LexinFintech Holdings Statistics
Total Valuation
LX has a market cap or net worth of $97.59 million. The enterprise value is $460.56 million.
| Market Cap | 97.59M |
| Enterprise Value | 460.56M |
Important Dates
The next estimated earnings date is Monday, November 23, 2026, before market open.
| Earnings Date | Nov 23, 2026 |
| Ex-Dividend Date | Apr 24, 2026 |
Share Statistics
LX has 164.79 million shares outstanding. The number of shares has decreased by -2.42% in one year.
| Current Share Class | n/a |
| Shares Outstanding | 164.79M |
| Shares Change (YoY) | -2.42% |
| Shares Change (QoQ) | -0.96% |
| Owned by Insiders (%) | 32.57% |
| Owned by Institutions (%) | 21.61% |
| Float | 111.11M |
Valuation Ratios
The trailing PE ratio is 0.67 and the forward PE ratio is 9.33.
| PE Ratio | 0.67 |
| Forward PE | 9.33 |
| PS Ratio | 0.05 |
| Forward PS | n/a |
| PB Ratio | 0.06 |
| P/TBV Ratio | 0.06 |
| P/FCF Ratio | 0.21 |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 4.22, with an EV/FCF ratio of 0.95.
| EV / Earnings | 3.04 |
| EV / Sales | 0.24 |
| EV / EBITDA | 4.22 |
| EV / EBIT | 4.90 |
| EV / FCF | 0.95 |
Financial Position
The company has a current ratio of 2.09, with a Debt / Equity ratio of 0.31.
| Current Ratio | 2.09 |
| Quick Ratio | 1.16 |
| Debt / Equity | 0.31 |
| Debt / EBITDA | 4.56 |
| Debt / FCF | 1.11 |
| Interest Coverage | 25.60 |
Financial Efficiency
Return on equity (ROE) is 8.80% and return on invested capital (ROIC) is 3.44%.
| Return on Equity (ROE) | 8.80% |
| Return on Assets (ROA) | 1.79% |
| Return on Invested Capital (ROIC) | 3.44% |
| Return on Capital Employed (ROCE) | 4.61% |
| Weighted Average Cost of Capital (WACC) | 1.87% |
| Revenue Per Employee | $266,065 |
| Profits Per Employee | $21,317 |
| Employee Count | 7,169 |
| Asset Turnover | 0.58 |
| Inventory Turnover | 95.35 |
Taxes
In the past 12 months, LX has paid $44.00 million in taxes.
| Income Tax | 44.00M |
| Effective Tax Rate | 22.36% |
Stock Price Statistics
The stock price has decreased by -86.03% in the last 52 weeks. The beta is 0.89, so LX's price volatility has been lower than the market average.
| Beta (5Y) | 0.89 |
| 52-Week Price Change | -86.03% |
| 50-Day Moving Average | 0.71 |
| 200-Day Moving Average | 1.74 |
| Relative Strength Index (RSI) | 38.07 |
| Average Volume (20 Days) | 911,503 |
Short Selling Information
The latest short interest is 7.74 million, so 7.32% of the outstanding shares have been sold short.
| Short Interest | 7.74M |
| Short Previous Month | 7.13M |
| Short % of Shares Out | 7.32% |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 4.28 |
Income Statement
In the last 12 months, LX had revenue of $1.91 billion and earned $152.82 million in profits. Earnings per share was $0.89.
| Revenue | 1.91B |
| Gross Profit | 579.74M |
| Operating Income | 94.64M |
| Pretax Income | 196.83M |
| Net Income | 152.82M |
| EBITDA | 109.82M |
| EBIT | 94.64M |
| Earnings Per Share (EPS) | $0.89 |
Balance Sheet
The company has $181.42 million in cash and $544.39 million in debt, with a net cash position of -$362.97 million or -$2.20 per share.
| Cash & Cash Equivalents | 181.42M |
| Total Debt | 544.39M |
| Net Cash | -362.97M |
| Net Cash Per Share | -$2.20 |
| Equity (Book Value) | 1.77B |
| Book Value Per Share | 10.70 |
| Working Capital | 1.35B |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | -52.91M |
| Depreciation & Amortization | 15.46M |
| Net Borrowing | n/a |
| Free Cash Flow | 489.01M |
| FCF Per Share | $2.97 |
Margins
Gross margin is 30.39%, with operating and profit margins of 4.96% and 8.01%.
| Gross Margin | 30.39% |
| Operating Margin | 4.96% |
| Pretax Margin | 10.32% |
| Profit Margin | 8.01% |
| EBITDA Margin | 5.76% |
| EBIT Margin | 4.96% |
| FCF Margin | 24.42% |
Dividends & Yields
This stock pays an annual dividend of $0.38, which amounts to a dividend yield of 64.51%.
| Dividend Per Share | $0.38 |
| Dividend Yield | 64.51% |
| Dividend Growth (YoY) | 109.89% |
| Years of Dividend Growth | 2 |
| Payout Ratio | 42.93% |
| FCF Payout Ratio | 12.87% |
| Buyback Yield | 2.42% |
| Shareholder Yield | 64.84% |
| Earnings Yield | 150.25% |
| FCF Yield | 484.88% |
Analyst Forecast
The average price target for LX is $2.13, which is 259.85% higher than the current price. The consensus rating is "Buy".
| Price Target | $2.13 |
| Price Target Difference | 259.85% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (3Y) | -17.10% |
| EPS Growth Forecast (3Y) | -13.42% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
| Graham Formula Value | |
| Graham Formula Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
LX has an Altman Z-Score of 2 and a Piotroski F-Score of 3. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2 |
| Piotroski F-Score | 3 |