Lake Shore Bancorp, Inc. (LSBK)

NASDAQ: LSBK · Real-Time Price · USD

17.42

+0.19 (1.10%)

At close: Sep 3, 2026, 4:00 PM EDT

17.42

0.00 (0.00%)

After-hours: Sep 3, 2026, 4:10 PM EDT

Lake Shore Bancorp Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	29.95	28.02	25.85	28.04	26.32	24.53
Revenue Growth	13.08%	8.40%	-7.81%	6.53%	7.28%	15.18%
Net Income	8.39	7.27	4.93	4.82	5.71	6.19
Earnings Per Share	1.14	0.97	0.65	0.61	0.72	0.78
EPS Growth	47.54%	49.51%	6.97%	-15.46%	-7.63%	37.20%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	72.24	64.28	33.13	53.73	9.63	67.59
Total Debt	-	1.06	11.57	35.97	38.49	23.17
Net Cash (Debt)	72.24	63.23	21.56	17.76	-28.86	44.42
Net Cash Growth	-1.54%	193.26%	21.37%	-	-	242.57%
Net Cash Per Share	9.80	8.41	2.83	2.24	-3.62	5.57

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	10.62	8	2.51	6.21	8.21	8.55
Capital Expenditures	-0.11	-0.56	-	-0.39	-0.41	-0.63
Free Cash Flow	10.51	7.44	2.51	5.81	7.8	7.92
Free Cash Flow Growth	166.22%	196.57%	-56.86%	-25.45%	-1.58%	52.27%

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	28.01%	25.94%	19.08%	17.19%	21.69%	25.22%
FCF Margin	35.07%	26.55%	9.70%	20.74%	29.63%	32.30%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.360	0.270	0.531	-	0.384	0.421
Dividend Per Share Growth	1.21%	-49.19%	-	-	-8.77%	14.01%
Dividend Yield	2.07%	1.87%	5.47%	-	4.69%	4.37%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	15.11	14.75	15.72	13.58	11.83	13.42
P/FCF Ratio	12.20	14.41	30.91	11.25	8.66	10.48
PS Ratio	4.28	3.83	3.00	2.33	2.57	3.39