Lake Shore Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	61.61	64.28	33.13	53.73	9.63	67.59
Securities and Investments	54.86	56.81	57.65	62.74	75.38	90.42
Gross Loans	553.88	555.44	544.62	555.83	573.54	517.21
Net Loans	553.88	555.44	544.62	555.83	573.54	517.21
Net Property, Plant & Equipment	6.92	7.05	7.22	7.87	8.29	8.74
Accrued Interest and Accounts Receivable	3.01	3.01	2.82	2.84	2.8	2.48
Long-Term Investments	31.77	31.53	29.34	29.36	23.22	22.88
Other Non-Earning Assets	9.98	9.21	10.72	12.77	7.07	4.43
Total Assets	722.01	727.32	685.5	725.12	699.91	713.74
Interest-bearing deposits	475.61	477.17	476.57	495.74	464.44	482.51
Noninterest-bearing deposits	91.01	96.1	96.41	95.19	105.68	110.68
Total Deposits	566.62	573.28	572.98	590.92	570.12	593.18
Short-Term Borrowings	-	-	-	-	12.6	-
Long-Term Debt	-	-	10.25	35.25	24.95	21.95
Other Liabilities	13.01	12.41	12.41	12.67	11.07	10.63
Total Liabilities	579.63	585.68	595.64	638.85	618.73	625.76
Common Stock	0.08	0.08	0.07	0.07	0.07	0.07
Treasury Stock	-	-	-13.3	-13.76	-13.57	-13.66
Additional Paid-in Capital	65.69	65.58	31.2	31.46	31.46	31.35
Accumulated Other Comprehensive Income	-13.05	-12.41	-10.9	-10.45	-11.63	-0.37
Retained Earnings	89.66	88.4	82.81	78.96	74.86	70.59
Shareholders' Equity	142.38	141.64	89.87	86.27	81.18	87.98
Total Liabilities & Equity	722.01	727.32	685.5	725.12	699.91	713.74
Total Debt	-	0	10.25	35.25	24.95	21.95
Net Cash (Debt)	-	-0	-10.25	-35.25	-24.95	-21.95
Net Cash Per Share	-	-	-1.35	-4.44	-3.13	-2.75
Book Value	142.38	141.64	89.87	86.27	81.18	87.98
Book Value Per Share	20.16	18.84	11.80	10.87	10.19	11.03
Tangible Book Value	142.38	141.64	89.87	86.27	81.18	87.98
Tangible Book Value Per Share	20.16	18.84	11.80	10.87	10.19	11.03

SEC Filings: 10-K · 10-Q