Midland States Bancorp, Inc. (MSBI)

Midland States Bancorp Statistics

Total Valuation

MSBI has a market cap or net worth of $315.40 million. The enterprise value is $747.71 million.

Market Cap	315.40M
Enterprise Value	747.71M

Important Dates

The last earnings date was Thursday, October 30, 2025, after market close.

Earnings Date	Oct 30, 2025
Ex-Dividend Date	Aug 15, 2025

Share Statistics

MSBI has 21.54 million shares outstanding. The number of shares has increased by 0.23% in one year.

Current Share Class	21.54M
Shares Outstanding	21.54M
Shares Change (YoY)	+0.23%
Shares Change (QoQ)	+0.20%
Owned by Insiders (%)	4.13%
Owned by Institutions (%)	66.35%
Float	20.11M

Valuation Ratios

PE Ratio	n/a
Forward PE	5.76
PS Ratio	1.48
Forward PS	0.98
PB Ratio	0.67
P/TBV Ratio	0.69
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	3.46
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -21.42%.

Return on Equity (ROE)	-21.42%
Return on Assets (ROA)	-2.05%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$241,249
Profits Per Employee	-$177,347
Employee Count	896
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, MSBI has paid $2.06 million in taxes.

Income Tax	2.06M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -41.60% in the last 52 weeks. The beta is 0.70, so MSBI's price volatility has been lower than the market average.

Beta (5Y)	0.70
52-Week Price Change	-41.60%
50-Day Moving Average	17.26
200-Day Moving Average	17.84
Relative Strength Index (RSI)	29.52
Average Volume (20 Days)	155,809

Short Selling Information

The latest short interest is 471,436, so 2.19% of the outstanding shares have been sold short.

Short Interest	471,436
Short Previous Month	433,974
Short % of Shares Out	2.19%
Short % of Float	2.34%
Short Ratio (days to cover)	3.62

Income Statement

In the last 12 months, MSBI had revenue of $216.16 million and -$158.90 million in losses. Loss per share was -$7.30.

Revenue	216.16M
Gross Profit	216.16M
Operating Income	31.34M
Pretax Income	-148.15M
Net Income	-158.90M
EBITDA	n/a
EBIT	n/a
Loss Per Share	-$7.30

Balance Sheet

The company has $166.15 million in cash and $598.46 million in debt, giving a net cash position of -$432.32 million or -$20.07 per share.

Cash & Cash Equivalents	166.15M
Total Debt	598.46M
Net Cash	-432.32M
Net Cash Per Share	-$20.07
Equity (Book Value)	584.00M
Book Value Per Share	21.98
Working Capital	-5.58B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	14.50%
Pretax Margin	-68.54%
Profit Margin	-69.49%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.24, which amounts to a dividend yield of 8.47%.

Dividend Per Share	$1.24
Dividend Yield	8.47%
Dividend Growth (YoY)	1.63%
Years of Dividend Growth	9
Payout Ratio	n/a
Buyback Yield	-0.23%
Shareholder Yield	8.24%
Earnings Yield	-50.38%
FCF Yield	n/a

Analyst Forecast

The average price target for MSBI is $20.67, which is 41.29% higher than the current price. The consensus rating is "Hold".

Price Target	$20.67
Price Target Difference	41.29%
Analyst Consensus	Hold
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a