First Internet Bancorp Statistics
Total Valuation
INBK has a market cap or net worth of $363.36 million.
Important Dates
The last earnings date was Wednesday, October 23, 2024, after market close.
Earnings Date | Oct 23, 2024 |
Ex-Dividend Date | Sep 30, 2024 |
Share Statistics
INBK has 8.67 million shares outstanding. The number of shares has decreased by -2.99% in one year.
Current Share Class | 8.67M |
Shares Outstanding | 8.67M |
Shares Change (YoY) | -2.99% |
Shares Change (QoQ) | +1.30% |
Owned by Insiders (%) | 7.27% |
Owned by Institutions (%) | 75.79% |
Float | 8.04M |
Valuation Ratios
The trailing PE ratio is 16.60 and the forward PE ratio is 10.76.
PE Ratio | 16.60 |
Forward PE | 10.76 |
PS Ratio | 3.34 |
Forward PS | 3.30 |
PB Ratio | 0.94 |
P/TBV Ratio | 0.96 |
P/FCF Ratio | 12.55 |
P/OCF Ratio | 11.55 |
PEG Ratio | n/a |
Financial Ratio History Enterprise Valuation
EV / Earnings | n/a |
EV / Sales | n/a |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | n/a |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | n/a |
Debt / EBITDA | n/a |
Debt / FCF | 21.44 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.03%.
Return on Equity (ROE) | 6.03% |
Return on Assets (ROA) | 0.40% |
Return on Capital (ROIC) | n/a |
Revenue Per Employee | $375,793 |
Profits Per Employee | $76,169 |
Employee Count | 290 |
Asset Turnover | n/a |
Inventory Turnover | n/a |
Taxes
In the past 12 months, INBK has paid $682,000 in taxes.
Income Tax | 682,000 |
Effective Tax Rate | 3.00% |
Stock Price Statistics
The stock price has increased by +125.98% in the last 52 weeks. The beta is 0.66, so INBK's price volatility has been lower than the market average.
Beta (5Y) | 0.66 |
52-Week Price Change | +125.98% |
50-Day Moving Average | 36.30 |
200-Day Moving Average | 33.00 |
Relative Strength Index (RSI) | 62.95 |
Average Volume (20 Days) | 32,757 |
Short Selling Information
The latest short interest is 119,188, so 1.38% of the outstanding shares have been sold short.
Short Interest | 119,188 |
Short Previous Month | 152,017 |
Short % of Shares Out | 1.38% |
Short % of Float | 1.48% |
Short Ratio (days to cover) | 2.95 |
Income Statement
In the last 12 months, INBK had revenue of $108.98 million and earned $22.09 million in profits. Earnings per share was $2.53.
Revenue | 108.98M |
Gross Profit | 108.98M |
Operating Income | 27.64M |
Pretax Income | 18.24M |
Net Income | 22.09M |
EBITDA | n/a |
EBIT | n/a |
Earnings Per Share (EPS) | $2.53 |
Full Income Statement Balance Sheet
The company has $715.26 million in cash and $620.77 million in debt, giving a net cash position of $94.49 million or $10.90 per share.
Cash & Cash Equivalents | 715.26M |
Total Debt | 620.77M |
Net Cash | 94.49M |
Net Cash Per Share | $10.90 |
Equity (Book Value) | 385.13M |
Book Value Per Share | 44.43 |
Working Capital | -3.98B |
Full Balance Sheet Cash Flow
In the last 12 months, operating cash flow was $31.45 million and capital expenditures -$2.49 million, giving a free cash flow of $28.96 million.
Operating Cash Flow | 31.45M |
Capital Expenditures | -2.49M |
Free Cash Flow | 28.96M |
FCF Per Share | $3.34 |
Full Cash Flow Statement Margins
Gross Margin | n/a |
Operating Margin | 25.36% |
Pretax Margin | 20.89% |
Profit Margin | 20.27% |
EBITDA Margin | n/a |
EBIT Margin | n/a |
FCF Margin | 31.17% |
Dividends & Yields
This stock pays an annual dividend of $0.24, which amounts to a dividend yield of 0.57%.
Dividend Per Share | $0.24 |
Dividend Yield | 0.57% |
Dividend Growth (YoY) | n/a |
Years of Dividend Growth | n/a |
Payout Ratio | 9.50% |
Buyback Yield | 2.99% |
Shareholder Yield | 3.56% |
Earnings Yield | 6.08% |
FCF Yield | 7.97% |
Dividend Details Analyst Forecast
The average price target for INBK is $40.38, which is -3.67% lower than the current price. The consensus rating is "Buy".
Price Target | $40.38 |
Price Target Difference | -3.67% |
Analyst Consensus | Buy |
Analyst Count | 4 |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Forecasts Stock Splits
The last stock split was on June 24, 2013. It was a forward split with a ratio of 1.5:1.
Last Split Date | Jun 24, 2013 |
Split Type | Forward |
Split Ratio | 1.5:1 |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 4 |