LexinFintech Holdings Statistics
Total Valuation
LX has a market cap or net worth of $324.63 million. The enterprise value is $701.98 million.
| Market Cap | 324.63M |
| Enterprise Value | 701.98M |
Important Dates
The next confirmed earnings date is Monday, May 25, 2026, before market open.
| Earnings Date | May 25, 2026 |
| Ex-Dividend Date | Apr 24, 2026 |
Share Statistics
LX has 164.79 million shares outstanding. The number of shares has increased by 4.67% in one year.
| Current Share Class | n/a |
| Shares Outstanding | 164.79M |
| Shares Change (YoY) | +4.67% |
| Shares Change (QoQ) | -2.83% |
| Owned by Insiders (%) | 37.88% |
| Owned by Institutions (%) | 29.22% |
| Float | 102.37M |
Valuation Ratios
The trailing PE ratio is 1.46 and the forward PE ratio is 2.23.
| PE Ratio | 1.46 |
| Forward PE | 2.23 |
| PS Ratio | 0.17 |
| Forward PS | n/a |
| PB Ratio | 0.20 |
| P/TBV Ratio | 0.20 |
| P/FCF Ratio | 0.68 |
| P/OCF Ratio | 0.63 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 2.89, with an EV/FCF ratio of 1.46.
| EV / Earnings | 2.93 |
| EV / Sales | 0.37 |
| EV / EBITDA | 2.89 |
| EV / EBIT | 3.08 |
| EV / FCF | 1.46 |
Financial Position
The company has a current ratio of 1.89, with a Debt / Equity ratio of 0.40.
| Current Ratio | 1.89 |
| Quick Ratio | 1.24 |
| Debt / Equity | 0.40 |
| Debt / EBITDA | 2.72 |
| Debt / FCF | 1.43 |
| Interest Coverage | 70.06 |
Financial Efficiency
Return on equity (ROE) is 14.78% and return on invested capital (ROIC) is 8.88%.
| Return on Equity (ROE) | 14.78% |
| Return on Assets (ROA) | 4.38% |
| Return on Invested Capital (ROIC) | 8.88% |
| Return on Capital Employed (ROCE) | 11.81% |
| Weighted Average Cost of Capital (WACC) | 3.06% |
| Revenue Per Employee | $402,908 |
| Profits Per Employee | $51,377 |
| Employee Count | 4,667 |
| Asset Turnover | 0.58 |
| Inventory Turnover | 26.33 |
Taxes
In the past 12 months, LX has paid $56.98 million in taxes.
| Income Tax | 56.98M |
| Effective Tax Rate | 19.20% |
Stock Price Statistics
The stock price has decreased by -77.43% in the last 52 weeks. The beta is 0.81, so LX's price volatility has been lower than the market average.
| Beta (5Y) | 0.81 |
| 52-Week Price Change | -77.43% |
| 50-Day Moving Average | 2.26 |
| 200-Day Moving Average | 3.82 |
| Relative Strength Index (RSI) | 36.52 |
| Average Volume (20 Days) | 1,408,768 |
Short Selling Information
The latest short interest is 4.89 million, so 4.62% of the outstanding shares have been sold short.
| Short Interest | 4.89M |
| Short Previous Month | 4.72M |
| Short % of Shares Out | 4.62% |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 3.19 |
Income Statement
In the last 12 months, LX had revenue of $1.88 billion and earned $239.77 million in profits. Earnings per share was $1.35.
| Revenue | 1.88B |
| Gross Profit | 726.73M |
| Operating Income | 227.70M |
| Pretax Income | 296.75M |
| Net Income | 239.77M |
| EBITDA | 242.77M |
| EBIT | 227.70M |
| Earnings Per Share (EPS) | $1.35 |
Balance Sheet
The company has $308.27 million in cash and $685.61 million in debt, with a net cash position of -$377.34 million or -$2.29 per share.
| Cash & Cash Equivalents | 308.27M |
| Total Debt | 685.61M |
| Net Cash | -377.34M |
| Net Cash Per Share | -$2.29 |
| Equity (Book Value) | 1.71B |
| Book Value Per Share | 10.08 |
| Working Capital | 1.24B |
Cash Flow
In the last 12 months, operating cash flow was $516.76 million and capital expenditures -$50.46 million, giving a free cash flow of $479.42 million.
| Operating Cash Flow | 516.76M |
| Capital Expenditures | -50.46M |
| Depreciation & Amortization | 15.50M |
| Net Borrowing | -68.22M |
| Free Cash Flow | 479.42M |
| FCF Per Share | $2.91 |
Margins
Gross margin is 38.65%, with operating and profit margins of 12.11% and 12.75%.
| Gross Margin | 38.65% |
| Operating Margin | 12.11% |
| Pretax Margin | 15.78% |
| Profit Margin | 12.75% |
| EBITDA Margin | 12.91% |
| EBIT Margin | 12.11% |
| FCF Margin | 25.50% |
Dividends & Yields
This stock pays an annual dividend of $0.38, which amounts to a dividend yield of 19.39%.
| Dividend Per Share | $0.38 |
| Dividend Yield | 19.39% |
| Dividend Growth (YoY) | 101.90% |
| Years of Dividend Growth | 3 |
| Payout Ratio | 22.64% |
| Buyback Yield | -4.67% |
| Shareholder Yield | 14.72% |
| Earnings Yield | 73.86% |
| FCF Yield | 147.68% |
Analyst Forecast
The average price target for LX is $4.14, which is 110.15% higher than the current price. The consensus rating is "Buy".
| Price Target | $4.14 |
| Price Target Difference | 110.15% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
LX has an Altman Z-Score of 2.22 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.22 |
| Piotroski F-Score | 6 |