First Internet Bancorp Statistics
Total Valuation
INBK has a market cap or net worth of $171.37 million. The enterprise value is $69.56 million.
Important Dates
The next estimated earnings date is Wednesday, April 22, 2026, after market close.
| Earnings Date | Apr 22, 2026 |
| Ex-Dividend Date | Mar 31, 2026 |
Share Statistics
INBK has 8.72 million shares outstanding. The number of shares has decreased by -0.41% in one year.
| Current Share Class | 8.72M |
| Shares Outstanding | 8.72M |
| Shares Change (YoY) | -0.41% |
| Shares Change (QoQ) | +0.31% |
| Owned by Insiders (%) | 7.75% |
| Owned by Institutions (%) | 71.43% |
| Float | 8.04M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 9.23 |
| PS Ratio | 3.88 |
| Forward PS | 1.08 |
| PB Ratio | 0.47 |
| P/TBV Ratio | 0.48 |
| P/FCF Ratio | 77.16 |
| P/OCF Ratio | 49.69 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 1.58 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 31.32 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 159.92 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -9.46%.
| Return on Equity (ROE) | -9.46% |
| Return on Assets (ROA) | -0.62% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 2.86% |
| Revenue Per Employee | $124,389 |
| Profits Per Employee | -$99,065 |
| Employee Count | 355 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -15.70M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -29.79% in the last 52 weeks. The beta is 0.82, so INBK's price volatility has been lower than the market average.
| Beta (5Y) | 0.82 |
| 52-Week Price Change | -29.79% |
| 50-Day Moving Average | 21.00 |
| 200-Day Moving Average | 22.19 |
| Relative Strength Index (RSI) | 42.08 |
| Average Volume (20 Days) | 57,666 |
Short Selling Information
The latest short interest is 121,277, so 1.39% of the outstanding shares have been sold short.
| Short Interest | 121,277 |
| Short Previous Month | 124,031 |
| Short % of Shares Out | 1.39% |
| Short % of Float | 1.51% |
| Short Ratio (days to cover) | 2.09 |
Income Statement
In the last 12 months, INBK had revenue of $44.16 million and -$35.17 million in losses. Loss per share was -$4.03.
| Revenue | 44.16M |
| Gross Profit | 44.16M |
| Operating Income | -44.76M |
| Pretax Income | -50.87M |
| Net Income | -35.17M |
| EBITDA | n/a |
| EBIT | n/a |
| Loss Per Share | -$4.03 |
Full Income StatementBalance Sheet
The company has $456.99 million in cash and $355.18 million in debt, with a net cash position of $101.81 million or $11.68 per share.
| Cash & Cash Equivalents | 456.99M |
| Total Debt | 355.18M |
| Net Cash | 101.81M |
| Net Cash Per Share | $11.68 |
| Equity (Book Value) | 359.77M |
| Book Value Per Share | 41.41 |
| Working Capital | -4.27B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $3.45 million and capital expenditures -$1.23 million, giving a free cash flow of $2.22 million.
| Operating Cash Flow | 3.45M |
| Capital Expenditures | -1.23M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -45.50M |
| Free Cash Flow | 2.22M |
| FCF Per Share | $0.25 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | -101.36% |
| Pretax Margin | -115.20% |
| Profit Margin | -79.64% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 5.03% |
Dividends & Yields
This stock pays an annual dividend of $0.24, which amounts to a dividend yield of 1.22%.
| Dividend Per Share | $0.24 |
| Dividend Yield | 1.22% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 0.41% |
| Shareholder Yield | 1.63% |
| Earnings Yield | -20.52% |
| FCF Yield | 1.30% |
Dividend DetailsAnalyst Forecast
The average price target for INBK is $28.50, which is 44.96% higher than the current price. The consensus rating is "Hold".
| Price Target | $28.50 |
| Price Target Difference | 44.96% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
The last stock split was on June 24, 2013. It was a forward split with a ratio of 1.5:1.
| Last Split Date | Jun 24, 2013 |
| Split Type | Forward |
| Split Ratio | 1.5:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |
