| 33 | 131 | 228 | 645 | 717 | 412 | |
Depreciation & Amortization | 143 | 146 | 10 | 19 | 30 | 22 | |
Provision for Credit Losses | 154 | 113 | 123 | 79 | -61 | 155 | |
| 23 | 23 | 24 | 19 | 22 | 18 | |
| 148 | -166 | 155 | -590 | -438 | 346 | |
Changes in Accrued Interest and Accounts Receivable | 144 | 348 | -50 | -147 | 47 | 22 | |
Changes in Accounts Payable | -47 | -31 | 29 | 159 | -55 | -113 | |
Changes in Other Operating Activities | -212 | -105 | 157 | 121 | 440 | 125 | |
| 195 | 459 | 676 | 305 | 702 | 987 | |
Operating Cash Flow Growth | -78.16% | -32.10% | 121.64% | -56.55% | -28.88% | -3.14% | |
Net Change in Loans Held-for-Investment | 3,880 | 8,113 | 7,352 | 10,489 | 6,621 | 6,538 | |
Payments for Business Acquisitions | - | - | - | - | -16 | - | |
Proceeds from Business Divestments | - | 359 | - | - | - | - | |
Other Investing Activities | 10 | -6 | 5 | 96 | 68 | -90 | |
| 4,274 | 8,466 | 7,357 | 10,585 | 6,673 | 6,448 | |
| - | 1,106 | 2,346 | 2,243 | 9,210 | 8,641 | |
| -7,046 | -10,277 | -11,912 | -12,596 | -13,865 | -13,690 | |
Net Long-Term Debt Issued (Repaid) | -7,046 | -9,171 | -9,566 | -10,353 | -4,655 | -5,049 | |
Repurchase of Common Stock | -157 | -179 | -310 | -400 | -600 | -400 | |
Net Common Stock Issued (Repurchased) | -157 | -179 | -310 | -400 | -600 | -400 | |
| -67 | -70 | -78 | -91 | -107 | -123 | |
Other Financing Activities | 350 | -195 | -93 | 1,183 | -1,972 | -2,107 | |
| -6,398 | -9,615 | -10,047 | -9,661 | -7,334 | -7,679 | |
| -1,929 | -690 | -2,014 | 1,229 | 41 | -244 | |
Beginning Cash & Cash Equivalents | 4,006 | 2,793 | 4,807 | 3,578 | 3,537 | 3,781 | |
Ending Cash & Cash Equivalents | 2,077 | 2,103 | 2,793 | 4,807 | 3,578 | 3,537 | |
| 195 | 459 | 676 | 305 | 702 | 987 | |
| -57.52% | -32.10% | 121.64% | -56.55% | -28.88% | -3.14% | |
| 33.28% | 44.18% | 58.89% | 18.40% | 31.92% | 64.64% | |
| 1.85 | 4.14 | 5.50 | 2.12 | 4.08 | 5.06 | |
| -7,158 | -8,682 | -9,192 | -9,556 | -3,476 | -4,581 | |
| 28 | 358 | 146 | 152 | 462 | 56 | |
