Navient Corporation (NAVI)
NASDAQ: NAVI · Real-Time Price · USD
9.56
+0.28 (3.02%)
Sep 2, 2026, 4:00 PM EDT - Market closed
Navient Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 770 | 637 | 722 | 839 | 1,535 | 905 |
Long-Term Investments | 64 | 126 | 113 | 100 | 105 | 120 |
Trading Asset Securities | 26 | 42 | 25 | 55 | 56 | 218 |
Loans & Lease Receivables | 42,249 | 43,592 | 46,568 | 54,827 | 62,250 | 72,812 |
Other Receivables | 1,790 | 1,820 | 1,902 | 2,304 | 2,246 | 2,409 |
Property, Plant & Equipment | 21 | 23 | 52 | 62 | 74 | 95 |
Goodwill | - | 428 | 428 | 670 | 670 | 670 |
Other Intangible Assets | 430 | 6 | 9 | 25 | 35 | 55 |
Restricted Cash | 1,421 | 1,507 | 1,411 | 2,000 | 3,334 | 2,820 |
Other Long-Term Assets | 526 | 500 | 559 | 493 | 490 | 501 |
Total Assets | 47,297 | 48,681 | 51,789 | 61,375 | 70,795 | 80,605 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt | 91 | 79 | 244 | 190 | 379 | 556 |
Current Portion of Long-Term Debt | 4,214 | 5,073 | 5,134 | 4,226 | 5,749 | 2,188 |
Long-Term Debt | 40,123 | 40,633 | 43,184 | 53,402 | 61,026 | 74,488 |
Other Long-Term Liabilities | 471 | 497 | 586 | 797 | 664 | 765 |
Total Liabilities | 44,899 | 46,282 | 49,148 | 58,615 | 67,818 | 77,997 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 4 | 4 | 4 | 4 | 4 | 4 |
Additional Paid-In Capital | 3,410 | 3,403 | 3,380 | 3,353 | 3,313 | 3,282 |
Retained Earnings | 4,562 | 4,552 | 4,697 | 4,638 | 4,490 | 3,939 |
Comprehensive Income & Other | 14 | 2 | 3 | 19 | 87 | -133 |
Total Common Equity | 2,398 | 2,399 | 2,641 | 2,760 | 2,977 | 2,597 |
Minority Interest | - | - | - | - | - | 11 |
Shareholders' Equity | 2,398 | 2,399 | 2,641 | 2,760 | 2,977 | 2,608 |
Total Liabilities & Equity | 47,297 | 48,681 | 51,789 | 61,375 | 70,795 | 80,605 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 44,428 | 45,785 | 48,562 | 57,818 | 67,154 | 77,232 |
Net Cash (Debt) | -43,632 | -45,106 | -47,815 | -56,924 | -65,563 | -76,109 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -456.88 | -455.62 | -430.77 | -462.80 | -455.30 | -442.49 |
Filing Date Shares Outstanding | 93.78 | 95.09 | 102.28 | 112.75 | 128.94 | 152.13 |
Total Common Shares Outstanding | 93.78 | 95.51 | 103.03 | 113.5 | 130.21 | 153.74 |
Working Capital | 41,951 | 42,446 | 45,250 | 55,609 | 63,293 | 76,420 |
Book Value Per Share | 25.57 | 25.12 | 25.63 | 24.32 | 22.86 | 16.89 |
Tangible Book Value | 1,968 | 1,965 | 2,204 | 2,065 | 2,272 | 1,872 |
Tangible Book Value Per Share | 20.98 | 20.57 | 21.39 | 18.19 | 17.45 | 12.18 |