LexinFintech Holdings Ltd. (LX)
NASDAQ: LX · Real-Time Price · USD
0.8209
-0.0607 (-6.89%)
At close: Sep 2, 2026, 4:00 PM EDT
0.8333
+0.0124 (1.51%)
After-hours: Sep 2, 2026, 7:57 PM EDT

LexinFintech Holdings Financials Overview

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
12,95713,15214,20413,0579,86611,381
Revenue Growth
-7.53%-7.40%8.78%32.35%-13.31%-2.27%
Gross Profit
3,9385,0835,7455,1423,5006,281
Operating Income
642.841,5932,2861,879334.453,070
Net Income
1,0381,6771,1001,066819.752,334
Earnings Per Share
6.049.446.526.344.4111.46
EPS Growth
-34.09%44.76%2.93%43.55%-61.50%266.73%

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
1,2322,1562,3342,8251,7642,664
Total Debt
3,6984,7955,2675,5629,2557,672
Net Cash (Debt)
-2,466-2,639-2,933-2,738-7,491-5,008
Net Cash Growth
------
Net Cash Per Share
-14.37-14.87-17.29-15.22-38.15-24.13

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-3,6141,0812,81857.272,667
Capital Expenditures
--352.92-247.06-229.52-148.82-121.53
Free Cash Flow
-3,262834.42,588-91.542,546
Free Cash Flow Growth
-290.88%-67.76%---

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
30.39%38.65%40.45%39.38%35.48%55.19%
Operating Margin
4.96%12.11%16.10%14.39%3.39%26.98%
Pretax Margin
10.32%15.78%9.53%10.16%10.43%24.34%
Profit Margin
8.01%12.75%7.75%8.16%8.31%20.51%
FCF Margin
-24.80%5.88%19.82%-0.93%22.37%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023
Period EndingSep '26 Dec '25 Dec '24 Dec '23
Dividend Per Share
0.3822.6721.3281.290
Dividend Per Share Growth
101.90%101.14%2.94%-
Dividend Yield
46.53%12.50%3.48%11.81%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
0.922.306.332.002.951.91
Forward PE
3.622.435.111.471.781.86
P/FCF Ratio
0.281.188.340.82-1.75
PS Ratio
0.070.290.490.160.250.39