LexinFintech Holdings Ltd. (LX)
NASDAQ: LX · Real-Time Price · USD
3.300
+0.130 (4.10%)
At close: Dec 19, 2025, 4:00 PM EST
3.330
+0.030 (0.91%)
After-hours: Dec 19, 2025, 7:55 PM EST

LexinFintech Holdings Statistics

Total Valuation

LX has a market cap or net worth of $555.27 million. The enterprise value is $917.15 million.

Market Cap555.27M
Enterprise Value 917.15M

Important Dates

The last earnings date was Monday, November 24, 2025, before market open.

Earnings Date Nov 24, 2025
Ex-Dividend Date Aug 26, 2025

Share Statistics

LX has 168.26 million shares outstanding. The number of shares has increased by 5.59% in one year.

Current Share Class n/a
Shares Outstanding 168.26M
Shares Change (YoY) +5.59%
Shares Change (QoQ) -0.65%
Owned by Insiders (%) 35.01%
Owned by Institutions (%) 48.11%
Float 109.35M

Valuation Ratios

The trailing PE ratio is 2.29 and the forward PE ratio is 2.09.

PE Ratio 2.29
Forward PE 2.09
PS Ratio 0.29
Forward PS n/a
PB Ratio 0.34
P/TBV Ratio 0.36
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 3.58
EV / Sales 0.47
EV / EBITDA 3.15
EV / EBIT 3.33
EV / FCF n/a

Financial Position

The company has a current ratio of 1.80, with a Debt / Equity ratio of 0.40.

Current Ratio 1.80
Quick Ratio 1.14
Debt / Equity 0.40
Debt / EBITDA 2.23
Debt / FCF n/a
Interest Coverage 113.56

Financial Efficiency

Return on equity (ROE) is 16.41% and return on invested capital (ROIC) is 7.76%.

Return on Equity (ROE) 16.41%
Return on Assets (ROA) 5.38%
Return on Invested Capital (ROIC) 7.76%
Return on Capital Employed (ROCE) 15.28%
Revenue Per Employee $414,378
Profits Per Employee $54,950
Employee Count4,667
Asset Turnover 0.60
Inventory Turnover 68.39

Taxes

In the past 12 months, LX has paid $58.19 million in taxes.

Income Tax 58.19M
Effective Tax Rate 18.49%

Stock Price Statistics

The stock price has decreased by -42.51% in the last 52 weeks. The beta is 0.71, so LX's price volatility has been lower than the market average.

Beta (5Y) 0.71
52-Week Price Change -42.51%
50-Day Moving Average 4.04
200-Day Moving Average 6.52
Relative Strength Index (RSI) 41.26
Average Volume (20 Days) 2,616,947

Short Selling Information

Short Interest 7.64M
Short Previous Month 8.19M
Short % of Shares Out 10.04%
Short % of Float n/a
Short Ratio (days to cover) 2.40

Income Statement

In the last 12 months, LX had revenue of $1.93 billion and earned $256.45 million in profits. Earnings per share was $1.44.

Revenue1.93B
Gross Profit 782.13M
Operating Income 275.58M
Pretax Income 314.64M
Net Income 256.45M
EBITDA 291.52M
EBIT 275.58M
Earnings Per Share (EPS) $1.44
Full Income Statement

Balance Sheet

The company has $307.80 million in cash and $669.68 million in debt, giving a net cash position of -$361.88 million or -$2.15 per share.

Cash & Cash Equivalents 307.80M
Total Debt 669.68M
Net Cash -361.88M
Net Cash Per Share -$2.15
Equity (Book Value) 1.66B
Book Value Per Share 9.74
Working Capital 1.15B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross margin is 40.44%, with operating and profit margins of 14.25% and 13.26%.

Gross Margin 40.44%
Operating Margin 14.25%
Pretax Margin 16.27%
Profit Margin 13.26%
EBITDA Margin 15.07%
EBIT Margin 14.25%
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.39, which amounts to a dividend yield of 11.76%.

Dividend Per Share $0.39
Dividend Yield 11.76%
Dividend Growth (YoY) 100.26%
Years of Dividend Growth 2
Payout Ratio 16.89%
Buyback Yield -5.59%
Shareholder Yield 6.17%
Earnings Yield 46.19%
FCF Yield n/a
Dividend Details

Analyst Forecast

The average price target for LX is $3.50, which is 6.06% higher than the current price. The consensus rating is "Hold".

Price Target $3.50
Price Target Difference 6.06%
Analyst Consensus Hold
Analyst Count 1
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

LX has an Altman Z-Score of 2.27 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 2.27
Piotroski F-Score 4