NMI Holdings, Inc. (NMIH)

NASDAQ: NMIH · Real-Time Price · USD

45.47

+0.31 (0.69%)

At close: Aug 24, 2026, 4:00 PM EDT

45.47

0.00 (0.00%)

After-hours: Aug 24, 2026, 4:15 PM EDT

NMI Holdings Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 24, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	3,420	3,135	2,909	2,406	1,747	1,874
Market Cap Growth	12.18%	7.79%	20.88%	37.76%	-6.76%	-2.47%
Enterprise Value	3,774	3,431	3,202	2,641	2,031	2,174

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 24, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	8.96	8.06	8.08	7.47	5.96	8.11
PS Ratio	4.68	4.44	4.47	4.16	3.34	3.86
PB Ratio	1.27	1.21	1.31	1.25	1.08	1.20
P/FCF Ratio	7.74	7.60	7.52	7.22	5.77	5.98
P/OCF Ratio	7.63	7.48	7.39	7.02	5.57	5.75

EV Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 24, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
EV/Sales Ratio	5.16	4.86	4.92	4.56	3.88	4.48
EV/EBITDA Ratio	6.92	6.36	6.25	5.79	4.83	6.34
EV/EBIT Ratio	7.05	6.49	6.40	5.94	4.97	6.55
EV/FCF Ratio	8.55	8.32	8.28	7.92	6.71	6.94

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 24, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Debt / Equity Ratio	0.16	0.16	0.19	0.21	0.25	0.25
Debt / EBITDA Ratio	0.78	0.79	0.83	0.89	0.97	1.15
Debt / FCF Ratio	0.97	1.03	1.10	1.23	1.35	1.27
Net Debt / Equity Ratio	0.13	0.15	0.17	0.16	0.23	0.21
Net Debt / EBITDA Ratio	0.65	0.71	0.73	0.69	0.87	0.95
Net Debt / FCF Ratio	0.80	0.93	0.96	0.94	1.21	1.03
Quick Ratio	0.70	0.63	0.69	0.65	0.95	0.45
Current Ratio	2.03	1.97	1.86	1.59	1.59	0.84
Asset Turnover	0.19	0.20	0.21	0.21	0.21	0.21
Return on Equity (ROE)	15.43%	16.17%	17.38%	18.20%	18.42%	15.75%
Return on Assets (ROA)	8.82%	9.18%	9.94%	10.19%	10.28%	8.98%
Return on Invested Capital (ROIC)	13.49%	14.52%	15.62%	15.94%	15.91%	13.85%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 24, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Earnings Yield	11.56%	12.40%	12.38%	13.38%	16.77%	12.34%
FCF Yield	12.91%	13.16%	13.29%	13.85%	17.34%	16.73%
Buyback Yield / Dilution	3.04%	2.75%	3.08%	2.49%	1.02%	-9.62%

SEC Filings: 10-K · 10-Q