Midland States Bancorp Statistics
Total Valuation
MSBI has a market cap or net worth of $483.73 million. The enterprise value is $928.23 million.
Important Dates
The last earnings date was Thursday, January 22, 2026, after market close.
| Earnings Date | Jan 22, 2026 |
| Ex-Dividend Date | Nov 14, 2025 |
Share Statistics
MSBI has 21.17 million shares outstanding. The number of shares has increased by 0.24% in one year.
| Current Share Class | 21.17M |
| Shares Outstanding | 21.17M |
| Shares Change (YoY) | +0.24% |
| Shares Change (QoQ) | -0.05% |
| Owned by Insiders (%) | 4.86% |
| Owned by Institutions (%) | 66.32% |
| Float | 19.90M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 8.62 |
| PS Ratio | 2.36 |
| Forward PS | 1.54 |
| PB Ratio | 1.04 |
| P/TBV Ratio | 1.06 |
| P/FCF Ratio | 2.67 |
| P/OCF Ratio | 2.57 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 4.41 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 5.13 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.40 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -21.70%.
| Return on Equity (ROE) | -21.70% |
| Return on Assets (ROA) | -2.08% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.42% |
| Revenue Per Employee | $242,483 |
| Profits Per Employee | -$185,205 |
| Employee Count | 869 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MSBI has paid $1.60 million in taxes.
| Income Tax | 1.60M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +16.17% in the last 52 weeks. The beta is 0.64, so MSBI's price volatility has been lower than the market average.
| Beta (5Y) | 0.64 |
| 52-Week Price Change | +16.17% |
| 50-Day Moving Average | 20.53 |
| 200-Day Moving Average | 18.09 |
| Relative Strength Index (RSI) | 61.00 |
| Average Volume (20 Days) | 193,609 |
Short Selling Information
The latest short interest is 369,531, so 1.75% of the outstanding shares have been sold short.
| Short Interest | 369,531 |
| Short Previous Month | 398,342 |
| Short % of Shares Out | 1.75% |
| Short % of Float | 1.86% |
| Short Ratio (days to cover) | 2.11 |
Income Statement
In the last 12 months, MSBI had revenue of $210.72 million and -$160.94 million in losses. Loss per share was -$7.38.
| Revenue | 210.72M |
| Gross Profit | 210.72M |
| Operating Income | 28.93M |
| Pretax Income | -150.56M |
| Net Income | -160.94M |
| EBITDA | n/a |
| EBIT | n/a |
| Loss Per Share | -$7.38 |
Full Income StatementBalance Sheet
The company has $170.06 million in cash and $614.55 million in debt, with a net cash position of -$444.50 million or -$21.00 per share.
| Cash & Cash Equivalents | 170.06M |
| Total Debt | 614.55M |
| Net Cash | -444.50M |
| Net Cash Per Share | -$21.00 |
| Equity (Book Value) | 584.00M |
| Book Value Per Share | 21.98 |
| Working Capital | -5.72B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $188.27 million and capital expenditures -$7.32 million, giving a free cash flow of $180.94 million.
| Operating Cash Flow | 188.27M |
| Capital Expenditures | -7.32M |
| Free Cash Flow | 180.94M |
| FCF Per Share | $8.55 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 13.73% |
| Pretax Margin | -71.45% |
| Profit Margin | -72.21% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 85.87% |
Dividends & Yields
This stock pays an annual dividend of $1.28, which amounts to a dividend yield of 5.60%.
| Dividend Per Share | $1.28 |
| Dividend Yield | 5.60% |
| Dividend Growth (YoY) | 1.61% |
| Years of Dividend Growth | 10 |
| Payout Ratio | n/a |
| Buyback Yield | -0.24% |
| Shareholder Yield | 5.36% |
| Earnings Yield | -33.27% |
| FCF Yield | 37.41% |
Dividend DetailsAnalyst Forecast
The average price target for MSBI is $22.83, which is -0.09% lower than the current price. The consensus rating is "Hold".
| Price Target | $22.83 |
| Price Target Difference | -0.09% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |
