Wintrust Financial Corporation (WTFC)
NASDAQ: WTFC · Real-Time Price · USD
158.88
+0.22 (0.14%)
Jul 27, 2026, 4:00 PM EDT - Market closed
Wintrust Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 2,327 | 2,224 | 1,963 | 1,838 | 1,495 | 1,125 |
Net Interest Income Growth | 10.78% | 13.33% | 6.78% | 22.90% | 32.93% | 8.18% |
Non-Interest Income | 536.63 | 501.94 | 488.33 | 434.11 | 461.05 | 586.12 |
Non-Interest Income Growth | 14.83% | 2.79% | 12.49% | -5.85% | -21.34% | -2.99% |
Revenues Before Loan Losses | 2,864 | 2,726 | 2,451 | 2,272 | 1,956 | 1,711 |
Provision for Credit Losses | 102.08 | 95.55 | 101.05 | 114.39 | 78.59 | -59.26 |
| 2,762 | 2,630 | 2,350 | 2,158 | 1,878 | 1,770 | |
Revenue Growth | 11.24% | 11.94% | 8.91% | 14.90% | 6.07% | 23.81% |
Compensation Expenses | 904.76 | 873.29 | 817.11 | 748.01 | 696.11 | 691.67 |
Selling, General & Admin | 412.3 | 412.57 | 390.31 | 391.44 | 319.2 | 292.78 |
Other Non-Interest Expenses | 227.59 | 226.18 | 195.31 | 173.05 | 161.96 | 148.1 |
Total Non-Interest Expense | 1,545 | 1,512 | 1,403 | 1,312 | 1,177 | 1,133 |
Pretax Income | 1,217 | 1,118 | 947.09 | 845.08 | 700.56 | 637.8 |
Provision for Income Taxes | 316.81 | 294.56 | 252.04 | 222.46 | 190.87 | 171.65 |
Net Income | 900.36 | 823.84 | 695.05 | 622.63 | 509.68 | 466.15 |
Net Income Attributable to Preferred Dividends | 38.4 | 49.69 | 27.96 | 27.96 | 27.96 | 27.96 |
Net Income to Common | 847.92 | 774.15 | 667.08 | 594.66 | 481.72 | 438.19 |
Net Income Growth | 19.10% | 16.05% | 12.18% | 23.45% | 9.93% | 61.33% |
Shares Outstanding (Basic) | 67 | 67 | 64 | 61 | 59 | 57 |
Shares Outstanding (Diluted) | 68 | 68 | 65 | 62 | 60 | 58 |
Shares Change | 1.24% | 4.93% | 4.21% | 3.32% | 3.99% | -0.40% |
EPS (Basic) | 12.63 | 11.57 | 10.47 | 9.72 | 8.14 | 7.69 |
EPS (Diluted) | 12.45 | 11.40 | 10.31 | 9.58 | 8.02 | 7.58 |
EPS Growth | 17.79% | 10.57% | 7.62% | 19.45% | 5.80% | 61.97% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | - | 860.4 | 635.53 | 697.97 | 1,322 | 1,074 |
Free Cash Flow Growth | - | 35.38% | -8.95% | -47.19% | 23.07% | - |
Free Cash Flow Per Share | - | 12.67 | 9.82 | 11.24 | 21.99 | 18.58 |
Dividends Per Share | 2.100 | 2.000 | 1.800 | 1.600 | 1.360 | 1.240 |
Dividend Growth | 10.53% | 11.11% | 12.50% | 17.65% | 9.68% | 10.71% |
Profit Margin | 32.60% | 31.32% | 29.58% | 28.86% | 27.14% | 26.33% |
FCF Margin | - | 32.71% | 27.05% | 32.35% | 70.38% | 60.65% |
Effective Tax Rate | 26.03% | 26.34% | 26.61% | 26.32% | 27.25% | 26.91% |