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NMI Holdings Inc. (NMIH)

Stock Price: $15.88 USD 0.36 (2.32%)
Updated Aug 3, 2020 4:00 PM EDT - Market closed
After-hours: $15.34 -0.54 (-3.40%) Aug 3, 5:41 PM

Stock Price Chart

Key Info

Market Cap 1.09B
Revenue (ttm) 405.31M
Net Income (ttm) 197.33M
Shares Out 84.80M
EPS (ttm) 2.73
PE Ratio 5.82
Forward PE 9.18
Dividend n/a
Dividend Yield n/a

Stock Quote

Trading Day Aug 3, 2020
Last Price $15.88
Previous Close $15.52
Change ($) 0.36
Change (%) 2.32%
Day's Open 15.51
Day's Range 15.40 - 16.11
Day's Volume 1,452,742
52-Week Range 8.06 - 35.79

More Stats

Market Cap 1.09B
Enterprise Value 1.13B
Earnings Date (est) Aug 5, 2020
Ex-Dividend Date n/a
Shares Outstanding 84.80M
Float 64.32M
EPS (basic) 2.89
EPS (diluted) 2.73
FCF / Share 3.18
Dividend n/a
Dividend Yield n/a
Earnings Yield 17.19%
FCF Yield 19.93%
Payout Ratio n/a
Shares Short 4.01M
Short Ratio 2.35
Short % of Float 4.28%
Beta 1.92
PE Ratio 5.82
Forward PE 9.18
P/FCF Ratio 5.02
PS Ratio 2.70
PB Ratio 1.35
Revenue 405.31M
Operating Income 258.82M
Net Income 197.33M
Free Cash Flow 218.03M
Net Cash -35.70M
Net Cash / Share -0.52
Gross Margin 59.67%
Operating Margin 63.86%
Profit Margin 48.70%
FCF Margin 53.79%
ROA 12.76%
ROE 22.86%
ROIC 18.60%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (12)

Buy 10
Overweight 0
Hold 2
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

$21.68*
(36.52% upside)
Low
17.0
Current: $15.88
High
26.5
Target: 21.68
*Average 12-month price target from 11 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year20192018201720162015201420132012
Revenue37927518312453.6119.227.090.28
Revenue Growth37.72%50.5%47.59%130.96%178.89%171.15%2396.13%-
Gross Profit36627017712152.9619.147.090.28
Operating Income23715270.4328.20-27.64-54.28-53.66-27.49
Net Income17210822.0564.00-27.79-48.91-55.18-27.49
Shares Outstanding67.5765.0259.8259.0758.6858.2856.0137.91
Earnings Per Share2.471.600.351.05-0.47-0.84-0.99-0.73
EPS Growth54.38%357.14%-66.67%-----
Operating Cash Flow20814667.7671.9441.46-20.97-36.31-14.60
Capital Expenditures-9.96-8.06-8.51-11.47-6.14-8.22-6.69-2.45
Free Cash Flow19813859.2560.4735.33-29.19-43.00-17.04
Cash & Equivalents41.0925.2919.2047.7557.3210355.93526
Total Debt146147144144144---
Net Cash / Debt-105-121-125-96.61-86.6210355.93526
Assets1,3651,092895840662463481543
Liabilities43439138636426036.3118.0054.02
Book Value930702509476403427463489
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name NMI Holdings Inc.
Country United States
Employees 327
CEO Claudia J. Merkle

Stock Information

Ticker Symbol NMIH
Stock Exchange NASDAQ
Sector Financial Services
Industry Insurance—Property & Casualty
Unique Identifier NASDAQ: NMIH
IPO Date November 8, 2013

Description

NMI Holdings, Inc., through its subsidiaries, provides private mortgage guaranty insurance services in the United States. The company offers mortgage insurance services; and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, Internet-sourced lenders, and other non-bank lenders. The company was founded in 2011 and is headquartered in Emeryville, California.