LexinFintech Holdings Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Revenue	3,590	3,204	3,391	3,902	4,425
Other Revenue	9,562	11,000	9,666	5,964	6,956
Revenue	13,152	14,204	13,057	9,866	11,381
Revenue Growth (YoY)	-7.40%	8.78%	32.35%	-13.31%	-2.27%
Cost of Revenue	2,223	2,185	2,263	2,504	2,161
Gross Profit	5,083	5,745	5,142	3,500	6,281
Selling, General & Admin	2,281	2,162	2,121	2,117	2,130
Research & Development	595.32	578.24	513.28	583.26	549.29
Other Operating Expenses	614.36	718.41	629.31	465.19	531.24
Operating Expenses	3,490	3,458	3,263	3,165	3,210
Operating Income	1,593	2,286	1,879	334.45	3,070
Interest Expense	-22.73	-9.01	-50.48	-55.64	-63.13
Other Non Operating Income (Expenses)	527.62	-921.05	-198.59	783.7	-233.6
EBT Excluding Unusual Items	2,098	1,356	1,630	1,063	2,774
Gain (Loss) on Sale of Investments	-21.9	-2.42	-303.24	-33.94	-4.16
Pretax Income	2,076	1,354	1,327	1,029	2,770
Income Tax Expense	398.53	253.28	260.84	202.64	435.42
Earnings From Continuing Operations	1,677	1,100	1,066	825.93	2,334
Minority Interest in Earnings	-	-	-	-6.18	-0.19
Net Income	1,677	1,100	1,066	819.75	2,334
Net Income to Common	1,677	1,100	1,066	819.75	2,334
Net Income Growth	52.40%	3.24%	30.03%	-64.88%	292.27%
Shares Outstanding (Basic)	169	166	164	174	184
Shares Outstanding (Diluted)	178	170	180	196	207
Shares Change (YoY)	4.67%	-5.71%	-8.39%	-5.36%	0.92%
EPS (Basic)	9.90	6.64	6.49	4.71	12.67
EPS (Diluted)	9.44	6.52	6.34	4.41	11.46
EPS Growth	44.76%	2.93%	43.55%	-61.50%	266.73%
Free Cash Flow	-	834.4	2,588	-91.54	2,546
Free Cash Flow Per Share	-	4.92	14.38	-0.47	12.27
Dividend Per Share	2.672	1.328	1.290	-	-
Dividend Growth	101.14%	2.94%	-	-	-
Gross Margin	38.65%	40.45%	39.38%	35.48%	55.19%
Operating Margin	12.11%	16.10%	14.39%	3.39%	26.98%
Profit Margin	12.75%	7.75%	8.16%	8.31%	20.51%
Free Cash Flow Margin	-	5.88%	19.82%	-0.93%	22.37%
EBITDA	1,703	2,396	1,985	429.39	3,161
EBITDA Margin	12.95%	16.87%	15.20%	4.35%	27.78%
D&A For EBITDA	110.03	110.03	105.41	94.94	90.75
EBIT	1,593	2,286	1,879	334.45	3,070
EBIT Margin	12.11%	16.10%	14.39%	3.39%	26.98%
Effective Tax Rate	19.20%	18.71%	19.66%	19.70%	15.72%
Revenue as Reported	13,152	14,204	13,057	9,866	11,381
Advertising Expenses	-	1,019	990	873	990

Updated Mar 19, 2026. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q