Navient Corporation (NAVI)

Navient Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Oct 10, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Cap	1,188	1,369	2,113	2,142	3,262	1,829
Market Cap Growth	-27.60%	-35.23%	-1.33%	-34.34%	78.32%	-37.92%
Enterprise Value	47,605	44,553	55,515	63,168	77,761	79,175
Last Close Price	11.95	13.29	18.62	16.45	21.22	9.82
PE Ratio	38.68	11.26	10.06	3.66	5.08	4.63
Forward PE	10.03	9.80	6.67	5.53	6.69	3.25
PEG Ratio	-	0.15	0.15	0.15	0.15	0.15
PS Ratio	2.12	1.32	1.84	1.29	1.48	1.20
PB Ratio	0.46	0.52	0.77	0.72	1.26	0.75
P/TBV Ratio	0.49	0.56	0.83	0.80	1.41	0.79
P/FCF Ratio	-	2.98	3.13	7.02	4.65	1.85
P/OCF Ratio	6.09	2.98	3.13	7.02	4.65	1.85
EV/Sales Ratio	81.52	42.88	48.36	38.10	35.36	51.85
EV/EBITDA Ratio	-	305.16	5551.55	3324.63	2592.05	3598.89
EV/FCF Ratio	-	97.07	82.12	207.11	110.77	80.22
Debt / Equity Ratio	16.52	16.35	19.35	20.50	28.56	31.60
Debt / EBITDA Ratio	296.12	295.78	5340.20	3211.90	2482.93	3515.09
Debt / FCF Ratio	217.15	94.08	79.00	200.09	106.11	78.35
Asset Turnover	0.01	0.02	0.02	0.02	0.03	0.02
Return on Equity (ROE)	-5.38%	4.85%	7.95%	23.10%	28.37%	14.22%
Earnings Yield	2.78%	8.88%	9.94%	27.29%	19.70%	21.59%
FCF Yield	-	33.53%	31.99%	14.24%	21.52%	53.95%
Dividend Yield	5.36%	4.83%	3.43%	3.90%	2.97%	6.49%
Payout Ratio	207.18%	53.44%	34.21%	14.11%	14.92%	29.85%
Buyback Yield / Dilution	11.20%	13.08%	14.67%	18.67%	18.39%	21.86%
Total Shareholder Return	16.55%	17.91%	18.10%	22.57%	21.36%	28.35%

Updated Jul 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q