Lake Shore Bancorp, Inc. (LSBK)
NASDAQ: LSBK · Real-Time Price · USD
15.37
-0.06 (-0.39%)
At close: Feb 6, 2026, 4:00 PM EST
15.37
0.00 (0.00%)
After-hours: Feb 6, 2026, 4:10 PM EST

Lake Shore Bancorp Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
-4.934.825.716.19
Depreciation & Amortization
-0.740.810.860.87
Other Amortization
-0.50.550.490.51
Gain (Loss) on Sale of Assets
-0.010-0.08-0.02
Gain (Loss) on Sale of Investments
--0.150.16-0.25-0.07
Provision for Credit Losses
--1.48-1.040.730.65
Net Decrease (Increase) in Loans Originated / Sold - Operating
----0.020.33
Accrued Interest Receivable
-0.02-0.04-0.310.5
Change in Other Net Operating Assets
--2.520.830.92-0.67
Other Operating Activities
-0.130.02-0.190.22
Operating Cash Flow
-2.516.218.218.55
Operating Cash Flow Growth
--59.58%-24.38%-4.05%52.62%
Capital Expenditures
---0.39-0.41-0.63
Sale of Property, Plant and Equipment
-0.04---
Investment in Securities
-3.213.71.37-11.14
Net Decrease (Increase) in Loans Originated / Sold - Investing
-12.0217.86-57.765.56
Other Investing Activities
-5.85-11.65-0.40.47
Investing Cash Flow
-21.1219.52-57.2-5.74
Short-Term Debt Issued
---12.6-
Long-Term Debt Issued
--15.255-
Total Debt Issued
--15.2517.6-
Short-Term Debt Repaid
---12.6--
Long-Term Debt Repaid
--25.09-5.03-2.07-7.8
Total Debt Repaid
--25.09-17.63-2.07-7.8
Net Debt Issued (Repaid)
--25.09-2.3815.53-7.8
Repurchase of Common Stock
--0.02-0.06-0.09-2.26
Common Dividends Paid
--1.08--1.44-1.08
Net Increase (Decrease) in Deposit Accounts
--17.9520.81-23.0732.93
Other Financing Activities
--0.08-00.110.02
Financing Cash Flow
--44.2218.37-8.9521.8
Net Cash Flow
--20.644.1-57.9524.61
Free Cash Flow
-2.515.817.87.92
Free Cash Flow Growth
--56.86%-25.45%-1.58%52.27%
Free Cash Flow Margin
-9.70%20.74%29.63%32.30%
Free Cash Flow Per Share
-0.450.991.331.35
Cash Interest Paid
-14.478.632.42.68
Cash Income Tax Paid
-1.121.320.981.35
Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q