Lake Shore Bancorp, Inc. (LSBK)
NASDAQ: LSBK · Real-Time Price · USD
15.37
-0.06 (-0.39%)
At close: Feb 6, 2026, 4:00 PM EST
15.37
0.00 (0.00%)
After-hours: Feb 6, 2026, 4:10 PM EST

Lake Shore Bancorp Statistics

Total Valuation

LSBK has a market cap or net worth of $112.37 million. The enterprise value is $47.95 million.

Market Cap112.37M
Enterprise Value 47.95M

Important Dates

The last earnings date was Wednesday, January 21, 2026, after market close.

Earnings Date Jan 21, 2026
Ex-Dividend Date Feb 2, 2026

Share Statistics

LSBK has 7.31 million shares outstanding. The number of shares has increased by 33.30% in one year.

Current Share Class 7.31M
Shares Outstanding 7.31M
Shares Change (YoY) +33.30%
Shares Change (QoQ) +0.58%
Owned by Insiders (%) 8.18%
Owned by Institutions (%) 19.85%
Float 5.33M

Valuation Ratios

The trailing PE ratio is 15.91.

PE Ratio 15.91
Forward PE n/a
PS Ratio 4.13
Forward PS n/a
PB Ratio 0.80
P/TBV Ratio 0.79
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 6.60
EV / Sales 1.71
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 6.28%.

Return on Equity (ROE) 6.28%
Return on Assets (ROA) 1.03%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 5.75%
Revenue Per Employee $280,180
Profits Per Employee $72,690
Employee Count100
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, LSBK has paid $1.48 million in taxes.

Income Tax 1.48M
Effective Tax Rate 16.94%

Stock Price Statistics

The stock price has decreased by -0.77% in the last 52 weeks. The beta is 0.27, so LSBK's price volatility has been lower than the market average.

Beta (5Y) 0.27
52-Week Price Change -0.77%
50-Day Moving Average 14.96
200-Day Moving Average 14.25
Relative Strength Index (RSI) 58.27
Average Volume (20 Days) 4,424

Short Selling Information

The latest short interest is 13,455, so 0.18% of the outstanding shares have been sold short.

Short Interest 13,455
Short Previous Month 13,269
Short % of Shares Out 0.18%
Short % of Float 0.25%
Short Ratio (days to cover) 1.07

Income Statement

In the last 12 months, LSBK had revenue of $28.02 million and earned $7.27 million in profits. Earnings per share was $0.97.

Revenue28.02M
Gross Profit 28.02M
Operating Income 8.75M
Pretax Income 8.75M
Net Income 7.27M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $0.97
Full Income Statement

Balance Sheet

The company has $64.28 million in cash and n/a in debt, with a net cash position of $64.28 million or $8.79 per share.

Cash & Cash Equivalents 64.28M
Total Debt n/a
Net Cash 64.28M
Net Cash Per Share $8.79
Equity (Book Value) 141.64M
Book Value Per Share 19.37
Working Capital -509.00M
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 31.24%
Pretax Margin 31.24%
Profit Margin 25.94%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.36, which amounts to a dividend yield of 2.34%.

Dividend Per Share $0.36
Dividend Yield 2.34%
Dividend Growth (YoY) -62.50%
Years of Dividend Growth n/a
Payout Ratio 27.84%
Buyback Yield -33.30%
Shareholder Yield -30.97%
Earnings Yield 6.48%
FCF Yield n/a
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2