First Internet Bancorp Statistics
Total Valuation
INBK has a market cap or net worth of $297.66 million.
Important Dates
The last earnings date was Wednesday, October 23, 2024, after market close.
Earnings Date | Oct 23, 2024 |
Ex-Dividend Date | Sep 30, 2024 |
Share Statistics
INBK has 8.67 million shares outstanding. The number of shares has decreased by -3.00% in one year.
Current Share Class | 8.67M |
Shares Outstanding | 8.67M |
Shares Change (YoY) | -3.00% |
Shares Change (QoQ) | +1.30% |
Owned by Insiders (%) | 7.27% |
Owned by Institutions (%) | 74.48% |
Float | 8.04M |
Valuation Ratios
The trailing PE ratio is 13.59 and the forward PE ratio is 8.81.
PE Ratio | 13.59 |
Forward PE | 8.81 |
PS Ratio | 2.66 |
Forward PS | 2.68 |
PB Ratio | 0.75 |
P/FCF Ratio | n/a |
PEG Ratio | n/a |
Financial Ratio History Enterprise Valuation
EV / Earnings | n/a |
EV / Sales | n/a |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | n/a |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | n/a |
Debt / EBITDA | n/a |
Debt / FCF | n/a |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.03%.
Return on Equity (ROE) | 6.03% |
Return on Assets (ROA) | 0.40% |
Return on Capital (ROIC) | n/a |
Revenue Per Employee | $375,793 |
Profits Per Employee | $76,169 |
Employee Count | 290 |
Asset Turnover | n/a |
Inventory Turnover | n/a |
Taxes
In the past 12 months, INBK has paid $682,000 in taxes.
Income Tax | 682,000 |
Effective Tax Rate | 3.00% |
Stock Price Statistics
The stock price has increased by +88.95% in the last 52 weeks. The beta is 0.66, so INBK's price volatility has been lower than the market average.
Beta (5Y) | 0.66 |
52-Week Price Change | +88.95% |
50-Day Moving Average | 34.79 |
200-Day Moving Average | 32.32 |
Relative Strength Index (RSI) | 42.00 |
Average Volume (20 Days) | 28,805 |
Short Selling Information
The latest short interest is 152,017, so 1.75% of the outstanding shares have been sold short.
Short Interest | 152,017 |
Short Previous Month | 136,624 |
Short % of Shares Out | 1.75% |
Short % of Float | 1.89% |
Short Ratio (days to cover) | 3.64 |
Income Statement
In the last 12 months, INBK had revenue of $108.98 million and earned $22.09 million in profits. Earnings per share was $2.53.
Revenue | 108.98M |
Gross Profit | 108.98M |
Operating Income | 27.64M |
Pretax Income | 18.24M |
Net Income | 22.09M |
EBITDA | n/a |
EBIT | n/a |
Earnings Per Share (EPS) | $2.53 |
Full Income Statement Balance Sheet
The company has $712.48 million in cash and $620.07 million in debt, giving a net cash position of $92.41 million or $10.66 per share.
Cash & Cash Equivalents | 712.48M |
Total Debt | 620.07M |
Net Cash | 92.41M |
Net Cash Per Share | $10.66 |
Equity (Book Value) | 385.13M |
Book Value Per Share | 44.43 |
Working Capital | -3.98B |
Full Balance Sheet Cash Flow
Operating Cash Flow | n/a |
Capital Expenditures | n/a |
Free Cash Flow | n/a |
FCF Per Share | n/a |
Full Cash Flow Statement Margins
Gross Margin | n/a |
Operating Margin | 25.36% |
Pretax Margin | 20.89% |
Profit Margin | 20.27% |
EBITDA Margin | n/a |
EBIT Margin | n/a |
FCF Margin | 31.17% |
Dividends & Yields
This stock pays an annual dividend of $0.24, which amounts to a dividend yield of 0.70%.
Dividend Per Share | $0.24 |
Dividend Yield | 0.70% |
Dividend Growth (YoY) | n/a |
Years of Dividend Growth | n/a |
Payout Ratio | 9.50% |
Buyback Yield | 3.00% |
Shareholder Yield | 3.70% |
Earnings Yield | 7.64% |
FCF Yield | n/a |
Dividend Details Analyst Forecast
The average price target for INBK is $40.38, which is 17.59% higher than the current price. The consensus rating is "Buy".
Price Target | $40.38 |
Price Target Difference | 17.59% |
Analyst Consensus | Buy |
Analyst Count | 4 |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Forecasts Stock Splits
The last stock split was on June 24, 2013. It was a forward split with a ratio of 1.5:1.
Last Split Date | Jun 24, 2013 |
Split Type | Forward |
Split Ratio | 1.5:1 |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 2 |