NMI Holdings, Inc. (NMIH)
NASDAQ: NMIH · Real-Time Price · USD
36.54
-0.04 (-0.11%)
Dec 20, 2024, 4:00 PM EST - Market closed
NMI Holdings Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Premiums & Annuity Revenue | 554.11 | 510.77 | 475.27 | 444.29 | 397.17 | 345.02 | Upgrade
|
| Total Interest & Dividend Income | 80.85 | 67.51 | 46.41 | 38.07 | 31.9 | 30.86 | Upgrade
|
| Gain (Loss) on Sale of Investments | -0.01 | -0.03 | 0.48 | 0.73 | 0.93 | 0.05 | Upgrade
|
| Other Revenue | 0.9 | 0.76 | 1.19 | 1.98 | 3.28 | 2.86 | Upgrade
|
| Total Revenue | 635.85 | 579 | 523.35 | 485.07 | 433.28 | 378.77 | Upgrade
|
| Revenue Growth (YoY) | 13.40% | 10.64% | 7.89% | 11.95% | 14.39% | 37.72% | Upgrade
|
| Policy Benefits | 22.52 | 22.62 | -3.59 | 12.31 | 59.25 | 12.51 | Upgrade
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| Policy Acquisition & Underwriting Costs | 115.02 | 108.7 | 115.49 | 136.17 | 129.31 | 124.42 | Upgrade
|
| Selling, General & Administrative | 2 | 2 | 2 | 2.3 | 2.3 | 2.2 | Upgrade
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| Other Operating Expenses | 0.72 | 0.77 | 1.09 | 2.51 | 2.84 | 2.25 | Upgrade
|
| Total Operating Expenses | 140.27 | 134.09 | 114.99 | 153.29 | 193.7 | 141.38 | Upgrade
|
| Operating Income | 495.58 | 444.92 | 408.36 | 331.78 | 239.59 | 237.4 | Upgrade
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| Interest Expense | -37.86 | -32.21 | -32.16 | -31.8 | -24.39 | -12.09 | Upgrade
|
| Other Non Operating Income (Expenses) | - | - | 1.11 | 0.57 | 2.91 | -8.66 | Upgrade
|
| EBT Excluding Unusual Items | 457.72 | 412.7 | 377.31 | 300.55 | 218.11 | 216.65 | Upgrade
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| Other Unusual Items | - | - | - | -3.83 | - | - | Upgrade
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| Pretax Income | 457.72 | 412.7 | 377.31 | 296.73 | 218.11 | 216.65 | Upgrade
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| Income Tax Expense | 100.37 | 90.59 | 84.4 | 65.6 | 46.54 | 44.7 | Upgrade
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| Net Income | 357.35 | 322.11 | 292.9 | 231.13 | 171.57 | 171.96 | Upgrade
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| Net Income to Common | 357.35 | 322.11 | 292.9 | 231.13 | 171.57 | 171.96 | Upgrade
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| Net Income Growth | 14.67% | 9.97% | 26.73% | 34.72% | -0.23% | 59.33% | Upgrade
|
| Shares Outstanding (Basic) | 80 | 82 | 85 | 86 | 78 | 68 | Upgrade
|
| Shares Outstanding (Diluted) | 82 | 84 | 86 | 87 | 79 | 70 | Upgrade
|
| Shares Change (YoY) | -3.05% | -2.49% | -1.02% | 9.62% | 13.69% | 3.06% | Upgrade
|
| EPS (Basic) | 4.45 | 3.91 | 3.45 | 2.70 | 2.20 | 2.54 | Upgrade
|
| EPS (Diluted) | 4.37 | 3.84 | 3.39 | 2.65 | 2.13 | 2.47 | Upgrade
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| EPS Growth | 18.41% | 13.18% | 27.86% | 24.71% | -13.85% | 54.37% | Upgrade
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| Free Cash Flow | 380.92 | 333.31 | 302.82 | 313.48 | 240.44 | 198.19 | Upgrade
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| Free Cash Flow Per Share | 4.66 | 3.97 | 3.52 | 3.61 | 3.03 | 2.84 | Upgrade
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| Operating Margin | 77.94% | 76.84% | 78.03% | 68.40% | 55.30% | 62.68% | Upgrade
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| Profit Margin | 56.20% | 55.63% | 55.97% | 47.65% | 39.60% | 45.40% | Upgrade
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| Free Cash Flow Margin | 59.91% | 57.57% | 57.86% | 64.63% | 55.49% | 52.33% | Upgrade
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| EBITDA | 507.57 | 456.46 | 420.23 | 343.02 | 249.52 | 246.69 | Upgrade
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| EBITDA Margin | 79.83% | 78.83% | 80.30% | 70.71% | 57.59% | 65.13% | Upgrade
|
| D&A For EBITDA | 12 | 11.54 | 11.87 | 11.23 | 9.93 | 9.3 | Upgrade
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| EBIT | 495.58 | 444.92 | 408.36 | 331.78 | 239.59 | 237.4 | Upgrade
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| EBIT Margin | 77.94% | 76.84% | 78.03% | 68.40% | 55.30% | 62.67% | Upgrade
|
| Effective Tax Rate | 21.93% | 21.95% | 22.37% | 22.11% | 21.34% | 20.63% | Upgrade
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| Revenue as Reported | 635.85 | 579 | 523.35 | 485.07 | 433.28 | 378.77 | Upgrade
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Source: S&P Capital IQ. Insurance template. Financial Sources.