First Internet Bancorp (INBK)

First Internet Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 10, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	201	181	312	209	220	459
Market Cap Growth	-15.13%	-41.88%	49.18%	-5.00%	-52.03%	62.90%
Enterprise Value	103.81	286.76	417.11	313.95	324.65	563.08
Last Close Price	23.10	20.87	35.99	24.19	24.28	47.04
PE Ratio	-	-5.18	12.50	25.46	6.56	9.76
Forward PE	10.80	6.30	9.24	13.87	10.45	9.85
PS Ratio	4.66	4.11	2.65	2.48	1.94	3.88
PB Ratio	0.57	0.50	0.81	0.58	0.60	1.21
P/TBV Ratio	0.56	0.51	0.82	0.59	0.64	1.23
P/FCF Ratio	92.58	81.63	30.00	33.12	3.38	18.39
P/OCF Ratio	59.62	52.57	24.01	17.90	2.66	8.37
EV/Sales Ratio	2.35	6.49	3.55	3.72	2.86	4.76
EV/EBITDA Ratio	-	46.31	49.30	54.62	37.19	64.17
EV/FCF Ratio	46.74	129.11	40.11	49.73	4.98	22.57
Debt / Equity Ratio	0.29	0.29	0.27	0.29	0.29	0.27
Debt / EBITDA Ratio	17.03	17.03	12.43	18.24	11.98	11.88
Debt / FCF Ratio	47.49	47.49	10.11	16.61	1.60	4.18
Net Debt / Equity Ratio	0.29	0.29	0.27	0.29	0.29	0.27
Net Debt / EBITDA Ratio	17.03	17.03	12.43	18.24	11.98	11.88
Net Debt / FCF Ratio	47.49	47.49	10.11	16.61	1.60	4.18
Asset Turnover	0.01	0.01	0.02	0.02	0.03	0.03
Return on Equity (ROE)	-9.46%	-9.46%	6.77%	2.31%	9.54%	13.53%
Earnings Yield	-17.10%	-19.31%	8.00%	3.93%	15.24%	10.25%
FCF Yield	1.08%	1.23%	3.33%	3.02%	29.62%	5.44%
Dividend Yield	1.03%	1.15%	0.66%	1.01%	1.00%	0.52%
Payout Ratio	-	-5.93%	8.22%	25.61%	6.52%	5.02%
Buyback Yield / Dilution	0.41%	0.41%	1.05%	7.67%	3.82%	-1.36%
Total Shareholder Return	1.44%	1.55%	1.72%	8.68%	4.82%	-0.84%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q