LexinFintech Holdings Statistics
Total Valuation
LX has a market cap or net worth of $237.30 million. The enterprise value is $595.23 million.
| Market Cap | 237.30M |
| Enterprise Value | 595.23M |
Important Dates
The next estimated earnings date is Friday, August 28, 2026, before market open.
| Earnings Date | Aug 28, 2026 |
| Ex-Dividend Date | Apr 24, 2026 |
Share Statistics
LX has 164.79 million shares outstanding. The number of shares has increased by 1.04% in one year.
| Current Share Class | n/a |
| Shares Outstanding | 164.79M |
| Shares Change (YoY) | +1.04% |
| Shares Change (QoQ) | -2.72% |
| Owned by Insiders (%) | 32.57% |
| Owned by Institutions (%) | 28.06% |
| Float | 110.41M |
Valuation Ratios
The trailing PE ratio is 1.22 and the forward PE ratio is 1.81.
| PE Ratio | 1.22 |
| Forward PE | 1.81 |
| PS Ratio | 0.12 |
| Forward PS | n/a |
| PB Ratio | 0.14 |
| P/TBV Ratio | 0.15 |
| P/FCF Ratio | 0.50 |
| P/OCF Ratio | 0.45 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 3.36, with an EV/FCF ratio of 1.24.
| EV / Earnings | 2.85 |
| EV / Sales | 0.31 |
| EV / EBITDA | 3.36 |
| EV / EBIT | 3.36 |
| EV / FCF | 1.24 |
Financial Position
The company has a current ratio of 2.03, with a Debt / Equity ratio of 0.33.
| Current Ratio | 2.03 |
| Quick Ratio | 1.19 |
| Debt / Equity | 0.33 |
| Debt / EBITDA | 3.30 |
| Debt / FCF | 1.21 |
| Interest Coverage | 52.60 |
Financial Efficiency
Return on equity (ROE) is 12.42% and return on invested capital (ROIC) is 6.57%.
| Return on Equity (ROE) | 12.42% |
| Return on Assets (ROA) | 3.31% |
| Return on Invested Capital (ROIC) | 6.57% |
| Return on Capital Employed (ROCE) | 8.80% |
| Weighted Average Cost of Capital (WACC) | 2.96% |
| Revenue Per Employee | $270,128 |
| Profits Per Employee | $29,288 |
| Employee Count | 7,169 |
| Asset Turnover | 0.59 |
| Inventory Turnover | 122.56 |
Taxes
In the past 12 months, LX has paid $52.97 million in taxes.
| Income Tax | 52.97M |
| Effective Tax Rate | 20.15% |
Stock Price Statistics
The stock price has decreased by -78.90% in the last 52 weeks. The beta is 0.88, so LX's price volatility has been lower than the market average.
| Beta (5Y) | 0.88 |
| 52-Week Price Change | -78.90% |
| 50-Day Moving Average | 1.76 |
| 200-Day Moving Average | 2.62 |
| Relative Strength Index (RSI) | 32.96 |
| Average Volume (20 Days) | 1,743,100 |
Short Selling Information
The latest short interest is 3.39 million, so 3.20% of the outstanding shares have been sold short.
| Short Interest | 3.39M |
| Short Previous Month | 3.44M |
| Short % of Shares Out | 3.20% |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 1.19 |
Income Statement
In the last 12 months, LX had revenue of $1.94 billion and earned $209.96 million in profits. Earnings per share was $1.20.
| Revenue | 1.94B |
| Gross Profit | 682.22M |
| Operating Income | 173.99M |
| Pretax Income | 262.93M |
| Net Income | 209.96M |
| EBITDA | 177.97M |
| EBIT | 177.97M |
| Earnings Per Share (EPS) | $1.20 |
Balance Sheet
The company has $228.83 million in cash and $586.77 million in debt, with a net cash position of -$357.93 million or -$2.17 per share.
| Cash & Cash Equivalents | 228.83M |
| Total Debt | 586.77M |
| Net Cash | -357.93M |
| Net Cash Per Share | -$2.17 |
| Equity (Book Value) | 1.75B |
| Book Value Per Share | 10.58 |
| Working Capital | 1.31B |
Cash Flow
In the last 12 months, operating cash flow was $536.01 million and capital expenditures -$52.34 million, giving a free cash flow of $483.68 million.
| Operating Cash Flow | 536.01M |
| Capital Expenditures | -52.34M |
| Depreciation & Amortization | 15.46M |
| Net Borrowing | -68.83M |
| Free Cash Flow | 483.68M |
| FCF Per Share | $2.94 |
Margins
Gross margin is 35.23%, with operating and profit margins of 8.98% and 10.84%.
| Gross Margin | 35.23% |
| Operating Margin | 8.98% |
| Pretax Margin | 13.58% |
| Profit Margin | 10.84% |
| EBITDA Margin | 8.98% |
| EBIT Margin | 8.98% |
| FCF Margin | 24.80% |
Dividends & Yields
This stock pays an annual dividend of $0.38, which amounts to a dividend yield of 26.53%.
| Dividend Per Share | $0.38 |
| Dividend Yield | 26.53% |
| Dividend Growth (YoY) | 101.90% |
| Years of Dividend Growth | 2 |
| Payout Ratio | 25.45% |
| Buyback Yield | -1.04% |
| Shareholder Yield | 24.95% |
| Earnings Yield | 87.57% |
| FCF Yield | 201.73% |
Analyst Forecast
The average price target for LX is $3.49, which is 142.36% higher than the current price. The consensus rating is "Buy".
| Price Target | $3.49 |
| Price Target Difference | 142.36% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (3Y) | 1.37% |
| EPS Growth Forecast (3Y) | -8.92% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
LX has an Altman Z-Score of 2.16 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.16 |
| Piotroski F-Score | 5 |