Navient Corporation (NAVI)

Navient Statistics

Total Valuation

Navient has a market cap or net worth of $964.80 million. The enterprise value is $46.03 billion.

Market Cap	964.80M
Enterprise Value	46.03B

Important Dates

The last earnings date was Wednesday, January 28, 2026, before market open.

Earnings Date	Jan 28, 2026
Ex-Dividend Date	Dec 5, 2025

Share Statistics

Navient has 96.00 million shares outstanding. The number of shares has decreased by -10.81% in one year.

Current Share Class	96.00M
Shares Outstanding	96.00M
Shares Change (YoY)	-10.81%
Shares Change (QoQ)	-1.02%
Owned by Insiders (%)	2.19%
Owned by Institutions (%)	71.68%
Float	64.43M

Valuation Ratios

PE Ratio	n/a
Forward PE	14.52
PS Ratio	3.02
Forward PS	1.42
PB Ratio	0.40
P/TBV Ratio	0.49
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	139.50
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 9.01, with a Debt / Equity ratio of 19.05.

Current Ratio	9.01
Quick Ratio	8.72
Debt / Equity	19.05
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -3.17% and return on invested capital (ROIC) is -0.19%.

Return on Equity (ROE)	-3.17%
Return on Assets (ROA)	-0.16%
Return on Invested Capital (ROIC)	-0.19%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	0.24%
Revenue Per Employee	$157,143
Profits Per Employee	-$38,095
Employee Count	2,100
Asset Turnover	0.01
Inventory Turnover	n/a

Taxes

Income Tax	-31.00M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -25.78% in the last 52 weeks. The beta is 1.32, so Navient's price volatility has been higher than the market average.

Beta (5Y)	1.32
52-Week Price Change	-25.78%
50-Day Moving Average	12.29
200-Day Moving Average	12.92
Relative Strength Index (RSI)	25.94
Average Volume (20 Days)	1,121,030

Short Selling Information

The latest short interest is 7.48 million, so 7.79% of the outstanding shares have been sold short.

Short Interest	7.48M
Short Previous Month	7.77M
Short % of Shares Out	7.79%
Short % of Float	11.61%
Short Ratio (days to cover)	9.36

Income Statement

In the last 12 months, Navient had revenue of $330.00 million and -$80.00 million in losses. Loss per share was -$0.81.

Revenue	330.00M
Gross Profit	-91.00M
Operating Income	-94.00M
Pretax Income	-111.00M
Net Income	-80.00M
EBITDA	n/a
EBIT	n/a
Loss Per Share	-$0.81

Balance Sheet

The company has $637.00 million in cash and $45.71 billion in debt, with a net cash position of -$45.07 billion or -$469.47 per share.

Cash & Cash Equivalents	637.00M
Total Debt	45.71B
Net Cash	-45.07B
Net Cash Per Share	-$469.47
Equity (Book Value)	2.40B
Book Value Per Share	24.99
Working Capital	40.62B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is -27.58%, with operating and profit margins of -28.48% and -24.24%.

Gross Margin	-27.58%
Operating Margin	-28.48%
Pretax Margin	-33.64%
Profit Margin	-24.24%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 6.37%.

Dividend Per Share	$0.64
Dividend Yield	6.37%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	10.81%
Shareholder Yield	17.20%
Earnings Yield	-8.29%
FCF Yield	n/a

Analyst Forecast

The average price target for Navient is $12.14, which is 20.80% higher than the current price. The consensus rating is "Sell".

Price Target	$12.14
Price Target Difference	20.80%
Analyst Consensus	Sell
Analyst Count	7
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on June 23, 2003. It was a forward split with a ratio of 3:1.

Last Split Date	Jun 23, 2003
Split Type	Forward
Split Ratio	3:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	1