Lake Shore Bancorp, Inc. (LSBK)
NASDAQ: LSBK · Real-Time Price · USD
14.10
+0.46 (3.37%)
Nov 3, 2025, 4:00 PM EST - Market closed
Lake Shore Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Cash & Equivalents | 83.64 | 33.13 | 53.73 | 9.63 | 67.59 | 42.98 | Upgrade |
Investment Securities | 56.05 | 29.34 | 31.28 | 26.56 | 35.91 | 31.86 | Upgrade |
Trading Asset Securities | - | - | - | - | - | -0.26 | Upgrade |
Mortgage-Backed Securities | - | 22.25 | 25.47 | 28.69 | 35.71 | 31.83 | Upgrade |
Total Investments | 56.05 | 51.6 | 56.74 | 55.25 | 71.62 | 63.43 | Upgrade |
Gross Loans | 552.61 | 549.75 | 562.29 | 580.6 | 523.32 | 530 | Upgrade |
Allowance for Loan Losses | - | -5.13 | -6.46 | -7.07 | -6.12 | -5.86 | Upgrade |
Net Loans | 552.61 | 544.62 | 555.83 | 573.54 | 517.21 | 524.14 | Upgrade |
Property, Plant & Equipment | - | 8.16 | 8.1 | 8.66 | 9.25 | 9.62 | Upgrade |
Accrued Interest Receivable | - | 2.82 | 2.84 | 2.8 | 2.48 | 2.99 | Upgrade |
Long-Term Deferred Tax Assets | - | 3.92 | 3.89 | 3.97 | 0.78 | 0.68 | Upgrade |
Other Real Estate Owned & Foreclosed | - | - | 0.03 | 0.1 | 0.12 | 0.06 | Upgrade |
Other Long-Term Assets | 50.5 | 40.11 | 41.66 | 43.65 | 43.1 | 40.41 | Upgrade |
Total Assets | 742.8 | 685.5 | 725.12 | 699.91 | 713.74 | 686.2 | Upgrade |
Interest Bearing Deposits | 590.35 | 476.57 | 495.74 | 464.44 | 455.21 | 440.11 | Upgrade |
Institutional Deposits | - | 33.9 | 38.4 | 28.3 | 27.3 | 28.2 | Upgrade |
Non-Interest Bearing Deposits | - | 62.51 | 56.79 | 77.38 | 110.68 | 91.95 | Upgrade |
Total Deposits | 590.35 | 572.98 | 590.92 | 570.12 | 593.18 | 560.26 | Upgrade |
Short-Term Borrowings | - | - | - | 12.6 | 0.06 | - | Upgrade |
Current Portion of Long-Term Debt | - | 8.25 | 25 | 4.95 | 2 | 7.8 | Upgrade |
Current Portion of Leases | - | 0.3 | - | - | - | - | Upgrade |
Federal Home Loan Bank Debt, Long-Term | 2 | 2 | 10.25 | 20 | 19.95 | 21.95 | Upgrade |
Long-Term Leases | - | 1.02 | 0.72 | 0.94 | 1.16 | - | Upgrade |
Pension & Post-Retirement Benefits | - | 1.23 | 0.95 | 2.25 | 4.18 | 4 | Upgrade |
Other Long-Term Liabilities | 11.15 | 9.86 | 11 | 7.88 | 5.23 | 6.26 | Upgrade |
Total Liabilities | 603.5 | 595.64 | 638.85 | 618.73 | 625.76 | 600.28 | Upgrade |
Common Stock | 139.31 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | Upgrade |
Additional Paid-In Capital | - | 31.51 | 31.46 | 31.46 | 31.35 | 31.2 | Upgrade |
Retained Earnings | - | 82.81 | 78.96 | 74.86 | 70.59 | 65.49 | Upgrade |
Treasury Stock | - | -13.3 | -13.76 | -13.57 | -13.66 | -11.58 | Upgrade |
Comprehensive Income & Other | - | -11.21 | -10.45 | -11.63 | -0.37 | 0.75 | Upgrade |
Shareholders' Equity | 139.31 | 89.87 | 86.27 | 81.18 | 87.98 | 85.92 | Upgrade |
Total Liabilities & Equity | 742.8 | 685.5 | 725.12 | 699.91 | 713.74 | 686.2 | Upgrade |
Total Debt | 2 | 11.57 | 35.97 | 38.49 | 23.17 | 29.75 | Upgrade |
Net Cash (Debt) | 81.64 | 21.56 | 17.76 | -28.86 | 44.42 | 12.97 | Upgrade |
Net Cash Growth | 105.48% | 21.37% | - | - | 242.57% | - | Upgrade |
Net Cash Per Share | 14.34 | 3.83 | 3.03 | -4.91 | 7.54 | 2.18 | Upgrade |
Filing Date Shares Outstanding | 7.74 | 5.64 | 5.58 | 5.59 | 5.59 | 5.69 | Upgrade |
Total Common Shares Outstanding | 7.74 | 5.64 | 5.58 | 5.6 | 5.58 | 5.7 | Upgrade |
Book Value Per Share | 18.00 | 15.93 | 15.45 | 14.49 | 15.76 | 15.06 | Upgrade |
Tangible Book Value | 139.31 | 89.87 | 86.27 | 81.18 | 87.98 | 85.92 | Upgrade |
Tangible Book Value Per Share | 18.00 | 15.93 | 15.45 | 14.49 | 15.76 | 15.06 | Upgrade |
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.