Wintrust Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	3,297	3,240	3,065	2,558	1,529	1,166
Interest Income on Investments	512.48	487.56	412.81	335.37	218.52	109.79
Total Interest Income	3,809	3,728	3,478	2,893	1,747	1,275
Interest Paid on Deposits	1,322	1,342	1,344	906.47	175.2	88.12
Interest Paid on Borrowings	159.61	162.25	171.42	148.78	76.88	62.41
Total Interest Expense	1,482	1,504	1,515	1,055	252.08	150.53
Net Interest Income	2,327	2,224	1,963	1,838	1,495	1,125
Net Interest Income Growth	10.78%	13.33%	6.78%	22.90%	32.93%	8.18%
Trust Income	158.5	147.42	146.23	130.61	126.61	124.02
Mortgage Banking Activities	97.91	90.78	93.21	83.07	155.17	273.01
Income From Trading Activities	-0.01	0	0.5	1.14	3.75	0.25
Gain (Loss) on Sale of Investments	6.29	8.32	-2.6	1.53	-20.43	-1.06
Other Non-Interest Income	188.15	174.07	183.46	161.33	136.67	135.14
Total Non-Interest Income	533.28	499.67	486.46	432.92	460.36	585.52
Non-Interest Income Growth	14.66%	2.72%	12.37%	-5.96%	-21.38%	-2.99%
Revenues Before Loan Losses	2,861	2,724	2,449	2,271	1,956	1,710
Provision for Loan Losses	102.08	95.55	101.05	114.39	78.59	-59.26
Revenue	2,758	2,628	2,348	2,156	1,877	1,770
Revenue Growth	11.21%	11.94%	8.88%	14.88%	6.07%	23.82%
Salaries and Employee Benefits	860.8	831.74	779	714.52	664.36	675.49
Occupancy Expenses	82.63	81.92	79.21	77.07	70.97	74.18
Federal Deposit Insurance	39.61	43.88	46.12	71.1	28.64	27.03
Amortization of Goodwill & Intangibles	20.07	21.39	12.1	5.5	6.12	7.73
Selling, General & Administrative	377.64	370.99	345.39	319.12	289.36	248.62
Other Non-Interest Expense	160.48	158.54	141.32	126.72	117.98	101.14
Total Non-Interest Expense	1,545	1,512	1,403	1,312	1,177	1,133
EBT Excluding Unusual Items	1,214	1,116	945.22	843.9	699.86	637.2
Other Unusual Items	3.35	2.27	1.87	1.18	0.69	0.6
Pretax Income	1,217	1,118	947.09	845.08	700.56	637.8
Income Tax Expense	316.81	294.56	252.04	222.46	190.87	171.65
Net Income	900.36	823.84	695.05	622.63	509.68	466.15
Preferred Dividends & Other Adjustments	52.44	49.69	27.96	27.96	27.96	27.96
Net Income to Common	847.92	774.15	667.08	594.66	481.72	438.19
Net Income Growth	19.10%	16.05%	12.18%	23.45%	9.93%	61.33%
Basic Shares Outstanding	67	67	64	61	59	57
Diluted Shares Outstanding	68	68	65	62	60	58
Shares Change	1.24%	4.93%	4.21%	3.32%	3.99%	-0.40%
EPS (Basic)	12.63	11.57	10.47	9.72	8.14	7.69
EPS (Diluted)	12.45	11.40	10.31	9.58	8.02	7.58
EPS Growth	17.71%	10.57%	7.62%	19.45%	5.80%	61.97%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	2.100	2.000	1.800	1.600	1.360	1.240
Dividend Growth	10.53%	11.11%	12.50%	17.65%	9.68%	10.71%
Effective Tax Rate	26.03%	26.34%	26.61%	26.32%	27.25%	26.91%

SEC Filings: 10-K · 10-Q