First Internet Bancorp Statistics
Total Valuation
INBK has a market cap or net worth of $215.65 million. The enterprise value is -$45.47 million.
Important Dates
The next estimated earnings date is Wednesday, July 22, 2026, after market close.
| Earnings Date | Jul 22, 2026 |
| Ex-Dividend Date | Mar 31, 2026 |
Share Statistics
INBK has 8.72 million shares outstanding. The number of shares has decreased by -0.45% in one year.
| Current Share Class | 8.72M |
| Shares Outstanding | 8.72M |
| Shares Change (YoY) | -0.45% |
| Shares Change (QoQ) | +0.05% |
| Owned by Insiders (%) | 12.84% |
| Owned by Institutions (%) | 71.51% |
| Float | 7.49M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 8.15 |
| PS Ratio | 4.46 |
| Forward PS | 1.34 |
| PB Ratio | 0.59 |
| P/TBV Ratio | 0.59 |
| P/FCF Ratio | 4.71 |
| P/OCF Ratio | 4.58 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 7.70 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -8.98%.
| Return on Equity (ROE) | -8.98% |
| Return on Assets (ROA) | -0.58% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.42% |
| Revenue Per Employee | $133,462 |
| Profits Per Employee | -$94,654 |
| Employee Count | 355 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -15.52M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +6.45% in the last 52 weeks. The beta is 0.87, so INBK's price volatility has been lower than the market average.
| Beta (5Y) | 0.87 |
| 52-Week Price Change | +6.45% |
| 50-Day Moving Average | 23.31 |
| 200-Day Moving Average | 21.76 |
| Relative Strength Index (RSI) | 55.14 |
| Average Volume (20 Days) | 45,760 |
Short Selling Information
The latest short interest is 205,281, so 2.36% of the outstanding shares have been sold short.
| Short Interest | 205,281 |
| Short Previous Month | 164,488 |
| Short % of Shares Out | 2.36% |
| Short % of Float | 2.74% |
| Short Ratio (days to cover) | 3.23 |
Income Statement
In the last 12 months, INBK had revenue of $47.38 million and -$33.60 million in losses. Loss per share was -$3.85.
| Revenue | 47.38M |
| Gross Profit | 47.38M |
| Operating Income | -42.92M |
| Pretax Income | -49.12M |
| Net Income | -33.60M |
| EBITDA | n/a |
| EBIT | n/a |
| Loss Per Share | -$3.85 |
Full Income StatementBalance Sheet
The company has $601.92 million in cash and $345.16 million in debt, with a net cash position of $256.76 million or $29.46 per share.
| Cash & Cash Equivalents | 601.92M |
| Total Debt | 345.16M |
| Net Cash | 256.76M |
| Net Cash Per Share | $29.46 |
| Equity (Book Value) | 360.95M |
| Book Value Per Share | 41.41 |
| Working Capital | -4.23B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $46.17 million and capital expenditures -$1.34 million, giving a free cash flow of $44.83 million.
| Operating Cash Flow | 46.17M |
| Capital Expenditures | -1.34M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -155.50M |
| Free Cash Flow | 44.83M |
| FCF Per Share | $5.14 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | -90.59% |
| Pretax Margin | -103.67% |
| Profit Margin | -70.92% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 94.62% |
Dividends & Yields
This stock pays an annual dividend of $0.24, which amounts to a dividend yield of 0.98%.
| Dividend Per Share | $0.24 |
| Dividend Yield | 0.98% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 0.45% |
| Shareholder Yield | 1.44% |
| Earnings Yield | -15.90% |
| FCF Yield | 21.22% |
Dividend DetailsAnalyst Forecast
The average price target for INBK is $25.75, which is 4.08% higher than the current price. The consensus rating is "Hold".
| Price Target | $25.75 |
| Price Target Difference | 4.08% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
The last stock split was on June 24, 2013. It was a forward split with a ratio of 1.5:1.
| Last Split Date | Jun 24, 2013 |
| Split Type | Forward |
| Split Ratio | 1.5:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |
