Lake Shore Bancorp Statistics
Total Valuation
LSBK has a market cap or net worth of $110.98 million. The enterprise value is $29.13 million.
Important Dates
The next estimated earnings date is Monday, January 26, 2026, after market close.
| Earnings Date | Jan 26, 2026 |
| Ex-Dividend Date | Nov 3, 2025 |
Share Statistics
LSBK has 7.31 million shares outstanding. The number of shares has decreased by -21.89% in one year.
| Current Share Class | 7.31M |
| Shares Outstanding | 7.31M |
| Shares Change (YoY) | -21.89% |
| Shares Change (QoQ) | +30.43% |
| Owned by Insiders (%) | 8.03% |
| Owned by Institutions (%) | 19.80% |
| Float | 5.34M |
Valuation Ratios
The trailing PE ratio is 12.56.
| PE Ratio | 12.56 |
| Forward PE | n/a |
| PS Ratio | 3.05 |
| Forward PS | n/a |
| PB Ratio | 0.80 |
| P/TBV Ratio | 0.80 |
| P/FCF Ratio | 12.79 |
| P/OCF Ratio | 12.00 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 4.28 |
| EV / Sales | 1.05 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 3.36 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.23 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.94%.
| Return on Equity (ROE) | 5.94% |
| Return on Assets (ROA) | 0.94% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $277,740 |
| Profits Per Employee | $68,040 |
| Employee Count | 100 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, LSBK has paid $1.35 million in taxes.
| Income Tax | 1.35M |
| Effective Tax Rate | 16.56% |
Stock Price Statistics
The stock price has increased by +10.56% in the last 52 weeks. The beta is 0.29, so LSBK's price volatility has been lower than the market average.
| Beta (5Y) | 0.29 |
| 52-Week Price Change | +10.56% |
| 50-Day Moving Average | 14.65 |
| 200-Day Moving Average | 14.25 |
| Relative Strength Index (RSI) | 59.23 |
| Average Volume (20 Days) | 8,389 |
Short Selling Information
The latest short interest is 13,269, so 0.18% of the outstanding shares have been sold short.
| Short Interest | 13,269 |
| Short Previous Month | 16,783 |
| Short % of Shares Out | 0.18% |
| Short % of Float | 0.25% |
| Short Ratio (days to cover) | 1.07 |
Income Statement
In the last 12 months, LSBK had revenue of $27.77 million and earned $6.80 million in profits. Earnings per share was $1.21.
| Revenue | 27.77M |
| Gross Profit | 27.77M |
| Operating Income | 8.48M |
| Pretax Income | 8.15M |
| Net Income | 6.80M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.21 |
Full Income StatementBalance Sheet
The company has $83.64 million in cash and $2.00 million in debt, with a net cash position of $81.64 million or $11.17 per share.
| Cash & Cash Equivalents | 83.64M |
| Total Debt | 2.00M |
| Net Cash | 81.64M |
| Net Cash Per Share | $11.17 |
| Equity (Book Value) | 139.31M |
| Book Value Per Share | 19.05 |
| Working Capital | -503.75M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $9.23 million and capital expenditures -$571,000, giving a free cash flow of $8.66 million.
| Operating Cash Flow | 9.23M |
| Capital Expenditures | -571,000 |
| Free Cash Flow | 8.66M |
| FCF Per Share | $1.18 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 30.54% |
| Pretax Margin | 29.36% |
| Profit Margin | 24.50% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 31.18% |
