loanDepot, Inc. (LDI)
NYSE: LDI · Real-Time Price · USD
0.9444
-0.0160 (-1.67%)
At close: Aug 31, 2026, 4:00 PM EDT
0.9400
-0.0044 (-0.47%)
Pre-market: Sep 1, 2026, 4:00 AM EDT
loanDepot Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest and Dividend Income | 161.86 | 158.8 | 146.49 | 133.26 | 200.2 | 262.48 |
Total Interest Expense | 324.46 | 323.74 | 335.88 | 304.25 | 274.96 | 298.02 |
Net Interest Income | -162.6 | -164.94 | -189.39 | -170.99 | -74.75 | -35.54 |
Commissions and Fees | 445.43 | 437.2 | 481.7 | 492.81 | 449.15 | 393.68 |
Gain (Loss) on Sale of Loans & Receivables | 769.95 | 742.39 | 642.08 | 524.52 | 748.54 | 3,213 |
Other Revenue | 51.91 | 81.75 | -31.03 | 24.86 | -249.89 | 74.38 |
Revenue Before Loan Losses | 1,260 | 1,228 | 985.65 | 936.42 | 1,003 | 4,008 |
| 1,260 | 1,228 | 985.65 | 936.42 | 1,003 | 4,008 | |
Revenue Growth | 12.13% | 24.60% | 5.26% | -6.62% | -74.98% | -12.16% |
Salaries & Employee Benefits | 693.34 | 641.52 | 600.48 | 573.01 | 1,027 | 1,930 |
Cost of Services Provided | 475.51 | 472.32 | 477.94 | 463.96 | 711.77 | 1,013 |
Other Operating Expenses | 174.58 | 213.27 | 103.47 | 146.98 | -132.62 | 353.23 |
Total Operating Expenses | 1,368 | 1,353 | 1,218 | 1,225 | 1,648 | 3,332 |
Operating Income | -107.35 | -125.22 | -232.36 | -288.79 | -645.58 | 676.28 |
EBT Excluding Unusual Items | -107.35 | -125.22 | -232.36 | -288.79 | -645.58 | 676.28 |
Impairment of Goodwill | - | - | - | - | -40.74 | - |
Pretax Income | -103.82 | -120.53 | -242.85 | -278.31 | -689.98 | 666.52 |
Income Tax Expense | -0.7 | -13 | -40.7 | -42.8 | -79.59 | 43.37 |
Earnings From Continuing Ops. | -103.13 | -107.53 | -202.15 | -235.51 | -610.39 | 623.15 |
Minority Interest in Earnings | 33.74 | 44.88 | 103.82 | 125.37 | 337.37 | -509.62 |
Net Income | -69.38 | -62.65 | -98.33 | -110.14 | -273.02 | 113.52 |
Net Income to Common | -69.38 | -62.65 | -98.33 | -110.14 | -273.02 | 113.52 |
Net Income Growth | - | - | - | - | - | - |
Shares Outstanding (Basic) | 224 | 211 | 186 | 175 | 156 | 130 |
Shares Outstanding (Diluted) | 224 | 211 | 186 | 175 | 156 | 130 |
Shares Change | 13.76% | 13.67% | 6.14% | 12.10% | 20.02% | 2.90% |
EPS (Basic) | -0.31 | -0.30 | -0.53 | -0.63 | -1.75 | 0.87 |
EPS (Diluted) | -0.31 | -0.30 | -0.53 | -0.63 | -1.75 | 0.87 |
EPS Growth | - | - | - | - | - | - |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -282.36 | -734.61 | -884.69 | -194.83 | 4,418 | -1,520 |
Free Cash Flow Per Share | -1.26 | -3.48 | -4.77 | -1.11 | 28.31 | -11.69 |
Dividend Per Share | - | - | - | - | 0.080 | 0.240 |
Dividend Growth | - | - | - | - | -66.67% | - |
Operating Margin | -8.52% | -10.20% | -23.57% | -30.84% | -64.38% | 16.87% |
Profit Margin | -5.50% | -5.10% | -9.98% | -11.76% | -27.23% | 2.83% |
Free Cash Flow Margin | -22.40% | -59.82% | -89.76% | -20.81% | 440.53% | -37.92% |
Effective Tax Rate | - | - | - | - | - | 6.51% |