MetroCity Bankshares, Inc. (MCBS)

NASDAQ: MCBS · Real-Time Price · USD

36.57

+0.47 (1.30%)

At close: Jul 24, 2026, 4:00 PM EDT

36.36

-0.21 (-0.57%)

After-hours: Jul 24, 2026, 7:34 PM EDT

MetroCity Bankshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	156.25	130.45	118.15	101.48	119.61	104.17
Net Interest Income Growth	26.95%	10.41%	16.42%	-15.16%	14.82%	57.55%
Non-Interest Income	26.11	25.18	23.06	18.2	18.12	33.69
Non-Interest Income Growth	12.90%	9.20%	26.69%	0.47%	-46.22%	23.81%
Revenues Before Loan Losses	182.35	155.63	141.21	119.68	137.73	137.86
Provision for Credit Losses	-1.4	-0.32	0.52	-0.02	-2.77	6.93
Revenue	183.75	155.95	140.69	119.7	140.5	130.93
Revenue Growth (YoY)	26.58%	10.85%	17.54%	-14.80%	7.31%	45.70%
Compensation Expenses	42.47	36.67	33.21	29.3	30.5	30.11
Selling, General & Admin	10.57	7.98	7.45	6.74	6.56	6.67
Other Non-Interest Expenses	6.8	18.6	12.72	11.69	12.22	11.53
Total Non-Interest Expense	76.74	63.26	53.38	47.73	49.28	48.31
Pretax Income	107.8	92.69	87.31	71.97	91.22	82.62
Provision for Income Taxes	27.95	24.16	22.81	20.36	28.62	20.92
Net Income	79.85	68.53	64.5	51.61	62.6	61.7
Net Income to Common	79.85	68.53	64.5	51.61	62.6	61.7
Net Income Growth	20.88%	6.25%	24.98%	-17.55%	1.46%	69.54%
Shares Outstanding (Basic)	28	26	25	25	25	26
Shares Outstanding (Diluted)	28	26	26	26	26	26
Shares Change (YoY)	7.60%	1.65%	0.25%	-0.66%	-0.39%	-0.04%
EPS (Basic)	2.92	2.66	2.55	2.05	2.46	2.41
EPS (Diluted)	2.88	2.64	2.52	2.02	2.44	2.39
EPS Growth	12.50%	4.76%	24.75%	-17.21%	2.09%	69.50%
Free Cash Flow	-	37.03	62.22	77.17	132.34	65.05
Free Cash Flow Growth	-	-40.48%	-19.38%	-41.69%	103.45%	-54.20%
Free Cash Flow Per Share	-	1.42	2.43	3.02	5.15	2.52
Dividends Per Share	0.500	0.960	0.830	0.720	0.600	0.460
Dividend Growth	-47.92%	15.66%	15.28%	20.00%	30.44%	15.00%
Profit Margin	43.46%	43.94%	45.85%	43.12%	44.56%	47.13%
FCF Margin	-	23.74%	44.22%	64.47%	94.19%	49.68%
Effective Tax Rate	25.92%	26.07%	26.12%	28.29%	31.37%	25.32%

SEC Filings: 10-K · 10-Q