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Lake Shore Bancorp, Inc. (LSBK)
NASDAQ: LSBK · Real-Time Price · USD
17.36
-0.61 (-3.39%)
At close: Oct 13, 2026, 4:00 PM EDT
18.24
+0.88 (5.07%)
Pre-market: Oct 14, 2026, 7:00 AM EDT

Lake Shore Bancorp Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
12810778656883
Market Cap Growth
26.76%38.28%18.46%-3.13%-18.67%12.06%
Last Close Price
17.3614.429.727.948.189.63

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
15.2314.7515.7213.5811.8313.42
PS Ratio
4.273.833.002.332.573.39
PB Ratio
0.880.760.860.760.830.94
P/FCF Ratio
12.1614.4130.9111.258.6610.48
P/OCF Ratio
12.0313.4030.9110.558.239.71

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
-0.010.130.420.470.26
Debt / FCF Ratio
-0.144.616.194.932.92
Net Debt / Equity Ratio
-0.50-0.45-0.24-0.210.36-0.50
Net Debt / FCF Ratio
-6.88-8.50-8.60-3.053.70-5.61
Return on Equity (ROE)
7.06%6.28%5.60%5.76%6.75%7.12%
Return on Assets (ROA)
1.14%1.03%0.70%0.68%0.81%0.88%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
6.57%6.78%6.36%7.37%8.45%7.45%
FCF Yield
8.22%6.94%3.24%8.89%11.55%9.54%
Dividend Yield
2.07%1.85%5.24%-4.31%3.83%
Payout Ratio
31.58%23.06%21.94%-25.23%17.52%
Buyback Yield / Dilution
1.38%1.28%3.99%0.41%0.14%1.13%
Total Shareholder Return
3.46%3.13%9.23%0.41%4.46%4.96%
SEC Filings: 10-K · 10-Q