nCino Statistics
Total Valuation
nCino has a market cap or net worth of $2.17 billion. The enterprise value is $2.42 billion.
| Market Cap | 2.17B |
| Enterprise Value | 2.42B |
Important Dates
The next estimated earnings date is Wednesday, December 2, 2026, after market close.
| Earnings Date | Dec 2, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
nCino has 105.74 million shares outstanding. The number of shares has decreased by -4.86% in one year.
| Current Share Class | 105.74M |
| Shares Outstanding | 105.74M |
| Shares Change (YoY) | -4.86% |
| Shares Change (QoQ) | -3.74% |
| Owned by Insiders (%) | 3.37% |
| Owned by Institutions (%) | 114.86% |
| Float | 87.80M |
Valuation Ratios
The trailing PE ratio is 66.47 and the forward PE ratio is 14.31.
| PE Ratio | 66.47 |
| Forward PE | 14.31 |
| PS Ratio | 3.49 |
| Forward PS | 3.23 |
| PB Ratio | 2.32 |
| P/TBV Ratio | n/a |
| P/FCF Ratio | 16.41 |
| P/OCF Ratio | 16.23 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 26.39, with an EV/FCF ratio of 18.34.
| EV / Earnings | 72.15 |
| EV / Sales | 3.90 |
| EV / EBITDA | 26.39 |
| EV / EBIT | 47.64 |
| EV / FCF | 18.34 |
Financial Position
The company has a current ratio of 0.85, with a Debt / Equity ratio of 0.36.
| Current Ratio | 0.85 |
| Quick Ratio | 0.72 |
| Debt / Equity | 0.36 |
| Debt / EBITDA | 3.43 |
| Debt / FCF | 2.56 |
| Interest Coverage | 2.79 |
Financial Efficiency
Return on equity (ROE) is 3.86% and return on invested capital (ROIC) is 2.43%.
| Return on Equity (ROE) | 3.86% |
| Return on Assets (ROA) | 2.00% |
| Return on Invested Capital (ROIC) | 2.43% |
| Return on Capital Employed (ROCE) | 3.96% |
| Weighted Average Cost of Capital (WACC) | 8.11% |
| Revenue Per Employee | $369,504 |
| Profits Per Employee | $19,951 |
| Employee Count | 1,684 |
| Asset Turnover | 0.39 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -5.53M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -15.60% in the last 52 weeks. The beta is 0.81, so nCino's price volatility has been lower than the market average.
| Beta (5Y) | 0.81 |
| 52-Week Price Change | -15.60% |
| 50-Day Moving Average | 20.56 |
| 200-Day Moving Average | 18.41 |
| Relative Strength Index (RSI) | 54.25 |
| Average Volume (20 Days) | 2,003,066 |
Short Selling Information
The latest short interest is 19.92 million, so 18.84% of the outstanding shares have been sold short.
| Short Interest | 19.92M |
| Short Previous Month | 19.13M |
| Short % of Shares Out | 18.84% |
| Short % of Float | 22.69% |
| Short Ratio (days to cover) | 8.43 |
Income Statement
In the last 12 months, nCino had revenue of $622.24 million and earned $33.60 million in profits. Earnings per share was $0.31.
| Revenue | 622.24M |
| Gross Profit | 387.30M |
| Operating Income | 50.88M |
| Pretax Income | 33.26M |
| Net Income | 33.60M |
| EBITDA | 91.87M |
| EBIT | 50.88M |
| Earnings Per Share (EPS) | $0.31 |
Balance Sheet
The company has $83.29 million in cash and $338.63 million in debt, with a net cash position of -$255.34 million or -$2.41 per share.
| Cash & Cash Equivalents | 83.29M |
| Total Debt | 338.63M |
| Net Cash | -255.34M |
| Net Cash Per Share | -$2.41 |
| Equity (Book Value) | 945.24M |
| Book Value Per Share | 8.84 |
| Working Capital | -43.86M |
Cash Flow
In the last 12 months, operating cash flow was $133.61 million and capital expenditures -$1.44 million, giving a free cash flow of $132.17 million.
| Operating Cash Flow | 133.61M |
| Capital Expenditures | -1.44M |
| Depreciation & Amortization | 40.99M |
| Net Borrowing | 70.34M |
| Free Cash Flow | 132.17M |
| FCF Per Share | $1.25 |
Margins
Gross margin is 62.24%, with operating and profit margins of 8.18% and 5.40%.
| Gross Margin | 62.24% |
| Operating Margin | 8.18% |
| Pretax Margin | 5.35% |
| Profit Margin | 5.40% |
| EBITDA Margin | 14.76% |
| EBIT Margin | 8.18% |
| FCF Margin | 21.24% |
Dividends & Yields
nCino does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | 4.86% |
| Shareholder Yield | 4.86% |
| Earnings Yield | 1.55% |
| FCF Yield | 6.09% |
Analyst Forecast
The average price target for nCino is $24.42, which is 19.06% higher than the current price. The consensus rating is "Buy".
| Price Target | $24.42 |
| Price Target Difference | 19.06% |
| Analyst Consensus | Buy |
| Analyst Count | 15 |
| Revenue Growth Forecast (3Y) | 8.61% |
| EPS Growth Forecast (3Y) | 19.48% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
nCino has an Altman Z-Score of 2.5 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.5 |
| Piotroski F-Score | 6 |