Lake Shore Bancorp Statistics
Total Valuation
LSBK has a market cap or net worth of $138.00 million. The enterprise value is $80.31 million.
| Market Cap | 138.00M |
| Enterprise Value | 80.31M |
Important Dates
The last earnings date was Wednesday, October 21, 2026, after market close.
| Earnings Date | Oct 21, 2026 |
| Ex-Dividend Date | Nov 2, 2026 |
Share Statistics
LSBK has 7.36 million shares outstanding. The number of shares has decreased by -3.51% in one year.
| Current Share Class | 7.36M |
| Shares Outstanding | 7.36M |
| Shares Change (YoY) | -3.51% |
| Shares Change (QoQ) | +0.95% |
| Owned by Insiders (%) | 8.68% |
| Owned by Institutions (%) | 20.79% |
| Float | 5.35M |
Valuation Ratios
The trailing PE ratio is 16.45.
| PE Ratio | 16.45 |
| Forward PE | n/a |
| PS Ratio | 4.61 |
| Forward PS | n/a |
| PB Ratio | 0.99 |
| P/TBV Ratio | 0.97 |
| P/FCF Ratio | 13.14 |
| P/OCF Ratio | 13.00 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 9.63 |
| EV / Sales | 2.69 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 7.65 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.94%.
| Return on Equity (ROE) | 5.94% |
| Return on Assets (ROA) | 1.13% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.87% |
| Revenue Per Employee | $305,163 |
| Profits Per Employee | $85,133 |
| Employee Count | 98 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, LSBK has paid $1.81 million in taxes.
| Income Tax | 1.81M |
| Effective Tax Rate | 17.84% |
Stock Price Statistics
The stock price has increased by +35.67% in the last 52 weeks. The beta is 0.29, so LSBK's price volatility has been lower than the market average.
| Beta (5Y) | 0.29 |
| 52-Week Price Change | +35.67% |
| 50-Day Moving Average | 18.04 |
| 200-Day Moving Average | 16.54 |
| Relative Strength Index (RSI) | 58.06 |
| Average Volume (20 Days) | 19,965 |
Short Selling Information
The latest short interest is 23,758, so 0.32% of the outstanding shares have been sold short.
| Short Interest | 23,758 |
| Short Previous Month | 27,881 |
| Short % of Shares Out | 0.32% |
| Short % of Float | 0.44% |
| Short Ratio (days to cover) | 0.77 |
Income Statement
In the last 12 months, LSBK had revenue of $29.91 million and earned $8.34 million in profits. Earnings per share was $1.14.
| Revenue | 29.91M |
| Gross Profit | 29.91M |
| Operating Income | 10.46M |
| Pretax Income | 10.16M |
| Net Income | 8.34M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.14 |
Balance Sheet
The company has $57.69 million in cash and no debt, with a net cash position of $57.69 million or $7.84 per share.
| Cash & Cash Equivalents | 57.69M |
| Total Debt | n/a |
| Net Cash | 57.69M |
| Net Cash Per Share | $7.84 |
| Equity (Book Value) | 141.60M |
| Book Value Per Share | 18.97 |
| Working Capital | -522.66M |
Cash Flow
In the last 12 months, operating cash flow was $10.62 million and capital expenditures -$112,000, giving a free cash flow of $10.51 million.
| Operating Cash Flow | 10.62M |
| Capital Expenditures | -112,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | -2.11M |
| Free Cash Flow | 10.51M |
| FCF Per Share | $1.43 |
Margins
| Gross Margin | n/a |
| Operating Margin | 34.97% |
| Pretax Margin | 33.96% |
| Profit Margin | 27.90% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 35.07% |
Dividends & Yields
This stock pays an annual dividend of $0.36, which amounts to a dividend yield of 1.92%.
| Dividend Per Share | $0.36 |
| Dividend Yield | 1.92% |
| Dividend Growth (YoY) | 15.07% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 31.58% |
| FCF Payout Ratio | 25.22% |
| Buyback Yield | 3.51% |
| Shareholder Yield | 5.43% |
| Earnings Yield | 6.08% |
| FCF Yield | 7.61% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on July 21, 2025. It was a forward split with a ratio of 1.3549:1.
| Last Split Date | Jul 21, 2025 |
| Split Type | Forward |
| Split Ratio | 1.3549:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |