NMI Holdings Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	2,691	3,112	2,889	2,401	1,746	1,875
Market Cap Growth	-10.32%	7.69%	20.36%	37.47%	-6.85%	-2.82%
Enterprise Value	3,046	3,529	3,305	2,798	2,142	2,269
Last Close Price	35.42	40.79	36.76	29.68	20.90	21.85
PE Ratio	7.20	8.29	8.30	7.73	6.17	8.25
Forward PE	6.83	8.17	7.88	7.49	5.95	7.15
PEG Ratio	1.21	0.34	0.34	0.34	0.34	0.34
PS Ratio	3.75	4.40	4.44	4.15	3.34	3.86
PB Ratio	1.02	1.20	1.30	1.25	1.08	1.20
P/TBV Ratio	1.06	1.24	1.35	1.29	1.11	1.21
P/FCF Ratio	6.29	7.54	7.47	7.20	5.77	5.98
P/OCF Ratio	6.20	7.42	7.34	7.01	5.57	5.76
EV/Sales Ratio	4.25	5.00	5.08	4.83	4.09	4.68
EV/EBITDA Ratio	5.72	313.38	276.85	242.45	180.48	202.03
EV/FCF Ratio	7.12	8.55	8.55	8.40	7.07	7.24
Debt / Equity Ratio	0.16	0.16	0.19	0.21	0.25	0.25
Debt / EBITDA Ratio	38.47	37.04	34.78	34.45	33.37	35.13
Debt / FCF Ratio	0.98	1.01	1.07	1.19	1.31	1.26
Net Debt / Equity Ratio	0.16	0.16	0.19	0.21	0.25	0.25
Net Debt / EBITDA Ratio	38.47	37.04	34.78	34.45	33.37	35.13
Net Debt / FCF Ratio	0.98	1.01	1.07	1.19	1.31	1.26
Asset Turnover	0.18	0.20	0.21	0.21	0.21	0.21
Return on Equity (ROE)	14.77%	16.17%	17.38%	18.20%	18.42%	15.75%
Earnings Yield	14.33%	12.06%	12.05%	12.94%	16.22%	12.13%
FCF Yield	15.91%	13.26%	13.38%	13.88%	17.34%	16.72%
Buyback Yield / Dilution	2.83%	2.75%	3.08%	2.49%	1.02%	-9.62%
Total Shareholder Return	2.83%	2.75%	3.08%	2.49%	1.02%	-9.62%

SEC Filings: 10-K · 10-Q