Navient Corporation (NAVI)

Navient Statistics

Total Valuation

Navient has a market cap or net worth of $1.19 billion. The enterprise value is $46.99 billion.

Market Cap	1.19B
Enterprise Value	46.99B

Important Dates

The last earnings date was Wednesday, October 29, 2025, before market open.

Earnings Date	Oct 29, 2025
Ex-Dividend Date	Sep 5, 2025

Share Statistics

Navient has 97.51 million shares outstanding. The number of shares has decreased by -11.04% in one year.

Current Share Class	97.51M
Shares Outstanding	97.51M
Shares Change (YoY)	-11.04%
Shares Change (QoQ)	-2.97%
Owned by Insiders (%)	2.17%
Owned by Institutions (%)	73.43%
Float	65.93M

Valuation Ratios

PE Ratio	n/a
Forward PE	11.32
PS Ratio	5.50
Forward PS	1.92
PB Ratio	0.49
P/TBV Ratio	0.60
P/FCF Ratio	n/a
P/OCF Ratio	4.34
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	209.76
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 9.64, with a Debt / Equity ratio of 19.03.

Current Ratio	9.64
Quick Ratio	9.37
Debt / Equity	19.03
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -1.99%.

Return on Equity (ROE)	-1.99%
Return on Assets (ROA)	-0.10%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$106,667
Profits Per Employee	-$24,286
Employee Count	2,100
Asset Turnover	0.00
Inventory Turnover	n/a

Taxes

Income Tax	-27.00M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -19.49% in the last 52 weeks. The beta is 1.35, so Navient's price volatility has been higher than the market average.

Beta (5Y)	1.35
52-Week Price Change	-19.49%
50-Day Moving Average	12.95
200-Day Moving Average	13.27
Relative Strength Index (RSI)	44.21
Average Volume (20 Days)	738,847

Short Selling Information

The latest short interest is 7.78 million, so 7.98% of the outstanding shares have been sold short.

Short Interest	7.78M
Short Previous Month	7.42M
Short % of Shares Out	7.98%
Short % of Float	11.81%
Short Ratio (days to cover)	8.79

Income Statement

In the last 12 months, Navient had revenue of $224.00 million and -$51.00 million in losses. Loss per share was -$0.51.

Revenue	224.00M
Gross Profit	224.00M
Operating Income	-121.00M
Pretax Income	-78.00M
Net Income	-51.00M
EBITDA	n/a
EBIT	n/a
Loss Per Share	-$0.51

Balance Sheet

The company has $619.00 million in cash and $46.41 billion in debt, giving a net cash position of -$45.79 billion or -$469.65 per share.

Cash & Cash Equivalents	619.00M
Total Debt	46.41B
Net Cash	-45.79B
Net Cash Per Share	-$469.65
Equity (Book Value)	2.44B
Book Value Per Share	25.01
Working Capital	43.19B

Cash Flow

Operating Cash Flow	275.00M
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 100.00%, with operating and profit margins of -54.02% and -22.77%.

Gross Margin	100.00%
Operating Margin	-54.02%
Pretax Margin	-34.82%
Profit Margin	-22.77%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 5.23%.

Dividend Per Share	$0.64
Dividend Yield	5.23%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	11.04%
Shareholder Yield	16.27%
Earnings Yield	-4.28%
FCF Yield	n/a

Analyst Forecast

The average price target for Navient is $14.14, which is 15.62% higher than the current price. The consensus rating is "Hold".

Price Target	$14.14
Price Target Difference	15.62%
Analyst Consensus	Hold
Analyst Count	7
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on June 23, 2003. It was a forward split with a ratio of 3:1.

Last Split Date	Jun 23, 2003
Split Type	Forward
Split Ratio	3:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4