Neptune Insurance Holdings Inc. (NP)

NYSE: NP · Real-Time Price · USD
30.68
+0.76 (2.54%)
At close: May 11, 2026, 4:00 PM EDT
28.77
-1.91 (-6.23%)
Pre-market: May 12, 2026, 7:41 AM EDT
Market Cap4.24B
Revenue (ttm)167.99M +38.1%
Net Income-24.37M -10.9%
EPS-0.21
Shares Out 138.33M
PE Ration/a
Forward PE55.09
Dividendn/a
Ex-Dividend Daten/a
Volume490,004
Open29.80
Previous Close29.92
Day's Range29.39 - 30.73
52-Week Range14.78 - 33.24
Betan/a
AnalystsBuy
Price Target28.50 (-7.11%)
Earnings DateApr 22, 2026

About NP

Neptune Insurance Holdings Inc., through its subsidiary, Neptune Flood Incorporated, operates as an insurance agency that engages in selling residential and commercial flood insurance policies on behalf of insurance carrier partners in the United States. The company offers primary and excess flood, parametric earthquake, and indemnity earthquake insurance through a network of agencies. Neptune Insurance Holdings Inc. was founded in 2016 and is based in Saint Petersburg, Florida.

Sector Financials
IPO Date Oct 1, 2025
Employees 62
Stock Exchange NYSE
Ticker Symbol NP
Full Company Profile

Financial Performance

Financial Statements

Analyst Summary

According to 12 analysts, the average rating for NP stock is "Buy." The 12-month stock price target is $28.5, which is a decrease of -7.11% from the latest price.

Price Target
$28.5
(-7.11% downside)
Analyst Consensus: Buy
Stock Forecasts

News

Neptune Insurance files to sell 8.36M shares of Class A common stock for holders

16:35 EDT Neptune Insurance (NP) files to sell 8.36M shares of Class A common stock for holders

12 hours ago - TheFly

Neptune Insurance files to sell 8.36M shares of Class A common stock for holders

Neptune Insurance (NP) Holdings announced the launch of its public offering for the sale of 8,355,615 shares of its Class A common stock by certain selling securityholders. As part of…

12 hours ago - TheFly

Neptune Insurance price target raised to $35 from $31 at Evercore ISI

Evercore ISI raised the firm’s price target on Neptune Insurance (NP) to $35 from $31 and keeps an Outperform rating on the shares.

3 days ago - TheFly

Neptune Insurance price target raised to $26 from $25 at Morgan Stanley

Morgan Stanley raised the firm’s price target on Neptune Insurance (NP) to $26 from $25 and keeps an Equal Weight rating on the shares.

10 days ago - TheFly

Neptune Insurance price target raised to $30 from $24 at Raymond James

Raymond James analyst C. Gregory Peters raised the firm’s price target on Neptune Insurance (NP) to $30 from $24 and keeps an Outperform rating on the shares. Neptune is uniquely…

14 days ago - TheFly

Neptune Insurance Holdings Earnings Call Transcript: Q1 2026

Record Q1 results with 29% revenue growth and strong profitability driven by AI-powered innovations and agent network expansion. Full-year guidance raised to $195M revenue and 60%-61% EBITDA margin, with a $100M stock repurchase program announced.

19 days ago - Transcripts

Neptune Insurance authorizes up to $100M stock buyback

On April 21, Neptune Insurance’s (NP) Board of Directors approved a stock repurchase program that authorizes the Company to repurchase up to $100 million of the Company’s outstanding Class A…

19 days ago - TheFly

Neptune Insurance price target raised to $26 from $23 at BofA

BofA raised the firm’s price target on Neptune Insurance (NP) to $26 from $23 and keeps a Neutral rating on the shares. The firm adjusted price target among its U.S.

27 days ago - TheFly

Neptune Insurance price target raised to $26 from $24 at Mizuho

Mizuho analyst Yaron Kinar raised the firm’s price target on Neptune Insurance (NP) to $26 from $24 and keeps a Neutral rating on the shares. The firm adjusted estimates and…

4 weeks ago - TheFly

Neptune Insurance price target raised to $28 from $25 at Keefe Bruyette

Keefe Bruyette raised the firm’s price target on Neptune Insurance (NP) to $28 from $25 and keeps an Outperform rating on the shares.

5 weeks ago - TheFly

Neptune Insurance price target lowered to $25 from $27 at Morgan Stanley

Morgan Stanley lowered the firm’s price target on Neptune Insurance (NP) to $25 from $27 and keeps an Equal Weight rating on the shares. The firm updated its model following…

2 months ago - TheFly

Neptune Insurance upgraded to Neutral from Underperform at Mizuho

Mizuho upgraded Neptune Insurance (NP) to Neutral from Underperform with a price target of $24, down from $26. The upgrade is based on the view that it is “very unlikely”…

2 months ago - TheFly

Neptune Insurance price target raised to $24 from $23 at Raymond James

Raymond James analyst C. Gregory Peters raised the firm’s price target on Neptune Insurance (NP) to $24 from $23 and keeps an Outperform rating on the shares. Neptune is uniquely…

2 months ago - TheFly

Neptune Insurance upgraded to Neutral from Underperform at BofA

BofA upgraded Neptune Insurance (NP) to Neutral from Underperform with a price target of $23, up from $22.50. With the stock having returned to near-IPO stock price, the firm believes…

2 months ago - TheFly

Neptune Insurance rises 16.1%

Neptune Insurance (NP) is up 16.1%, or $2.92 to $21.05.

2 months ago - TheFly

Neptune Insurance price target lowered to $30 from $35 at Evercore ISI

Evercore ISI lowered the firm’s price target on Neptune Insurance (NP) to $30 from $35 and keeps an Outperform rating on the shares.

2 months ago - TheFly

Neptune Insurance price target lowered to $30 from $33 at Piper Sandler

Piper Sandler lowered the firm’s price target on Neptune Insurance (NP) to $30 from $33 and keeps an Overweight rating on the shares following quarterly results. The firm cites lower…

2 months ago - TheFly

Neptune Insurance upgraded to Outperform from Market Perform at Keefe Bruyette

Keefe Bruyette upgraded Neptune Insurance (NP) to Outperform from Market Perform with a price target of $25, down from $26, following the Q4 report. The firm cites valuation for the…

2 months ago - TheFly

Neptune Insurance Holdings Earnings Call Transcript: Q4 2025

Delivered record Q4 and 2025 results with 39% revenue growth and 60%+ EBITDA margins, driven by AI-powered underwriting, expanded capacity, and strong agent distribution. Raised 2026 guidance and maintained high retention, while prioritizing debt reduction and capital flexibility.

2 months ago - Transcripts

Neptune Insurance price target lowered to $23 from $30 at Raymond James

Raymond James analyst Gregory Peters lowered the firm’s price target on Neptune Insurance (NP) to $23 from $30 and keeps an Outperform rating on the shares. Insurance brokers and insurance-related…

3 months ago - TheFly

Neptune Insurance Holdings Earnings Call Transcript: Q3 2025

Q3 2025 saw record revenue and profitability, driven by strong new business and retention, with 2026 guidance targeting $186–$189 million in revenue and a 60–61% EBITDA margin. The company expanded nationwide, added new capacity partners, and benefited from NFIP disruptions.

6 months ago - Transcripts

Neptune Insurance Holdings Inc. Announces Public Filing of Registration Statement for Proposed Initial Public Offering on the New York Stock Exchange

Neptune Insurance Holdings Inc., the parent company of Neptune Flood Incorporated, today announced that it has publicly filed a registration statement on Form S-1...

8 months ago - PRNewswire

Flood insurance distributor Neptune Insurance Holdings files for a $100 million IPO

Neptune Insurance Holdings, which distributes flood insurance, filed on Wednesday with the SEC to raise up to $100 million in an initial public offering.

8 months ago - Renaissance Capital

Neptune Insurance IPO Registration Document (S-1)

Neptune Insurance has filed to go public with an IPO on the New York Stock Exchange (NYSE)

8 months ago - SEC