nCino, Inc. (NCNO)

nCino Statistics

Total Valuation

nCino has a market cap or net worth of $4.08 billion. The enterprise value is $4.06 billion.

Market Cap	4.08B
Enterprise Value	4.06B

Important Dates

The last earnings date was Wednesday, December 4, 2024, after market close.

Earnings Date	Dec 4, 2024
Ex-Dividend Date	n/a

Share Statistics

nCino has 115.79 million shares outstanding. The number of shares has increased by 2.13% in one year.

Current Share Class	115.79M
Shares Outstanding	115.79M
Shares Change (YoY)	+2.13%
Shares Change (QoQ)	+0.37%
Owned by Insiders (%)	3.67%
Owned by Institutions (%)	80.87%
Float	94.64M

Valuation Ratios

PE Ratio	n/a
Forward PE	41.96
PS Ratio	7.71
Forward PS	6.63
PB Ratio	3.74
P/TBV Ratio	79.41
P/FCF Ratio	57.43
P/OCF Ratio	55.59
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 139.15, with an EV/FCF ratio of 57.12.

EV / Earnings	n/a
EV / Sales	7.76
EV / EBITDA	139.15
EV / EBIT	n/a
EV / FCF	57.12

Financial Position

The company has a current ratio of 1.95, with a Debt / Equity ratio of 0.22.

Current Ratio	1.95
Quick Ratio	1.80
Debt / Equity	0.22
Debt / EBITDA	6.38
Debt / FCF	3.32
Interest Coverage	-0.84

Financial Efficiency

Return on equity (ROE) is -1.51% and return on invested capital (ROIC) is -0.25%.

Return on Equity (ROE)	-1.51%
Return on Assets (ROA)	-0.22%
Return on Capital (ROIC)	-0.25%
Revenue Per Employee	$316,382
Profits Per Employee	-$10,955
Employee Count	1,653
Asset Turnover	0.38
Inventory Turnover	n/a

Taxes

Income Tax	-1.77M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +10.03% in the last 52 weeks. The beta is 0.59, so nCino's price volatility has been lower than the market average.

Beta (5Y)	0.59
52-Week Price Change	+10.03%
50-Day Moving Average	38.50
200-Day Moving Average	33.17
Relative Strength Index (RSI)	36.91
Average Volume (20 Days)	1,794,053

Short Selling Information

The latest short interest is 5.15 million, so 4.45% of the outstanding shares have been sold short.

Short Interest	5.15M
Short Previous Month	5.26M
Short % of Shares Out	4.45%
Short % of Float	5.44%
Short Ratio (days to cover)	4.04

Income Statement

In the last 12 months, nCino had revenue of $522.98 million and -$18.11 million in losses. Loss per share was -$0.16.

Revenue	522.98M
Gross Profit	315.08M
Operating Income	-4.91M
Pretax Income	-36.86M
Net Income	-18.11M
EBITDA	29.15M
EBIT	-4.91M
Loss Per Share	-$0.16

Balance Sheet

The company has $257.89 million in cash and $235.90 million in debt, giving a net cash position of $22.00 million or $0.19 per share.

Cash & Cash Equivalents	257.89M
Total Debt	235.90M
Net Cash	22.00M
Net Cash Per Share	$0.19
Equity (Book Value)	1.09B
Book Value Per Share	9.41
Working Capital	169.73M

Cash Flow

In the last 12 months, operating cash flow was $73.37 million and capital expenditures -$2.35 million, giving a free cash flow of $71.02 million.

Operating Cash Flow	73.37M
Capital Expenditures	-2.35M
Free Cash Flow	71.02M
FCF Per Share	$0.61

Margins

Gross margin is 60.25%, with operating and profit margins of -0.94% and -3.46%.

Gross Margin	60.25%
Operating Margin	-0.94%
Pretax Margin	-3.42%
Profit Margin	-3.46%
EBITDA Margin	5.57%
EBIT Margin	-0.94%
FCF Margin	13.58%

Dividends & Yields

nCino does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-2.13%
Shareholder Yield	-2.13%
Earnings Yield	-0.44%
FCF Yield	1.74%

Analyst Forecast

The average price target for nCino is $41.69, which is 18.37% higher than the current price. The consensus rating is "Buy".

Price Target	$41.69
Price Target Difference	18.37%
Analyst Consensus	Buy
Analyst Count	13
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

nCino has an Altman Z-Score of 5.24 and a Piotroski F-Score of 5.

Altman Z-Score	5.24
Piotroski F-Score	5