WaFd, Inc. Income Statement

Financials in millions USD. Fiscal year is October - September.

Millions USD. Fiscal year is Oct - Sep.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Interest Income on Loans	1,065	1,120	1,166	900.07	601.59	537.66
Interest Income on Investments	240.5	219.51	205.86	142.89	64.77	53.95
Total Interest Income	1,306	1,339	1,372	1,043	666.36	591.61
Interest Paid on Deposits	529.17	604.71	532.43	237.23	43.04	42.31
Interest Paid on Borrowings	76.8	80.51	178.44	115.49	28.73	44.19
Total Interest Expense	605.96	685.21	710.88	352.72	71.77	86.5
Net Interest Income	699.93	654.24	660.83	690.23	594.59	505.11
Net Interest Income Growth	6.51%	-1.00%	-4.26%	16.09%	17.71%	7.58%
Gain (Loss) on Sale of Investments	0.11	0.02	0.34	0.03	0.1	0.01
Other Non-Interest Income	50.89	41.58	32.84	26.12	40.33	49.65
Total Non-Interest Income	82.64	71.25	60.69	52.2	66.37	74.35
Non-Interest Income Growth	20.23%	17.39%	16.27%	-21.35%	-10.73%	-26.22%
Revenues Before Loan Losses	782.56	725.48	721.52	742.44	660.96	579.46
Provision for Loan Losses	21.5	7.75	17.5	41.5	3	0.5
Revenue	761.06	717.73	704.02	700.94	657.96	578.96
Revenue Growth	5.54%	1.95%	0.44%	6.53%	13.65%	5.55%
Salaries and Employee Benefits	214.84	213.63	224.97	188.62	187.11	169.73
Federal Deposit Insurance	20.39	20.2	28.87	20.03	9.53	14.37
Selling, General & Administrative	118.38	113.56	104.52	98.94	96.51	88.73
Other Non-Interest Expense	79.29	80.08	59.51	68.45	65.43	59.64
Total Non-Interest Expense	432.98	428.09	417.57	375.86	357.92	332.03
EBT Excluding Unusual Items	328.08	289.64	286.46	325.08	300.04	246.93
Other Unusual Items	-	-	-	-	-	-13.79
Pretax Income	328.08	289.64	256.06	325.08	300.04	233.14
Income Tax Expense	71.61	63.57	56.02	67.65	63.71	49.52
Net Income	256.47	226.07	200.04	257.43	236.33	183.62
Preferred Dividends & Other Adjustments	14.63	14.63	14.63	14.63	14.63	10.03
Net Income to Common	241.85	211.44	185.42	242.8	221.71	173.58
Net Income Growth	14.09%	14.04%	-23.64%	9.52%	27.72%	0.08%
Basic Shares Outstanding	76	80	74	65	65	73
Diluted Shares Outstanding	76	80	74	65	65	73
Shares Change	-5.75%	8.03%	13.85%	-0.23%	-9.87%	-5.43%
EPS (Basic)	3.17	2.64	2.50	3.72	3.40	2.39
EPS (Diluted)	3.17	2.63	2.50	3.72	3.39	2.39
EPS Growth	20.98%	5.31%	-32.87%	9.74%	41.84%	5.75%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Dividend Per Share	1.070	1.070	1.040	1.000	0.960	0.920
Dividend Growth	311.54%	2.89%	4.00%	4.17%	4.35%	4.54%
Effective Tax Rate	21.83%	21.95%	21.88%	20.81%	21.23%	21.24%

SEC Filings: 10-K · 10-Q