Navient Statistics
Total Valuation
Navient has a market cap or net worth of $1.63 billion. The enterprise value is $46.73 billion.
Important Dates
The next estimated earnings date is Wednesday, April 29, 2026, before market open.
| Earnings Date | Apr 29, 2026 |
| Ex-Dividend Date | Mar 6, 2026 |
Share Statistics
Navient has 198.15 million shares outstanding. The number of shares has decreased by -10.81% in one year.
| Current Share Class | 95.09M |
| Shares Outstanding | 198.15M |
| Shares Change (YoY) | -10.81% |
| Shares Change (QoQ) | -1.02% |
| Owned by Insiders (%) | 2.31% |
| Owned by Institutions (%) | 67.92% |
| Float | 63.42M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 11.72 |
| PS Ratio | 4.94 |
| Forward PS | 2.47 |
| PB Ratio | 0.33 |
| P/TBV Ratio | 0.83 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 3.69 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 141.62 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 9.24, with a Debt / Equity ratio of 19.09.
| Current Ratio | 9.24 |
| Quick Ratio | 8.95 |
| Debt / Equity | 19.09 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -3.17% and return on invested capital (ROIC) is -0.19%.
| Return on Equity (ROE) | -3.17% |
| Return on Assets (ROA) | -0.16% |
| Return on Invested Capital (ROIC) | -0.19% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 0.39% |
| Revenue Per Employee | $492,537 |
| Profits Per Employee | -$119,403 |
| Employee Count | 670 |
| Asset Turnover | 0.01 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -31.00M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -38.98% in the last 52 weeks. The beta is 1.30, so Navient's price volatility has been higher than the market average.
| Beta (5Y) | 1.30 |
| 52-Week Price Change | -38.98% |
| 50-Day Moving Average | 10.19 |
| 200-Day Moving Average | 12.37 |
| Relative Strength Index (RSI) | 27.05 |
| Average Volume (20 Days) | 1,006,160 |
Short Selling Information
The latest short interest is 7.68 million, so 3.88% of the outstanding shares have been sold short.
| Short Interest | 7.68M |
| Short Previous Month | 7.06M |
| Short % of Shares Out | 3.88% |
| Short % of Float | 12.11% |
| Short Ratio (days to cover) | 5.75 |
Income Statement
In the last 12 months, Navient had revenue of $330.00 million and -$80.00 million in losses. Loss per share was -$0.81.
| Revenue | 330.00M |
| Gross Profit | 330.00M |
| Operating Income | -94.00M |
| Pretax Income | -111.00M |
| Net Income | -80.00M |
| EBITDA | n/a |
| EBIT | n/a |
| Loss Per Share | -$0.81 |
Full Income StatementBalance Sheet
The company has $679.00 million in cash and $45.79 billion in debt, with a net cash position of -$45.11 billion or -$227.63 per share.
| Cash & Cash Equivalents | 679.00M |
| Total Debt | 45.79B |
| Net Cash | -45.11B |
| Net Cash Per Share | -$227.63 |
| Equity (Book Value) | 2.40B |
| Book Value Per Share | 25.12 |
| Working Capital | 42.45B |
Full Balance SheetCash Flow
| Operating Cash Flow | 441.00M |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
Gross margin is 100.00%, with operating and profit margins of -28.48% and -24.24%.
| Gross Margin | 100.00% |
| Operating Margin | -28.48% |
| Pretax Margin | -33.64% |
| Profit Margin | -24.24% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 7.79%.
| Dividend Per Share | $0.64 |
| Dividend Yield | 7.79% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 10.81% |
| Shareholder Yield | 18.56% |
| Earnings Yield | -4.91% |
| FCF Yield | n/a |
Dividend DetailsAnalyst Forecast
The average price target for Navient is $12.14, which is 47.69% higher than the current price. The consensus rating is "Sell".
| Price Target | $12.14 |
| Price Target Difference | 47.69% |
| Analyst Consensus | Sell |
| Analyst Count | 7 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
The last stock split was on June 23, 2003. It was a forward split with a ratio of 3:1.
| Last Split Date | Jun 23, 2003 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
