WaFd, Inc. (WAFD)

WaFd, Inc. Income Statement

Financials in millions USD. Fiscal year is October - September.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022
Interest Income on Loans	1,065	1,120	1,166	900.07	601.59
Interest Income on Investments	251.32	219.51	205.86	142.89	64.77
Total Interest Income	1,316	1,339	1,372	1,043	666.36
Interest Paid on Deposits	515.21	604.71	532.43	237.23	43.04
Interest Paid on Borrowings	88.26	80.51	178.44	115.49	28.73
Total Interest Expense	603.48	685.21	710.88	352.72	71.77
Net Interest Income	712.37	654.24	660.83	690.23	594.59
Net Interest Income Growth	8.89%	-1.00%	-4.26%	16.09%	17.71%
Gain (Loss) on Sale of Assets	6.37	-	-	-	-
Gain (Loss) on Sale of Investments	-1.74	0.02	0.34	0.03	0.1
Other Non-Interest Income	49.36	41.58	32.84	26.12	40.33
Total Non-Interest Income	102.33	71.25	60.69	52.2	66.37
Non-Interest Income Growth	43.63%	17.39%	16.27%	-21.35%	-10.73%
Revenues Before Loan Losses	814.7	725.48	721.52	742.44	660.96
Provision for Loan Losses	38.5	7.75	17.5	41.5	3
Revenue	776.2	717.73	704.02	700.94	657.96
Revenue Growth	8.15%	1.95%	0.44%	6.53%	13.65%
Salaries and Employee Benefits	228.69	213.63	224.97	188.62	187.11
Federal Deposit Insurance	22.35	20.2	28.87	20.03	9.53
Selling, General & Administrative	111.69	113.56	104.52	98.94	96.51
Other Non-Interest Expense	84.67	80.08	59.51	68.45	65.43
Total Non-Interest Expense	448.67	428.09	417.57	375.86	357.92
EBT Excluding Unusual Items	327.54	289.64	286.46	325.08	300.04
Pretax Income	327.54	289.64	256.06	325.08	300.04
Income Tax Expense	71.67	63.57	56.02	67.65	63.71
Net Income	255.87	226.07	200.04	257.43	236.33
Preferred Dividends & Other Adjustments	14.63	14.63	14.63	14.63	14.63
Net Income to Common	241.24	211.44	185.42	242.8	221.71
Net Income Growth	14.09%	14.04%	-23.64%	9.52%	27.72%
Basic Shares Outstanding	75	80	74	65	65
Diluted Shares Outstanding	75	80	74	65	65
Shares Change	-6.30%	8.03%	13.85%	-0.23%	-9.87%
EPS (Basic)	3.21	2.64	2.50	3.72	3.40
EPS (Diluted)	3.21	2.63	2.50	3.72	3.39
EPS Growth	22.05%	5.31%	-32.87%	9.74%	41.84%

Additional Metrics

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2026	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022
Dividend Per Share	1.080	1.070	1.040	1.000	0.960
Dividend Growth	0.94%	2.89%	4.00%	4.17%	4.35%
Effective Tax Rate	21.88%	21.95%	21.88%	20.81%	21.23%

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 19, 2026

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