Navient Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 8, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	731	1,248	1,369	2,113	2,142	3,262
Market Cap Growth	-45.46%	-8.83%	-35.23%	-1.33%	-34.34%	78.32%
Enterprise Value	45,275	41,881	44,553	55,516	63,168	77,761
Last Close Price	7.78	13.00	13.29	18.62	16.45	21.22
PE Ratio	-	-	11.26	10.06	3.66	5.08
Forward PE	10.54	12.02	9.80	6.67	5.53	6.69
PEG Ratio	-	0.15	0.15	0.15	0.15	0.15
PS Ratio	2.22	3.78	1.32	1.84	1.29	1.48
PB Ratio	0.31	0.52	0.52	0.77	0.72	1.26
P/TBV Ratio	0.32	0.54	0.56	0.83	0.80	1.41
P/FCF Ratio	-	2.83	2.98	3.13	7.02	4.65
P/OCF Ratio	2.26	2.83	2.98	3.13	7.02	4.65
EV/Sales Ratio	137.61	126.91	42.88	48.36	38.10	35.36
EV/EBITDA Ratio	-	13960.30	305.16	5551.55	3324.63	2592.05
EV/FCF Ratio	-	94.97	97.07	82.12	207.11	110.77
Debt / Equity Ratio	16.49	16.94	16.35	19.35	20.50	28.56
Debt / EBITDA Ratio	6540.00	13544.33	295.78	5340.20	3211.90	2482.93
Debt / FCF Ratio	121.49	92.14	94.08	79.00	200.09	106.11
Net Debt / Equity Ratio	16.49	16.94	16.35	19.35	20.50	28.68
Net Debt / EBITDA Ratio	6540.00	13544.33	295.78	5340.20	3211.90	2482.93
Net Debt / FCF Ratio	121.49	92.14	94.08	79.00	200.09	106.11
Asset Turnover	0.01	0.01	0.02	0.02	0.02	0.03
Return on Equity (ROE)	-2.51%	-3.17%	4.85%	7.95%	23.10%	28.37%
Earnings Yield	-	-	8.88%	9.94%	27.29%	19.70%
FCF Yield	-	35.34%	33.53%	31.99%	14.24%	21.52%
Dividend Yield	8.23%	4.90%	4.83%	3.43%	3.90%	2.97%
Payout Ratio	-	-78.75%	53.44%	34.21%	14.11%	14.92%
Buyback Yield / Dilution	9.95%	10.81%	9.76%	14.58%	16.28%	11.79%
Total Shareholder Return	18.18%	15.71%	14.59%	18.02%	20.17%	14.76%

SEC Filings: 10-K · 10-Q