Wintrust Financial Corporation (WTFC)
NASDAQ: WTFC · Real-Time Price · USD
150.77
+1.02 (0.68%)
At close: Oct 23, 2026, 4:00 PM EDT
150.65
-0.12 (-0.08%)
After-hours: Oct 23, 2026, 7:55 PM EDT
Wintrust Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 3,319 | 3,240 | 3,065 | 2,558 | 1,529 | 1,166 |
Interest Income on Investments | 529.34 | 487.56 | 412.81 | 335.37 | 218.52 | 109.79 |
Total Interest Income | 3,848 | 3,728 | 3,478 | 2,893 | 1,747 | 1,275 |
Interest Paid on Deposits | 1,307 | 1,342 | 1,344 | 906.47 | 175.2 | 88.12 |
Interest Paid on Borrowings | 158.88 | 162.25 | 171.42 | 148.78 | 76.88 | 62.41 |
Total Interest Expense | 1,466 | 1,504 | 1,515 | 1,055 | 252.08 | 150.53 |
Net Interest Income | 2,382 | 2,224 | 1,963 | 1,838 | 1,495 | 1,125 |
Net Interest Income Growth | 10.00% | 13.33% | 6.78% | 22.90% | 32.93% | 8.18% |
Trust Income | 162.27 | 147.42 | 146.23 | 130.61 | 126.61 | 124.02 |
Mortgage Banking Activities | 98.99 | 90.78 | 93.21 | 83.07 | 155.17 | 273.01 |
Income From Trading Activities | -0.13 | 0 | 0.5 | 1.14 | 3.75 | 0.25 |
Gain (Loss) on Sale of Investments | 1.7 | 8.32 | -2.6 | 1.53 | -20.43 | -1.06 |
Other Non-Interest Income | 190.71 | 174.07 | 183.46 | 161.33 | 136.67 | 135.14 |
Total Non-Interest Income | 538.31 | 499.67 | 486.46 | 432.92 | 460.36 | 585.52 |
Non-Interest Income Growth | 11.50% | 2.72% | 12.37% | -5.96% | -21.38% | -2.99% |
Revenues Before Loan Losses | 2,920 | 2,724 | 2,449 | 2,271 | 1,956 | 1,710 |
Provision for Loan Losses | 106.2 | 95.55 | 101.05 | 114.39 | 78.59 | -59.26 |
| 2,814 | 2,628 | 2,348 | 2,156 | 1,877 | 1,770 | |
Revenue Growth | 9.79% | 11.94% | 8.88% | 14.88% | 6.07% | 23.82% |
Salaries and Employee Benefits | 874.09 | 831.74 | 779 | 714.52 | 664.36 | 675.49 |
Occupancy Expenses | 81.37 | 81.92 | 79.21 | 77.07 | 70.97 | 74.18 |
Federal Deposit Insurance | 40.33 | 43.88 | 46.12 | 71.1 | 28.64 | 27.03 |
Amortization of Goodwill & Intangibles | 19.56 | 21.39 | 12.1 | 5.5 | 6.12 | 7.73 |
Selling, General & Administrative | 386.52 | 370.99 | 345.39 | 319.12 | 289.36 | 248.62 |
Other Non-Interest Expense | 164.97 | 158.54 | 141.32 | 126.72 | 117.98 | 101.14 |
Total Non-Interest Expense | 1,570 | 1,512 | 1,403 | 1,312 | 1,177 | 1,133 |
EBT Excluding Unusual Items | 1,244 | 1,116 | 945.22 | 843.9 | 699.86 | 637.2 |
Other Unusual Items | 3.76 | 2.27 | 1.87 | 1.18 | 0.69 | 0.6 |
Pretax Income | 1,247 | 1,118 | 947.09 | 845.08 | 700.56 | 637.8 |
Income Tax Expense | 324.3 | 294.56 | 252.04 | 222.46 | 190.87 | 171.65 |
Net Income | 923.16 | 823.84 | 695.05 | 622.63 | 509.68 | 466.15 |
Preferred Dividends & Other Adjustments | 33.47 | 49.69 | 27.96 | 27.96 | 27.96 | 27.96 |
Net Income to Common | 889.69 | 774.15 | 667.08 | 594.66 | 481.72 | 438.19 |
Net Income Growth | 20.58% | 16.05% | 12.18% | 23.45% | 9.93% | 61.33% |
Basic Shares Outstanding | 67 | 67 | 64 | 61 | 59 | 57 |
Diluted Shares Outstanding | 68 | 68 | 65 | 62 | 60 | 58 |
Shares Change | 0.62% | 4.93% | 4.21% | 3.32% | 3.99% | -0.40% |
EPS (Basic) | 13.22 | 11.57 | 10.47 | 9.72 | 8.14 | 7.69 |
EPS (Diluted) | 13.04 | 11.40 | 10.31 | 9.58 | 8.02 | 7.58 |
EPS Growth | 19.77% | 10.57% | 7.62% | 19.45% | 5.80% | 61.97% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 2.150 | 2.000 | 1.800 | 1.600 | 1.360 | 1.240 |
Dividend Growth | 10.26% | 11.11% | 12.50% | 17.65% | 9.68% | 10.71% |
Effective Tax Rate | 26.00% | 26.34% | 26.61% | 26.32% | 27.25% | 26.91% |