Navient Corporation (NAVI)
NASDAQ: NAVI · Real-Time Price · USD
12.98
-0.07 (-0.54%)
At close: Dec 30, 2024, 4:00 PM
12.99
+0.01 (0.08%)
After-hours: Dec 30, 2024, 5:02 PM EST
Navient Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Interest and Dividend Income | 4,029 | 4,419 | 3,223 | 2,648 | 3,298 | 4,673 | Upgrade
|
| Total Interest Expense | 3,490 | 3,546 | 1,972 | 1,286 | 2,093 | 3,446 | Upgrade
|
| Net Interest Income | 539 | 873 | 1,251 | 1,362 | 1,205 | 1,227 | Upgrade
|
| Gain (Loss) on Sale of Loans & Receivables | - | - | - | 78 | - | 16 | Upgrade
|
| Other Revenue | 337 | 342 | 409 | 603 | 269 | 513 | Upgrade
|
| Revenue Before Loan Losses | 1,159 | 1,279 | 1,737 | 2,211 | 1,688 | 1,996 | Upgrade
|
| Provision for Loan Losses | 123 | 123 | 79 | -61 | 155 | 258 | Upgrade
|
| Revenue | 1,036 | 1,156 | 1,658 | 2,272 | 1,533 | 1,738 | Upgrade
|
| Revenue Growth (YoY) | -20.06% | -30.28% | -27.02% | 48.21% | -11.80% | 11.91% | Upgrade
|
| Salaries & Employee Benefits | 358 | 401 | 444 | 569 | 497 | 488 | Upgrade
|
| Other Operating Expenses | 374 | 399 | 332 | 638 | 467 | 496 | Upgrade
|
| Total Operating Expenses | 879 | 810 | 789 | 1,237 | 986 | 1,014 | Upgrade
|
| Operating Income | 157 | 346 | 869 | 1,035 | 547 | 724 | Upgrade
|
| EBT Excluding Unusual Items | 157 | 346 | 869 | 1,035 | 547 | 724 | Upgrade
|
| Restructuring Charges | -37 | -25 | -42 | -26 | -9 | -6 | Upgrade
|
| Other Unusual Items | -8 | -8 | - | -73 | -6 | 45 | Upgrade
|
| Pretax Income | 112 | 313 | 827 | 936 | 532 | 763 | Upgrade
|
| Income Tax Expense | 33 | 85 | 182 | 219 | 120 | 166 | Upgrade
|
| Earnings From Continuing Ops. | 79 | 228 | 645 | 717 | 412 | 597 | Upgrade
|
| Net Income to Company | 79 | 228 | 645 | 717 | 412 | 597 | Upgrade
|
| Net Income | 79 | 228 | 645 | 717 | 412 | 597 | Upgrade
|
| Net Income to Common | 79 | 228 | 645 | 717 | 412 | 597 | Upgrade
|
| Net Income Growth | -78.12% | -64.65% | -10.04% | 74.03% | -30.99% | 51.14% | Upgrade
|
| Shares Outstanding (Basic) | 112 | 122 | 142 | 170 | 193 | 230 | Upgrade
|
| Shares Outstanding (Diluted) | 113 | 123 | 144 | 172 | 195 | 233 | Upgrade
|
| Shares Change (YoY) | -11.18% | -14.58% | -16.28% | -11.79% | -16.31% | -11.74% | Upgrade
|
| EPS (Basic) | 0.70 | 1.87 | 4.54 | 4.22 | 2.13 | 2.60 | Upgrade
|
| EPS (Diluted) | 0.70 | 1.85 | 4.49 | 4.18 | 2.12 | 2.56 | Upgrade
|
| EPS Growth | -75.45% | -58.80% | 7.42% | 97.17% | -17.19% | 71.81% | Upgrade
|
| Free Cash Flow | 761 | 676 | 305 | 702 | 987 | 1,019 | Upgrade
|
| Free Cash Flow Per Share | 6.72 | 5.50 | 2.12 | 4.08 | 5.06 | 4.37 | Upgrade
|
| Dividend Per Share | 0.640 | 0.640 | 0.640 | 0.640 | 0.640 | 0.640 | Upgrade
|
| Operating Margin | 15.15% | 29.93% | 52.41% | 45.55% | 35.68% | 41.66% | Upgrade
|
| Profit Margin | 7.63% | 19.72% | 38.90% | 31.56% | 26.88% | 34.35% | Upgrade
|
| Free Cash Flow Margin | 73.46% | 58.48% | 18.40% | 30.90% | 64.38% | 58.63% | Upgrade
|
| Effective Tax Rate | 29.46% | 27.16% | 22.01% | 23.40% | 22.56% | 21.76% | Upgrade
|
Source: S&P Capital IQ. Financial Services template. Financial Sources.