nCino, Inc. (NCNO)

nCino Balance Sheet

Financials in millions USD. Fiscal year is February - January.

Assets

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jul 31, 2026	Jan 31, 2026	Jan 31, 2025	Jan 31, 2024	Jan 31, 2023	Jan 31, 2022
Cash & Equivalents	83.29	88.37	120.93	112.09	82.04	88.01
Cash & Short-Term Investments	83.29	88.37	120.93	112.09	82.04	88.01
Cash Growth	-32.25%	-26.92%	7.89%	36.63%	-6.79%	-76.30%
Accounts Receivable	120.45	165.04	144.83	112.42	98.75	73.43
Other Receivables	1.91	1.51	1.96	0.56	0.75	1.1
Receivables	122.37	166.54	146.79	112.98	99.5	74.53
Prepaid Expenses	16.34	19.25	19.73	15.17	16.27	13.38
Other Current Assets	20.91	19.34	14.81	10.54	9.39	7.58
Total Current Assets	242.9	293.5	302.25	250.78	207.19	183.51
Property, Plant & Equipment	85.26	88.29	90.98	98.41	94.95	73.85
Long-Term Investments	7.26	7.43	9.63	9.65	6.91	4.42
Goodwill	1,076	1,078	1,019	838.87	839.44	841.49
Other Intangible Assets	117.39	135.66	154.57	115.57	152.83	180.12
Long-Term Deferred Tax Assets	-	12.42	6.2	4.14	-	0.11
Long-Term Deferred Charges	30.77	32.14	24.84	17.43	18.23	16.4
Other Long-Term Assets	12.4	0.72	2.54	5.59	7.72	1.12
Total Assets	1,572	1,648	1,610	1,340	1,327	1,301

Liabilities

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jul 31, 2026	Jan 31, 2026	Jan 31, 2025	Jan 31, 2024	Jan 31, 2023	Jan 31, 2022
Accounts Payable	14.84	14.52	13.64	11.84	11.88	11.37
Accrued Expenses	24.45	40.36	39.87	25.13	32.22	36.2
Current Portion of Leases	4.09	5.05	6.83	5.12	4.89	4.17
Current Income Taxes Payable	-	-	-	2	1.3	-
Current Unearned Revenue	218.81	210.55	191.17	170.94	154.87	122.64
Other Current Liabilities	14.77	24.01	-	-	-	-
Total Current Liabilities	286.76	294.49	251.51	215.04	205.16	174.38
Long-Term Debt	265.56	213.5	166	-	30	-
Long-Term Leases	59.18	60.15	63.99	69.1	61.65	44.68
Long-Term Unearned Revenue	3.11	0.17	0.27	-	-	0.04
Long-Term Deferred Tax Liabilities	8.01	7.02	13.85	3.69	2.8	1.68
Other Long-Term Liabilities	3.91	4.12	17.16	-	-	9.74
Total Liabilities	626.52	579.45	512.78	287.83	299.6	230.51

Shareholders' Equity

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jul 31, 2026	Jan 31, 2026	Jan 31, 2025	Jan 31, 2024	Jan 31, 2023	Jan 31, 2022
Common Stock	0.06	0.06	0.06	0.06	0.06	0.06
Additional Paid-In Capital	1,584	1,550	1,474	1,401	1,334	1,277
Retained Earnings	-355.75	-375.77	-385.34	-352.76	-310.34	-209.62
Treasury Stock	-301.92	-125.6	-	-	-	-
Comprehensive Income & Other	3.34	7.04	0.18	1	0.69	-0.07
Total Common Equity	929.83	1,056	1,089	1,049	1,024	1,068
Minority Interest	15.4	12.74	8.29	3.43	3.59	2.88
Shareholders' Equity	945.24	1,069	1,098	1,053	1,028	1,071
Total Liabilities & Equity	1,572	1,648	1,610	1,340	1,327	1,301

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jul 31, 2026	Jan 31, 2026	Jan 31, 2025	Jan 31, 2024	Jan 31, 2023	Jan 31, 2022
Total Debt	338.63	278.7	236.82	74.23	96.54	48.85
Net Cash (Debt)	-255.34	-190.32	-115.9	37.86	-14.5	39.17
Net Cash Growth	-	-	-	-	-	-88.97%
Net Cash Per Share	-2.33	-1.66	-1.01	0.34	-0.13	0.40
Filing Date Shares Outstanding	105.74	114.53	116.45	114.22	111.87	109.96
Total Common Shares Outstanding	105.13	113.9	116	113.68	111.42	109.78
Working Capital	-43.86	-0.99	50.74	35.74	2.04	9.13
Book Value Per Share	8.84	9.27	9.39	9.23	9.19	9.73
Tangible Book Value	-263.33	-157.69	-84.63	94.74	31.81	46.02
Tangible Book Value Per Share	-2.50	-1.38	-0.73	0.83	0.29	0.42
Buildings	56.38	56.38	56.38	56.38	56.38	33.98
Machinery	18.13	18.51	18.91	20.08	19.09	15
Construction In Progress	-	-	0.63	0.17	0.67	13.08
Leasehold Improvements	30.26	30.54	28.05	27.71	28.7	14.11

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Aug 25, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 31, 2026

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