nCino Statistics
Total Valuation
nCino has a market cap or net worth of $2.14 billion. The enterprise value is $2.36 billion.
| Market Cap | 2.14B |
| Enterprise Value | 2.36B |
Important Dates
The next estimated earnings date is Tuesday, August 25, 2026, after market close.
| Earnings Date | Aug 25, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
nCino has 109.55 million shares outstanding. The number of shares has decreased by -2.38% in one year.
| Current Share Class | 109.55M |
| Shares Outstanding | 109.55M |
| Shares Change (YoY) | -2.38% |
| Shares Change (QoQ) | -4.88% |
| Owned by Insiders (%) | 3.27% |
| Owned by Institutions (%) | 109.20% |
| Float | 100.43M |
Valuation Ratios
The trailing PE ratio is 168.55 and the forward PE ratio is 15.03.
| PE Ratio | 168.55 |
| Forward PE | 15.03 |
| PS Ratio | 3.50 |
| Forward PS | 3.25 |
| PB Ratio | 2.19 |
| P/TBV Ratio | n/a |
| P/FCF Ratio | 19.29 |
| P/OCF Ratio | 18.24 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 28.07, with an EV/FCF ratio of 21.31.
| EV / Earnings | 178.01 |
| EV / Sales | 3.87 |
| EV / EBITDA | 28.07 |
| EV / EBIT | 89.54 |
| EV / FCF | 21.31 |
Financial Position
The company has a current ratio of 0.89, with a Debt / Equity ratio of 0.33.
| Current Ratio | 0.89 |
| Quick Ratio | 0.76 |
| Debt / Equity | 0.33 |
| Debt / EBITDA | 3.89 |
| Debt / FCF | 2.95 |
| Interest Coverage | 1.51 |
Financial Efficiency
Return on equity (ROE) is 1.81% and return on invested capital (ROIC) is 1.40%.
| Return on Equity (ROE) | 1.81% |
| Return on Assets (ROA) | 1.15% |
| Return on Invested Capital (ROIC) | 1.40% |
| Return on Capital Employed (ROCE) | 2.02% |
| Weighted Average Cost of Capital (WACC) | 7.49% |
| Revenue Per Employee | $362,267 |
| Profits Per Employee | $7,874 |
| Employee Count | 1,684 |
| Asset Turnover | 0.37 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -5.85M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -28.18% in the last 52 weeks. The beta is 0.68, so nCino's price volatility has been lower than the market average.
| Beta (5Y) | 0.68 |
| 52-Week Price Change | -28.18% |
| 50-Day Moving Average | 16.53 |
| 200-Day Moving Average | 19.67 |
| Relative Strength Index (RSI) | 66.65 |
| Average Volume (20 Days) | 2,231,900 |
Short Selling Information
The latest short interest is 18.48 million, so 16.87% of the outstanding shares have been sold short.
| Short Interest | 18.48M |
| Short Previous Month | 20.17M |
| Short % of Shares Out | 16.87% |
| Short % of Float | 18.40% |
| Short Ratio (days to cover) | 4.75 |
Income Statement
In the last 12 months, nCino had revenue of $610.06 million and earned $13.26 million in profits. Earnings per share was $0.12.
| Revenue | 610.06M |
| Gross Profit | 375.88M |
| Operating Income | 29.94M |
| Pretax Income | 12.83M |
| Net Income | 13.26M |
| EBITDA | 84.07M |
| EBIT | 26.36M |
| Earnings Per Share (EPS) | $0.12 |
Balance Sheet
The company has $102.81 million in cash and $326.71 million in debt, with a net cash position of -$223.90 million or -$2.04 per share.
| Cash & Cash Equivalents | 102.81M |
| Total Debt | 326.71M |
| Net Cash | -223.90M |
| Net Cash Per Share | -$2.04 |
| Equity (Book Value) | 984.45M |
| Book Value Per Share | 8.92 |
| Working Capital | -32.43M |
Cash Flow
In the last 12 months, operating cash flow was $117.15 million and capital expenditures -$6.40 million, giving a free cash flow of $110.75 million.
| Operating Cash Flow | 117.15M |
| Capital Expenditures | -6.40M |
| Depreciation & Amortization | 41.63M |
| Net Borrowing | 47.50M |
| Free Cash Flow | 110.75M |
| FCF Per Share | $1.01 |
Margins
Gross margin is 61.61%, with operating and profit margins of 4.91% and 2.17%.
| Gross Margin | 61.61% |
| Operating Margin | 4.91% |
| Pretax Margin | 2.10% |
| Profit Margin | 2.17% |
| EBITDA Margin | 13.78% |
| EBIT Margin | 4.32% |
| FCF Margin | 18.15% |
Dividends & Yields
nCino does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 2.38% |
| Shareholder Yield | 2.38% |
| Earnings Yield | 0.62% |
| FCF Yield | 5.18% |
Analyst Forecast
The average price target for nCino is $23.36, which is 19.80% higher than the current price. The consensus rating is "Buy".
| Price Target | $23.36 |
| Price Target Difference | 19.80% |
| Analyst Consensus | Buy |
| Analyst Count | 14 |
| Revenue Growth Forecast (3Y) | 8.70% |
| EPS Growth Forecast (3Y) | 16.77% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
nCino has an Altman Z-Score of 2.78 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.78 |
| Piotroski F-Score | 6 |