NMI Holdings Statistics
Total Valuation
NMI Holdings has a market cap or net worth of $2.89 billion. The enterprise value is $3.18 billion.
Important Dates
The next estimated earnings date is Wednesday, February 12, 2025, after market close.
| Earnings Date | Feb 12, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
NMI Holdings has 79.13 million shares outstanding. The number of shares has decreased by -3.05% in one year.
| Current Share Class | 79.13M |
| Shares Outstanding | 79.13M |
| Shares Change (YoY) | -3.05% |
| Shares Change (QoQ) | -0.31% |
| Owned by Insiders (%) | 1.49% |
| Owned by Institutions (%) | 99.49% |
| Float | 77.90M |
Valuation Ratios
The trailing PE ratio is 8.36 and the forward PE ratio is 7.83. NMI Holdings's PEG ratio is 0.87.
| PE Ratio | 8.36 |
| Forward PE | 7.83 |
| PS Ratio | 4.62 |
| Forward PS | 4.60 |
| PB Ratio | 1.32 |
| P/TBV Ratio | 1.32 |
| P/FCF Ratio | 7.59 |
| P/OCF Ratio | 7.45 |
| PEG Ratio | 0.87 |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 6.27, with an EV/FCF ratio of 8.36.
| EV / Earnings | 8.91 |
| EV / Sales | 5.01 |
| EV / EBITDA | 6.27 |
| EV / EBIT | 6.43 |
| EV / FCF | 8.36 |
Financial Position
The company has a current ratio of 1.83, with a Debt / Equity ratio of 0.19.
| Current Ratio | 1.83 |
| Quick Ratio | 0.93 |
| Debt / Equity | 0.19 |
| Debt / EBITDA | 0.84 |
| Debt / FCF | 1.12 |
| Interest Coverage | 13.09 |
Financial Efficiency
Return on equity (ROE) is 17.93% and return on invested capital (ROIC) is 12.85%.
| Return on Equity (ROE) | 17.93% |
| Return on Assets (ROA) | 10.19% |
| Return on Capital (ROIC) | 12.85% |
| Revenue Per Employee | $2.67M |
| Profits Per Employee | $1.50M |
| Employee Count | 238 |
| Asset Turnover | 0.21 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, NMI Holdings has paid $100.37 million in taxes.
| Income Tax | 100.37M |
| Effective Tax Rate | 21.93% |
Stock Price Statistics
The stock price has increased by +24.24% in the last 52 weeks. The beta is 1.11, so NMI Holdings's price volatility has been higher than the market average.
| Beta (5Y) | 1.11 |
| 52-Week Price Change | +24.24% |
| 50-Day Moving Average | 38.74 |
| 200-Day Moving Average | 36.10 |
| Relative Strength Index (RSI) | 35.83 |
| Average Volume (20 Days) | 528,114 |
Short Selling Information
The latest short interest is 1.49 million, so 1.88% of the outstanding shares have been sold short.
| Short Interest | 1.49M |
| Short Previous Month | 1.68M |
| Short % of Shares Out | 1.88% |
| Short % of Float | 1.91% |
| Short Ratio (days to cover) | 2.82 |
Income Statement
In the last 12 months, NMI Holdings had revenue of $635.85 million and earned $357.35 million in profits. Earnings per share was $4.37.
| Revenue | 635.85M |
| Gross Profit | 498.30M |
| Operating Income | 495.58M |
| Pretax Income | 445.69M |
| Net Income | 357.35M |
| EBITDA | 507.57M |
| EBIT | 495.58M |
| Earnings Per Share (EPS) | $4.37 |
Full Income StatementBalance Sheet
The company has $217.67 million in cash and $425.98 million in debt, giving a net cash position of -$292.75 million or -$3.70 per share.
| Cash & Cash Equivalents | 217.67M |
| Total Debt | 425.98M |
| Net Cash | -292.75M |
| Net Cash Per Share | -$3.70 |
| Equity (Book Value) | 2.20B |
| Book Value Per Share | 27.67 |
| Working Capital | 264.27M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $387.90 million and capital expenditures -$6.98 million, giving a free cash flow of $380.92 million.
| Operating Cash Flow | 387.90M |
| Capital Expenditures | -6.98M |
| Free Cash Flow | 380.92M |
| FCF Per Share | $4.81 |
Full Cash Flow StatementMargins
Gross margin is 78.37%, with operating and profit margins of 77.94% and 56.20%.
| Gross Margin | 78.37% |
| Operating Margin | 77.94% |
| Pretax Margin | 71.99% |
| Profit Margin | 56.20% |
| EBITDA Margin | 79.83% |
| EBIT Margin | 77.94% |
| FCF Margin | 59.91% |