Navient Statistics
Total Valuation
Navient has a market cap or net worth of $1.21 billion. The enterprise value is $49.02 billion.
Important Dates
The next confirmed earnings date is Wednesday, April 30, 2025, before market open.
| Earnings Date | Apr 30, 2025 |
| Ex-Dividend Date | Mar 7, 2025 |
Share Statistics
Navient has 102.28 million shares outstanding. The number of shares has decreased by -9.76% in one year.
| Current Share Class | 102.28M |
| Shares Outstanding | 102.28M |
| Shares Change (YoY) | -9.76% |
| Shares Change (QoQ) | -0.93% |
| Owned by Insiders (%) | 2.69% |
| Owned by Institutions (%) | 73.62% |
| Float | 70.05M |
Valuation Ratios
The trailing PE ratio is 10.03 and the forward PE ratio is 11.40.
| PE Ratio | 10.03 |
| Forward PE | 11.40 |
| PS Ratio | 1.52 |
| Forward PS | 2.10 |
| PB Ratio | 0.46 |
| P/TBV Ratio | 0.55 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 2.64 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 374.24 |
| EV / Sales | 57.81 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 9.41, with a Debt / Equity ratio of 18.39.
| Current Ratio | 9.41 |
| Quick Ratio | 9.15 |
| Debt / Equity | 18.39 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 4.85%.
| Return on Equity (ROE) | 4.85% |
| Return on Assets (ROA) | 0.23% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $403,810 |
| Profits Per Employee | $62,381 |
| Employee Count | 2,100 |
| Asset Turnover | 0.01 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Navient has paid $43.00 million in taxes.
| Income Tax | 43.00M |
| Effective Tax Rate | 24.71% |
Stock Price Statistics
The stock price has decreased by -26.32% in the last 52 weeks. The beta is 1.26, so Navient's price volatility has been higher than the market average.
| Beta (5Y) | 1.26 |
| 52-Week Price Change | -26.32% |
| 50-Day Moving Average | 12.85 |
| 200-Day Moving Average | 14.42 |
| Relative Strength Index (RSI) | 47.90 |
| Average Volume (20 Days) | 738,180 |
Short Selling Information
The latest short interest is 8.03 million, so 7.85% of the outstanding shares have been sold short.
| Short Interest | 8.03M |
| Short Previous Month | 7.94M |
| Short % of Shares Out | 7.85% |
| Short % of Float | 11.46% |
| Short Ratio (days to cover) | 9.98 |
Income Statement
In the last 12 months, Navient had revenue of $848.00 million and earned $131.00 million in profits. Earnings per share was $1.18.
| Revenue | 848.00M |
| Gross Profit | 848.00M |
| Operating Income | 160.00M |
| Pretax Income | 210.00M |
| Net Income | 131.00M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.18 |
Full Income StatementBalance Sheet
The company has $747.00 million in cash and $48.56 billion in debt, giving a net cash position of -$47.82 billion or -$467.51 per share.
| Cash & Cash Equivalents | 747.00M |
| Total Debt | 48.56B |
| Net Cash | -47.82B |
| Net Cash Per Share | -$467.51 |
| Equity (Book Value) | 2.64B |
| Book Value Per Share | 25.63 |
| Working Capital | 45.25B |
Full Balance SheetCash Flow
| Operating Cash Flow | 459.00M |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
Gross margin is 100.00%, with operating and profit margins of 18.87% and 15.45%.
| Gross Margin | 100.00% |
| Operating Margin | 18.87% |
| Pretax Margin | 20.52% |
| Profit Margin | 15.45% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 5.40%.
| Dividend Per Share | $0.64 |
| Dividend Yield | 5.40% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 54.24% |
| Buyback Yield | 9.76% |
| Shareholder Yield | 15.16% |
| Earnings Yield | 10.83% |
| FCF Yield | n/a |
Dividend DetailsAnalyst Forecast
The average price target for Navient is $13.25, which is 11.77% higher than the current price. The consensus rating is "Hold".
| Price Target | $13.25 |
| Price Target Difference | 11.77% |
| Analyst Consensus | Hold |
| Analyst Count | 8 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
The last stock split was on June 23, 2003. It was a forward split with a ratio of 3:1.
| Last Split Date | Jun 23, 2003 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |