Jiayin Group Inc. (JFIN)
NASDAQ: JFIN · Real-Time Price · USD
1.440
0.00 (0.00%)
Sep 11, 2026, 4:00 PM EDT - Market closed
Jiayin Group Income Statement
Financials in millions CNY. Fiscal year is January - December.
Millions CNY. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 4,054 | 6,222 | 5,801 | 5,467 | 3,271 | 1,780 | |
Revenue Growth | -37.74% | 7.26% | 6.11% | 67.11% | 83.74% | 36.94% |
Cost of Revenue | 1,496 | 1,236 | 2,034 | 2,012 | 565.23 | 335.93 |
Gross Profit | 2,558 | 4,986 | 3,768 | 3,455 | 2,706 | 1,445 |
Selling, General & Admin | 1,855 | 2,730 | 2,135 | 1,754 | 1,275 | 824.44 |
Research & Development | 434.61 | 427.13 | 372.44 | 296.32 | 216.69 | 143.73 |
Operating Expenses | 2,324 | 3,189 | 2,520 | 2,123 | 1,524 | 1,013 |
Operating Income | 234.86 | 1,797 | 1,248 | 1,332 | 1,182 | 431.96 |
Interest Expense | -1.18 | - | - | - | - | -1.12 |
Interest & Investment Income | 3.49 | 8.95 | 18.28 | 12.9 | 0.28 | - |
Earnings From Equity Investments | - | - | - | -1.99 | 7.94 | 7.65 |
Other Non Operating Income (Expenses) | 41.63 | 67.11 | 95.43 | 14.83 | 43.45 | 16.95 |
EBT Excluding Unusual Items | 278.79 | 1,873 | 1,362 | 1,358 | 1,234 | 455.44 |
Gain (Loss) on Sale of Investments | - | - | -51.92 | -91.24 | -15.08 | - |
Gain (Loss) on Sale of Assets | - | - | -14.43 | -2.01 | - | - |
Other Unusual Items | - | - | - | 280.23 | 117.02 | 138.04 |
Pretax Income | 278.79 | 1,873 | 1,295 | 1,545 | 1,336 | 593.49 |
Income Tax Expense | 46.89 | 337.65 | 238.9 | 247.62 | 155.4 | 125.72 |
Earnings From Continuing Operations | 231.9 | 1,536 | 1,056 | 1,298 | 1,180 | 467.76 |
Minority Interest in Earnings | 0.02 | 0.01 | 0.01 | 0.04 | -0.57 | 4.33 |
Net Income | 231.92 | 1,536 | 1,056 | 1,298 | 1,180 | 472.09 |
Net Income to Common | 231.92 | 1,536 | 1,056 | 1,298 | 1,180 | 472.09 |
Net Income Growth | -85.54% | 45.36% | -18.58% | 10.00% | 149.88% | 86.68% |
Shares Outstanding (Basic) | 52 | 52 | 53 | 53 | 54 | 54 |
Shares Outstanding (Diluted) | 52 | 52 | 53 | 53 | 54 | 54 |
Shares Change | -2.27% | -1.66% | -0.73% | -0.59% | -0.39% | - |
EPS (Basic) | 4.47 | 29.41 | 19.89 | 24.25 | 21.92 | 8.74 |
EPS (Diluted) | 4.46 | 29.40 | 19.88 | 24.24 | 21.92 | 8.72 |
EPS Growth | -85.22% | 47.89% | -17.99% | 10.58% | 151.38% | 86.33% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | - | 622.27 | 686.36 | 358.05 | 116.12 | 181.77 |
Free Cash Flow Per Share | - | 11.91 | 12.92 | 6.69 | 2.16 | 3.37 |
Dividend Per Share | - | 5.596 | 3.650 | 5.673 | - | - |
Dividend Growth | - | 53.32% | -35.66% | - | - | - |
Gross Margin | 63.11% | 80.14% | 64.95% | 63.20% | 82.72% | 81.13% |
Operating Margin | 5.79% | 28.89% | 21.51% | 24.37% | 36.13% | 24.26% |
Profit Margin | 5.72% | 24.68% | 18.21% | 23.74% | 36.06% | 26.51% |
Free Cash Flow Margin | - | 10.00% | 11.83% | 6.55% | 3.55% | 10.21% |
EBITDA | 332.28 | 1,868 | 1,266 | 1,342 | 1,192 | 447.63 |
EBITDA Margin | 8.20% | 30.03% | 21.82% | 24.55% | 36.44% | 25.14% |
D&A For EBITDA | 97.42 | 70.9 | 17.87 | 9.46 | 9.96 | 15.67 |
EBIT | 234.86 | 1,797 | 1,248 | 1,332 | 1,182 | 431.96 |
EBIT Margin | 5.79% | 28.89% | 21.51% | 24.37% | 36.13% | 24.26% |
Effective Tax Rate | 16.82% | 18.02% | 18.44% | 16.02% | 11.63% | 21.18% |
Advertising Expenses | - | 12.47 | 12.86 | 12.66 | 8.44 | 6.7 |