Luther Burbank Corporation (LBC)

Income Statement (Annual)

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Year	2021	2020	2019	2018	2017	2016	2015
Revenue	183.15	130.59	131.83	125.62	121.78	115.18	98.98
Revenue Growth (YoY)	40.24%	-0.94%	4.95%	3.16%	5.72%	16.37%	-
Gross Profit	183.15	130.59	131.83	125.62	121.78	115.18	98.98
Selling, General & Admin	48.58	53.28	51.71	51.02	45.78	48.23	47.27
Other Operating Expenses	10.56	10.21	10.66	11.67	10.76	13.02	15.07
Operating Expenses	59.15	63.49	62.37	62.69	56.54	61.24	62.34
Operating Income	124	67.1	69.46	62.93	65.23	53.94	36.64
Other Expense / Income	0	10.44	0	0	0	0	0
Pretax Income	124	56.66	69.46	62.93	65.23	53.94	36.64
Income Tax	36.25	16.75	20.6	17.87	-4.15	1.82	1.25
Net Income	87.75	39.91	48.86	45.06	69.38	52.12	35.39
Net Income Common	87.75	39.91	48.86	45.06	69.38	52.12	35.39
Net Income Growth	119.87%	-18.32%	8.43%	-35.06%	33.12%	47.27%	-
Shares Outstanding (Basic)	52	52	56	57	43	42	42
Shares Outstanding (Diluted)	-	-	-	-	43	42	42
Shares Change	-	-	-	-	2.28%	-	-
EPS (Basic)	1.70	0.75	0.87	0.80	1.62	1.24	0.84
EPS (Diluted)	1.70	0.75	0.87	0.79	1.62	1.24	0.84
EPS Growth	126.67%	-13.79%	10.13%	-51.23%	30.64%	47.62%	-
Free Cash Flow Per Share	2.06	1.21	1.35	1.02	1.80	0.65	0.12
Dividend Per Share	0.355	0.230	0.231	0.188	-	-	-
Dividend Growth	54.35%	-0.43%	22.87%	-	-	-	-
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	67.70%	51.40%	52.70%	50.10%	53.60%	46.80%	37.00%
Profit Margin	47.90%	30.60%	37.10%	35.90%	57.00%	45.30%	35.80%
Free Cash Flow Margin	58.00%	48.70%	57.30%	45.80%	63.50%	23.60%	5.00%
Effective Tax Rate	29.23%	29.56%	29.66%	28.40%	-6.37%	3.37%	3.40%
EBITDA	126.56	59.34	72.08	65.74	68.13	56.81	38.93
EBITDA Margin	69.10%	45.40%	54.70%	52.30%	56.00%	49.30%	39.30%
Depreciation & Amortization	2.56	2.69	2.62	2.81	2.9	2.87	2.29
EBIT	124	56.66	69.46	62.93	65.23	53.94	36.64
EBIT Margin	67.70%	43.40%	52.70%	50.10%	53.60%	46.80%	37.00%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).