Midland States Bancorp, Inc. (MSBI)

Midland States Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year Ending	Current	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	543	594	590	546	402	703
Market Cap Growth	13.50%	0.68%	8.03%	35.91%	-42.87%	32.73%
Enterprise Value	983	1,114	1,081	441	1,139	1,124
PE Ratio	9.46	8.92	6.15	6.71	17.82	12.61
PS Ratio	1.98	2.11	1.93	1.99	1.86	2.83
PB Ratio	0.68	0.75	0.78	0.82	0.65	1.06
P/FCF Ratio	3.37	4.07	2.42	1.64	0.81	1.32
P/OCF Ratio	3.24	3.84	2.39	1.63	0.80	1.30
EV/Sales Ratio	3.62	3.96	3.54	1.61	5.27	4.53
EV/EBITDA Ratio	9.09	9.38	7.62	3.93	23.72	12.62
EV/EBIT Ratio	10.12	10.35	8.33	4.45	35.57	15.51
EV/FCF Ratio	6.18	7.63	4.43	1.33	2.29	2.11
Debt / Equity Ratio	0.78	0.83	0.86	0.87	1.74	1.23
Debt / EBITDA Ratio	5.68	5.52	4.59	5.13	22.47	9.16
Debt / FCF Ratio	3.86	4.49	2.67	1.73	2.17	1.53
Asset Turnover	0.03	0.04	0.04	0.04	0.03	0.04
Return on Equity (ROE)	7.50%	8.60%	13.80%	12.50%	3.60%	8.60%
Return on Assets (ROA)	0.70%	0.80%	1.30%	1.20%	0.30%	1.00%
Return on Capital (ROIC)	4.81%	5.22%	7.02%	6.56%	1.33%	3.78%
Earnings Yield	10.94%	11.21%	16.26%	14.90%	5.61%	7.93%
FCF Yield	29.67%	24.60%	41.34%	60.90%	123.65%	75.85%
Dividend Yield	4.97%	4.40%	4.40%	4.50%	6.00%	3.30%
Payout Ratio	46.97%	40.40%	27.40%	31.30%	112.60%	42.50%
Buyback Yield / Dilution	3.17%	1.21%	0.67%	3.42%	4.68%	-4.01%
Total Shareholder Return	8.14%	5.61%	5.07%	7.92%	10.68%	-0.71%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).