Lake Shore Bancorp, Inc. (LSBK)

Lake Shore Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	60.86	66.26	107.46	19.27	135.17	85.95
Securities and Investments	55.8	56.5	60.44	73.05	88.82	79.29
Net Loans	551.64	544.62	555.83	573.54	517.21	524.14
Net Property, Plant & Equipment	7.34	7.22	7.87	8.29	8.74	8.97
Accrued Interest and Accounts Receivable	2.93	2.82	2.84	2.8	2.48	2.99
Long-Term Investments	0.88	1.16	2.29	2.33	1.61	1.91
Other Non-Earning Assets	39.98	40.06	42.12	30.29	27.31	25.93
Total Assets	689	685.5	725.12	699.91	713.74	686.2
Interest-bearing deposits	493.01	476.57	495.74	464.44	482.51	468.31
Noninterest-bearing deposits	89.73	96.41	95.19	105.68	110.68	91.95
Total Deposits	582.73	572.98	590.92	570.12	593.18	560.26
Short-Term Borrowings	-	-	-	12.6	-	-
Long-Term Debt	4	10.25	35.25	24.95	21.95	29.75
Other Liabilities	11.6	12.41	12.67	11.07	10.63	10.27
Total Liabilities	598.33	595.64	638.85	618.73	625.76	600.28
Common Stock	0.07	0.07	0.07	0.07	0.07	0.07
Treasury Stock	-14.49	-14.55	-14.82	-14.87	-15.01	-12.98
Additional Paid-in Capital	31.54	31.51	31.46	31.46	31.35	31.2
Accumulated Other Comprehensive Income	-9.95	-9.96	-9.39	-10.33	0.98	2.15
Retained Earnings	83.5	82.81	78.96	74.86	70.59	65.49
Shareholders' Equity	90.66	89.87	86.27	81.18	87.98	85.92
Total Liabilities & Equity	689	685.5	725.12	699.91	713.74	686.2
Total Debt	4	10.25	35.25	24.95	21.95	29.75
Net Cash (Debt)	-4	-10.25	-35.25	-24.95	-21.95	-29.75
Net Cash Per Share	-0.70	-1.82	-6.02	-4.24	-3.73	-5.00
Book Value	90.66	89.87	86.27	81.18	87.98	85.92
Book Value Per Share	15.89	15.99	14.73	13.81	14.94	14.43
Tangible Book Value	90.66	89.87	86.27	81.18	87.98	85.92
Tangible Book Value Per Share	15.89	15.99	14.73	13.81	14.94	14.43

Updated May 15, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q