LexinFintech Holdings Ltd. (LX)
NASDAQ: LX · Real-Time Price · USD
2.210
-0.080 (-3.49%)
Jun 3, 2026, 11:57 AM EDT - Market open

LexinFintech Holdings Statistics

Total Valuation

LX has a market cap or net worth of $364.18 million. The enterprise value is $723.76 million.

Market Cap364.18M
Enterprise Value 723.76M

Important Dates

The last earnings date was Sunday, May 24, 2026, after market close.

Earnings Date May 24, 2026
Ex-Dividend Date Apr 24, 2026

Share Statistics

LX has 164.79 million shares outstanding. The number of shares has increased by 4.67% in one year.

Current Share Class n/a
Shares Outstanding 164.79M
Shares Change (YoY) +4.67%
Shares Change (QoQ) -2.83%
Owned by Insiders (%) 37.88%
Owned by Institutions (%) 29.13%
Float 102.37M

Valuation Ratios

The trailing PE ratio is 1.91 and the forward PE ratio is 2.82.

PE Ratio 1.91
Forward PE 2.82
PS Ratio 0.19
Forward PS n/a
PB Ratio 0.22
P/TBV Ratio 0.22
P/FCF Ratio 0.76
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.83, with an EV/FCF ratio of 1.50.

EV / Earnings 3.45
EV / Sales 0.37
EV / EBITDA 3.83
EV / EBIT 4.16
EV / FCF 1.50

Financial Position

The company has a current ratio of 2.03, with a Debt / Equity ratio of 0.33.

Current Ratio 2.03
Quick Ratio 1.19
Debt / Equity 0.33
Debt / EBITDA 3.10
Debt / FCF 1.22
Interest Coverage 51.42

Financial Efficiency

Return on equity (ROE) is 12.42% and return on invested capital (ROIC) is 8.88%.

Return on Equity (ROE) 12.42%
Return on Assets (ROA) 3.31%
Return on Invested Capital (ROIC) 8.88%
Return on Capital Employed (ROCE) 8.60%
Weighted Average Cost of Capital (WACC) 3.57%
Revenue Per Employee $270,128
Profits Per Employee $29,288
Employee Count7,169
Asset Turnover 0.59
Inventory Turnover 122.56

Taxes

In the past 12 months, LX has paid $52.97 million in taxes.

Income Tax 52.97M
Effective Tax Rate 20.15%

Stock Price Statistics

The stock price has decreased by -68.55% in the last 52 weeks. The beta is 0.78, so LX's price volatility has been lower than the market average.

Beta (5Y) 0.78
52-Week Price Change -68.55%
50-Day Moving Average 2.17
200-Day Moving Average 3.57
Relative Strength Index (RSI) 53.64
Average Volume (20 Days) 1,938,278

Short Selling Information

The latest short interest is 5.28 million, so 4.99% of the outstanding shares have been sold short.

Short Interest 5.28M
Short Previous Month 4.89M
Short % of Shares Out 4.99%
Short % of Float n/a
Short Ratio (days to cover) 3.50

Income Statement

In the last 12 months, LX had revenue of $1.94 billion and earned $209.96 million in profits. Earnings per share was $1.20.

Revenue1.94B
Gross Profit 682.22M
Operating Income 173.99M
Pretax Income 262.93M
Net Income 209.96M
EBITDA 189.11M
EBIT 173.99M
Earnings Per Share (EPS) $1.20
Full Income Statement

Balance Sheet

The company has $228.83 million in cash and $586.77 million in debt, with a net cash position of -$357.93 million or -$2.17 per share.

Cash & Cash Equivalents 228.83M
Total Debt 586.77M
Net Cash -357.93M
Net Cash Per Share -$2.17
Equity (Book Value) 1.75B
Book Value Per Share 10.58
Working Capital 1.31B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Depreciation & Amortization 15.58M
Net Borrowing -68.57M
Free Cash Flow 481.90M
FCF Per Share $2.92
Full Cash Flow Statement

Margins

Gross margin is 35.23%, with operating and profit margins of 8.98% and 10.84%.

Gross Margin 35.23%
Operating Margin 8.98%
Pretax Margin 13.58%
Profit Margin 10.84%
EBITDA Margin 9.77%
EBIT Margin 8.98%
FCF Margin 24.88%

Dividends & Yields

This stock pays an annual dividend of $0.38, which amounts to a dividend yield of 17.29%.

Dividend Per Share $0.38
Dividend Yield 17.29%
Dividend Growth (YoY) 101.90%
Years of Dividend Growth 3
Payout Ratio 25.45%
Buyback Yield -4.67%
Shareholder Yield 12.54%
Earnings Yield 57.39%
FCF Yield 131.73%
Dividend Details

Analyst Forecast

The average price target for LX is $3.67, which is 66.06% higher than the current price. The consensus rating is "Buy".

Price Target $3.67
Price Target Difference 66.06%
Analyst Consensus Buy
Analyst Count 5
Revenue Growth Forecast (3Y) 1.37%
EPS Growth Forecast (3Y) -6.95%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

LX has an Altman Z-Score of 2.16 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 2.16
Piotroski F-Score 4