First Internet Bancorp (INBK)

First Internet Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	113.76	87.38	74.9	97.09	86.56
Net Interest Income Growth	30.19%	16.65%	-22.85%	12.17%	34.11%
Non-Interest Income	2.71	47.35	26.13	21.26	32.84
Non-Interest Income Growth	-94.27%	81.23%	22.90%	-35.28%	-9.61%
Revenues Before Loan Losses	116.47	134.72	101.03	118.35	119.4
Provision for Credit Losses	72.31	17.07	16.65	4.98	1.03
Revenue	44.16	117.65	84.38	113.37	118.37
Revenue Growth (YoY)	-62.47%	39.44%	-25.58%	-4.22%	29.29%
Compensation Expenses	51.03	51.76	45.32	41.55	38.22
Selling, General & Admin	9.46	8.78	8.02	10.37	8.96
Other Non-Interest Expenses	34.55	29.57	26.09	21.35	14.61
Total Non-Interest Expense	95.03	90.11	79.44	73.27	61.8
Pretax Income	-50.87	27.54	4.94	40.1	56.57
Provision for Income Taxes	-15.7	2.27	-3.48	4.56	8.46
Net Income	-35.17	25.28	8.42	35.54	48.11
Net Income to Common	-35.17	25.28	8.42	35.54	48.11
Net Income Growth	-	200.30%	-76.32%	-26.13%	63.36%
Shares Outstanding (Basic)	9	9	9	10	10
Shares Outstanding (Diluted)	9	9	9	10	10
Shares Change (YoY)	-0.41%	-1.05%	-7.67%	-3.82%	1.36%
EPS (Basic)	-4.03	2.91	0.95	3.73	4.85
EPS (Diluted)	-4.03	2.88	0.95	3.70	4.82
EPS Growth	-	203.16%	-74.32%	-23.24%	61.20%
Free Cash Flow	2.22	10.4	6.31	65.21	24.95
Free Cash Flow Growth	-78.64%	64.74%	-90.32%	161.37%	-
Free Cash Flow Per Share	0.25	1.19	0.71	6.80	2.50
Dividends Per Share	0.240	0.240	0.240	0.240	0.240
Profit Margin	-79.64%	21.48%	9.98%	31.35%	40.65%
FCF Margin	5.03%	8.84%	7.48%	57.51%	21.08%
EBITDA	6.19	8.46	5.75	8.73	8.78
EBITDA Margin	14.02%	7.19%	6.81%	7.70%	7.41%
Effective Tax Rate	30.87%	8.23%	-70.38%	11.37%	14.95%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q