NMI Holdings, Inc. (NMIH)

NASDAQ: NMIH · Real-Time Price · USD
44.05
-0.89 (-1.98%)
Aug 6, 2026, 4:00 PM EDT - Market closed
Market Cap3.31B +12.8%
Revenue (ttm)730.78M +7.5%
Net Income395.33M +4.7%
EPS5.08 +7.8%
Shares Out 75.22M
PE Ratio8.68
Forward PE8.24
Dividendn/a
Ex-Dividend Daten/a
Volume542,379
Open45.12
Previous Close44.94
Day's Range43.70 - 45.17
52-Week Range34.84 - 46.74
Beta0.54
AnalystsBuy
Price Target49.17 (+11.62%)
Earnings DateJul 30, 2026

About NMIH

NMI Holdings, Inc., together with its subsidiaries, provides private mortgage guaranty insurance services in the United States. It provides primary mortgage insurance services; and outsourced loan review services to mortgage loan originators. The company serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders. NMI Holdings, Inc. was incorporated in 2011 and is headquartered in Emeryville, California.

Sector Financials
IPO Date Nov 8, 2013
Employees 225
Stock Exchange NASDAQ
Ticker Symbol NMIH
Full Company Profile

Financial Performance

In 2025, NMI Holdings's revenue was $706.44 million, an increase of 8.52% compared to the previous year's $650.97 million. Earnings were $388.93 million, an increase of 8.00%.

Financial Statements

Analyst Summary

According to 6 analysts, the average rating for NMIH stock is "Buy." The 12-month stock price target is $49.17, which is an increase of 11.62% from the latest price.

Price Target
$49.17
(11.62% upside)
Analyst Consensus: Buy
Stock Forecasts

News

NMI Holdings downgraded to Market Perform from Outperform at Keefe Bruyette

Keefe Bruyette downgraded NMI Holdings (NMIH) to Market Perform from Outperform with an unchanged price target of $47 post the Q2 report. The firm cites valuation for the downgrade with…

4 days ago - TheFly

NMI Holdings price target raised to $50 from $48 at JPMorgan

JPMorgan raised the firm’s price target on NMI Holdings (NMIH) to $50 from $48 and keeps an Overweight rating on the shares.

6 days ago - TheFly

NMI Holdings Earnings Call Transcript: Q2 2026

Record Q2 results included $187.9M in revenue, $106M adjusted net income, and $16B NIW, with strong portfolio growth and disciplined expense management. The insured book remains high quality, macro conditions are supportive, and capital returns continue via buybacks.

7 days ago - Transcripts

NMI Holdings Earnings release: Q2 2026

NMI Holdings released its Q2 2026 earnings on July 30, 2026, summarizing the period's financial results.

7 days ago - Filings

NMI Holdings Quarterly report: Q2 2026

NMI Holdings has published its Q2 2026 quarterly earnings report on July 30, 2026.

7 days ago - Filings

NMI Holdings reports Q2 EPS $1.38, consensus $1.28

Reports Q2 revenue $187.89M, consensus $184.99M. Adam Pollitzer, President and Chief Executive Officer of National MI, said, “In the second quarter, we again delivered standout operating performance, ...

7 days ago - TheFly

NMI Holdings, Inc. Reports Record Second Quarter 2026 Financial Results

EMERYVILLE, Calif., July 30, 2026 (GLOBE NEWSWIRE) -- NMI Holdings, Inc. (Nasdaq: NMIH) today reported net income of $105.8 million, or $1.38 per diluted share, for the second quarter ended June 30, 2...

7 days ago - GlobeNewsWire

NMI Holdings price target raised to $48 from $43 at JPMorgan

JPMorgan analyst Richard Shane raised the firm’s price target on NMI Holdings (NMIH) to $48 from $43 and keeps an Overweight rating on the shares. The firm adjusted targets in…

24 days ago - TheFly

NMI Holdings, Inc. to Announce Second Quarter 2026 Financial Results on July 30, 2026

EMERYVILLE, Calif., July 02, 2026 (GLOBE NEWSWIRE) -- NMI Holdings, Inc., (NASDAQ: NMIH), the parent company of National Mortgage Insurance Corporation (National MI), today announced that it will repo...

5 weeks ago - GlobeNewsWire

NMI Holdings price target raised to $47 from $46 at Keefe Bruyette

Keefe Bruyette raised the firm’s price target on NMI Holdings (NMIH) to $47 from $46 and keeps an Outperform rating on the shares.

6 weeks ago - TheFly

NMI Holdings, Inc. to Participate in Moody's US Housing Executive Series on May 28th, 2026

EMERYVILLE, Calif., May 26, 2026 (GLOBE NEWSWIRE) -- NMI Holdings, Inc., (NASDAQ:NMIH) announced today that Adam Pollitzer, the company's President and Chief Executive Officer will be participating in...

2 months ago - GlobeNewsWire

NMI Holdings initiated with an Outperform at RBC Capital

RBC Capital initiated coverage of NMI Holdings (NMIH) with an Outperform rating and $46 price target The company’s expense ratio has substantially improved in recent years, the analyst tells investors...

2 months ago - TheFly

NMI Holdings Transcript: AGM 2026

The meeting covered director elections, executive compensation, and auditor ratification, all of which passed with strong support. Management addressed a question on loss ratios, noting expectations for normalization as the portfolio matures. Risks and uncertainties were acknowledged.

3 months ago - Transcripts

NMI Holdings, Inc. to Participate in Upcoming Investor Conferences

EMERYVILLE, Calif., May 12, 2026 (GLOBE NEWSWIRE) -- NMI Holdings, Inc., (NASDAQ:NMIH) announced today that Adam Pollitzer, the company's President and Chief Executive Officer, and Aurora Swithenbank,...

3 months ago - GlobeNewsWire

NMI Holdings price target lowered to $46 from $50 at Keefe Bruyette

Keefe Bruyette lowered the firm’s price target on NMI Holdings (NMIH) to $46 from $50 and keeps an Outperform rating on the shares.

3 months ago - TheFly

NMI Holdings Earnings Call Transcript: Q1 2026

Q1 2026 saw record revenue and strong earnings, with $12.3B NIW and $222.3B insurance in force. Credit performance remains robust, expenses are well-managed, and capital position is strong. The outlook is positive, with continued disciplined growth expected.

3 months ago - Transcripts

NMI Holdings Earnings release: Q1 2026

NMI Holdings released its Q1 2026 earnings on April 30, 2026, summarizing the period's financial results.

3 months ago - Filings

NMI Holdings Quarterly report: Q1 2026

NMI Holdings has published its Q1 2026 quarterly earnings report on April 30, 2026.

3 months ago - Filings

NMI Holdings reports Q1 adjusted EPS $1.28, consensus $1.23

Reports Q1 revenue $183.48M, consensus $182.76M. Adam Pollitzer, President and Chief Executive Officer of National MI, said, “In the first quarter, we again delivered strong operating performance, con...

3 months ago - TheFly

NMI Holdings, Inc. Reports First Quarter 2026 Financial Results

EMERYVILLE, Calif., April 30, 2026 (GLOBE NEWSWIRE) -- NMI Holdings, Inc. (Nasdaq: NMIH) today reported net income of $99.3 million, or $1.28 per diluted share, for the first quarter ended March 31, 2...

3 months ago - GlobeNewsWire

NMI Holdings price target lowered to $49 from $50 at BofA

BofA lowered the firm’s price target on NMI Holdings (NMIH) to $49 from $50 and keeps a Buy rating on the shares. The firm’s new target accounts for updated mortgage…

3 months ago - TheFly

NMI Holdings price target raised to $50 from $48 at Keefe Bruyette

Keefe Bruyette analyst Bose George raised the firm’s price target on NMI Holdings (NMIH) to $50 from $48 and keeps an Outperform rating on the shares.

4 months ago - TheFly

NMI Holdings price target lowered to $43 from $44 at JPMorgan

JPMorgan analyst Richard Shane lowered the firm’s price target on NMI Holdings (NMIH) to $43 from $44 and keeps an Overweight rating on the shares. The firm adjusted targets in…

4 months ago - TheFly

NMI Holdings price target lowered to $43 from $44 at Barclays

Barclays analyst Terry Ma lowered the firm’s price target on NMI Holdings (NMIH) to $43 from $44 and keeps an Equal Weight rating on the shares. he firm adjusted mortgage…

4 months ago - TheFly

NMI Holdings Proxy statement: Proxy filing

NMI Holdings filed a proxy statement on March 26, 2026, providing details for shareholder voting and corporate governance matters.

4 months ago - Filings