First Internet Bancorp (INBK)

First Internet Bancorp Statistics

Total Valuation

INBK has a market cap or net worth of $154.57 million. The enterprise value is -$278.20 million.

Market Cap	154.57M
Enterprise Value	-278.20M

Important Dates

The last earnings date was Wednesday, October 22, 2025, after market close.

Earnings Date	Oct 22, 2025
Ex-Dividend Date	Sep 30, 2025

Share Statistics

INBK has 8.71 million shares outstanding. The number of shares has decreased by -0.27% in one year.

Current Share Class	8.71M
Shares Outstanding	8.71M
Shares Change (YoY)	-0.27%
Shares Change (QoQ)	-0.21%
Owned by Insiders (%)	7.62%
Owned by Institutions (%)	75.04%
Float	8.05M

Valuation Ratios

PE Ratio	n/a
Forward PE	5.35
PS Ratio	3.31
Forward PS	1.05
PB Ratio	0.44
P/TBV Ratio	0.44
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -8.99%.

Return on Equity (ROE)	-8.99%
Return on Assets (ROA)	-0.58%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$143,347
Profits Per Employee	-$101,617
Employee Count	326
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	-14.92M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -50.07% in the last 52 weeks. The beta is 0.79, so INBK's price volatility has been lower than the market average.

Beta (5Y)	0.79
52-Week Price Change	-50.07%
50-Day Moving Average	22.75
200-Day Moving Average	25.46
Relative Strength Index (RSI)	26.49
Average Volume (20 Days)	75,789

Short Selling Information

The latest short interest is 86,746, so 1.00% of the outstanding shares have been sold short.

Short Interest	86,746
Short Previous Month	77,182
Short % of Shares Out	1.00%
Short % of Float	1.08%
Short Ratio (days to cover)	2.37

Income Statement

In the last 12 months, INBK had revenue of $46.73 million and -$33.13 million in losses. Loss per share was -$3.80.

Revenue	46.73M
Gross Profit	46.73M
Operating Income	-42.03M
Pretax Income	-48.04M
Net Income	-33.13M
EBITDA	n/a
EBIT	n/a
Loss Per Share	-$3.80

Balance Sheet

The company has $787.66 million in cash and $354.89 million in debt, giving a net cash position of $432.78 million or $49.67 per share.

Cash & Cash Equivalents	787.66M
Total Debt	354.89M
Net Cash	432.78M
Net Cash Per Share	$49.67
Equity (Book Value)	352.17M
Book Value Per Share	40.42
Working Capital	-3.92B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	-89.94%
Pretax Margin	-102.81%
Profit Margin	-70.89%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.24, which amounts to a dividend yield of 1.35%.

Dividend Per Share	$0.24
Dividend Yield	1.35%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.27%
Shareholder Yield	1.62%
Earnings Yield	-21.43%
FCF Yield	n/a

Analyst Forecast

The average price target for INBK is $28.67, which is 61.61% higher than the current price. The consensus rating is "Hold".

Price Target	$28.67
Price Target Difference	61.61%
Analyst Consensus	Hold
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on June 24, 2013. It was a forward split with a ratio of 1.5:1.

Last Split Date	Jun 24, 2013
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a