NMI Holdings Statistics
Total Valuation
NMI Holdings has a market cap or net worth of $2.48 billion. The enterprise value is $2.78 billion.
| Market Cap | 2.48B |
| Enterprise Value | 2.78B |
Important Dates
The next confirmed earnings date is Tuesday, April 30, 2024, after market close.
| Earnings Date | Apr 30, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
NMI Holdings has 80.58 million shares outstanding. The number of shares has decreased by -2.49% in one year.
| Shares Outstanding | 80.58M |
| Shares Change (YoY) | -2.49% |
| Shares Change (QoQ) | -1.15% |
| Owned by Insiders (%) | 1.51% |
| Owned by Institutions (%) | 99.05% |
| Float | 79.57M |
Valuation Ratios
The trailing PE ratio is 8.02 and the forward PE ratio is 7.36. NMI Holdings's PEG ratio is 1.66.
| PE Ratio | 8.02 |
| Forward PE | 7.36 |
| PS Ratio | 4.29 |
| Forward PS | 4.31 |
| PB Ratio | 1.29 |
| P/FCF Ratio | 7.45 |
| PEG Ratio | 1.66 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 6.10, with an EV/FCF ratio of 8.35.
| EV / Earnings | 8.64 |
| EV / Sales | 4.81 |
| EV / EBITDA | 6.10 |
| EV / EBIT | 6.26 |
| EV / FCF | 8.35 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.21 |
| Debt / EBITDA | 0.87 |
| Debt / FCF | 1.19 |
| Interest Coverage | 13.81 |
Financial Efficiency
Return on equity (ROE) is 18.00% and return on invested capital (ROIC) is 14.94%.
| Return on Equity (ROE) | 18.00% |
| Return on Assets (ROA) | 11.70% |
| Return on Capital (ROIC) | 14.94% |
| Revenue Per Employee | $2.43M |
| Profits Per Employee | $1.35M |
| Employee Count | 238 |
| Asset Turnover | 0.21 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, NMI Holdings has paid $90.59 million in taxes.
| Income Tax | 90.59M |
| Effective Tax Rate | 21.95% |
Stock Price Statistics
The stock price has increased by +37.24% in the last 52 weeks. The beta is 1.06, so NMI Holdings's price volatility has been similar to the market average.
| Beta (1Y) | 1.06 |
| 52-Week Price Change | +37.24% |
| 50-Day Moving Average | 30.26 |
| 200-Day Moving Average | 28.90 |
| Relative Strength Index (RSI) | 54.96 |
| Average Volume (30 Days) | 572,148 |
Short Selling Information
The latest short interest is 1.47 million, so 1.83% of the outstanding shares have been sold short.
| Short Interest | 1.47M |
| Short Previous Month | 1.37M |
| Short % of Shares Out | 1.83% |
| Short % of Float | 1.85% |
| Short Ratio (days to cover) | 2.30 |
Income Statement
In the last 12 months, NMI Holdings had revenue of $579.00 million and earned $322.11 million in profits. Earnings per share was $3.84.
| Revenue | 579.00M |
| Gross Profit | 556.39M |
| Operating Income | 444.92M |
| Pretax Income | 412.70M |
| Net Income | 322.11M |
| EBITDA | 456.46M |
| EBIT | 444.92M |
| Earnings Per Share (EPS) | $3.84 |
Balance Sheet
The company has $96.69 million in cash and $397.60 million in debt, giving a net cash position of -$300.91 million or -$3.73 per share.
| Cash & Cash Equivalents | 96.69M |
| Total Debt | 397.60M |
| Net Cash | -300.91M |
| Net Cash Per Share | -$3.73 |
| Equity / Book Value | 1.93B |
| Book Value Per Share | 23.90 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $342.68 million and capital expenditures -$9.37 million, giving a free cash flow of $333.31 million.
| Operating Cash Flow | 342.68M |
| Capital Expenditures | -9.37M |
| Free Cash Flow | 333.31M |
| FCF Per Share | $4.05 |
Margins
Gross margin is 96.09%, with operating and profit margins of 76.84% and 55.63%.
| Gross Margin | 96.09% |
| Operating Margin | 76.84% |
| Pretax Margin | 71.28% |
| Profit Margin | 55.63% |
| EBITDA Margin | 78.83% |
| EBIT Margin | 76.84% |
| FCF Margin | 57.57% |
Dividends & Yields
NMI Holdings does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 2.49% |
| Shareholder Yield | 2.49% |
| Earnings Yield | 12.97% |
| FCF Yield | 13.43% |
Analyst Forecast
The average price target for NMI Holdings is $34.88, which is 13.21% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $34.88 |
| Price Target Difference | 13.21% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 8 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |