Lake Shore Bancorp, Inc. (LSBK)
NASDAQ: LSBK · Real-Time Price · USD
14.39
+0.06 (0.42%)
Nov 28, 2025, 11:49 AM EST - Market open
Lake Shore Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Net Income | 6.8 | 4.93 | 4.82 | 5.71 | 6.19 | 4.56 | Upgrade |
Depreciation & Amortization | 0.64 | 0.74 | 0.81 | 0.86 | 0.87 | 0.84 | Upgrade |
Other Amortization | 0.4 | 0.5 | 0.55 | 0.49 | 0.51 | 0.57 | Upgrade |
Gain (Loss) on Sale of Assets | -0.01 | 0.01 | 0 | -0.08 | -0.02 | -0.02 | Upgrade |
Gain (Loss) on Sale of Investments | -0.33 | -0.15 | 0.16 | -0.25 | -0.07 | 0.13 | Upgrade |
Provision for Credit Losses | -0.83 | -1.48 | -1.04 | 0.73 | 0.65 | 1.63 | Upgrade |
Net Decrease (Increase) in Loans Originated / Sold - Operating | - | - | - | -0.02 | 0.33 | 0.84 | Upgrade |
Accrued Interest Receivable | -0.11 | 0.02 | -0.04 | -0.31 | 0.5 | -0.83 | Upgrade |
Change in Other Net Operating Assets | 2.39 | -2.52 | 0.83 | 0.92 | -0.67 | -1.1 | Upgrade |
Other Operating Activities | -0.2 | 0.13 | 0.02 | -0.19 | 0.22 | -0.49 | Upgrade |
Operating Cash Flow | 9.23 | 2.51 | 6.21 | 8.21 | 8.55 | 5.6 | Upgrade |
Operating Cash Flow Growth | 1209.50% | -59.58% | -24.38% | -4.05% | 52.62% | -3.99% | Upgrade |
Capital Expenditures | -0.57 | - | -0.39 | -0.41 | -0.63 | -0.4 | Upgrade |
Sale of Property, Plant and Equipment | 0.04 | 0.04 | - | - | - | - | Upgrade |
Investment in Securities | 3.09 | 3.2 | 13.7 | 1.37 | -11.14 | -7.05 | Upgrade |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -13.37 | 12.02 | 17.86 | -57.76 | 5.56 | -55.52 | Upgrade |
Other Investing Activities | -0.79 | 5.85 | -11.65 | -0.4 | 0.47 | 0.83 | Upgrade |
Investing Cash Flow | -11.6 | 21.12 | 19.52 | -57.2 | -5.74 | -62.14 | Upgrade |
Short-Term Debt Issued | - | - | - | 12.6 | - | - | Upgrade |
Long-Term Debt Issued | - | - | 15.25 | 5 | - | 1.2 | Upgrade |
Total Debt Issued | - | - | 15.25 | 17.6 | - | 1.2 | Upgrade |
Short-Term Debt Repaid | - | - | -12.6 | - | - | - | Upgrade |
Long-Term Debt Repaid | - | -25.09 | -5.03 | -2.07 | -7.8 | -6.1 | Upgrade |
Total Debt Repaid | -8.35 | -25.09 | -17.63 | -2.07 | -7.8 | -6.1 | Upgrade |
Net Debt Issued (Repaid) | -8.35 | -25.09 | -2.38 | 15.53 | -7.8 | -4.9 | Upgrade |
Issuance of Common Stock | 43.24 | - | - | - | - | - | Upgrade |
Repurchase of Common Stock | -0.05 | -0.02 | -0.06 | -0.09 | -2.26 | -1.59 | Upgrade |
Common Dividends Paid | -1.38 | -1.08 | - | -1.44 | -1.08 | -1.02 | Upgrade |
Net Increase (Decrease) in Deposit Accounts | 2.78 | -17.95 | 20.81 | -23.07 | 32.93 | 76.78 | Upgrade |
Other Financing Activities | -23.9 | -0.08 | -0 | 0.11 | 0.02 | -0.05 | Upgrade |
Financing Cash Flow | 12.34 | -44.22 | 18.37 | -8.95 | 21.8 | 69.22 | Upgrade |
Net Cash Flow | 9.97 | -20.6 | 44.1 | -57.95 | 24.61 | 12.69 | Upgrade |
Free Cash Flow | 8.66 | 2.51 | 5.81 | 7.8 | 7.92 | 5.2 | Upgrade |
Free Cash Flow Growth | 1188.84% | -56.86% | -25.45% | -1.58% | 52.27% | 3.54% | Upgrade |
Free Cash Flow Margin | 31.18% | 9.70% | 20.74% | 29.63% | 32.30% | 24.43% | Upgrade |
Free Cash Flow Per Share | 1.55 | 0.45 | 0.99 | 1.33 | 1.35 | 0.87 | Upgrade |
Cash Interest Paid | 12.16 | 14.47 | 8.63 | 2.4 | 2.68 | 4.41 | Upgrade |
Cash Income Tax Paid | 1.58 | 1.12 | 1.32 | 0.98 | 1.35 | 1.1 | Upgrade |
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.