Midland States Bancorp, Inc. (MSBI)
NASDAQ: MSBI · Real-Time Price · USD
15.68
+1.04 (7.10%)
Nov 3, 2025, 2:16 PM EST - Market open
Midland States Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Cash & Equivalents | 166.15 | 114.77 | 135.06 | 160.63 | 680.37 | 341.64 | Upgrade |
Investment Securities | 1,383 | 298.02 | 305.79 | 354.16 | 483.5 | 377.41 | Upgrade |
Trading Asset Securities | - | 3.84 | 0.37 | 0.45 | 5.91 | 2.22 | Upgrade |
Mortgage-Backed Securities | - | 948.07 | 658.03 | 468.9 | 468.98 | 365.32 | Upgrade |
Total Investments | 1,383 | 1,250 | 964.19 | 823.51 | 958.38 | 744.95 | Upgrade |
Gross Loans | 4,868 | 5,224 | 6,170 | 6,369 | 5,271 | 5,151 | Upgrade |
Allowance for Loan Losses | -100.89 | -111.2 | -159.32 | -61.05 | -51.06 | -60.44 | Upgrade |
Other Adjustments to Gross Loans | - | -56.7 | -66.4 | -62.6 | -46.1 | -47.2 | Upgrade |
Net Loans | 4,767 | 5,056 | 5,944 | 6,245 | 5,174 | 5,043 | Upgrade |
Property, Plant & Equipment | 86.01 | 116.41 | 140.81 | 78.29 | 79.22 | 83.3 | Upgrade |
Goodwill | 7.93 | 161.9 | 161.9 | 161.9 | 161.9 | 161.9 | Upgrade |
Other Intangible Assets | 9.62 | 12.1 | 16.11 | 20.87 | 24.37 | 28.38 | Upgrade |
Loans Held for Sale | 7.54 | 344.95 | 3.81 | 1.29 | 32.05 | 138.09 | Upgrade |
Accrued Interest Receivable | - | 25.33 | 34.13 | 20.31 | 19.47 | 23.55 | Upgrade |
Other Current Assets | - | - | - | 20.75 | - | 4.2 | Upgrade |
Other Real Estate Owned & Foreclosed | 1.67 | 6.5 | 11.35 | 8.4 | 14.49 | 21.36 | Upgrade |
Other Long-Term Assets | 482.79 | 418.56 | 378.4 | 314.14 | 299.82 | 278.28 | Upgrade |
Total Assets | 6,912 | 7,507 | 7,790 | 7,856 | 7,444 | 6,869 | Upgrade |
Interest Bearing Deposits | 4,589 | 4,975 | 4,985 | 4,884 | 3,721 | 3,543 | Upgrade |
Institutional Deposits | - | 166.8 | 179.2 | 118.6 | 143.5 | 88.3 | Upgrade |
Non-Interest Bearing Deposits | 1,016 | 1,056 | 1,145 | 1,362 | 2,246 | 1,470 | Upgrade |
Total Deposits | 5,605 | 6,197 | 6,310 | 6,365 | 6,111 | 5,101 | Upgrade |
Short-Term Borrowings | 146.77 | 93.15 | 209.7 | 302.76 | 77.2 | 69.27 | Upgrade |
Current Portion of Long-Term Debt | - | 40 | - | - | - | 304 | Upgrade |
Current Portion of Leases | - | 1.77 | - | - | - | - | Upgrade |
Accrued Interest Payable | - | 108.5 | 92.24 | 60.87 | 82.78 | - | Upgrade |
Long-Term Debt | 27.01 | 77.75 | 93.55 | 99.77 | 139.26 | 169.97 | Upgrade |
Federal Home Loan Bank Debt, Long-Term | 373 | 218 | 310 | 210 | 310 | 475 | Upgrade |
Long-Term Leases | - | 8.34 | 9.3 | 8.9 | 10.7 | 11.96 | Upgrade |
Trust Preferred Securities | 51.68 | 51.21 | 50.62 | 49.98 | 49.37 | 48.81 | Upgrade |
Other Long-Term Liabilities | 124.23 | - | - | - | - | 67.13 | Upgrade |
Total Liabilities | 6,328 | 6,796 | 7,075 | 7,097 | 6,780 | 6,247 | Upgrade |
Preferred Stock, Redeemable | 110.55 | 110.55 | 110.55 | 110.55 | - | - | Upgrade |
Common Stock | 473.45 | 0.22 | 0.22 | 0.22 | 0.22 | 0.22 | Upgrade |
Additional Paid-In Capital | - | 434.35 | 435.46 | 449.2 | 445.91 | 453.41 | Upgrade |
Retained Earnings | - | 247.7 | 245.64 | 282.41 | 212.47 | 156.33 | Upgrade |
Comprehensive Income & Other | - | -81.96 | -76.75 | -83.8 | 5.24 | 11.43 | Upgrade |
Total Common Equity | 473.45 | 600.3 | 604.57 | 648.03 | 663.84 | 621.39 | Upgrade |
Shareholders' Equity | 584 | 710.85 | 715.11 | 758.57 | 663.84 | 621.39 | Upgrade |
Total Liabilities & Equity | 6,912 | 7,507 | 7,790 | 7,856 | 7,444 | 6,869 | Upgrade |
Total Debt | 598.46 | 490.22 | 673.16 | 671.4 | 586.54 | 1,079 | Upgrade |
Net Cash (Debt) | -432.32 | -371.62 | -537.73 | -510.32 | 99.74 | -735.15 | Upgrade |
Net Cash Per Share | -19.82 | -17.10 | -24.30 | -22.79 | 4.42 | -31.49 | Upgrade |
Filing Date Shares Outstanding | 21.54 | 21.52 | 21.5 | 22.23 | 22.03 | 22.28 | Upgrade |
Total Common Shares Outstanding | 21.54 | 21.49 | 21.55 | 22.21 | 22.05 | 22.33 | Upgrade |
Book Value Per Share | 21.98 | 27.93 | 28.05 | 29.17 | 30.11 | 27.83 | Upgrade |
Tangible Book Value | 455.91 | 426.3 | 426.55 | 465.26 | 477.56 | 431.11 | Upgrade |
Tangible Book Value Per Share | 21.16 | 19.83 | 19.79 | 20.94 | 21.66 | 19.31 | Upgrade |
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.