Midland States Bancorp, Inc. (MSBI)
NASDAQ: MSBI · Real-Time Price · USD
33.00
+0.16 (0.49%)
Aug 28, 2026, 4:00 PM EDT - Market closed
Midland States Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 298.75 | 127.81 | 114.77 | 135.06 | 160.63 | 680.37 |
Investment Securities | 288.87 | 269 | 298.02 | 305.79 | 354.16 | 483.5 |
Trading Asset Securities | 3.54 | 3.45 | 3.84 | 0.37 | 0.45 | 5.91 |
Mortgage-Backed Securities | 1,399 | 1,291 | 948.07 | 658.03 | 468.9 | 468.98 |
Total Investments | 1,692 | 1,563 | 1,250 | 964.19 | 823.51 | 958.38 |
Gross Loans | 4,255 | 4,357 | 5,224 | 6,170 | 6,369 | 5,271 |
Allowance for Loan Losses | -62.52 | -69.22 | -111.2 | -159.32 | -61.05 | -51.06 |
Other Adjustments to Gross Loans | -11 | -4.7 | -56.7 | -66.4 | -62.6 | -46.1 |
Net Loans | 4,181 | 4,283 | 5,056 | 5,944 | 6,245 | 5,174 |
Property, Plant & Equipment | 82.9 | 85.13 | 116.41 | 140.81 | 78.29 | 79.22 |
Goodwill | 7.93 | 7.93 | 161.9 | 161.9 | 161.9 | 161.9 |
Other Intangible Assets | 7.5 | 8.88 | 12.1 | 16.11 | 20.87 | 24.37 |
Loans Held for Sale | 8.94 | 7.78 | 344.95 | 3.81 | 1.29 | 32.05 |
Accrued Interest Receivable | 23.68 | 23.82 | 25.33 | 34.13 | 20.31 | 19.47 |
Other Current Assets | - | - | - | - | 20.75 | - |
Other Real Estate Owned & Foreclosed | 0.36 | 0.61 | 6.5 | 11.35 | 8.4 | 14.49 |
Other Long-Term Assets | 397.87 | 405.39 | 418.56 | 378.4 | 314.14 | 299.82 |
Total Assets | 6,701 | 6,513 | 7,507 | 7,790 | 7,856 | 7,444 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 4,697 | 4,244 | 4,975 | 4,985 | 4,884 | 3,721 |
Institutional Deposits | - | 139.6 | 166.8 | 179.2 | 118.6 | 143.5 |
Non-Interest Bearing Deposits | 1,010 | 1,040 | 1,056 | 1,145 | 1,362 | 2,246 |
Total Deposits | 5,707 | 5,424 | 6,197 | 6,310 | 6,365 | 6,111 |
Short-Term Borrowings | 9.55 | 65.18 | 93.15 | 209.7 | 302.76 | 77.2 |
Current Portion of Long-Term Debt | - | 110 | - | - | - | - |
Current Portion of Leases | 0.9 | 1.8 | - | - | - | - |
Accrued Interest Payable | 68.23 | 77.18 | 108.51 | 92.24 | 60.87 | 82.78 |
Long-Term Debt | 27.03 | 27.02 | 77.75 | 93.55 | 99.77 | 139.26 |
Federal Home Loan Bank Debt, Long-Term | 258 | 183 | 258 | 310 | 210 | 310 |
Long-Term Leases | 7.72 | 7.51 | 10.1 | 9.3 | 8.9 | 10.7 |
Trust Preferred Securities | 52.22 | 51.86 | 51.21 | 50.62 | 49.98 | 49.37 |
Total Liabilities | 6,131 | 5,948 | 6,796 | 7,075 | 7,097 | 6,780 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Preferred Stock, Redeemable | 110.55 | 110.55 | 110.55 | 110.55 | 110.55 | - |
Common Stock | 0.21 | 0.21 | 0.22 | 0.22 | 0.22 | 0.22 |
Additional Paid-In Capital | 419.83 | 428.25 | 434.35 | 435.46 | 449.2 | 445.91 |
Retained Earnings | 107.03 | 86.83 | 247.7 | 245.64 | 282.41 | 212.47 |
Comprehensive Income & Other | -67.93 | -60.33 | -81.96 | -76.75 | -83.8 | 5.24 |
Total Common Equity | 459.14 | 454.95 | 600.3 | 604.57 | 648.03 | 663.84 |
Shareholders' Equity | 569.69 | 565.5 | 710.85 | 715.11 | 758.57 | 663.84 |
Total Liabilities & Equity | 6,701 | 6,513 | 7,507 | 7,790 | 7,856 | 7,444 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 355.42 | 446.37 | 490.21 | 673.16 | 671.4 | 586.54 |
Net Cash (Debt) | -53.13 | -315.1 | -371.61 | -537.73 | -510.32 | 99.74 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -2.47 | -14.43 | -17.09 | -24.30 | -22.79 | 4.42 |
Filing Date Shares Outstanding | 20.75 | 20.99 | 21.52 | 21.5 | 22.23 | 22.03 |
Total Common Shares Outstanding | 20.73 | 21.17 | 21.49 | 21.55 | 22.21 | 22.05 |
Book Value Per Share | 22.15 | 21.49 | 27.93 | 28.05 | 29.17 | 30.11 |
Tangible Book Value | 443.72 | 438.15 | 426.3 | 426.55 | 465.26 | 477.56 |
Tangible Book Value Per Share | 21.41 | 20.70 | 19.83 | 19.79 | 20.94 | 21.66 |