Lake Shore Bancorp, Inc. (LSBK)

Lake Shore Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Dec 20, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	77	65	68	83	74	89
Market Cap Growth	34.06%	-3.13%	-18.67%	12.06%	-16.60%	-0.05%
Last Close Price	13.61	11.22	11.57	13.61	11.46	12.98
PE Ratio	18.34	13.57	11.83	13.42	16.26	21.74
PS Ratio	3.05	2.33	2.57	3.39	3.48	4.30
PB Ratio	0.85	0.76	0.83	0.94	0.86	1.07
P/FCF Ratio	114.26	11.25	8.66	10.48	14.24	17.68
P/OCF Ratio	108.92	10.54	8.23	9.71	13.23	15.23
Debt / Equity Ratio	0.11	0.42	0.47	0.26	0.35	0.44
Debt / FCF Ratio	15.25	6.23	4.94	2.92	5.72	7.20
Return on Equity (ROE)	4.90%	5.76%	6.75%	7.12%	5.40%	5.03%
Return on Assets (ROA)	0.60%	0.68%	0.81%	0.88%	0.70%	0.71%
Earnings Yield	5.48%	7.37%	8.45%	7.45%	6.15%	4.60%
FCF Yield	0.88%	8.89%	11.55%	9.54%	7.02%	5.66%
Dividend Yield	5.29%	-	4.50%	4.19%	4.36%	3.70%
Payout Ratio	97.01%	-	25.23%	17.52%	22.38%	31.12%
Buyback Yield / Dilution	3.29%	0.41%	0.14%	1.13%	0.78%	1.37%
Total Shareholder Return	8.58%	0.41%	4.64%	5.32%	5.14%	5.07%

Source: S&P Capital IQ. Banks template. Financial Sources.