nCino Statistics
Total Valuation
nCino has a market cap or net worth of $2.29 billion. The enterprise value is $2.55 billion.
| Market Cap | 2.29B |
| Enterprise Value | 2.55B |
Important Dates
The last earnings date was Tuesday, August 25, 2026, after market close.
| Earnings Date | Aug 25, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
nCino has 105.74 million shares outstanding. The number of shares has decreased by -4.86% in one year.
| Current Share Class | 105.74M |
| Shares Outstanding | 105.74M |
| Shares Change (YoY) | -4.86% |
| Shares Change (QoQ) | -3.74% |
| Owned by Insiders (%) | 3.36% |
| Owned by Institutions (%) | 112.19% |
| Float | 87.81M |
Valuation Ratios
The trailing PE ratio is 70.33 and the forward PE ratio is 15.16.
| PE Ratio | 70.33 |
| Forward PE | 15.16 |
| PS Ratio | 3.69 |
| Forward PS | 3.42 |
| PB Ratio | 2.45 |
| P/TBV Ratio | n/a |
| P/FCF Ratio | 17.36 |
| P/OCF Ratio | 17.17 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 27.76, with an EV/FCF ratio of 19.29.
| EV / Earnings | 75.89 |
| EV / Sales | 4.10 |
| EV / EBITDA | 27.76 |
| EV / EBIT | 50.11 |
| EV / FCF | 19.29 |
Financial Position
The company has a current ratio of 0.85, with a Debt / Equity ratio of 0.36.
| Current Ratio | 0.85 |
| Quick Ratio | 0.72 |
| Debt / Equity | 0.36 |
| Debt / EBITDA | 3.43 |
| Debt / FCF | 2.56 |
| Interest Coverage | 2.79 |
Financial Efficiency
Return on equity (ROE) is 3.86% and return on invested capital (ROIC) is 2.43%.
| Return on Equity (ROE) | 3.86% |
| Return on Assets (ROA) | 2.00% |
| Return on Invested Capital (ROIC) | 2.43% |
| Return on Capital Employed (ROCE) | 3.96% |
| Weighted Average Cost of Capital (WACC) | 7.57% |
| Revenue Per Employee | $369,504 |
| Profits Per Employee | $19,951 |
| Employee Count | 1,684 |
| Asset Turnover | 0.39 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -5.53M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -28.26% in the last 52 weeks. The beta is 0.69, so nCino's price volatility has been lower than the market average.
| Beta (5Y) | 0.69 |
| 52-Week Price Change | -28.26% |
| 50-Day Moving Average | 19.80 |
| 200-Day Moving Average | 19.03 |
| Relative Strength Index (RSI) | 53.61 |
| Average Volume (20 Days) | 2,829,293 |
Short Selling Information
The latest short interest is 19.00 million, so 17.97% of the outstanding shares have been sold short.
| Short Interest | 19.00M |
| Short Previous Month | 18.28M |
| Short % of Shares Out | 17.97% |
| Short % of Float | 21.64% |
| Short Ratio (days to cover) | 7.51 |
Income Statement
In the last 12 months, nCino had revenue of $622.24 million and earned $33.60 million in profits. Earnings per share was $0.31.
| Revenue | 622.24M |
| Gross Profit | 387.30M |
| Operating Income | 50.88M |
| Pretax Income | 33.26M |
| Net Income | 33.60M |
| EBITDA | 91.87M |
| EBIT | 50.88M |
| Earnings Per Share (EPS) | $0.31 |
Balance Sheet
The company has $83.29 million in cash and $338.63 million in debt, with a net cash position of -$255.34 million or -$2.41 per share.
| Cash & Cash Equivalents | 83.29M |
| Total Debt | 338.63M |
| Net Cash | -255.34M |
| Net Cash Per Share | -$2.41 |
| Equity (Book Value) | 945.24M |
| Book Value Per Share | 8.84 |
| Working Capital | -43.86M |
Cash Flow
In the last 12 months, operating cash flow was $133.61 million and capital expenditures -$1.44 million, giving a free cash flow of $132.17 million.
| Operating Cash Flow | 133.61M |
| Capital Expenditures | -1.44M |
| Depreciation & Amortization | 40.99M |
| Net Borrowing | 70.34M |
| Free Cash Flow | 132.17M |
| FCF Per Share | $1.25 |
Margins
Gross margin is 62.24%, with operating and profit margins of 8.18% and 5.40%.
| Gross Margin | 62.24% |
| Operating Margin | 8.18% |
| Pretax Margin | 5.35% |
| Profit Margin | 5.40% |
| EBITDA Margin | 14.76% |
| EBIT Margin | 8.18% |
| FCF Margin | 21.24% |
Dividends & Yields
nCino does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 4.86% |
| Shareholder Yield | 4.86% |
| Earnings Yield | 1.46% |
| FCF Yield | 5.76% |
Analyst Forecast
The average price target for nCino is $24.27, which is 11.84% higher than the current price. The consensus rating is "Buy".
| Price Target | $24.27 |
| Price Target Difference | 11.84% |
| Analyst Consensus | Buy |
| Analyst Count | 14 |
| Revenue Growth Forecast (3Y) | 8.61% |
| EPS Growth Forecast (3Y) | 19.51% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
nCino has an Altman Z-Score of 2.5 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.5 |
| Piotroski F-Score | 6 |