LexinFintech Holdings Ltd. (LX)
NASDAQ: LX · Real-Time Price · USD
2.260
-0.070 (-3.00%)
At close: Mar 25, 2026, 4:00 PM EDT
2.260
0.00 (0.00%)
Pre-market: Mar 26, 2026, 4:21 AM EDT

LexinFintech Holdings Statistics

Total Valuation

LX has a market cap or net worth of $380.28 million. The enterprise value is $754.51 million.

Market Cap380.28M
Enterprise Value 754.51M

Important Dates

The last earnings date was Thursday, March 19, 2026, before market open.

Earnings Date Mar 19, 2026
Ex-Dividend Date Apr 24, 2026

Share Statistics

LX has 168.26 million shares outstanding. The number of shares has increased by 4.67% in one year.

Current Share Class n/a
Shares Outstanding 168.26M
Shares Change (YoY) +4.67%
Shares Change (QoQ) -2.83%
Owned by Insiders (%) 35.43%
Owned by Institutions (%) 35.38%
Float 108.65M

Valuation Ratios

The trailing PE ratio is 1.67 and the forward PE ratio is 2.60.

PE Ratio 1.67
Forward PE 2.60
PS Ratio 0.20
Forward PS n/a
PB Ratio 0.22
P/TBV Ratio 0.24
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 3.15
EV / Sales 0.40
EV / EBITDA 3.10
EV / EBIT 3.31
EV / FCF n/a

Financial Position

The company has a current ratio of 1.89, with a Debt / Equity ratio of 0.40.

Current Ratio 1.89
Quick Ratio 1.18
Debt / Equity 0.40
Debt / EBITDA 2.70
Debt / FCF n/a
Interest Coverage 70.06

Financial Efficiency

Return on equity (ROE) is 14.78% and return on invested capital (ROIC) is 8.88%.

Return on Equity (ROE) 14.78%
Return on Assets (ROA) 4.38%
Return on Invested Capital (ROIC) 8.88%
Return on Capital Employed (ROCE) 11.81%
Weighted Average Cost of Capital (WACC) 3.23%
Revenue Per Employee $402,908
Profits Per Employee $51,377
Employee Count4,667
Asset Turnover 0.58
Inventory Turnover 40.54

Taxes

In the past 12 months, LX has paid $56.98 million in taxes.

Income Tax 56.98M
Effective Tax Rate 19.20%

Stock Price Statistics

The stock price has decreased by -79.57% in the last 52 weeks. The beta is 0.74, so LX's price volatility has been lower than the market average.

Beta (5Y) 0.74
52-Week Price Change -79.57%
50-Day Moving Average 2.81
200-Day Moving Average 4.72
Relative Strength Index (RSI) 25.52
Average Volume (20 Days) 1,590,031

Short Selling Information

The latest short interest is 5.51 million, so 5.04% of the outstanding shares have been sold short.

Short Interest 5.51M
Short Previous Month 5.36M
Short % of Shares Out 5.04%
Short % of Float n/a
Short Ratio (days to cover) 4.31

Income Statement

In the last 12 months, LX had revenue of $1.88 billion and earned $239.77 million in profits. Earnings per share was $1.35.

Revenue1.88B
Gross Profit 726.73M
Operating Income 227.70M
Pretax Income 296.75M
Net Income 239.77M
EBITDA 243.43M
EBIT 227.70M
Earnings Per Share (EPS) $1.35
Full Income Statement

Balance Sheet

The company has $308.27 million in cash and $682.50 million in debt, with a net cash position of -$374.23 million or -$2.22 per share.

Cash & Cash Equivalents 308.27M
Total Debt 682.50M
Net Cash -374.23M
Net Cash Per Share -$2.22
Equity (Book Value) 1.71B
Book Value Per Share 10.16
Working Capital 1.24B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Depreciation & Amortization 15.94M
Net Borrowing n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross margin is 38.65%, with operating and profit margins of 12.11% and 12.75%.

Gross Margin 38.65%
Operating Margin 12.11%
Pretax Margin 15.78%
Profit Margin 12.75%
EBITDA Margin 12.95%
EBIT Margin 12.11%
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.38, which amounts to a dividend yield of 16.90%.

Dividend Per Share $0.38
Dividend Yield 16.90%
Dividend Growth (YoY) 100.26%
Years of Dividend Growth 3
Payout Ratio 18.02%
Buyback Yield -4.67%
Shareholder Yield 12.24%
Earnings Yield 63.05%
FCF Yield n/a
Dividend Details

Analyst Forecast

The average price target for LX is $3.50, which is 54.87% higher than the current price. The consensus rating is "Hold".

Price Target $3.50
Price Target Difference 54.87%
Analyst Consensus Hold
Analyst Count 1
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

LX has an Altman Z-Score of 2.22 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 2.22
Piotroski F-Score 4