Navient Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Year	Current	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013 - 2011
Market Capitalization	1,680	2,189	2,231	3,420	1,829	3,024	2,273	3,503	4,980	4,148	8,865	Upgrade
Market Cap Growth	-	-1.87%	-34.77%	86.96%	-39.50%	33.05%	-35.13%	-29.65%	20.04%	-53.20%	-	Upgrade
Enterprise Value	54,007	57,024	64,320	76,820	82,237	89,441	95,952	108,640	114,829	126,219	143,025	Upgrade
PE Ratio	9.27	9.60	3.46	4.77	4.44	5.07	5.75	12.00	7.31	4.22	7.84	Upgrade
PS Ratio	1.54	1.91	1.35	1.56	1.20	1.70	1.45	1.97	2.38	1.63	3.03	Upgrade
PB Ratio	0.61	0.79	0.28	1.32	0.75	0.91	0.65	1.01	1.35	1.06	2.11	Upgrade
P/FCF Ratio	2.36	3.24	7.31	4.87	1.85	2.97	1.99	3.03	3.70	2.17	5.33	Upgrade
P/OCF Ratio	2.36	3.24	7.31	4.87	1.85	2.97	1.99	3.03	3.70	2.17	5.33	Upgrade
EV/Sales Ratio	49.64	49.67	38.79	34.93	53.86	50.16	61.04	60.97	54.81	49.65	48.86	Upgrade
EV/EBITDA Ratio	209.33	182.19	77.77	82.07	154.58	117.22	181.73	142.20	103.64	79.84	78.67	Upgrade
EV/EBIT Ratio	209.33	182.19	77.77	82.07	154.58	117.22	181.73	142.20	103.64	79.84	78.67	Upgrade
EV/FCF Ratio	75.75	84.36	210.88	109.43	83.32	87.77	84.17	93.82	85.25	66.08	85.95	Upgrade
Debt / Equity Ratio	19.98	20.88	8.47	29.64	34.50	27.04	28.12	31.78	31.01	32.59	33.24	Upgrade
Debt / EBITDA Ratio	214.24	184.12	80.89	82.24	157.79	118.21	187.39	143.70	103.52	80.58	76.75	Upgrade
Debt / FCF Ratio	77.52	85.25	219.33	109.66	85.05	88.52	86.79	94.80	85.15	66.70	83.85	Upgrade
Asset Turnover	0.02	0.02	0.02	0.03	0.02	0.02	0.02	0.02	0.02	0.02	0.02	Upgrade
Return on Equity (ROE)	6.70%	7.90%	15.50%	26.70%	18.60%	17.90%	10.80%	8.20%	18.30%	24.90%	25.20%	Upgrade
Return on Assets (ROA)	0.30%	0.40%	0.90%	0.90%	0.50%	0.60%	0.40%	0.20%	0.50%	0.70%	0.80%	Upgrade
Return on Capital (ROIC)	0.33%	0.38%	0.86%	0.90%	0.48%	0.64%	0.39%	0.26%	0.58%	0.75%	0.79%	Upgrade
Earnings Yield	11.31%	10.41%	28.91%	20.96%	22.52%	19.74%	17.38%	8.33%	13.67%	23.72%	12.76%	Upgrade
FCF Yield	42.45%	30.88%	13.67%	20.53%	53.96%	33.70%	50.16%	33.05%	27.05%	46.04%	18.77%	Upgrade
Dividend Yield	4.26%	3.40%	3.90%	3.00%	6.50%	4.70%	7.30%	4.80%	3.90%	5.60%	2.10%	Upgrade
Payout Ratio	39.51%	34.20%	14.10%	15.10%	29.90%	24.70%	42.10%	60.40%	29.80%	24.40%	16.60%	Upgrade
Buyback Yield / Dilution	12.31%	14.58%	16.28%	11.79%	16.31%	11.74%	6.05%	12.73%	15.71%	10.12%	5.35%	Upgrade
Total Shareholder Return	16.57%	17.98%	20.18%	14.79%	22.81%	16.44%	13.35%	17.53%	19.61%	15.72%	7.45%	Upgrade

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).