NMI Holdings, Inc. (NMIH)
NASDAQ: NMIH · Real-Time Price · USD
36.53
+0.09 (0.25%)
Mar 3, 2025, 4:00 PM EST - Market closed
NMI Holdings Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Premiums & Annuity Revenue | 564.69 | 510.77 | 475.27 | 444.29 | 397.17 | Upgrade
|
| Total Interest & Dividend Income | 85.32 | 67.51 | 46.41 | 38.07 | 31.9 | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.02 | -0.03 | 0.48 | 0.73 | 0.93 | Upgrade
|
| Other Revenue | 0.94 | 0.76 | 1.19 | 1.98 | 3.28 | Upgrade
|
| Total Revenue | 650.97 | 579 | 523.35 | 485.07 | 433.28 | Upgrade
|
| Revenue Growth (YoY) | 12.43% | 10.64% | 7.89% | 11.95% | 14.39% | Upgrade
|
| Policy Benefits | 31.54 | 22.62 | -3.59 | 12.31 | 59.25 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 96.49 | 91.79 | 100.07 | 136.17 | 129.31 | Upgrade
|
| Selling, General & Administrative | 2.1 | 2 | 2 | 2.3 | 2.3 | Upgrade
|
| Other Operating Expenses | 0.72 | 0.77 | 1.09 | 2.51 | 2.84 | Upgrade
|
| Total Operating Expenses | 150.66 | 134.09 | 114.99 | 153.29 | 193.7 | Upgrade
|
| Operating Income | 500.31 | 444.92 | 408.36 | 331.78 | 239.59 | Upgrade
|
| Interest Expense | -36.9 | -32.21 | -32.16 | -31.8 | -24.39 | Upgrade
|
| Other Non Operating Income (Expenses) | - | - | 1.11 | 0.57 | 2.91 | Upgrade
|
| EBT Excluding Unusual Items | 463.41 | 412.7 | 377.31 | 300.55 | 218.11 | Upgrade
|
| Other Unusual Items | - | - | - | -3.83 | - | Upgrade
|
| Pretax Income | 463.41 | 412.7 | 377.31 | 296.73 | 218.11 | Upgrade
|
| Income Tax Expense | 103.31 | 90.59 | 84.4 | 65.6 | 46.54 | Upgrade
|
| Net Income | 360.11 | 322.11 | 292.9 | 231.13 | 171.57 | Upgrade
|
| Net Income to Common | 360.11 | 322.11 | 292.9 | 231.13 | 171.57 | Upgrade
|
| Net Income Growth | 11.80% | 9.97% | 26.73% | 34.72% | -0.23% | Upgrade
|
| Shares Outstanding (Basic) | 80 | 82 | 85 | 86 | 78 | Upgrade
|
| Shares Outstanding (Diluted) | 81 | 84 | 86 | 87 | 79 | Upgrade
|
| Shares Change (YoY) | -3.08% | -2.49% | -1.02% | 9.62% | 13.69% | Upgrade
|
| EPS (Basic) | 4.51 | 3.91 | 3.45 | 2.70 | 2.20 | Upgrade
|
| EPS (Diluted) | 4.43 | 3.84 | 3.39 | 2.65 | 2.13 | Upgrade
|
| EPS Growth | 15.36% | 13.18% | 27.86% | 24.71% | -13.85% | Upgrade
|
| Free Cash Flow | 386.7 | 333.31 | 302.82 | 313.48 | 240.44 | Upgrade
|
| Free Cash Flow Per Share | 4.76 | 3.97 | 3.52 | 3.61 | 3.03 | Upgrade
|
| Operating Margin | 76.86% | 76.84% | 78.03% | 68.40% | 55.30% | Upgrade
|
| Profit Margin | 55.32% | 55.63% | 55.97% | 47.65% | 39.60% | Upgrade
|
| Free Cash Flow Margin | 59.40% | 57.57% | 57.86% | 64.63% | 55.49% | Upgrade
|
| EBITDA | 512.24 | 456.46 | 420.23 | 343.02 | 249.52 | Upgrade
|
| EBITDA Margin | 78.69% | 78.83% | 80.30% | 70.71% | 57.59% | Upgrade
|
| D&A For EBITDA | 11.94 | 11.54 | 11.87 | 11.23 | 9.93 | Upgrade
|
| EBIT | 500.31 | 444.92 | 408.36 | 331.78 | 239.59 | Upgrade
|
| EBIT Margin | 76.86% | 76.84% | 78.03% | 68.40% | 55.30% | Upgrade
|
| Effective Tax Rate | 22.29% | 21.95% | 22.37% | 22.11% | 21.34% | Upgrade
|
| Revenue as Reported | 650.97 | 579 | 523.35 | 485.07 | 433.28 | Upgrade
|
Source: S&P Capital IQ. Insurance template. Financial Sources.