Navient Corporation (NAVI)

Navient Statistics

Total Valuation

Navient has a market cap or net worth of $1.65 billion.

Market Cap	1.65B
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, October 30, 2024, before market open.

Earnings Date	Oct 30, 2024
Ex-Dividend Date	Sep 6, 2024

Share Statistics

Navient has 107.36 million shares outstanding. The number of shares has decreased by -11.18% in one year.

Current Share Class	107.36M
Shares Outstanding	107.36M
Shares Change (YoY)	-11.18%
Shares Change (QoQ)	-3.57%
Owned by Insiders (%)	2.02%
Owned by Institutions (%)	74.18%
Float	75.72M

Valuation Ratios

The trailing PE ratio is 22.05 and the forward PE ratio is 11.16.

PE Ratio	22.05
Forward PE	11.16
PS Ratio	1.67
Forward PS	2.10
PB Ratio	0.61
P/TBV Ratio	0.73
P/FCF Ratio	2.17
P/OCF Ratio	2.17
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 9.57, with a Debt / Equity ratio of 18.62.

Current Ratio	9.57
Quick Ratio	9.26
Debt / Equity	18.62
Debt / EBITDA	n/a
Debt / FCF	65.92
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 2.83%.

Return on Equity (ROE)	2.83%
Return on Assets (ROA)	0.14%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$230,222
Profits Per Employee	$17,556
Employee Count	4,500
Asset Turnover	0.02
Inventory Turnover	n/a

Taxes

In the past 12 months, Navient has paid $33.00 million in taxes.

Income Tax	33.00M
Effective Tax Rate	29.46%

Stock Price Statistics

The stock price has decreased by -7.13% in the last 52 weeks. The beta is 1.41, so Navient's price volatility has been higher than the market average.

Beta (5Y)	1.41
52-Week Price Change	-7.13%
50-Day Moving Average	15.31
200-Day Moving Average	15.56
Relative Strength Index (RSI)	53.87
Average Volume (20 Days)	904,373

Short Selling Information

The latest short interest is 7.75 million, so 7.22% of the outstanding shares have been sold short.

Short Interest	7.75M
Short Previous Month	7.82M
Short % of Shares Out	7.22%
Short % of Float	10.24%
Short Ratio (days to cover)	15.93

Income Statement

In the last 12 months, Navient had revenue of $1.04 billion and earned $79.00 million in profits. Earnings per share was $0.70.

Revenue	1.04B
Gross Profit	1.04B
Operating Income	157.00M
Pretax Income	210.00M
Net Income	79.00M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.70

Balance Sheet

The company has $1.20 billion in cash and $50.16 billion in debt, giving a net cash position of -$48.96 billion or -$456.03 per share.

Cash & Cash Equivalents	1.20B
Total Debt	50.16B
Net Cash	-48.96B
Net Cash Per Share	-$456.03
Equity (Book Value)	2.69B
Book Value Per Share	25.09
Working Capital	46.85B

Cash Flow

Operating Cash Flow	761.00M
Capital Expenditures	n/a
Free Cash Flow	761.00M
FCF Per Share	$7.09

Margins

Gross margin is 100.00%, with operating and profit margins of 15.15% and 7.63%.

Gross Margin	100.00%
Operating Margin	15.15%
Pretax Margin	10.81%
Profit Margin	7.63%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	87.12%

Dividends & Yields

This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 4.16%.

Dividend Per Share	$0.64
Dividend Yield	4.16%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	91.80%
Buyback Yield	11.18%
Shareholder Yield	15.34%
Earnings Yield	4.79%
FCF Yield	46.12%

Analyst Forecast

The average price target for Navient is $14.75, which is -4.03% lower than the current price. The consensus rating is "Sell".

Price Target	$14.75
Price Target Difference	-4.03%
Analyst Consensus	Sell
Analyst Count	8
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on June 23, 2003. It was a forward split with a ratio of 3:1.

Last Split Date	Jun 23, 2003
Split Type	Forward
Split Ratio	3:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	5