Navient Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 7, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	793	5,392	5,803	4,213	3,995	5,487
Market Cap Growth	-42.77%	-7.08%	37.74%	5.45%	-27.19%	18.01%
Enterprise Value	45,900	5,340	5,695	2,984	2,373	4,639
Last Close Price	8.34	27.06	27.58	19.12	16.60	19.67
PE Ratio	-	7.82	10.29	7.93	9.43	5.45
Forward PE	12.02	12.02	9.80	6.67	5.53	6.69
PEG Ratio	-	0.15	0.15	0.15	0.15	0.15
PS Ratio	2.41	1.03	1.11	0.81	0.98	1.54
PB Ratio	0.33	2.20	2.69	2.24	2.31	2.55
P/TBV Ratio	0.72	2.33	2.81	2.38	2.51	2.93
P/FCF Ratio	-	-13.53	-17.62	-29.13	800.32	-110.80
P/OCF Ratio	1.80	-13.53	-17.62	-29.13	800.32	-110.80
EV/Sales Ratio	139.09	1.02	1.09	0.58	0.58	1.31
EV/EBITDA Ratio	-	10.08	12.56	4.85	7.39	5.02
EV/EBIT Ratio	-	10.47	13.23	5.62	8.01	5.11
EV/FCF Ratio	-	-13.40	-17.29	-20.63	475.27	-93.68
Debt / Equity Ratio	2.39	2.39	2.98	2.78	3.03	2.76
Debt / EBITDA Ratio	11.06	11.06	14.21	8.49	16.30	6.42
Debt / FCF Ratio	-14.70	-14.70	-19.55	-36.14	1048.70	-119.76
Net Debt / Equity Ratio	-0.12	-0.12	-0.17	-0.79	-1.08	-0.51
Net Debt / EBITDA Ratio	-0.57	-0.57	-0.79	-2.40	-5.83	-1.19
Net Debt / FCF Ratio	0.76	0.76	1.09	10.23	-375.34	22.19
Asset Turnover	0.18	0.18	0.18	0.18	0.14	0.12
Quick Ratio	0.37	0.37	0.42	0.39	0.41	0.41
Current Ratio	0.43	0.43	0.42	0.40	0.41	0.42
Return on Equity (ROE)	32.31%	32.31%	30.11%	32.23%	24.20%	49.25%
Return on Assets (ROA)	1.28%	1.28%	1.11%	1.37%	0.76%	2.28%
Return on Invested Capital (ROIC)	16.19%	16.19%	21.76%	74.66%	27.22%	46.87%
Return on Capital Employed (ROCE)	5.93%	5.93%	5.21%	7.14%	3.76%	11.01%
Earnings Yield	-10.08%	12.79%	9.72%	12.60%	10.60%	18.35%
FCF Yield	-	-7.39%	-5.68%	-3.43%	0.12%	-0.90%
Dividend Yield	7.68%	1.92%	1.66%	2.29%	2.63%	0.98%
Payout Ratio	-	14.77%	16.81%	17.96%	24.56%	5.23%
Buyback Yield / Dilution	10.81%	4.10%	6.04%	10.49%	18.26%	17.38%
Total Shareholder Return	18.49%	6.02%	7.70%	12.78%	20.89%	18.35%

Updated Jan 28, 2026. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q