Midland States Bancorp, Inc. (MSBI)

Midland States Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Nov 14, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	571	594	590	546	402	703
Market Cap Growth	6.94%	0.68%	8.03%	35.91%	-42.87%	32.73%
Last Close Price	27.07	26.47	24.25	21.65	14.92	22.72
PE Ratio	11.60	8.92	5.73	6.07	15.70	10.07
PS Ratio	2.26	2.11	1.94	1.94	1.77	2.81
PB Ratio	0.82	0.75	0.78	0.82	0.65	1.06
P/FCF Ratio	3.57	4.07	2.42	1.65	0.81	1.32
P/OCF Ratio	3.45	3.84	2.39	1.63	0.80	1.30
Debt / Equity Ratio	0.72	0.85	0.89	0.88	1.74	1.23
Debt / FCF Ratio	3.69	4.61	2.76	1.77	2.17	1.53
Return on Equity (ROE)	7.56%	9.73%	13.92%	12.65%	3.51%	8.78%
Return on Assets (ROA)	0.76%	0.96%	1.29%	1.14%	0.35%	0.95%
Earnings Yield	8.79%	12.71%	16.79%	14.90%	5.61%	7.94%
FCF Yield	27.99%	24.58%	41.31%	60.78%	123.65%	75.85%
Dividend Yield	4.64%	4.53%	4.78%	5.17%	7.17%	4.27%
Payout Ratio	53.85%	47.03%	29.38%	30.96%	110.74%	42.65%
Buyback Yield / Dilution	2.39%	1.21%	0.67%	3.42%	4.68%	-4.01%
Total Shareholder Return	7.04%	5.74%	5.46%	8.59%	11.86%	0.26%

Source: S&P Capital IQ. Banks template. Financial Sources.