NMI Holdings Statistics
Total Valuation
NMI Holdings has a market cap or net worth of $2.81 billion. The enterprise value is $3.19 billion.
Important Dates
The next estimated earnings date is Tuesday, April 29, 2025, after market close.
| Earnings Date | Apr 29, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
NMI Holdings has 78.45 million shares outstanding. The number of shares has decreased by -3.08% in one year.
| Current Share Class | 78.45M |
| Shares Outstanding | 78.45M |
| Shares Change (YoY) | -3.08% |
| Shares Change (QoQ) | -0.52% |
| Owned by Insiders (%) | 1.71% |
| Owned by Institutions (%) | 97.57% |
| Float | 77.05M |
Valuation Ratios
The trailing PE ratio is 8.35 and the forward PE ratio is 7.95. NMI Holdings's PEG ratio is 1.47.
| PE Ratio | 8.35 |
| Forward PE | 7.95 |
| PS Ratio | 4.54 |
| Forward PS | 4.51 |
| PB Ratio | 1.31 |
| P/TBV Ratio | 1.27 |
| P/FCF Ratio | 7.28 |
| P/OCF Ratio | 7.15 |
| PEG Ratio | 1.47 |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 6.22, with an EV/FCF ratio of 8.24.
| EV / Earnings | 8.85 |
| EV / Sales | 4.89 |
| EV / EBITDA | 6.22 |
| EV / EBIT | 6.37 |
| EV / FCF | 8.24 |
Financial Position
The company has a current ratio of 1.85, with a Debt / Equity ratio of 0.19.
| Current Ratio | 1.85 |
| Quick Ratio | 0.68 |
| Debt / Equity | 0.19 |
| Debt / EBITDA | 0.83 |
| Debt / FCF | 1.10 |
| Interest Coverage | 13.56 |
Financial Efficiency
Return on equity (ROE) is 17.38% and return on invested capital (ROIC) is 12.56%.
| Return on Equity (ROE) | 17.38% |
| Return on Assets (ROA) | 9.94% |
| Return on Invested Capital (ROIC) | 12.56% |
| Return on Capital Employed (ROCE) | 16.53% |
| Revenue Per Employee | $2.83M |
| Profits Per Employee | $1.57M |
| Employee Count | 230 |
| Asset Turnover | 0.21 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, NMI Holdings has paid $103.31 million in taxes.
| Income Tax | 103.31M |
| Effective Tax Rate | 22.29% |
Stock Price Statistics
The stock price has increased by +16.47% in the last 52 weeks. The beta is 1.02, so NMI Holdings's price volatility has been similar to the market average.
| Beta (5Y) | 1.02 |
| 52-Week Price Change | +16.47% |
| 50-Day Moving Average | 36.38 |
| 200-Day Moving Average | 37.70 |
| Relative Strength Index (RSI) | 62.16 |
| Average Volume (20 Days) | 524,175 |
Short Selling Information
The latest short interest is 1.49 million, so 1.89% of the outstanding shares have been sold short.
| Short Interest | 1.49M |
| Short Previous Month | 1.32M |
| Short % of Shares Out | 1.89% |
| Short % of Float | 1.93% |
| Short Ratio (days to cover) | 2.67 |
Income Statement
In the last 12 months, NMI Holdings had revenue of $650.97 million and earned $360.11 million in profits. Earnings per share was $4.43.
| Revenue | 650.97M |
| Gross Profit | 522.94M |
| Operating Income | 500.31M |
| Pretax Income | 445.69M |
| Net Income | 360.11M |
| EBITDA | 512.24M |
| EBIT | 500.31M |
| Earnings Per Share (EPS) | $4.43 |
Full Income StatementBalance Sheet
The company has $136.83 million in cash and $425.41 million in debt, giving a net cash position of -$371.19 million or -$4.73 per share.
| Cash & Cash Equivalents | 136.83M |
| Total Debt | 425.41M |
| Net Cash | -371.19M |
| Net Cash Per Share | -$4.73 |
| Equity (Book Value) | 2.22B |
| Book Value Per Share | 28.21 |
| Working Capital | 273.72M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $393.60 million and capital expenditures -$6.91 million, giving a free cash flow of $386.70 million.
| Operating Cash Flow | 393.60M |
| Capital Expenditures | -6.91M |
| Free Cash Flow | 386.70M |
| FCF Per Share | $4.93 |
Full Cash Flow StatementMargins
Gross margin is 80.33%, with operating and profit margins of 76.86% and 55.32%.
| Gross Margin | 80.33% |
| Operating Margin | 76.86% |
| Pretax Margin | 71.19% |
| Profit Margin | 55.32% |
| EBITDA Margin | 78.69% |
| EBIT Margin | 76.86% |
| FCF Margin | 59.40% |