NMI Holdings Statistics
Total Valuation
NMI Holdings has a market cap or net worth of $2.75 billion. The enterprise value is $3.01 billion.
| Market Cap | 2.75B |
| Enterprise Value | 3.01B |
Important Dates
The next estimated earnings date is Tuesday, July 30, 2024, after market close.
| Earnings Date | Jul 30, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
NMI Holdings has 80.28 million shares outstanding. The number of shares has decreased by -3.23% in one year.
| Shares Outstanding | 80.28M |
| Shares Change (YoY) | -3.23% |
| Shares Change (QoQ) | -0.74% |
| Owned by Insiders (%) | 1.52% |
| Owned by Institutions (%) | 100.09% |
| Float | 78.97M |
Valuation Ratios
The trailing PE ratio is 8.48 and the forward PE ratio is 7.85. NMI Holdings's PEG ratio is 1.66.
| PE Ratio | 8.48 |
| Forward PE | 7.85 |
| PS Ratio | 4.59 |
| Forward PS | 4.61 |
| PB Ratio | 1.39 |
| P/FCF Ratio | 7.76 |
| PEG Ratio | 1.66 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 6.33, with an EV/FCF ratio of 8.49.
| EV / Earnings | 8.93 |
| EV / Sales | 5.03 |
| EV / EBITDA | 6.33 |
| EV / EBIT | 6.49 |
| EV / FCF | 8.49 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.20 |
| Debt / EBITDA | 0.84 |
| Debt / FCF | 1.12 |
| Interest Coverage | 14.38 |
Financial Efficiency
Return on equity (ROE) is 18.10% and return on invested capital (ROIC) is 15.23%.
| Return on Equity (ROE) | 18.10% |
| Return on Assets (ROA) | 11.80% |
| Return on Capital (ROIC) | 15.23% |
| Revenue Per Employee | $2.51M |
| Profits Per Employee | $1.41M |
| Employee Count | 238 |
| Asset Turnover | 0.21 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, NMI Holdings has paid $94.40 million in taxes.
| Income Tax | 94.40M |
| Effective Tax Rate | 21.90% |
Stock Price Statistics
The stock price has increased by +30.78% in the last 52 weeks. The beta is 1.09, so NMI Holdings's price volatility has been similar to the market average.
| Beta (5Y) | 1.09 |
| 52-Week Price Change | +30.78% |
| 50-Day Moving Average | 32.77 |
| 200-Day Moving Average | 30.02 |
| Relative Strength Index (RSI) | 62.83 |
| Average Volume (20 Days) | 510,389 |
Short Selling Information
The latest short interest is 1.42 million, so 1.77% of the outstanding shares have been sold short.
| Short Interest | 1.42M |
| Short Previous Month | 1.65M |
| Short % of Shares Out | 1.77% |
| Short % of Float | 1.80% |
| Short Ratio (days to cover) | 3.57 |
Income Statement
In the last 12 months, NMI Holdings had revenue of $598.48 million and earned $336.70 million in profits. Earnings per share was $4.04.
| Revenue | 598.48M |
| Gross Profit | 578.87M |
| Operating Income | 463.31M |
| Pretax Income | 431.10M |
| Net Income | 336.70M |
| EBITDA | 475.05M |
| EBIT | 463.31M |
| Earnings Per Share (EPS) | $4.04 |
Balance Sheet
The company has $139.73 million in cash and $398.00 million in debt, giving a net cash position of -$258.28 million or -$3.22 per share.
| Cash & Cash Equivalents | 139.73M |
| Total Debt | 398.00M |
| Net Cash | -258.28M |
| Net Cash Per Share | -$3.22 |
| Equity (Book Value) | 1.98B |
| Book Value Per Share | 24.64 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $364.42 million and capital expenditures -$10.04 million, giving a free cash flow of $354.38 million.
| Operating Cash Flow | 364.42M |
| Capital Expenditures | -10.04M |
| Free Cash Flow | 354.38M |
| FCF Per Share | $4.39 |
Margins
Gross margin is 96.72%, with operating and profit margins of 77.41% and 56.26%.
| Gross Margin | 96.72% |
| Operating Margin | 77.41% |
| Pretax Margin | 72.03% |
| Profit Margin | 56.26% |
| EBITDA Margin | 79.38% |
| EBIT Margin | 77.41% |
| FCF Margin | 59.21% |
Dividends & Yields
NMI Holdings does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 3.23% |
| Shareholder Yield | 3.23% |
| Earnings Yield | 12.25% |
| FCF Yield | 12.89% |
Analyst Forecast
The average price target for NMI Holdings is $35.60, which is 3.94% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $35.60 |
| Price Target Difference | 3.94% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 10 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |