WaFd, Inc. Income Statement

Financials in millions USD. Fiscal year is October - September.

Millions USD. Fiscal year is Oct - Sep.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Net Interest Income	699.93	654.24	660.83	690.23	594.59	505.11
Net Interest Income Growth	6.51%	-1.00%	-4.26%	16.09%	17.71%	7.58%
Non-Interest Income	82.56	70.62	61	52.38	67.02	60.99
Non-Interest Income Growth	20.16%	15.78%	16.46%	-21.85%	9.89%	-29.89%
Revenues Before Loan Losses	782.48	724.86	721.83	742.61	661.61	566.1
Provision for Credit Losses	21.5	7.75	17.5	41.5	3	0.5
Revenue	760.98	717.11	704.33	701.11	658.61	565.6
Revenue Growth	5.53%	1.81%	0.46%	6.45%	16.45%	5.77%
Compensation Expenses	224.74	222.15	234.15	196.53	193.92	176.11
Selling, General & Admin	156.19	151.11	148.2	132.02	118.77	115.22
Other Non-Interest Expenses	51.98	54.21	65.93	47.48	45.89	41.13
Total Non-Interest Expense	432.91	427.46	448.27	376.04	358.58	332.46
Pretax Income	328.08	289.64	256.06	325.08	300.04	233.14
Provision for Income Taxes	71.61	63.57	56.02	67.65	63.71	49.52
Net Income	256.47	226.07	200.04	257.43	236.33	183.62
Net Income Attributable to Preferred Dividends	14.63	14.63	14.63	14.63	14.63	10.03
Net Income to Common	241.85	211.44	185.42	242.8	221.71	173.58
Net Income Growth	14.09%	14.04%	-23.64%	9.52%	27.72%	0.08%
Shares Outstanding (Basic)	76	80	74	65	65	73
Shares Outstanding (Diluted)	76	80	74	65	65	73
Shares Change	-5.73%	8.03%	13.85%	-0.23%	-9.87%	-5.43%
EPS (Basic)	3.19	2.64	2.50	3.72	3.40	2.39
EPS (Diluted)	3.17	2.63	2.50	3.72	3.39	2.39
EPS Growth	20.53%	5.20%	-32.80%	9.74%	41.84%	5.75%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Free Cash Flow	-	208.25	414.55	198.89	256.68	284.98
Free Cash Flow Growth	-	-49.77%	108.43%	-22.51%	-9.93%	111.63%
Free Cash Flow Per Share	-	2.59	5.58	3.05	3.92	3.93
Dividends Per Share	0.540	1.070	1.040	1.000	0.960	0.920
Dividend Growth	-31.65%	2.89%	4.00%	4.17%	4.35%	4.54%
Profit Margin	33.70%	31.53%	28.40%	36.72%	35.88%	32.46%
FCF Margin	-	29.04%	58.86%	28.37%	38.97%	50.39%
Effective Tax Rate	21.83%	21.95%	21.88%	20.81%	21.23%	21.24%

SEC Filings: 10-K · 10-Q