Neptune Insurance Holdings Inc. (NP)

NYSE: NP · Real-Time Price · USD
31.71
+0.05 (0.16%)
At close: Jul 31, 2026, 4:00 PM EDT
31.71
0.00 (0.00%)
After-hours: Jul 31, 2026, 7:34 PM EDT
Market Cap4.35B
Revenue (ttm)181.80M +33.0%
Net Income37.44M -13.8%
EPS0.28
Shares Out 137.23M
PE Ratio111.33
Forward PE52.03
Dividendn/a
Ex-Dividend Daten/a
Volume998,533
Open31.39
Previous Close31.66
Day's Range31.07 - 32.47
52-Week Range14.78 - 35.15
Betan/a
AnalystsBuy
Price Target33.54 (+5.77%)
Earnings DateJul 21, 2026

About NP

Neptune Insurance Holdings Inc., through its subsidiary, Neptune Flood Incorporated, operates as an insurance agency that engages in selling residential and commercial flood insurance policies on behalf of insurance carrier partners in the United States. The company offers primary and excess flood, parametric earthquake, and indemnity earthquake insurance through a network of agencies. Neptune Insurance Holdings Inc. was founded in 2016 and is based in Saint Petersburg, Florida.

Sector Financials
IPO Date Oct 1, 2025
Employees 62
Stock Exchange NYSE
Ticker Symbol NP
Full Company Profile

Financial Performance

Financial Statements

Analyst Summary

According to 13 analysts, the average rating for NP stock is "Buy." The 12-month stock price target is $33.54, which is an increase of 5.77% from the latest price.

Price Target
$33.54
(5.77% upside)
Analyst Consensus: Buy
Stock Forecasts

News

Neptune Insurance price target raised to $31 from $30 at JPMorgan

JPMorgan raised the firm’s price target on Neptune Insurance (NP) to $31 from $30 and keeps a Neutral rating on the shares.

1 day ago - TheFly

Neptune Insurance downgraded to Market Perform from Outperform at BMO Capital

BMO Capital downgraded Neptune Insurance (NP) to Market Perform from Outperform with an unchanged price target of $32. The firm cites valuation for the downgrade with the shares up 100%…

1 day ago - TheFly

Neptune Insurance price target lowered to $33 from $34 at Keefe Bruyette

Keefe Bruyette lowered the firm’s price target on Neptune Insurance (NP) to $33 from $34 and keeps a Market Perform rating on the shares.

7 days ago - TheFly

Neptune Insurance price target raised to $31 from $29 at Morgan Stanley

Morgan Stanley raised the firm’s price target on Neptune Insurance (NP) to $31 from $29 and keeps an Equal Weight rating on the shares. The firm updates its model to…

8 days ago - TheFly

Neptune Insurance price target raised to $33 from $31 at Deutsche Bank

Deutsche Bank raised the firm’s price target on Neptune Insurance (NP) to $33 from $31 and keeps a Buy rating on the shares. The company reported a “beat and raise”…

9 days ago - TheFly

Neptune Insurance price target raised to $32 from $27 at BofA

BofA raised the firm’s price target on Neptune Insurance (NP) to $32 from $27 and keeps a Neutral rating on the shares. The firm’s EPS forecasts rise with slightly higher…

9 days ago - TheFly

Neptune Insurance Holdings Earnings Call Transcript: Q2 2026

Record quarterly results with 33% revenue growth, 36% adjusted EBITDA growth, and a 62% margin, driven by technology, expanded distribution, and AI-powered agent tools. Raised 2026 guidance to $199 million revenue and 60%-61% EBITDA margin, with strong policy retention and loss ratio improvement.

9 days ago - Transcripts

Neptune Insurance Holdings Slides: Q2 2026

Neptune Insurance Holdings has posted slides in relation to its Q2 2026 quarterly earnings report, which was published on July 22, 2026.

9 days ago - Filings

Neptune Insurance Holdings Earnings release: Q2 2026

Neptune Insurance Holdings released its Q2 2026 earnings on July 22, 2026, summarizing the period's financial results.

9 days ago - Filings

Neptune Insurance Holdings Quarterly report: Q2 2026

Neptune Insurance Holdings has published its Q2 2026 quarterly earnings report on July 22, 2026.

9 days ago - Filings

Neptune Insurance price target raised to $36 from $35 at Evercore ISI

Evercore ISI raised the firm’s price target on Neptune Insurance (NP) to $36 from $35 and keeps an Outperform rating on the shares.

9 days ago - TheFly

Neptune Insurance price target raised to $39 from $30 at Piper Sandler

Piper Sandler raised the firm’s price target on Neptune Insurance (NP) to $39 from $30 and keeps an Overweight rating on the shares. The firm adjusted ratings and target in…

16 days ago - TheFly

Neptune Insurance price target raised to $30 from $26 at JPMorgan

JPMorgan raised the firm’s price target on Neptune Insurance (NP) to $30 from $26 and keeps a Neutral rating on the shares. The firm adjusted targets in the insurance broker…

18 days ago - TheFly

Neptune Insurance price target raised to $32 from $29 at Mizuho

Mizuho raised the firm’s price target on Neptune Insurance (NP) to $32 from $29 and keeps a Neutral rating on the shares.

22 days ago - TheFly

Neptune Insurance downgraded to Market Perform from Outperform at Keefe Bruyette

Keefe Bruyette downgraded Neptune Insurance (NP) to Market Perform from Outperform with a price target of $34, up from $32. The firm has a more balanced outlook following recent catalysts,…

23 days ago - TheFly

Neptune Insurance initiated with an Overweight at Wells Fargo

Wells Fargo initiated coverage of Neptune Insurance (NP) with an Overweight rating and $35 price target The company operates as an agent in the flood insurance market and is seeing…

4 weeks ago - TheFly

Neptune Insurance price target raised to $29 from $26 at Morgan Stanley

Morgan Stanley analyst Bob Huang raised the firm’s price target on Neptune Insurance (NP) to $29 from $26 and keeps an Equal Weight rating on the shares. Most property and…

2 months ago - TheFly

Neptune Insurance files to sell 8.36M shares of Class A common stock for holders

16:35 EDT Neptune Insurance (NP) files to sell 8.36M shares of Class A common stock for holders

2 months ago - TheFly

Neptune Insurance files to sell 8.36M shares of Class A common stock for holders

Neptune Insurance (NP) Holdings announced the launch of its public offering for the sale of 8,355,615 shares of its Class A common stock by certain selling securityholders. As part of…

2 months ago - TheFly

Neptune Insurance Holdings Proxy statement: Proxy filing

Neptune Insurance Holdings filed a proxy statement on May 11, 2026, providing details for shareholder voting and corporate governance matters.

2 months ago - Filings

Neptune Insurance Holdings Registration statement: Registration filing

Neptune Insurance Holdings filed a registration statement on May 11, 2026, providing details about a securities offering with the SEC.

2 months ago - Filings

Neptune Insurance price target raised to $35 from $31 at Evercore ISI

Evercore ISI raised the firm’s price target on Neptune Insurance (NP) to $35 from $31 and keeps an Outperform rating on the shares.

3 months ago - TheFly

Neptune Insurance price target raised to $26 from $25 at Morgan Stanley

Morgan Stanley raised the firm’s price target on Neptune Insurance (NP) to $26 from $25 and keeps an Equal Weight rating on the shares.

3 months ago - TheFly

Neptune Insurance price target raised to $30 from $24 at Raymond James

Raymond James analyst C. Gregory Peters raised the firm’s price target on Neptune Insurance (NP) to $30 from $24 and keeps an Outperform rating on the shares. Neptune is uniquely…

3 months ago - TheFly

Neptune Insurance Holdings Earnings Call Transcript: Q1 2026

Record Q1 results with 29% revenue growth and strong profitability driven by AI-powered innovations and agent network expansion. Full-year guidance raised to $195M revenue and 60%-61% EBITDA margin, with a $100M stock repurchase program announced.

3 months ago - Transcripts