Neptune Insurance Holdings Inc. (NP)
| Market Cap | 4.05B +16.7% |
| Revenue (ttm) | 181.80M +33.0% |
| Net Income | 37.44M -13.8% |
| EPS | 0.28 |
| Shares Out | 137.23M |
| PE Ratio | 103.54 |
| Forward PE | 48.44 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 436,505 |
| Open | 29.49 |
| Previous Close | 29.30 |
| Day's Range | 29.20 - 30.38 |
| 52-Week Range | 14.78 - 35.15 |
| Beta | n/a |
| Analysts | Buy |
| Price Target | 34.00 (+15.29%) |
| Earnings Date | Oct 20, 2026 |
About NP
Neptune Insurance Holdings Inc., through its subsidiary, Neptune Flood Incorporated, operates as an insurance agency that engages in selling residential and commercial flood insurance policies on behalf of insurance carrier partners in the United States. The company offers primary and excess flood, parametric earthquake, and indemnity earthquake insurance through a network of agencies. Neptune Insurance Holdings Inc. was founded in 2016 and is based in Saint Petersburg, Florida.
Financial Performance
Financial StatementsAnalyst Summary
According to 13 analysts, the average rating for NP stock is "Buy." The 12-month stock price target is $34.0, which is an increase of 15.29% from the latest price.
News
Neptune Insurance Holdings Earnings Call Transcript: Q3 2026
Q3 revenue rose 34% and Adjusted EBITDA rose 38%, with a 61.7% margin, despite weak housing and quiet weather. FY2026 guidance increased to $204M revenue; FY2027 guidance calls for ~$238M and a ~61% Adjusted EBITDA margin.
Neptune Insurance Holdings Earnings release: Q3 2026
Neptune Insurance Holdings released its Q3 2026 earnings on October 20, 2026, summarizing the period's financial results.
Neptune Insurance Holdings Slides: Q3 2026
Neptune Insurance Holdings has posted slides in relation to its Q3 2026 quarterly earnings report, which was published on October 20, 2026.
Neptune Insurance price target lowered to $34 from $37 at Wells Fargo
Wells Fargo analyst Elyse Greenspan lowered the firm’s price target on Neptune Insurance (NP) to $34 from $37 and keeps an Overweight rating on the shares. Given weaker performance from…
Neptune Insurance price target lowered to $32 from $33 at Keefe Bruyette
Keefe Bruyette lowered the firm’s price target on Neptune Insurance (NP) to $32 from $33 and keeps a Market Perform rating on the shares.
Neptune Insurance price target lowered to $31 from $32 at Mizuho
Mizuho lowered the firm’s price target on Neptune Insurance (NP) to $31 from $32 and keeps a Neutral rating on the shares. The firm adjusted targets in the insurance group…
Deutsche addresses Neptune Insurance selloff on Muse concerns
Deutsche Bank analyst Cave Montazeri believes concerns about Meta‘s (META) new AI personal agent, Muse, overlook Neptune Insurance’s (NP) potential to benefit from automated insurance shopping. Unlike...
Neptune Insurance upgraded to Overweight from Equal Weight at Morgan Stanley
Morgan Stanley upgraded Neptune Insurance (NP) to Overweight from Equal Weight with a price target of $36, up from $31. The shares have underperformed due to insurance industry headwinds, which…
Neptune Insurance price target raised to $31 from $30 at JPMorgan
JPMorgan raised the firm’s price target on Neptune Insurance (NP) to $31 from $30 and keeps a Neutral rating on the shares.
Neptune Insurance downgraded to Market Perform from Outperform at BMO Capital
BMO Capital downgraded Neptune Insurance (NP) to Market Perform from Outperform with an unchanged price target of $32. The firm cites valuation for the downgrade with the shares up 100%…
Neptune Insurance price target lowered to $33 from $34 at Keefe Bruyette
Keefe Bruyette lowered the firm’s price target on Neptune Insurance (NP) to $33 from $34 and keeps a Market Perform rating on the shares.
Neptune Insurance price target raised to $31 from $29 at Morgan Stanley
Morgan Stanley raised the firm’s price target on Neptune Insurance (NP) to $31 from $29 and keeps an Equal Weight rating on the shares. The firm updates its model to…
Neptune Insurance price target raised to $33 from $31 at Deutsche Bank
Deutsche Bank raised the firm’s price target on Neptune Insurance (NP) to $33 from $31 and keeps a Buy rating on the shares. The company reported a “beat and raise”…
Neptune Insurance price target raised to $32 from $27 at BofA
BofA raised the firm’s price target on Neptune Insurance (NP) to $32 from $27 and keeps a Neutral rating on the shares. The firm’s EPS forecasts rise with slightly higher…
Neptune Insurance Holdings Earnings Call Transcript: Q2 2026
Record quarterly results with 33% revenue growth, 36% adjusted EBITDA growth, and a 62% margin, driven by technology, expanded distribution, and AI-powered agent tools. Raised 2026 guidance to $199 million revenue and 60%-61% EBITDA margin, with strong policy retention and loss ratio improvement.
Neptune Insurance Holdings Slides: Q2 2026
Neptune Insurance Holdings has posted slides in relation to its Q2 2026 quarterly earnings report, which was published on July 22, 2026.
Neptune Insurance Holdings Earnings release: Q2 2026
Neptune Insurance Holdings released its Q2 2026 earnings on July 22, 2026, summarizing the period's financial results.
Neptune Insurance Holdings Quarterly report: Q2 2026
Neptune Insurance Holdings has published its Q2 2026 quarterly earnings report on July 22, 2026.
Neptune Insurance price target raised to $36 from $35 at Evercore ISI
Evercore ISI raised the firm’s price target on Neptune Insurance (NP) to $36 from $35 and keeps an Outperform rating on the shares.
Neptune Insurance price target raised to $39 from $30 at Piper Sandler
Piper Sandler raised the firm’s price target on Neptune Insurance (NP) to $39 from $30 and keeps an Overweight rating on the shares. The firm adjusted ratings and target in…
Neptune Insurance price target raised to $30 from $26 at JPMorgan
JPMorgan raised the firm’s price target on Neptune Insurance (NP) to $30 from $26 and keeps a Neutral rating on the shares. The firm adjusted targets in the insurance broker…
Neptune Insurance price target raised to $32 from $29 at Mizuho
Mizuho raised the firm’s price target on Neptune Insurance (NP) to $32 from $29 and keeps a Neutral rating on the shares.
Neptune Insurance downgraded to Market Perform from Outperform at Keefe Bruyette
Keefe Bruyette downgraded Neptune Insurance (NP) to Market Perform from Outperform with a price target of $34, up from $32. The firm has a more balanced outlook following recent catalysts,…
Neptune Insurance initiated with an Overweight at Wells Fargo
Wells Fargo initiated coverage of Neptune Insurance (NP) with an Overweight rating and $35 price target The company operates as an agent in the flood insurance market and is seeing…