Lake Shore Bancorp Statistics
Total Valuation
LSBK has a market cap or net worth of $76.79 million. The enterprise value is $37.05 million.
Important Dates
The next estimated earnings date is Wednesday, January 29, 2025, after market close.
| Earnings Date | Jan 29, 2025 |
| Ex-Dividend Date | Nov 4, 2024 |
Share Statistics
LSBK has 5.64 million shares outstanding. The number of shares has decreased by -3.29% in one year.
| Current Share Class | 5.64M |
| Shares Outstanding | 5.64M |
| Shares Change (YoY) | -3.29% |
| Shares Change (QoQ) | -4.20% |
| Owned by Insiders (%) | 3.35% |
| Owned by Institutions (%) | 9.52% |
| Float | 1.82M |
Valuation Ratios
The trailing PE ratio is 18.34.
| PE Ratio | 18.34 |
| Forward PE | n/a |
| PS Ratio | 3.05 |
| Forward PS | n/a |
| PB Ratio | 0.85 |
| P/TBV Ratio | 0.85 |
| P/FCF Ratio | 114.26 |
| P/OCF Ratio | 108.92 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 8.80 |
| EV / Sales | 1.46 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 55.14 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 15.25 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 4.90%.
| Return on Equity (ROE) | 4.90% |
| Return on Assets (ROA) | 0.60% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $216,564 |
| Profits Per Employee | $35,991 |
| Employee Count | 117 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, LSBK has paid $1.22 million in taxes.
| Income Tax | 1.22M |
| Effective Tax Rate | 22.44% |
Stock Price Statistics
The stock price has increased by +19.07% in the last 52 weeks. The beta is 0.53, so LSBK's price volatility has been lower than the market average.
| Beta (5Y) | 0.53 |
| 52-Week Price Change | +19.07% |
| 50-Day Moving Average | 13.56 |
| 200-Day Moving Average | 12.59 |
| Relative Strength Index (RSI) | 51.31 |
| Average Volume (20 Days) | 1,075 |
Short Selling Information
The latest short interest is 2,247, so 0.04% of the outstanding shares have been sold short.
| Short Interest | 2,247 |
| Short Previous Month | 2,968 |
| Short % of Shares Out | 0.04% |
| Short % of Float | 0.12% |
| Short Ratio (days to cover) | 1.69 |
Income Statement
In the last 12 months, LSBK had revenue of $25.34 million and earned $4.21 million in profits. Earnings per share was $0.74.
| Revenue | 25.34M |
| Gross Profit | 25.34M |
| Operating Income | 6.41M |
| Pretax Income | 5.46M |
| Net Income | 4.21M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.74 |
Full Income StatementBalance Sheet
The company has $49.98 million in cash and $10.25 million in debt, giving a net cash position of $39.73 million or $7.04 per share.
| Cash & Cash Equivalents | 49.98M |
| Total Debt | 10.25M |
| Net Cash | 39.73M |
| Net Cash Per Share | $7.04 |
| Equity (Book Value) | 89.88M |
| Book Value Per Share | 15.93 |
| Working Capital | -534.69M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $705,000 and capital expenditures -$33,000, giving a free cash flow of $672,000.
| Operating Cash Flow | 705,000 |
| Capital Expenditures | -33,000 |
| Free Cash Flow | 672,000 |
| FCF Per Share | $0.12 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 25.29% |
| Pretax Margin | 21.43% |
| Profit Margin | 16.62% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 2.65% |