Navient Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	2,139	2,104	2,103	2,793	4,807	3,578
Securities and Investments	-	-	-	-	-	267
Other Earning Assets	528	-	-	-	-	-
Net Loans	41,721	43,592	46,568	54,827	62,250	72,812
Goodwill	430	434	437	695	705	725
Other Non-Earning Assets	2,363	2,385	2,538	2,914	2,866	3,223
Total Assets	47,297	48,681	51,789	61,375	70,795	80,605
Short-Term Borrowings	4,214	5,073	5,134	4,226	5,870	2,490
Long-Term Debt	40,123	40,633	43,184	53,402	61,026	74,488
Other Liabilities	562	576	830	987	922	1,019
Total Liabilities	44,899	46,282	49,148	58,615	67,818	77,997
Common Stock	4	4	4	4	4	4
Treasury Stock	-5,592	-5,562	-5,443	-5,254	-4,917	-4,495
Additional Paid-in Capital	3,410	3,403	3,380	3,353	3,313	3,282
Accumulated Other Comprehensive Income	14	2	3	19	87	-133
Retained Earnings	4,562	4,552	4,697	4,638	4,490	3,939
Total Common Shareholders' Equity	2,398	2,399	2,641	2,760	2,977	2,597
Minority Interest	-	-	-	-	-	11
Shareholders' Equity	2,398	2,399	2,641	2,760	2,977	2,608
Total Liabilities & Equity	47,297	48,681	51,789	61,375	70,795	80,605
Total Debt	40,123	40,633	43,184	53,402	61,026	74,488
Net Cash (Debt)	-37,984	-38,529	-41,081	-50,609	-56,219	-70,910
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-393.62	-389.18	-370.10	-411.45	-390.41	-412.27
Book Value	2,398	2,399	2,641	2,760	2,977	2,597
Book Value Per Share	24.85	24.23	23.79	22.44	20.67	15.10
Tangible Book Value	1,968	1,965	2,204	2,065	2,272	1,872
Tangible Book Value Per Share	20.39	19.85	19.86	16.79	15.78	10.88

SEC Filings: 10-K · 10-Q