Lake Shore Bancorp Statistics
Total Valuation
LSBK has a market cap or net worth of $69.56 million. The enterprise value is $42.27 million.
| Market Cap | 69.56M |
| Enterprise Value | 42.27M |
Important Dates
The next estimated earnings date is Thursday, July 25, 2024, after market close.
| Earnings Date | Jul 25, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
LSBK has 5.64 million shares outstanding. The number of shares has decreased by -0.18% in one year.
| Shares Outstanding | 5.64M |
| Shares Change (YoY) | -0.18% |
| Shares Change (QoQ) | -0.11% |
| Owned by Insiders (%) | 66.15% |
| Owned by Institutions (%) | 9.11% |
| Float | 1.82M |
Valuation Ratios
The trailing PE ratio is 17.72.
| PE Ratio | 17.72 |
| Forward PE | n/a |
| PS Ratio | 2.60 |
| Forward PS | n/a |
| PB Ratio | 0.80 |
| P/FCF Ratio | 15.38 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 6.74, with an EV/FCF ratio of 9.34.
| EV / Earnings | 10.19 |
| EV / Sales | 1.58 |
| EV / EBITDA | 6.74 |
| EV / EBIT | 7.74 |
| EV / FCF | 9.34 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.32 |
| Debt / EBITDA | 4.41 |
| Debt / FCF | 6.11 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 4.90% and return on invested capital (ROIC) is 3.63%.
| Return on Equity (ROE) | 4.90% |
| Return on Assets (ROA) | 0.60% |
| Return on Capital (ROIC) | 3.63% |
| Revenue Per Employee | $228,701 |
| Profits Per Employee | $35,470 |
| Employee Count | 117 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, LSBK has paid $1.31 million in taxes.
| Income Tax | 1.31M |
| Effective Tax Rate | 24.03% |
Stock Price Statistics
The stock price has increased by +16.48% in the last 52 weeks. The beta is 0.52, so LSBK's price volatility has been lower than the market average.
| Beta (5Y) | 0.52 |
| 52-Week Price Change | +16.48% |
| 50-Day Moving Average | 12.36 |
| 200-Day Moving Average | 11.42 |
| Relative Strength Index (RSI) | 51.93 |
| Average Volume (20 Days) | 1,432 |
Short Selling Information
The latest short interest is 8,552, so 0.15% of the outstanding shares have been sold short.
| Short Interest | 8,552 |
| Short Previous Month | 1,877 |
| Short % of Shares Out | 0.15% |
| Short % of Float | 0.47% |
| Short Ratio (days to cover) | 2.50 |
Income Statement
In the last 12 months, LSBK had revenue of $26.76 million and earned $4.15 million in profits. Earnings per share was $0.71.
| Revenue | 26.76M |
| Gross Profit | 26.76M |
| Operating Income | 5.46M |
| Pretax Income | 5.46M |
| Net Income | 4.15M |
| EBITDA | 6.27M |
| EBIT | 5.46M |
| Earnings Per Share (EPS) | $0.71 |
Balance Sheet
The company has $54.95 million in cash and $27.66 million in debt, giving a net cash position of $27.29 million or $4.84 per share.
| Cash & Cash Equivalents | 54.95M |
| Total Debt | 27.66M |
| Net Cash | 27.29M |
| Net Cash Per Share | $4.84 |
| Equity (Book Value) | 86.51M |
| Book Value Per Share | 15.33 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $4.77 million and capital expenditures -$250,000, giving a free cash flow of $4.52 million.
| Operating Cash Flow | 4.77M |
| Capital Expenditures | -250,000 |
| Free Cash Flow | 4.52M |
| FCF Per Share | $0.80 |
Margins
Gross margin is 100.00%, with operating and profit margins of 20.42% and 15.51%.
| Gross Margin | 100.00% |
| Operating Margin | 20.42% |
| Pretax Margin | 20.42% |
| Profit Margin | 15.51% |
| EBITDA Margin | 23.43% |
| EBIT Margin | 20.42% |
| FCF Margin | 16.91% |
Dividends & Yields
LSBK does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 6 |
| Payout Ratio | n/a |
| Buyback Yield | 0.18% |
| Shareholder Yield | 0.18% |
| Earnings Yield | 5.97% |
| FCF Yield | 6.50% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |