nCino, Inc. (NCNO)
NASDAQ: NCNO · Real-Time Price · USD
25.50
-0.60 (-2.30%)
At close: Oct 9, 2025, 4:00 PM EDT
25.37
-0.13 (-0.51%)
After-hours: Oct 9, 2025, 7:41 PM EDT

nCino Statistics

Total Valuation

nCino has a market cap or net worth of $2.95 billion. The enterprise value is $3.10 billion.

Market Cap2.95B
Enterprise Value 3.10B

Important Dates

The last earnings date was Tuesday, August 26, 2025, after market close.

Earnings Date Aug 26, 2025
Ex-Dividend Date n/a

Share Statistics

nCino has 115.81 million shares outstanding. The number of shares has increased by 1.10% in one year.

Current Share Class 115.81M
Shares Outstanding 115.81M
Shares Change (YoY) +1.10%
Shares Change (QoQ) -1.13%
Owned by Insiders (%) 2.76%
Owned by Institutions (%) 108.57%
Float 105.79M

Valuation Ratios

PE Ratio n/a
Forward PE 29.83
PS Ratio 5.12
Forward PS 4.78
PB Ratio 2.79
P/TBV Ratio n/a
P/FCF Ratio 49.41
P/OCF Ratio 43.55
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 74.23, with an EV/FCF ratio of 51.86.

EV / Earnings n/a
EV / Sales 5.41
EV / EBITDA 74.23
EV / EBIT 2,522.23
EV / FCF 51.86

Financial Position

The company has a current ratio of 1.03, with a Debt / Equity ratio of 0.25.

Current Ratio 1.03
Quick Ratio 0.89
Debt / Equity 0.25
Debt / EBITDA 5.42
Debt / FCF 4.51
Interest Coverage 0.09

Financial Efficiency

Return on equity (ROE) is -2.56% and return on invested capital (ROIC) is 0.06%.

Return on Equity (ROE) -2.56%
Return on Assets (ROA) 0.05%
Return on Invested Capital (ROIC) 0.06%
Return on Capital Employed (ROCE) 0.09%
Revenue Per Employee $312,667
Profits Per Employee -$18,307
Employee Count1,833
Asset Turnover 0.38
Inventory Turnover n/a

Taxes

In the past 12 months, nCino has paid $4.46 million in taxes.

Income Tax 4.46M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -17.98% in the last 52 weeks. The beta is 0.65, so nCino's price volatility has been lower than the market average.

Beta (5Y) 0.65
52-Week Price Change -17.98%
50-Day Moving Average 28.55
200-Day Moving Average 28.71
Relative Strength Index (RSI) 31.67
Average Volume (20 Days) 1,951,022

Short Selling Information

The latest short interest is 11.69 million, so 10.10% of the outstanding shares have been sold short.

Short Interest 11.69M
Short Previous Month 11.35M
Short % of Shares Out 10.10%
Short % of Float 11.05%
Short Ratio (days to cover) 4.96

Income Statement

In the last 12 months, nCino had revenue of $573.12 million and -$33.56 million in losses. Loss per share was -$0.29.

Revenue573.12M
Gross Profit 345.19M
Operating Income 1.23M
Pretax Income -22.97M
Net Income -33.56M
EBITDA 41.76M
EBIT 1.23M
Loss Per Share -$0.29
Full Income Statement

Balance Sheet

The company has $122.94 million in cash and $269.49 million in debt, giving a net cash position of -$146.55 million or -$1.27 per share.

Cash & Cash Equivalents 122.94M
Total Debt 269.49M
Net Cash -146.55M
Net Cash Per Share -$1.27
Equity (Book Value) 1.07B
Book Value Per Share 9.15
Working Capital 6.45M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $67.81 million and capital expenditures -$8.05 million, giving a free cash flow of $59.77 million.

Operating Cash Flow 67.81M
Capital Expenditures -8.05M
Free Cash Flow 59.77M
FCF Per Share $0.52
Full Cash Flow Statement

Margins

Gross margin is 60.23%, with operating and profit margins of 0.21% and -5.86%.

Gross Margin 60.23%
Operating Margin 0.21%
Pretax Margin -4.01%
Profit Margin -5.86%
EBITDA Margin 7.29%
EBIT Margin 0.21%
FCF Margin 10.43%

Dividends & Yields

nCino does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -1.10%
Shareholder Yield -1.10%
Earnings Yield -1.14%
FCF Yield 2.02%
Dividend Details

Analyst Forecast

The average price target for nCino is $34.40, which is 34.90% higher than the current price. The consensus rating is "Buy".

Price Target $34.40
Price Target Difference 34.90%
Analyst Consensus Buy
Analyst Count 16
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

nCino has an Altman Z-Score of 3.96 and a Piotroski F-Score of 5.

Altman Z-Score 3.96
Piotroski F-Score 5