Midland States Bancorp, Inc. (MSBI)
NASDAQ: MSBI · Real-Time Price · USD
32.98
+0.02 (0.06%)
Oct 23, 2026, 4:00 PM EDT - Market closed

Midland States Bancorp Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
686456522594590546
Market Cap Growth
93.36%-12.63%-12.03%0.68%8.03%35.91%
Last Close Price
32.9820.4321.9323.5221.5519.24

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
14.68-18.2311.516.156.78
PS Ratio
2.231.722.052.121.801.94
PB Ratio
1.630.810.740.830.780.82
P/FCF Ratio
5.903.793.084.102.091.65
P/OCF Ratio
5.753.632.963.872.061.63

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
1.100.790.690.940.890.88
Debt / FCF Ratio
-3.712.894.652.381.77
Net Debt / Equity Ratio
0.910.560.520.750.67-0.15
Net Debt / FCF Ratio
-2.622.193.721.81-0.30
Return on Equity (ROE)
10.45%-19.47%5.34%8.30%14.09%12.65%
Return on Assets (ROA)
0.85%-1.77%0.50%0.78%1.31%1.14%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
6.81%-27.24%7.29%10.30%17.00%14.90%
FCF Yield
16.96%26.37%32.49%24.36%47.89%60.78%
Dividend Yield
4.00%5.85%5.10%4.36%4.37%4.52%
Payout Ratio
58.74%-94.59%58.03%29.02%30.95%
Buyback Yield / Dilution
2.13%-0.44%1.75%1.21%0.67%3.42%
Total Shareholder Return
6.13%5.41%6.85%5.57%5.04%7.95%
SEC Filings: 10-K · 10-Q