Wintrust Financial Corporation (WTFC)
NASDAQ: WTFC · Real-Time Price · USD
158.88
+0.22 (0.14%)
Jul 27, 2026, 4:00 PM EDT - Market closed

Wintrust Financial Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
2,7622,6302,3502,1581,8781,770
Revenue Growth
11.24%11.94%8.91%14.90%6.07%23.81%
Net Income
847.92774.15667.08594.66481.72438.19
Earnings Per Share
12.4511.4010.319.588.027.58
EPS Growth
17.79%10.57%7.62%19.45%5.80%61.97%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Community Banking
1,9831,7281,5991,4051,351
Specialty Finance
502.61462.92425.54339.98292.73
Wealth Management
191.87198.1169.3162.91160.89
Intersegment Eliminations
-47-38.98-36.36-29.65-34.77
Total
2,6302,3502,1581,8781,770

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
4,1703,6484,8622,5082,4805,784
Total Debt
552.39552.2551.85691.43690.96692.96
Net Cash (Debt)
-552.39-552.2-551.85-691.43-690.96-692.96
Net Cash Growth
------
Net Cash Per Share
-8.11-8.13-8.53-11.14-11.50-11.99

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
1,718910.35721.56744.381,3751,131
Capital Expenditures
-13.21-49.95-86.03-46.41-53.45-57.08
Free Cash Flow
1,705860.4635.53697.971,3221,074
Free Cash Flow Growth
119.24%35.38%-8.95%-47.19%23.07%-

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
44.07%42.52%40.30%39.17%37.31%36.03%
Profit Margin
32.60%31.32%29.58%28.86%27.14%26.33%
FCF Margin
0.00%32.71%27.05%32.35%70.38%60.65%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
2.2002.0001.8001.6001.3601.240
Dividend Per Share Growth
10.26%11.11%12.50%17.65%9.68%10.71%
Dividend Yield
1.39%1.81%1.80%2.22%2.16%1.91%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.7612.2612.109.6810.5411.98
Forward PE
11.9811.9312.399.478.0915.33
P/FCF Ratio
6.4810.8813.058.143.894.83
PS Ratio
3.893.563.532.632.742.93