nCino, Inc. (NCNO)
NASDAQ: NCNO · Real-Time Price · USD
16.83
+0.70 (4.34%)
At close: Mar 3, 2026, 4:00 PM EST
16.90
+0.07 (0.42%)
After-hours: Mar 3, 2026, 6:19 PM EST

nCino Statistics

Total Valuation

nCino has a market cap or net worth of $1.93 billion. The enterprise value is $2.11 billion.

Market Cap1.93B
Enterprise Value 2.11B

Important Dates

The next confirmed earnings date is Tuesday, March 31, 2026, after market close.

Earnings Date Mar 31, 2026
Ex-Dividend Date n/a

Share Statistics

nCino has 114.68 million shares outstanding. The number of shares has decreased by -0.36% in one year.

Current Share Class 114.68M
Shares Outstanding 114.68M
Shares Change (YoY) -0.36%
Shares Change (QoQ) +0.50%
Owned by Insiders (%) 2.72%
Owned by Institutions (%) 106.10%
Float 104.74M

Valuation Ratios

PE Ratio n/a
Forward PE 17.57
PS Ratio 3.29
Forward PS 3.04
PB Ratio 1.85
P/TBV Ratio n/a
P/FCF Ratio 32.32
P/OCF Ratio 28.76
PEG Ratio 1.39
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 39.29, with an EV/FCF ratio of 35.37.

EV / Earnings n/a
EV / Sales 3.60
EV / EBITDA 39.29
EV / EBIT 183.09
EV / FCF 35.37

Financial Position

The company has a current ratio of 1.01, with a Debt / Equity ratio of 0.26.

Current Ratio 1.01
Quick Ratio 0.84
Debt / Equity 0.26
Debt / EBITDA 4.37
Debt / FCF 4.51
Interest Coverage 0.68

Financial Efficiency

Return on equity (ROE) is -1.37% and return on invested capital (ROIC) is 0.54%.

Return on Equity (ROE) -1.37%
Return on Assets (ROA) 0.47%
Return on Invested Capital (ROIC) 0.54%
Return on Capital Employed (ROCE) 0.85%
Weighted Average Cost of Capital (WACC) 7.03%
Revenue Per Employee $319,959
Profits Per Employee -$11,875
Employee Count1,833
Asset Turnover 0.38
Inventory Turnover n/a

Taxes

In the past 12 months, nCino has paid $1.18 million in taxes.

Income Tax 1.18M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -46.25% in the last 52 weeks. The beta is 0.56, so nCino's price volatility has been lower than the market average.

Beta (5Y) 0.56
52-Week Price Change -46.25%
50-Day Moving Average 21.43
200-Day Moving Average 25.80
Relative Strength Index (RSI) 40.68
Average Volume (20 Days) 2,703,918

Short Selling Information

The latest short interest is 12.77 million, so 11.13% of the outstanding shares have been sold short.

Short Interest 12.77M
Short Previous Month 12.32M
Short % of Shares Out 11.13%
Short % of Float 12.19%
Short Ratio (days to cover) 5.42

Income Statement

In the last 12 months, nCino had revenue of $586.49 million and -$21.77 million in losses. Loss per share was -$0.19.

Revenue586.49M
Gross Profit 353.83M
Operating Income 11.54M
Pretax Income -13.49M
Net Income -21.77M
EBITDA 53.75M
EBIT 11.54M
Loss Per Share -$0.19
Full Income Statement

Balance Sheet

The company has $87.59 million in cash and $269.37 million in debt, with a net cash position of -$181.78 million or -$1.59 per share.

Cash & Cash Equivalents 87.59M
Total Debt 269.37M
Net Cash -181.78M
Net Cash Per Share -$1.59
Equity (Book Value) 1.05B
Book Value Per Share 9.10
Working Capital 1.14M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $67.11 million and capital expenditures -$7.39 million, giving a free cash flow of $59.72 million.

Operating Cash Flow 67.11M
Capital Expenditures -7.39M
Free Cash Flow 59.72M
FCF Per Share $0.52
Full Cash Flow Statement

Margins

Gross margin is 60.33%, with operating and profit margins of 1.97% and -3.71%.

Gross Margin 60.33%
Operating Margin 1.97%
Pretax Margin -2.30%
Profit Margin -3.71%
EBITDA Margin 9.16%
EBIT Margin 1.97%
FCF Margin 10.18%

Dividends & Yields

nCino does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 0.36%
Shareholder Yield 0.36%
Earnings Yield -1.13%
FCF Yield 3.09%

Analyst Forecast

The average price target for nCino is $32.71, which is 94.36% higher than the current price. The consensus rating is "Buy".

Price Target $32.71
Price Target Difference 94.36%
Analyst Consensus Buy
Analyst Count 17
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

nCino has an Altman Z-Score of 4.15 and a Piotroski F-Score of 5.

Altman Z-Score 4.15
Piotroski F-Score 5