nCino Statistics
Total Valuation
nCino has a market cap or net worth of $2.96 billion. The enterprise value is $3.11 billion.
Important Dates
The next estimated earnings date is Wednesday, December 3, 2025, after market close.
| Earnings Date | Dec 3, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
nCino has 115.81 million shares outstanding. The number of shares has increased by 1.10% in one year.
| Current Share Class | 115.81M |
| Shares Outstanding | 115.81M |
| Shares Change (YoY) | +1.10% |
| Shares Change (QoQ) | -1.13% |
| Owned by Insiders (%) | 2.76% |
| Owned by Institutions (%) | 108.44% |
| Float | 105.79M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 29.88 |
| PS Ratio | 5.14 |
| Forward PS | 4.81 |
| PB Ratio | 2.80 |
| P/TBV Ratio | n/a |
| P/FCF Ratio | 49.59 |
| P/OCF Ratio | 43.70 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 74.48, with an EV/FCF ratio of 52.04.
| EV / Earnings | n/a |
| EV / Sales | 5.43 |
| EV / EBITDA | 74.48 |
| EV / EBIT | 2,530.71 |
| EV / FCF | 52.04 |
Financial Position
The company has a current ratio of 1.03, with a Debt / Equity ratio of 0.25.
| Current Ratio | 1.03 |
| Quick Ratio | 0.89 |
| Debt / Equity | 0.25 |
| Debt / EBITDA | 5.42 |
| Debt / FCF | 4.51 |
| Interest Coverage | 0.09 |
Financial Efficiency
Return on equity (ROE) is -2.56% and return on invested capital (ROIC) is 0.06%.
| Return on Equity (ROE) | -2.56% |
| Return on Assets (ROA) | 0.05% |
| Return on Invested Capital (ROIC) | 0.06% |
| Return on Capital Employed (ROCE) | 0.09% |
| Revenue Per Employee | $312,667 |
| Profits Per Employee | -$18,307 |
| Employee Count | 1,833 |
| Asset Turnover | 0.38 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, nCino has paid $4.46 million in taxes.
| Income Tax | 4.46M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -31.23% in the last 52 weeks. The beta is 0.65, so nCino's price volatility has been lower than the market average.
| Beta (5Y) | 0.65 |
| 52-Week Price Change | -31.23% |
| 50-Day Moving Average | 28.15 |
| 200-Day Moving Average | 28.27 |
| Relative Strength Index (RSI) | 44.01 |
| Average Volume (20 Days) | 1,849,693 |
Short Selling Information
The latest short interest is 11.20 million, so 9.67% of the outstanding shares have been sold short.
| Short Interest | 11.20M |
| Short Previous Month | 11.69M |
| Short % of Shares Out | 9.67% |
| Short % of Float | 10.58% |
| Short Ratio (days to cover) | 5.29 |
Income Statement
In the last 12 months, nCino had revenue of $573.12 million and -$33.56 million in losses. Loss per share was -$0.29.
| Revenue | 573.12M |
| Gross Profit | 345.19M |
| Operating Income | 1.23M |
| Pretax Income | -22.97M |
| Net Income | -33.56M |
| EBITDA | 41.76M |
| EBIT | 1.23M |
| Loss Per Share | -$0.29 |
Full Income StatementBalance Sheet
The company has $122.94 million in cash and $269.49 million in debt, giving a net cash position of -$146.55 million or -$1.27 per share.
| Cash & Cash Equivalents | 122.94M |
| Total Debt | 269.49M |
| Net Cash | -146.55M |
| Net Cash Per Share | -$1.27 |
| Equity (Book Value) | 1.07B |
| Book Value Per Share | 9.15 |
| Working Capital | 6.45M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $67.81 million and capital expenditures -$8.05 million, giving a free cash flow of $59.77 million.
| Operating Cash Flow | 67.81M |
| Capital Expenditures | -8.05M |
| Free Cash Flow | 59.77M |
| FCF Per Share | $0.52 |
Full Cash Flow StatementMargins
Gross margin is 60.23%, with operating and profit margins of 0.21% and -5.86%.
| Gross Margin | 60.23% |
| Operating Margin | 0.21% |
| Pretax Margin | -4.01% |
| Profit Margin | -5.86% |
| EBITDA Margin | 7.29% |
| EBIT Margin | 0.21% |
| FCF Margin | 10.43% |
Dividends & Yields
nCino does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -1.10% |
| Shareholder Yield | -1.10% |
| Earnings Yield | -1.13% |
| FCF Yield | 2.02% |
Dividend DetailsAnalyst Forecast
The average price target for nCino is $34.40, which is 34.43% higher than the current price. The consensus rating is "Buy".
| Price Target | $34.40 |
| Price Target Difference | 34.43% |
| Analyst Consensus | Buy |
| Analyst Count | 17 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
nCino has an Altman Z-Score of 3.96 and a Piotroski F-Score of 5.
| Altman Z-Score | 3.96 |
| Piotroski F-Score | 5 |
