-29.89
Free Cash Flow	-	2.22	10.4	6.31	65.21	24.95
Free Cash Flow Growth	-	-78.64%	64.74%	-90.32%	161.37%	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	12.86%	-79.64%	21.48%	9.98%	31.35%	40.65%
FCF Margin	-	5.03%	8.84%	7.48%	57.52%	21.08%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 8, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.240	0.240	0.240	0.240	0.240	0.240
Dividend Per Share Growth	0%	0%	0%	0%	0%	0%
Dividend Yield	0.95%	1.15%	0.67%	0.99%	0.97%	0.51%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 8, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	14.94	-	12.34	24.84	6.31	9.63
Forward PE	5.85	6.30	9.24	13.87	10.45	9.85
P/FCF Ratio	1.39	81.81	30.00	33.12	3.44	18.58
PS Ratio	1.90	4.12	2.65	2.48	1.98	3.92