LexinFintech Holdings Ltd. (LX)
NASDAQ: LX · Real-Time Price · USD
1.440
-0.030 (-2.04%)
At close: Aug 12, 2026, 4:00 PM EDT
1.440
0.00 (0.00%)
After-hours: Aug 12, 2026, 4:11 PM EDT

LexinFintech Holdings Financials Overview

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
13,35713,15214,20413,0579,86611,381
Revenue Growth
-5.04%-7.40%8.78%32.35%-13.31%-2.27%
Gross Profit
4,0844,4695,0264,5133,0355,749
Operating Income
1,2001,5932,2861,879334.453,070
Net Income
1,4481,6771,1001,066819.752,334
Earnings Per Share
8.229.446.486.344.4211.46
EPS Growth
7.31%45.68%2.21%43.44%-61.43%267.31%

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
1,5782,1562,3342,8251,7642,664
Total Debt
4,0474,7635,2275,4719,1017,481
Net Cash (Debt)
-2,469-2,607-2,893-2,646-7,337-4,817
Net Cash Growth
------
Net Cash Per Share
-14.13-14.68-17.06-14.71-37.36-23.21

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
3,6143,6141,0812,81857.272,667
Capital Expenditures
-352.92-352.92-247.06-229.52-148.82-121.53
Free Cash Flow
3,2623,262834.42,588-91.542,546
Free Cash Flow Growth
28.11%290.88%-67.76%---

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
30.58%33.98%35.39%34.56%30.76%50.52%
Operating Margin
8.98%12.11%16.10%14.39%3.39%26.98%
Pretax Margin
13.58%15.78%9.53%10.16%10.43%24.34%
Profit Margin
10.84%12.75%7.75%8.16%8.37%20.51%
FCF Margin
0.00%24.80%5.87%19.82%-0.93%22.37%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023
Period EndingAug '26 Dec '25 Dec '24 Dec '23
Dividend Per Share
0.3822.6721.3281.290
Dividend Per Share Growth
101.90%101.14%2.94%-
Dividend Yield
26.53%9.88%2.34%6.34%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
1.222.426.532.052.972.14
Forward PE
1.812.435.111.471.781.86
P/FCF Ratio
0.501.178.540.83-1.77
PS Ratio
0.120.290.500.160.220.40