Midland States Bancorp Statistics
Total Valuation
MSBI has a market cap or net worth of $493.72 million. The enterprise value is $808.82 million.
Important Dates
The next estimated earnings date is Wednesday, April 29, 2026, after market close.
| Earnings Date | Apr 29, 2026 |
| Ex-Dividend Date | Feb 13, 2026 |
Share Statistics
MSBI has 21.47 million shares outstanding. The number of shares has increased by 0.44% in one year.
| Current Share Class | 21.47M |
| Shares Outstanding | 21.47M |
| Shares Change (YoY) | +0.44% |
| Shares Change (QoQ) | -0.05% |
| Owned by Insiders (%) | 6.84% |
| Owned by Institutions (%) | 66.25% |
| Float | 19.75M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 8.67 |
| PS Ratio | 1.86 |
| Forward PS | 1.57 |
| PB Ratio | 1.07 |
| P/TBV Ratio | 1.13 |
| P/FCF Ratio | 4.10 |
| P/OCF Ratio | 3.93 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 3.05 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 6.72 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.71 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -19.47%.
| Return on Equity (ROE) | -19.47% |
| Return on Assets (ROA) | -1.77% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.82% |
| Revenue Per Employee | $307,938 |
| Profits Per Employee | -$155,315 |
| Employee Count | 861 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MSBI has paid $9.41 million in taxes.
| Income Tax | 9.41M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +33.72% in the last 52 weeks. The beta is 0.55, so MSBI's price volatility has been lower than the market average.
| Beta (5Y) | 0.55 |
| 52-Week Price Change | +33.72% |
| 50-Day Moving Average | 22.44 |
| 200-Day Moving Average | 19.21 |
| Relative Strength Index (RSI) | 63.83 |
| Average Volume (20 Days) | 129,566 |
Short Selling Information
The latest short interest is 603,020, so 2.81% of the outstanding shares have been sold short.
| Short Interest | 603,020 |
| Short Previous Month | 446,225 |
| Short % of Shares Out | 2.81% |
| Short % of Float | 3.05% |
| Short Ratio (days to cover) | 5.16 |
Income Statement
In the last 12 months, MSBI had revenue of $265.14 million and -$133.73 million in losses. Loss per share was -$6.12.
| Revenue | 265.14M |
| Gross Profit | 265.14M |
| Operating Income | 74.49M |
| Pretax Income | -114.87M |
| Net Income | -133.73M |
| EBITDA | n/a |
| EBIT | n/a |
| Loss Per Share | -$6.12 |
Full Income StatementBalance Sheet
The company has $131.26 million in cash and $446.37 million in debt, with a net cash position of -$315.10 million or -$14.68 per share.
| Cash & Cash Equivalents | 131.26M |
| Total Debt | 446.37M |
| Net Cash | -315.10M |
| Net Cash Per Share | -$14.68 |
| Equity (Book Value) | 565.50M |
| Book Value Per Share | 21.49 |
| Working Capital | -5.52B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $125.68 million and capital expenditures -$5.35 million, giving a free cash flow of $120.33 million.
| Operating Cash Flow | 125.68M |
| Capital Expenditures | -5.35M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -43.07M |
| Free Cash Flow | 120.33M |
| FCF Per Share | $5.61 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 28.09% |
| Pretax Margin | -43.32% |
| Profit Margin | -46.87% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 45.39% |
Dividends & Yields
This stock pays an annual dividend of $1.28, which amounts to a dividend yield of 5.57%.
| Dividend Per Share | $1.28 |
| Dividend Yield | 5.57% |
| Dividend Growth (YoY) | 2.42% |
| Years of Dividend Growth | 10 |
| Payout Ratio | n/a |
| Buyback Yield | -0.44% |
| Shareholder Yield | 5.13% |
| Earnings Yield | -27.09% |
| FCF Yield | 24.37% |
Dividend DetailsAnalyst Forecast
The average price target for MSBI is $22.83, which is -0.74% lower than the current price. The consensus rating is "Hold".
| Price Target | $22.83 |
| Price Target Difference | -0.74% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |
