Lake Shore Bancorp, Inc. (LSBK)
NASDAQ: LSBK · Real-Time Price · USD
15.50
+0.10 (0.65%)
Feb 26, 2026, 4:00 PM EST - Market closed

Lake Shore Bancorp Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '24 Dec '23 Dec '22 Dec '21
Net Income
4.934.825.716.19
Depreciation & Amortization
0.740.810.860.87
Other Amortization
0.50.550.490.51
Gain (Loss) on Sale of Assets
0.010-0.08-0.02
Gain (Loss) on Sale of Investments
-0.150.16-0.25-0.07
Provision for Credit Losses
-1.48-1.040.730.65
Net Decrease (Increase) in Loans Originated / Sold - Operating
---0.020.33
Accrued Interest Receivable
0.02-0.04-0.310.5
Change in Other Net Operating Assets
-2.520.830.92-0.67
Other Operating Activities
0.130.02-0.190.22
Operating Cash Flow
2.516.218.218.55
Operating Cash Flow Growth
-59.58%-24.38%-4.05%52.62%
Capital Expenditures
--0.39-0.41-0.63
Sale of Property, Plant and Equipment
0.04---
Investment in Securities
3.213.71.37-11.14
Net Decrease (Increase) in Loans Originated / Sold - Investing
12.0217.86-57.765.56
Other Investing Activities
5.85-11.65-0.40.47
Investing Cash Flow
21.1219.52-57.2-5.74
Short-Term Debt Issued
--12.6-
Long-Term Debt Issued
-15.255-
Total Debt Issued
-15.2517.6-
Short-Term Debt Repaid
--12.6--
Long-Term Debt Repaid
-25.09-5.03-2.07-7.8
Total Debt Repaid
-25.09-17.63-2.07-7.8
Net Debt Issued (Repaid)
-25.09-2.3815.53-7.8
Repurchase of Common Stock
-0.02-0.06-0.09-2.26
Common Dividends Paid
-1.08--1.44-1.08
Net Increase (Decrease) in Deposit Accounts
-17.9520.81-23.0732.93
Other Financing Activities
-0.08-00.110.02
Financing Cash Flow
-44.2218.37-8.9521.8
Net Cash Flow
-20.644.1-57.9524.61
Free Cash Flow
2.515.817.87.92
Free Cash Flow Growth
-56.86%-25.45%-1.58%52.27%
Free Cash Flow Margin
9.70%20.74%29.63%32.30%
Free Cash Flow Per Share
0.450.991.331.35
Cash Interest Paid
14.478.632.42.68
Cash Income Tax Paid
1.121.320.981.35
Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q