nCino, Inc. (NCNO)
NASDAQ: NCNO · Real-Time Price · USD
22.99
-0.33 (-1.42%)
Aug 28, 2026, 4:00 PM EDT - Market closed
nCino Cash Flow Statement
Financials in millions USD. Fiscal year is February - January.
Millions USD. Fiscal year is Feb - Jan.
Operating Activities
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Jan '26 Jan 31, 2026 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 | Jan '23 Jan 31, 2023 | Jan '22 Jan 31, 2022 |
Net Income | 33.6 | 5.18 | -37.88 | -42.35 | -102.72 | -49.45 |
Depreciation & Amortization | 40.99 | 42.26 | 36.35 | 45.26 | 34.65 | 10.01 |
Other Amortization | 17.45 | 15.34 | 12.13 | 10.12 | 8.64 | 5.78 |
Loss (Gain) From Sale of Assets | 0.09 | 0.46 | 0.04 | 0.15 | - | - |
Loss (Gain) From Sale of Investments | - | -1.65 | - | -0.26 | - | - |
Stock-Based Compensation | 71.36 | 73.88 | 71.59 | 58.04 | 50.23 | 28.48 |
Provision & Write-off of Bad Debts | 1.76 | 1.72 | 0.09 | 1.08 | 0.81 | 0.09 |
Other Operating Activities | -5.74 | -16.87 | 6.52 | 2.86 | 7.02 | -19.89 |
Change in Accounts Receivable | -25.09 | -16.18 | -31.39 | -14.33 | -26.8 | -13.51 |
Change in Accounts Payable | 0.78 | 1.11 | -0.19 | 0.53 | 0.04 | 4.43 |
Change in Unearned Revenue | 26.26 | 10.85 | 13.81 | 15.9 | 33.53 | 24.32 |
Change in Other Net Operating Assets | -33.04 | -30.56 | -20.69 | -18.54 | -21.65 | -8.82 |
Operating Cash Flow | 133.61 | 90.07 | 55.2 | 57.29 | -15.38 | -19.23 |
Operating Cash Flow Growth | 97.03% | 63.16% | -3.64% | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Jan '26 Jan 31, 2026 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 | Jan '23 Jan 31, 2023 | Jan '22 Jan 31, 2022 |
Capital Expenditures | -1.44 | -7.5 | -2.27 | -3.87 | -18.9 | -5.46 |
Sale of Property, Plant & Equipment | - | - | - | 0.04 | - | - |
Cash Acquisitions | - | -50.26 | -216.91 | - | 0.68 | -268.99 |
Investment in Securities | - | 3.68 | - | -2.5 | -2.5 | -4.03 |
Investing Cash Flow | -1.44 | -54.08 | -219.18 | -6.33 | -20.73 | -278.49 |
Financing Activities
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Jan '26 Jan 31, 2026 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 | Jan '23 Jan 31, 2023 | Jan '22 Jan 31, 2022 |
Long-Term Debt Issued | - | 112.5 | 241 | - | 50 | - |
Long-Term Debt Repaid | - | -66.63 | -76.3 | -31.23 | -21.12 | -0.32 |
Net Debt Issued (Repaid) | 70.34 | 45.87 | 164.7 | -31.23 | 28.88 | -0.32 |
Issuance of Common Stock | 5.77 | 6.2 | 7.26 | 9.13 | 8.2 | 16.45 |
Repurchase of Common Stock | -240.16 | -125.1 | - | - | - | - |
Other Financing Activities | -8.1 | - | -1.48 | 0.98 | -0.37 | -0.21 |
Financing Cash Flow | -172.15 | -73.03 | 170.48 | -21.11 | 36.71 | 15.92 |
Net Cash Flow
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Jan '26 Jan 31, 2026 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 | Jan '23 Jan 31, 2023 | Jan '22 Jan 31, 2022 |
Foreign Exchange Rate Adjustments | 0.37 | 4.47 | -2.68 | 0.18 | -1.59 | -1.23 |
Net Cash Flow | -39.62 | -32.58 | 3.82 | 30.03 | -0.98 | -283.03 |
Free Cash Flow
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Jan '26 Jan 31, 2026 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 | Jan '23 Jan 31, 2023 | Jan '22 Jan 31, 2022 |
Free Cash Flow | 132.17 | 82.56 | 52.93 | 53.41 | -34.28 | -24.69 |
Free Cash Flow Growth | 121.14% | 55.98% | -0.90% | - | - | - |
Free Cash Flow Margin | 21.24% | 13.88% | 9.79% | 11.21% | -8.40% | -9.02% |
Free Cash Flow Per Share | 1.21 | 0.72 | 0.46 | 0.47 | -0.31 | -0.26 |
Levered Free Cash Flow | 151.54 | 144.53 | 98.61 | 81.6 | 21.35 | 36.11 |
Unlevered Free Cash Flow | 162.6 | 155.15 | 103.96 | 84 | 22.93 | 37.06 |
Additional Metrics
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Jan '26 Jan 31, 2026 | Jan '25 Jan 31, 2025 | Jan '24 Jan 31, 2024 | Jan '23 Jan 31, 2023 | Jan '22 Jan 31, 2022 |
Cash Interest Paid | 16.96 | 15.98 | 8.75 | 4.32 | 2.62 | 1.51 |
Cash Income Tax Paid | 0.85 | - | 3.6 | 3.2 | 0.66 | 1 |
Change in Working Capital | -31.09 | -34.78 | -38.46 | -16.44 | -14.88 | 6.43 |