NMI Holdings Statistics
Total Valuation
NMI Holdings has a market cap or net worth of $3.27 billion. The enterprise value is $3.63 billion.
Important Dates
The next estimated earnings date is Wednesday, October 30, 2024, after market close.
Earnings Date | Oct 30, 2024 |
Ex-Dividend Date | n/a |
Share Statistics
NMI Holdings has 79.67 million shares outstanding. The number of shares has decreased by -2.74% in one year.
Shares Outstanding | 79.67M |
Shares Change (YoY) | -2.74% |
Shares Change (QoQ) | -0.97% |
Owned by Insiders (%) | 1.48% |
Owned by Institutions (%) | 100.67% |
Float | 78.43M |
Valuation Ratios
The trailing PE ratio is 9.73 and the forward PE ratio is 8.93. NMI Holdings's PEG ratio is 0.91.
PE Ratio | 9.73 |
Forward PE | 8.93 |
PS Ratio | 5.38 |
Forward PS | 5.33 |
PB Ratio | 1.60 |
P/FCF Ratio | 8.80 |
PEG Ratio | 0.91 |
Financial Ratio History Enterprise Valuation
The stock's EV/EBITDA ratio is 7.32, with an EV/FCF ratio of 9.78.
EV / Earnings | 10.43 |
EV / Sales | 5.88 |
EV / EBITDA | 7.32 |
EV / EBIT | 7.50 |
EV / FCF | 9.78 |
Financial Position
The company has a current ratio of 1.82, with a Debt / Equity ratio of 0.21.
Current Ratio | 1.82 |
Quick Ratio | 0.80 |
Debt / Equity | 0.21 |
Debt / EBITDA | 0.86 |
Debt / FCF | 1.15 |
Interest Coverage | 12.47 |
Financial Efficiency
Return on equity (ROE) is 18.37% and return on invested capital (ROIC) is 13.08%.
Return on Equity (ROE) | 18.37% |
Return on Assets (ROA) | 10.46% |
Return on Capital (ROIC) | 13.08% |
Revenue Per Employee | $2.60M |
Profits Per Employee | $1.46M |
Employee Count | 238 |
Asset Turnover | 0.21 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, NMI Holdings has paid $97.20 million in taxes.
Income Tax | 97.20M |
Effective Tax Rate | 21.81% |
Stock Price Statistics
The stock price has increased by +51.50% in the last 52 weeks. The beta is 1.13, so NMI Holdings's price volatility has been higher than the market average.
Beta (5Y) | 1.13 |
52-Week Price Change | +51.50% |
50-Day Moving Average | 39.53 |
200-Day Moving Average | 33.58 |
Relative Strength Index (RSI) | 56.03 |
Average Volume (20 Days) | 571,898 |
Short Selling Information
The latest short interest is 1.46 million, so 1.84% of the outstanding shares have been sold short.
Short Interest | 1.46M |
Short Previous Month | 1.34M |
Short % of Shares Out | 1.84% |
Short % of Float | 1.87% |
Short Ratio (days to cover) | 3.30 |
Income Statement
In the last 12 months, NMI Holdings had revenue of $617.91 million and earned $348.50 million in profits. Earnings per share was $4.23.
Revenue | 617.91M |
Gross Profit | 487.29M |
Operating Income | 484.54M |
Pretax Income | 445.69M |
Net Income | 348.50M |
EBITDA | 496.42M |
EBIT | 484.54M |
Earnings Per Share (EPS) | $4.23 |
Full Income Statement Balance Sheet
The company has $149.75 million in cash and $426.31 million in debt, giving a net cash position of -$364.83 million or -$4.58 per share.
Cash & Cash Equivalents | 149.75M |
Total Debt | 426.31M |
Net Cash | -364.83M |
Net Cash Per Share | -$4.58 |
Equity (Book Value) | 2.05B |
Book Value Per Share | 25.65 |
Working Capital | 229.72M |
Full Balance Sheet Cash Flow
In the last 12 months, operating cash flow was $380.31 million and capital expenditures -$8.85 million, giving a free cash flow of $371.46 million.
Operating Cash Flow | 380.31M |
Capital Expenditures | -8.85M |
Free Cash Flow | 371.46M |
FCF Per Share | $4.66 |
Full Cash Flow Statement Margins
Gross margin is 78.86%, with operating and profit margins of 78.41% and 56.40%.
Gross Margin | 78.86% |
Operating Margin | 78.41% |
Pretax Margin | 72.13% |
Profit Margin | 56.40% |
EBITDA Margin | 80.34% |
EBIT Margin | 78.41% |
FCF Margin | 60.11% |