NMI Holdings Inc. (NMIH)
Stock Price:
$15.88 USD
0.36 (2.32%)
Updated Aug 3, 2020 4:00 PM EDT - Market closed
After-hours: $15.34 -0.54 (-3.40%) Aug 3, 5:41 PM
Key Info
| Market Cap |
1.09B |
| Revenue (ttm) |
405.31M |
| Net Income (ttm) |
197.33M |
| Shares Out |
84.80M |
| EPS (ttm) |
2.73 |
| PE Ratio |
5.82 |
| Forward PE |
9.18 |
| Dividend |
n/a |
| Dividend Yield |
n/a |
Stock Quote
| Trading Day |
Aug 3, 2020 |
| Last Price |
$15.88 |
| Previous Close |
$15.52 |
| Change ($) |
0.36 |
| Change (%) |
2.32% |
| Day's Open |
15.51 |
| Day's Range |
15.40 - 16.11 |
| Day's Volume |
1,452,742 |
| 52-Week Range |
8.06 - 35.79 |
More Stats
| Market Cap |
1.09B |
| Enterprise Value |
1.13B |
| Earnings Date (est) |
Aug 5, 2020 |
| Ex-Dividend Date |
n/a |
| Shares Outstanding |
84.80M |
| Float |
64.32M |
| EPS (basic) |
2.89 |
| EPS (diluted) |
2.73 |
| FCF / Share |
3.18 |
| Dividend |
n/a |
| Dividend Yield |
n/a |
| Earnings Yield |
17.19% |
| FCF Yield |
19.93% |
| Payout Ratio |
n/a |
| Shares Short |
4.01M |
| Short Ratio |
2.35 |
| Short % of Float |
4.28% |
| Beta |
1.92 |
| PE Ratio |
5.82 |
| Forward PE |
9.18 |
| P/FCF Ratio |
5.02 |
| PS Ratio |
2.70 |
| PB Ratio |
1.35 |
| Revenue |
405.31M |
| Operating Income |
258.82M |
| Net Income |
197.33M |
| Free Cash Flow |
218.03M |
| Net Cash |
-35.70M |
| Net Cash / Share |
-0.52 |
| Gross Margin |
59.67% |
| Operating Margin |
63.86% |
| Profit Margin |
48.70% |
| FCF Margin |
53.79% |
| ROA |
12.76% |
| ROE |
22.86% |
| ROIC |
18.60% |
Stats based on trailing-twelve-month (ttm) numbers.
Analyst Summary
Analyst Ratings (12)
| Buy |
10 |
| Overweight |
0 |
| Hold |
2 |
| Underweight |
0 |
| Sell |
0 |
Price Target
$21.68*
(36.52% upside)
Low
17.0
Current: $15.88
High
26.5
Target: 21.68
*Average 12-month price target from 11 stock analysts.
Financial Performance
Financial numbers in millions USD.
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|
| Revenue | 379 | 275 | 183 | 124 | 53.61 | 19.22 | 7.09 | 0.28 |
| Revenue Growth | 37.72% | 50.5% | 47.59% | 130.96% | 178.89% | 171.15% | 2396.13% | - |
| Gross Profit | 366 | 270 | 177 | 121 | 52.96 | 19.14 | 7.09 | 0.28 |
| Operating Income | 237 | 152 | 70.43 | 28.20 | -27.64 | -54.28 | -53.66 | -27.49 |
| Net Income | 172 | 108 | 22.05 | 64.00 | -27.79 | -48.91 | -55.18 | -27.49 |
| Shares Outstanding | 67.57 | 65.02 | 59.82 | 59.07 | 58.68 | 58.28 | 56.01 | 37.91 |
| Earnings Per Share | 2.47 | 1.60 | 0.35 | 1.05 | -0.47 | -0.84 | -0.99 | -0.73 |
| EPS Growth | 54.38% | 357.14% | -66.67% | - | - | - | - | - |
| Operating Cash Flow | 208 | 146 | 67.76 | 71.94 | 41.46 | -20.97 | -36.31 | -14.60 |
| Capital Expenditures | -9.96 | -8.06 | -8.51 | -11.47 | -6.14 | -8.22 | -6.69 | -2.45 |
| Free Cash Flow | 198 | 138 | 59.25 | 60.47 | 35.33 | -29.19 | -43.00 | -17.04 |
| Cash & Equivalents | 41.09 | 25.29 | 19.20 | 47.75 | 57.32 | 103 | 55.93 | 526 |
| Total Debt | 146 | 147 | 144 | 144 | 144 | - | - | - |
| Net Cash / Debt | -105 | -121 | -125 | -96.61 | -86.62 | 103 | 55.93 | 526 |
| Assets | 1,365 | 1,092 | 895 | 840 | 662 | 463 | 481 | 543 |
| Liabilities | 434 | 391 | 386 | 364 | 260 | 36.31 | 18.00 | 54.02 |
| Book Value | 930 | 702 | 509 | 476 | 403 | 427 | 463 | 489 |
Numbers in millions USD, except per-share numbers.
Company Details
| Full Name |
NMI Holdings Inc. |
| Country |
United States |
| Employees |
327 |
| CEO |
Claudia J. Merkle |
Stock Information
| Ticker Symbol |
NMIH |
| Stock Exchange |
NASDAQ |
| Sector |
Financial Services |
| Industry |
Insurance—Property & Casualty |
| Unique Identifier |
NASDAQ: NMIH |
| IPO Date |
November 8, 2013 |
Description
NMI Holdings, Inc., through its subsidiaries, provides private mortgage guaranty insurance services in the United States. The company offers mortgage insurance services; and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, Internet-sourced lenders, and other non-bank lenders. The company was founded in 2011 and is headquartered in Emeryville, California.