LexinFintech Holdings Ltd. (LX)

NASDAQ: LX · Real-Time Price · USD

2.990

-0.010 (-0.33%)

At close: Feb 18, 2026, 4:00 PM EST

3.040

+0.050 (1.67%)

After-hours: Feb 18, 2026, 6:53 PM EST

LexinFintech Holdings Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Operating Revenue	3,978	3,204	3,391	3,902	4,425	4,120
Other Revenue	9,790	11,000	9,666	5,964	6,956	7,526
Revenue	13,768	14,204	13,057	9,866	11,381	11,645
Revenue Growth (YoY)	-2.04%	8.78%	32.35%	-13.31%	-2.27%	9.83%
Cost of Revenue	2,374	2,185	2,263	2,504	2,161	2,687
Gross Profit	5,568	5,745	5,142	3,500	6,281	4,075
Selling, General & Admin	2,382	2,162	2,121	2,117	2,130	1,726
Research & Development	614.45	578.24	513.28	583.26	549.29	474.27
Other Operating Expenses	609.54	718.41	629.31	465.19	531.24	441.81
Operating Expenses	3,606	3,458	3,263	3,165	3,210	2,642
Operating Income	1,962	2,286	1,879	334.45	3,070	1,433
Interest Expense	-17.28	-9.01	-50.48	-55.64	-63.13	-77.54
Other Non Operating Income (Expenses)	314.31	-921.05	-198.59	783.7	-233.6	-608.7
EBT Excluding Unusual Items	2,259	1,356	1,630	1,063	2,774	746.88
Gain (Loss) on Sale of Investments	-18.94	-2.42	-303.24	-33.94	-4.16	-61.27
Pretax Income	2,240	1,354	1,327	1,029	2,770	685.61
Income Tax Expense	414.25	253.28	260.84	202.64	435.42	90.63
Earnings From Continuing Operations	1,826	1,100	1,066	825.93	2,334	594.98
Minority Interest in Earnings	-	-	-	-6.18	-0.19	-
Net Income	1,826	1,100	1,066	819.75	2,334	594.98
Net Income to Common	1,826	1,100	1,066	819.75	2,334	594.98
Net Income Growth	143.50%	3.24%	30.03%	-64.88%	292.27%	-74.07%
Shares Outstanding (Basic)	169	166	164	174	184	182
Shares Outstanding (Diluted)	178	170	180	196	207	206
Shares Change (YoY)	5.59%	-5.71%	-8.39%	-5.36%	0.92%	9.42%
EPS (Basic)	10.80	6.64	6.49	4.71	12.67	3.26
EPS (Diluted)	10.25	6.52	6.34	4.41	11.46	3.13
EPS Growth	125.70%	2.93%	43.55%	-61.50%	266.73%	-74.56%
Free Cash Flow	-	834.4	2,588	-91.54	2,546	-297.59
Free Cash Flow Per Share	-	4.92	14.38	-0.47	12.27	-1.45
Dividend Per Share	2.204	1.328	1.290	-	-	-
Dividend Growth	132.27%	2.94%	-	-	-	-
Gross Margin	40.44%	40.45%	39.38%	35.48%	55.19%	34.99%
Operating Margin	14.25%	16.10%	14.39%	3.39%	26.98%	12.31%
Profit Margin	13.26%	7.75%	8.16%	8.31%	20.51%	5.11%
Free Cash Flow Margin	-	5.88%	19.82%	-0.93%	22.37%	-2.56%
EBITDA	2,075	2,396	1,985	429.39	3,161	1,487
EBITDA Margin	15.07%	16.87%	15.20%	4.35%	27.78%	12.77%
D&A For EBITDA	113.49	110.03	105.41	94.94	90.75	53.43
EBIT	1,962	2,286	1,879	334.45	3,070	1,433
EBIT Margin	14.25%	16.10%	14.39%	3.39%	26.98%	12.31%
Effective Tax Rate	18.49%	18.71%	19.66%	19.70%	15.72%	13.22%
Revenue as Reported	13,768	14,204	13,057	9,866	11,381	11,645
Advertising Expenses	-	1,019	990	873	990	791

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q