Midland States Bancorp, Inc. (MSBI)

NASDAQ: MSBI · Real-Time Price · USD

23.00

+0.16 (0.70%)

At close: Apr 2, 2026, 4:00 PM EDT

23.01

+0.01 (0.04%)

After-hours: Apr 2, 2026, 4:10 PM EDT

Midland States Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	255.62	229.53	270.12	321.26	1,361
Securities and Investments	1,527	1,212	920.4	776.86	916.13
Other Earning Assets	-	-	3.81	1.29	32.05
Gross Loans	4,352	5,168	6,104	6,306	5,225
Allowance for Loan Losses	-	-	-159.32	-61.05	-51.06
Net Loans	4,352	5,168	5,944	6,245	5,174
Net Property, Plant & Equipment	-	-	82.81	78.29	79.22
Accrued Interest and Accounts Receivable	23.82	25.33	34.13	20.31	19.47
Other Intangible Assets	15.59	17.84	36.36	42.82	53.24
Goodwill	7.93	161.9	161.9	161.9	161.9
Long-Term Investments	32.6	33.72	43.42	46.2	36.34
Other Non-Earning Assets	231.72	232.91	427.87	321.78	291.34
Total Assets	6,513	7,507	7,790	7,856	7,444
Interest-bearing deposits	4,384	5,142	5,164	5,002	3,865
Noninterest-bearing deposits	1,040	1,056	1,145	1,362	2,246
Total Deposits	5,424	6,197	6,310	6,365	6,111
Short-Term Interbank Borrowing and Repurchase Agreements	293	258	476	460	310.17
Short-Term Borrowings	60.18	87.5	34.87	42.31	76.8
Long-Term Debt	78.88	128.95	144.16	149.75	188.47
Other Liabilities	-	-	110.38	80.22	93.88
Total Liabilities	5,948	6,796	7,075	7,097	6,780
Preferred Stock	110.55	110.55	110.55	110.55	-
Common Stock	0.21	0.22	0.22	0.22	0.22
Additional Paid-in Capital	428.25	434.35	435.46	449.2	445.91
Accumulated Other Comprehensive Income	-60.33	-81.96	-76.75	-83.8	5.24
Retained Earnings	86.83	247.7	245.64	282.41	212.47
Shareholders' Equity	565.5	710.85	715.11	758.57	663.84
Total Liabilities & Equity	6,513	7,507	7,790	7,856	7,444
Total Debt	78.88	128.95	144.16	149.75	188.47
Net Cash (Debt)	-78.88	-128.95	-144.16	-149.75	-188.47
Net Cash Per Share	-3.61	-5.93	-6.52	-6.69	-8.36
Book Value	565.5	710.85	715.11	758.57	663.84
Book Value Per Share	25.90	32.70	32.32	33.87	29.44
Tangible Book Value	541.98	531.1	516.85	553.85	448.69
Tangible Book Value Per Share	24.82	24.43	23.36	24.73	19.90

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q