Lake Shore Bancorp, Inc. (LSBK)
NASDAQ: LSBK · Real-Time Price · USD
18.75
0.00 (0.00%)
Nov 3, 2026, 10:16 AM EST - Market open

Lake Shore Bancorp Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
13810778656883
Market Cap Growth
27.66%38.28%18.46%-3.13%-18.67%12.06%
Last Close Price
18.7514.429.727.948.189.63

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
16.4514.7515.7213.5811.8313.42
PS Ratio
4.613.833.002.332.573.39
PB Ratio
0.990.760.860.760.830.94
P/FCF Ratio
13.1414.4130.9111.258.6610.48
P/OCF Ratio
13.0013.4030.9110.558.239.71

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
-0.010.130.420.470.26
Debt / FCF Ratio
-0.144.616.194.932.92
Net Debt / Equity Ratio
-0.41-0.45-0.24-0.210.36-0.50
Net Debt / FCF Ratio
--8.50-8.60-3.053.70-5.61
Return on Equity (ROE)
5.94%6.28%5.60%5.76%6.75%7.12%
Return on Assets (ROA)
1.13%1.03%0.70%0.68%0.81%0.88%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
6.08%6.78%6.36%7.37%8.45%7.45%
FCF Yield
7.61%6.94%3.24%8.89%11.55%9.54%
Dividend Yield
1.92%1.85%5.24%-4.31%3.83%
Payout Ratio
31.58%23.06%21.94%-25.23%17.52%
Buyback Yield / Dilution
3.51%1.28%3.99%0.41%0.14%1.13%
Total Shareholder Return
5.43%3.13%9.23%0.41%4.46%4.96%
SEC Filings: 10-K · 10-Q