NI Holdings, Inc. (NODK)
NASDAQ: NODK · Real-Time Price · USD
15.33
-0.06 (-0.39%)
Nov 6, 2026, 4:00 PM EST - Market closed
NI Holdings Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 244.13 | 270.66 | 310.11 | 292.12 | 271.74 | 299.59 |
Total Interest & Dividend Income | 10.86 | 11.7 | 10.94 | 8.03 | 6.64 | 7.13 |
Gain (Loss) on Sale of Investments | 3.55 | 1.7 | 2.21 | 1.93 | -11.98 | 15.48 |
Other Revenue | 0.86 | 1 | 1.94 | 1.94 | 1.38 | 1.78 |
| 259.4 | 285.05 | 325.2 | 304.02 | 267.78 | 323.97 | |
Revenue Growth | -12.94% | -12.35% | 6.97% | 13.53% | -17.34% | 5.75% |
Policy Benefits | 153.37 | 200.79 | 207.47 | 186.52 | 241.75 | 216.38 |
Policy Acquisition & Underwriting Costs | 85.98 | 96.59 | 104.97 | 96.96 | 78.91 | 96.29 |
Total Operating Expenses | 239.35 | 297.38 | 312.43 | 283.47 | 320.66 | 312.67 |
Operating Income | 20.06 | -12.33 | 12.77 | 20.55 | -52.88 | 11.31 |
EBT Excluding Unusual Items | 20.06 | -12.33 | 12.77 | 20.55 | -52.88 | 11.31 |
Impairment of Goodwill | - | - | -2.63 | - | - | - |
Pretax Income | 20.06 | -12.33 | 10.15 | 20.55 | -52.88 | 11.31 |
Income Tax Expense | 5.03 | -1.92 | 3.55 | 0.72 | -14.19 | 2.97 |
Earnings From Continuing Ops. | 15.03 | -10.41 | 6.6 | 19.83 | -38.69 | 8.33 |
Earnings From Discontinued Ops. | - | - | -12.66 | -25.06 | -15.09 | - |
Net Income to Company | 15.03 | -10.41 | -6.06 | -5.23 | -53.78 | 8.33 |
Minority Interest in Earnings | - | - | - | -0.25 | 0.68 | 0.08 |
Net Income | 15.03 | -10.41 | -6.06 | -5.48 | -53.1 | 8.42 |
Net Income to Common | 15.03 | -10.41 | -6.06 | -5.48 | -53.1 | 8.42 |
Net Income Growth | 479.93% | - | - | - | - | -79.16% |
Shares Outstanding (Basic) | 21 | 21 | 21 | 21 | 21 | 21 |
Shares Outstanding (Diluted) | 21 | 21 | 21 | 21 | 21 | 22 |
Shares Change | -99.87% | -0.46% | -0.69% | -0.46% | -1.49% | -1.30% |
EPS (Basic) | 0.72 | -0.50 | -0.29 | -0.26 | -2.49 | 0.39 |
EPS (Diluted) | 0.72 | -0.50 | -0.29 | -0.26 | -2.49 | 0.39 |
EPS Growth | - | - | - | - | - | -78.80% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -3.05 | -15.49 | 17.09 | 22.79 | -22.69 | 28.43 |
Free Cash Flow Per Share | -0.15 | -0.74 | 0.81 | 1.07 | -1.06 | 1.31 |
Operating Margin | 7.73% | -4.32% | 3.93% | 6.76% | -19.75% | 3.49% |
Profit Margin | 5.79% | -3.65% | -1.86% | -1.80% | -19.83% | 2.60% |
Free Cash Flow Margin | -1.18% | -5.43% | 5.25% | 7.50% | -8.47% | 8.77% |
EBITDA | 20.74 | -11.54 | 13.45 | 21.27 | -52.22 | 12.47 |
EBITDA Margin | 7.99% | -4.05% | 4.14% | 7.00% | -19.50% | 3.85% |
D&A For EBITDA | 0.68 | 0.79 | 0.68 | 0.73 | 0.65 | 1.17 |
EBIT | 20.06 | -12.33 | 12.77 | 20.55 | -52.88 | 11.31 |
EBIT Margin | 7.73% | -4.32% | 3.93% | 6.76% | -19.75% | 3.49% |
Effective Tax Rate | 25.08% | - | 34.94% | 3.48% | - | 26.30% |
Revenue as Reported | 259.4 | 285.05 | 325.2 | 304.02 | 267.78 | 323.97 |