First Internet Bancorp (INBK)

First Internet Bancorp Statistics

Total Valuation

INBK has a market cap or net worth of $206.39 million. The enterprise value is -$46.91 million.

Market Cap	206.39M
Enterprise Value	-46.91M

Important Dates

The last earnings date was Thursday, April 30, 2026, after market close.

Earnings Date	Apr 30, 2026
Ex-Dividend Date	Mar 31, 2026

Share Statistics

INBK has 8.72 million shares outstanding. The number of shares has decreased by -0.28% in one year.

Current Share Class	8.72M
Shares Outstanding	8.72M
Shares Change (YoY)	-0.28%
Shares Change (QoQ)	-1.34%
Owned by Insiders (%)	12.64%
Owned by Institutions (%)	71.32%
Float	7.51M

Valuation Ratios

PE Ratio	n/a
Forward PE	7.67
PS Ratio	4.43
Forward PS	1.25
PB Ratio	0.55
P/TBV Ratio	0.59
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -8.98%.

Return on Equity (ROE)	-8.98%
Return on Assets (ROA)	-0.58%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.38%
Revenue Per Employee	$133,462
Profits Per Employee	-$94,654
Employee Count	355
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	-15.52M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +13.24% in the last 52 weeks. The beta is 0.85, so INBK's price volatility has been lower than the market average.

Beta (5Y)	0.85
52-Week Price Change	+13.24%
50-Day Moving Average	21.32
200-Day Moving Average	21.70
Relative Strength Index (RSI)	63.46
Average Volume (20 Days)	59,084

Short Selling Information

The latest short interest is 151,242, so 1.74% of the outstanding shares have been sold short.

Short Interest	151,242
Short Previous Month	160,121
Short % of Shares Out	1.74%
Short % of Float	2.01%
Short Ratio (days to cover)	2.55

Income Statement

In the last 12 months, INBK had revenue of $47.38 million and -$33.60 million in losses. Loss per share was -$3.84.

Revenue	47.38M
Gross Profit	47.38M
Operating Income	-42.92M
Pretax Income	-49.12M
Net Income	-33.60M
EBITDA	n/a
EBIT	n/a
Loss Per Share	-$3.84

Balance Sheet

The company has $601.81 million in cash and $345.05 million in debt, with a net cash position of $256.76 million or $29.46 per share.

Cash & Cash Equivalents	601.81M
Total Debt	345.05M
Net Cash	256.76M
Net Cash Per Share	$29.46
Equity (Book Value)	360.95M
Book Value Per Share	41.72
Working Capital	-4.23B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	-90.59%
Pretax Margin	-103.67%
Profit Margin	-70.92%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.24, which amounts to a dividend yield of 1.01%.

Dividend Per Share	$0.24
Dividend Yield	1.01%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.28%
Shareholder Yield	1.33%
Earnings Yield	-16.01%
FCF Yield	n/a

Analyst Forecast

The average price target for INBK is $23.75, which is 0.31% higher than the current price. The consensus rating is "Hold".

Price Target	$23.75
Price Target Difference	0.31%
Analyst Consensus	Hold
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on June 24, 2013. It was a forward split with a ratio of 1.5:1.

Last Split Date	Jun 24, 2013
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a