Navient Corporation (NAVI)

Navient Statistics

Total Valuation

Navient has a market cap or net worth of $1.44 billion. The enterprise value is $49.04 billion.

Market Cap	1.44B
Enterprise Value	49.04B

Important Dates

The last earnings date was Wednesday, January 29, 2025, before market open.

Earnings Date	Jan 29, 2025
Ex-Dividend Date	Dec 6, 2024

Share Statistics

Navient has 103.00 million shares outstanding. The number of shares has decreased by -9.76% in one year.

Current Share Class	103.00M
Shares Outstanding	103.00M
Shares Change (YoY)	-9.76%
Shares Change (QoQ)	-0.93%
Owned by Insiders (%)	2.58%
Owned by Institutions (%)	77.07%
Float	70.88M

Valuation Ratios

The trailing PE ratio is 11.88 and the forward PE ratio is 13.15.

PE Ratio	11.88
Forward PE	13.15
PS Ratio	1.80
Forward PS	2.49
PB Ratio	0.55
P/TBV Ratio	0.66
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	374.35
EV / Sales	57.83
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 9.48, with a Debt / Equity ratio of 18.30.

Current Ratio	9.48
Quick Ratio	9.21
Debt / Equity	18.30
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.85%.

Return on Equity (ROE)	4.85%
Return on Assets (ROA)	0.23%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$188,444
Profits Per Employee	$29,111
Employee Count	4,500
Asset Turnover	0.01
Inventory Turnover	n/a

Taxes

In the past 12 months, Navient has paid $43.00 million in taxes.

Income Tax	43.00M
Effective Tax Rate	24.71%

Stock Price Statistics

The stock price has decreased by -13.72% in the last 52 weeks. The beta is 1.45, so Navient's price volatility has been higher than the market average.

Beta (5Y)	1.45
52-Week Price Change	-13.72%
50-Day Moving Average	13.88
200-Day Moving Average	14.88
Relative Strength Index (RSI)	53.76
Average Volume (20 Days)	901,686

Short Selling Information

The latest short interest is 7.38 million, so 7.16% of the outstanding shares have been sold short.

Short Interest	7.38M
Short Previous Month	8.46M
Short % of Shares Out	7.16%
Short % of Float	10.41%
Short Ratio (days to cover)	8.31

Income Statement

In the last 12 months, Navient had revenue of $848.00 million and earned $131.00 million in profits. Earnings per share was $1.18.

Revenue	848.00M
Gross Profit	168.00M
Operating Income	160.00M
Pretax Income	210.00M
Net Income	131.00M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.18

Balance Sheet

The company has $722.00 million in cash and $48.32 billion in debt, giving a net cash position of -$47.60 billion or -$462.10 per share.

Cash & Cash Equivalents	722.00M
Total Debt	48.32B
Net Cash	-47.60B
Net Cash Per Share	-$462.10
Equity (Book Value)	2.64B
Book Value Per Share	25.64
Working Capital	43.54B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 19.81%, with operating and profit margins of 18.87% and 15.45%.

Gross Margin	19.81%
Operating Margin	18.87%
Pretax Margin	20.52%
Profit Margin	15.45%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 4.57%.

Dividend Per Share	$0.64
Dividend Yield	4.57%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	54.24%
Buyback Yield	9.76%
Shareholder Yield	14.32%
Earnings Yield	9.07%
FCF Yield	n/a

Analyst Forecast

The average price target for Navient is $14.07, which is 0.36% higher than the current price. The consensus rating is "Hold".

Price Target	$14.07
Price Target Difference	0.36%
Analyst Consensus	Hold
Analyst Count	7
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on June 23, 2003. It was a forward split with a ratio of 3:1.

Last Split Date	Jun 23, 2003
Split Type	Forward
Split Ratio	3:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3