Lake Shore Bancorp Statistics
Total Valuation
LSBK has a market cap or net worth of $99.98 million. The enterprise value is $26.53 million.
Important Dates
The next estimated earnings date is Friday, October 24, 2025, after market close.
| Earnings Date | Oct 24, 2025 |
| Ex-Dividend Date | Aug 4, 2025 |
Share Statistics
LSBK has 7.74 million shares outstanding. The number of shares has decreased by -5.80% in one year.
| Current Share Class | 7.74M |
| Shares Outstanding | 7.74M |
| Shares Change (YoY) | -5.80% |
| Shares Change (QoQ) | +0.34% |
| Owned by Insiders (%) | 7.59% |
| Owned by Institutions (%) | 4.91% |
| Float | 2.74M |
Valuation Ratios
The trailing PE ratio is 12.33.
| PE Ratio | 12.33 |
| Forward PE | n/a |
| PS Ratio | 2.69 |
| Forward PS | n/a |
| PB Ratio | 0.79 |
| P/TBV Ratio | 1.08 |
| P/FCF Ratio | 25.32 |
| P/OCF Ratio | 22.32 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 4.59 |
| EV / Sales | 1.00 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 6.72 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.51 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.42%.
| Return on Equity (ROE) | 6.42% |
| Return on Assets (ROA) | 0.80% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $264,880 |
| Profits Per Employee | $57,760 |
| Employee Count | 100 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, LSBK has paid $1.12 million in taxes.
| Income Tax | 1.12M |
| Effective Tax Rate | 16.25% |
Stock Price Statistics
| Beta (5Y) | 0.35 |
| 52-Week Price Change | n/a |
| 50-Day Moving Average | 12.92 |
| 200-Day Moving Average | n/a |
| Relative Strength Index (RSI) | 46.02 |
| Average Volume (20 Days) | 22,725 |
Short Selling Information
The latest short interest is 13,591, so 0.18% of the outstanding shares have been sold short.
| Short Interest | 13,591 |
| Short Previous Month | 11,045 |
| Short % of Shares Out | 0.18% |
| Short % of Float | 0.50% |
| Short Ratio (days to cover) | 0.45 |
Income Statement
In the last 12 months, LSBK had revenue of $26.49 million and earned $5.78 million in profits. Earnings per share was $1.05.
| Revenue | 26.49M |
| Gross Profit | 26.49M |
| Operating Income | 7.28M |
| Pretax Income | 6.90M |
| Net Income | 5.78M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.05 |
Full Income StatementBalance Sheet
The company has $75.37 million in cash and $2.00 million in debt, giving a net cash position of $73.37 million or $9.48 per share.
| Cash & Cash Equivalents | 75.37M |
| Total Debt | 2.00M |
| Net Cash | 73.37M |
| Net Cash Per Share | $9.48 |
| Equity (Book Value) | 92.88M |
| Book Value Per Share | 16.38 |
| Working Capital | -549.30M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $4.48 million and capital expenditures -$530,000, giving a free cash flow of $3.95 million.
| Operating Cash Flow | 4.48M |
| Capital Expenditures | -530,000 |
| Free Cash Flow | 3.95M |
| FCF Per Share | $0.51 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 27.47% |
| Pretax Margin | 26.04% |
| Profit Margin | 21.81% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 14.90% |
