Navient Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	836	5,392	5,803	4,213	3,995	5,487
Market Cap Growth	-31.92%	-7.08%	37.74%	5.45%	-27.19%	18.01%
Last Close Price	8.89	27.06	27.58	19.12	16.60	19.67
PE Ratio	-	7.82	10.29	7.93	9.43	5.45
Forward PE	12.84	12.02	9.80	6.67	5.53	6.69
PEG Ratio	-	0.15	0.15	0.15	0.15	0.15
PS Ratio	2.53	1.03	1.11	0.81	0.98	1.54
PB Ratio	0.35	2.20	2.69	2.24	2.31	2.55
P/TBV Ratio	0.75	2.33	2.81	2.38	2.51	2.93
P/FCF Ratio	-	-13.53	-17.62	-29.13	800.32	-110.80
P/OCF Ratio	1.89	-13.53	-17.62	-29.13	800.32	-110.80
Debt / Equity Ratio	2.53	2.39	2.98	2.78	3.03	2.76
Debt / FCF Ratio	-18.78	-14.70	-19.55	-36.14	1048.70	-119.76
Net Debt / Equity Ratio	2.53	2.39	2.98	2.78	3.03	2.76
Net Debt / FCF Ratio	-18.78	-14.70	-19.55	-36.14	1048.70	-119.76
Asset Turnover	0.18	0.18	0.18	0.18	0.14	0.12
Return on Equity (ROE)	30.61%	32.31%	30.11%	32.23%	24.20%	49.25%
Earnings Yield	-9.57%	12.79%	9.72%	12.60%	10.60%	18.35%
FCF Yield	-	-7.39%	-5.68%	-3.43%	0.12%	-0.90%
Dividend Yield	7.20%	1.92%	1.66%	2.29%	2.63%	0.98%
Payout Ratio	-	14.77%	16.81%	17.96%	24.56%	5.23%
Buyback Yield / Dilution	10.81%	4.10%	6.04%	10.49%	18.26%	17.38%
Total Shareholder Return	18.01%	6.02%	7.70%	12.78%	20.89%	18.35%

Updated Mar 31, 2026. Data Source: Fiscal.ai. financials template. Financial Sources.

SEC Filings: 10-K · 10-Q