First Internet Bancorp (INBK)
NASDAQ: INBK · Real-Time Price · USD
41.92
+1.17 (2.87%)
Nov 22, 2024, 4:00 PM EST - Market closed

First Internet Bancorp Statistics

Total Valuation

INBK has a market cap or net worth of $363.36 million.

Market Cap 363.36M
Enterprise Value n/a

Important Dates

The last earnings date was Wednesday, October 23, 2024, after market close.

Earnings Date Oct 23, 2024
Ex-Dividend Date Sep 30, 2024

Share Statistics

INBK has 8.67 million shares outstanding. The number of shares has decreased by -2.99% in one year.

Current Share Class 8.67M
Shares Outstanding 8.67M
Shares Change (YoY) -2.99%
Shares Change (QoQ) +1.30%
Owned by Insiders (%) 7.27%
Owned by Institutions (%) 75.79%
Float 8.04M

Valuation Ratios

The trailing PE ratio is 16.60 and the forward PE ratio is 10.76.

PE Ratio 16.60
Forward PE 10.76
PS Ratio 3.34
Forward PS 3.30
PB Ratio 0.94
P/TBV Ratio 0.96
P/FCF Ratio 12.55
P/OCF Ratio 11.55
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 21.44
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 6.03%.

Return on Equity (ROE) 6.03%
Return on Assets (ROA) 0.40%
Return on Capital (ROIC) n/a
Revenue Per Employee $375,793
Profits Per Employee $76,169
Employee Count 290
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, INBK has paid $682,000 in taxes.

Income Tax 682,000
Effective Tax Rate 3.00%

Stock Price Statistics

The stock price has increased by +125.98% in the last 52 weeks. The beta is 0.66, so INBK's price volatility has been lower than the market average.

Beta (5Y) 0.66
52-Week Price Change +125.98%
50-Day Moving Average 36.30
200-Day Moving Average 33.00
Relative Strength Index (RSI) 62.95
Average Volume (20 Days) 32,757

Short Selling Information

The latest short interest is 119,188, so 1.38% of the outstanding shares have been sold short.

Short Interest 119,188
Short Previous Month 152,017
Short % of Shares Out 1.38%
Short % of Float 1.48%
Short Ratio (days to cover) 2.95

Income Statement

In the last 12 months, INBK had revenue of $108.98 million and earned $22.09 million in profits. Earnings per share was $2.53.

Revenue 108.98M
Gross Profit 108.98M
Operating Income 27.64M
Pretax Income 18.24M
Net Income 22.09M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $2.53
Full Income Statement

Balance Sheet

The company has $715.26 million in cash and $620.77 million in debt, giving a net cash position of $94.49 million or $10.90 per share.

Cash & Cash Equivalents 715.26M
Total Debt 620.77M
Net Cash 94.49M
Net Cash Per Share $10.90
Equity (Book Value) 385.13M
Book Value Per Share 44.43
Working Capital -3.98B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $31.45 million and capital expenditures -$2.49 million, giving a free cash flow of $28.96 million.

Operating Cash Flow 31.45M
Capital Expenditures -2.49M
Free Cash Flow 28.96M
FCF Per Share $3.34
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 25.36%
Pretax Margin 20.89%
Profit Margin 20.27%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 31.17%

Dividends & Yields

This stock pays an annual dividend of $0.24, which amounts to a dividend yield of 0.57%.

Dividend Per Share $0.24
Dividend Yield 0.57%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 9.50%
Buyback Yield 2.99%
Shareholder Yield 3.56%
Earnings Yield 6.08%
FCF Yield 7.97%
Dividend Details

Analyst Forecast

The average price target for INBK is $40.38, which is -3.67% lower than the current price. The consensus rating is "Buy".

Price Target $40.38
Price Target Difference -3.67%
Analyst Consensus Buy
Analyst Count 4
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on June 24, 2013. It was a forward split with a ratio of 1.5:1.

Last Split Date Jun 24, 2013
Split Type Forward
Split Ratio 1.5:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4