LexinFintech Holdings Ltd. (LX)

LexinFintech Holdings Statistics

Total Valuation

LX has a market cap or net worth of $553.59 million. The enterprise value is $914.62 million.

Market Cap	553.59M
Enterprise Value	914.62M

Important Dates

The last earnings date was Monday, November 24, 2025, before market open.

Earnings Date	Nov 24, 2025
Ex-Dividend Date	Aug 26, 2025

Share Statistics

LX has 168.26 million shares outstanding. The number of shares has increased by 5.59% in one year.

Current Share Class	n/a
Shares Outstanding	168.26M
Shares Change (YoY)	+5.59%
Shares Change (QoQ)	-0.65%
Owned by Insiders (%)	35.01%
Owned by Institutions (%)	49.20%
Float	109.35M

Valuation Ratios

The trailing PE ratio is 2.28 and the forward PE ratio is 1.99.

PE Ratio	2.28
Forward PE	1.99
PS Ratio	0.29
Forward PS	n/a
PB Ratio	0.34
P/TBV Ratio	0.36
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	3.57
EV / Sales	0.47
EV / EBITDA	3.14
EV / EBIT	3.32
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.80, with a Debt / Equity ratio of 0.40.

Current Ratio	1.80
Quick Ratio	1.14
Debt / Equity	0.40
Debt / EBITDA	2.23
Debt / FCF	n/a
Interest Coverage	113.56

Financial Efficiency

Return on equity (ROE) is 16.41% and return on invested capital (ROIC) is 7.76%.

Return on Equity (ROE)	16.41%
Return on Assets (ROA)	5.38%
Return on Invested Capital (ROIC)	7.76%
Return on Capital Employed (ROCE)	15.28%
Revenue Per Employee	$414,378
Profits Per Employee	$54,950
Employee Count	4,667
Asset Turnover	0.60
Inventory Turnover	68.39

Taxes

In the past 12 months, LX has paid $58.19 million in taxes.

Income Tax	58.19M
Effective Tax Rate	18.49%

Stock Price Statistics

The stock price has decreased by -32.86% in the last 52 weeks. The beta is 0.68, so LX's price volatility has been lower than the market average.

Beta (5Y)	0.68
52-Week Price Change	-32.86%
50-Day Moving Average	4.71
200-Day Moving Average	6.93
Relative Strength Index (RSI)	31.67
Average Volume (20 Days)	3,692,494

Short Selling Information

Short Interest	10.97M
Short Previous Month	7.95M
Short % of Shares Out	10.04%
Short % of Float	n/a
Short Ratio (days to cover)	2.40

Income Statement

In the last 12 months, LX had revenue of $1.93 billion and earned $256.45 million in profits. Earnings per share was $1.44.

Revenue	1.93B
Gross Profit	782.13M
Operating Income	275.58M
Pretax Income	314.64M
Net Income	256.45M
EBITDA	291.52M
EBIT	275.58M
Earnings Per Share (EPS)	$1.44

Balance Sheet

The company has $307.80 million in cash and $669.68 million in debt, giving a net cash position of -$361.88 million or -$2.15 per share.

Cash & Cash Equivalents	307.80M
Total Debt	669.68M
Net Cash	-361.88M
Net Cash Per Share	-$2.15
Equity (Book Value)	1.66B
Book Value Per Share	9.74
Working Capital	1.15B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 40.44%, with operating and profit margins of 14.25% and 13.26%.

Gross Margin	40.44%
Operating Margin	14.25%
Pretax Margin	16.27%
Profit Margin	13.26%
EBITDA Margin	15.07%
EBIT Margin	14.25%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.39, which amounts to a dividend yield of 11.79%.

Dividend Per Share	$0.39
Dividend Yield	11.79%
Dividend Growth (YoY)	100.26%
Years of Dividend Growth	2
Payout Ratio	19.00%
Buyback Yield	-5.59%
Shareholder Yield	6.21%
Earnings Yield	46.40%
FCF Yield	n/a

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

LX has an Altman Z-Score of 2.27 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	2.27
Piotroski F-Score	4