First Internet Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	-31.43	-35.17	25.28	8.42	35.54	48.11
Depreciation & Amortization	7.94	6.19	8.46	5.75	8.73	8.78
Gain (Loss) on Sale of Assets	0.29	0.26	-0.03	-	-	-2.52
Gain (Loss) on Sale of Investments	0.15	-	4.77	-0.38	-2.57	1.51
Total Asset Writedown	0.31	-	-	-	-	-
Provision for Credit Losses	76.49	72.31	17.07	16.8	5.16	1.75
Net Decrease (Increase) in Loans Originated / Sold - Operating	100.95	-36.08	-7.67	14.54	39.95	17.42
Change in Other Net Operating Assets	11.86	5.66	3.97	-8.32	7.68	7.18
Other Operating Activities	-19.31	-19.26	-7.34	-5.38	3.67	-0.37
Operating Cash Flow	160.62	3.45	12.99	11.68	82.72	54.84
Operating Cash Flow Growth	-	-73.45%	11.23%	-85.88%	50.84%	319.65%
Capital Expenditures	-0.71	-1.23	-2.59	-5.37	-17.52	-29.89
Sale of Property, Plant and Equipment	-	-	-	-	-	8.12
Investment in Securities	-130.71	-177.06	-137.59	-112.1	33.91	-107.44
Net Decrease (Increase) in Loans Originated / Sold - Investing	435.12	316.73	-343.77	-352.57	-612.4	168.66
Other Investing Activities	-5.4	-10.31	-12.85	-4.46	-6.21	4.43
Investing Cash Flow	299.22	128.68	-496.17	-474.5	-601.03	43.87
Long-Term Debt Issued	-	104.5	430	475	615	498.66
Long-Term Debt Repaid	-	-150	-750	-475	-515	-475
Net Debt Issued (Repaid)	-25	-45.5	-320	-	100	23.66
Repurchase of Common Stock	-0.52	-0.52	-0.28	-9.34	-27.78	-4.44
Common Dividends Paid	-2.08	-2.09	-2.08	-2.16	-2.32	-2.42
Net Increase (Decrease) in Deposit Accounts	-467.41	-93.39	866.23	623.82	262.29	-91.93
Other Financing Activities	-0.23	-0.26	-0.18	-0.15	-0.29	-0.44
Financing Cash Flow	-495.24	-141.76	543.69	612.17	331.9	-75.56
Net Cash Flow	-35.39	-9.63	60.51	149.35	-186.41	23.15
Free Cash Flow	159.91	2.22	10.4	6.31	65.21	24.95
Free Cash Flow Growth	-	-78.64%	64.74%	-90.32%	161.37%	-
Free Cash Flow Margin	289.96%	5.03%	8.84%	7.48%	57.52%	21.08%
Free Cash Flow Per Share	18.30	0.25	1.19	0.71	6.80	2.50
Cash Interest Paid	190.2	207.15	205.86	163.6	58.92	46.75
Cash Income Tax Paid	-	0.1	0.68	0.94	2.01	7.05

SEC Filings: 10-K · 10-Q