First Internet Bancorp (INBK)

First Internet Bancorp Statistics

Total Valuation

INBK has a market cap or net worth of $189.29 million. The enterprise value is $87.48 million.

Market Cap	189.29M
Enterprise Value	87.48M

Important Dates

The last earnings date was Thursday, January 29, 2026, after market close.

Earnings Date	Jan 29, 2026
Ex-Dividend Date	Dec 31, 2025

Share Statistics

INBK has 8.69 million shares outstanding. The number of shares has decreased by -0.41% in one year.

Current Share Class	8.69M
Shares Outstanding	8.69M
Shares Change (YoY)	-0.41%
Shares Change (QoQ)	+0.31%
Owned by Insiders (%)	7.75%
Owned by Institutions (%)	71.52%
Float	8.03M

Valuation Ratios

PE Ratio	n/a
Forward PE	10.33
PS Ratio	4.31
Forward PS	1.24
PB Ratio	0.53
P/TBV Ratio	0.53
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	1.98
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -9.46%.

Return on Equity (ROE)	-9.46%
Return on Assets (ROA)	-0.62%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.04%
Revenue Per Employee	$135,454
Profits Per Employee	-$107,877
Employee Count	326
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	-15.70M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -34.80% in the last 52 weeks. The beta is 0.82, so INBK's price volatility has been lower than the market average.

Beta (5Y)	0.82
52-Week Price Change	-34.80%
50-Day Moving Average	20.89
200-Day Moving Average	22.67
Relative Strength Index (RSI)	50.91
Average Volume (20 Days)	52,930

Short Selling Information

The latest short interest is 117,297, so 1.35% of the outstanding shares have been sold short.

Short Interest	117,297
Short Previous Month	102,502
Short % of Shares Out	1.35%
Short % of Float	1.46%
Short Ratio (days to cover)	2.12

Income Statement

In the last 12 months, INBK had revenue of $44.16 million and -$35.17 million in losses. Loss per share was -$4.03.

Revenue	44.16M
Gross Profit	44.16M
Operating Income	-44.76M
Pretax Income	-50.87M
Net Income	-35.17M
EBITDA	n/a
EBIT	n/a
Loss Per Share	-$4.03

Balance Sheet

The company has $456.78 million in cash and $354.97 million in debt, with a net cash position of $101.81 million or $11.72 per share.

Cash & Cash Equivalents	456.78M
Total Debt	354.97M
Net Cash	101.81M
Net Cash Per Share	$11.72
Equity (Book Value)	359.77M
Book Value Per Share	41.41
Working Capital	-4.17B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	-101.36%
Pretax Margin	-115.20%
Profit Margin	-79.64%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.24, which amounts to a dividend yield of 1.10%.

Dividend Per Share	$0.24
Dividend Yield	1.10%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.41%
Shareholder Yield	1.51%
Earnings Yield	-18.58%
FCF Yield	n/a

Analyst Forecast

The average price target for INBK is $28.50, which is 30.79% higher than the current price. The consensus rating is "Hold".

Price Target	$28.50
Price Target Difference	30.79%
Analyst Consensus	Hold
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on June 24, 2013. It was a forward split with a ratio of 1.5:1.

Last Split Date	Jun 24, 2013
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a