Lake Shore Bancorp Statistics
Total Valuation
LSBK has a market cap or net worth of $126.23 million. The enterprise value is $54.00 million.
| Market Cap | 126.23M |
| Enterprise Value | 54.00M |
Important Dates
The last earnings date was Wednesday, July 22, 2026, after market close.
| Earnings Date | Jul 22, 2026 |
| Ex-Dividend Date | Aug 3, 2026 |
Share Statistics
LSBK has 7.37 million shares outstanding. The number of shares has decreased by -1.54% in one year.
| Current Share Class | 7.37M |
| Shares Outstanding | 7.37M |
| Shares Change (YoY) | -1.54% |
| Shares Change (QoQ) | +1.74% |
| Owned by Insiders (%) | 8.36% |
| Owned by Institutions (%) | 20.22% |
| Float | 5.37M |
Valuation Ratios
The trailing PE ratio is 15.01.
| PE Ratio | 15.01 |
| Forward PE | n/a |
| PS Ratio | 4.21 |
| Forward PS | n/a |
| PB Ratio | 0.89 |
| P/TBV Ratio | 0.87 |
| P/FCF Ratio | 13.08 |
| P/OCF Ratio | 12.54 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 6.44 |
| EV / Sales | 1.80 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 5.59 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.06%.
| Return on Equity (ROE) | 7.06% |
| Return on Assets (ROA) | 1.14% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.85% |
| Revenue Per Employee | $305,653 |
| Profits Per Employee | $85,612 |
| Employee Count | 98 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, LSBK has paid $1.81 million in taxes.
| Income Tax | 1.81M |
| Effective Tax Rate | 17.70% |
Stock Price Statistics
The stock price has increased by +36.73% in the last 52 weeks. The beta is 0.29, so LSBK's price volatility has been lower than the market average.
| Beta (5Y) | 0.29 |
| 52-Week Price Change | +36.73% |
| 50-Day Moving Average | 16.81 |
| 200-Day Moving Average | 15.52 |
| Relative Strength Index (RSI) | 53.80 |
| Average Volume (20 Days) | 9,787 |
Short Selling Information
The latest short interest is 18,363, so 0.25% of the outstanding shares have been sold short.
| Short Interest | 18,363 |
| Short Previous Month | 16,007 |
| Short % of Shares Out | 0.25% |
| Short % of Float | 0.34% |
| Short Ratio (days to cover) | 2.22 |
Income Statement
In the last 12 months, LSBK had revenue of $29.95 million and earned $8.39 million in profits. Earnings per share was $1.14.
| Revenue | 29.95M |
| Gross Profit | 29.95M |
| Operating Income | 10.50M |
| Pretax Income | 10.20M |
| Net Income | 8.39M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.14 |
Balance Sheet
The company has $72.24 million in cash and no debt, with a net cash position of $72.24 million or $9.80 per share.
| Cash & Cash Equivalents | 72.24M |
| Total Debt | n/a |
| Net Cash | 72.24M |
| Net Cash Per Share | $9.80 |
| Equity (Book Value) | 144.76M |
| Book Value Per Share | 19.32 |
| Working Capital | -506.00M |
Cash Flow
In the last 12 months, operating cash flow was $10.07 million and capital expenditures -$418,000, giving a free cash flow of $9.65 million.
| Operating Cash Flow | 10.07M |
| Capital Expenditures | -418,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | -4.10M |
| Free Cash Flow | 9.65M |
| FCF Per Share | $1.31 |
Margins
| Gross Margin | n/a |
| Operating Margin | 35.05% |
| Pretax Margin | 34.04% |
| Profit Margin | 28.01% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 32.88% |
Dividends & Yields
This stock pays an annual dividend of $0.36, which amounts to a dividend yield of 2.10%.
| Dividend Per Share | $0.36 |
| Dividend Yield | 2.10% |
| Dividend Growth (YoY) | 1.21% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 31.55% |
| Buyback Yield | 1.54% |
| Shareholder Yield | 3.66% |
| Earnings Yield | 6.65% |
| FCF Yield | 7.65% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on July 21, 2025. It was a forward split with a ratio of 1.3549:1.
| Last Split Date | Jul 21, 2025 |
| Split Type | Forward |
| Split Ratio | 1.3549:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |