Neptune Insurance Holdings Inc. (NP)
| Market Cap | 3.80B |
| Revenue (ttm) | 181.80M +33.0% |
| Net Income | 37.44M -13.8% |
| EPS | 0.28 |
| Shares Out | 137.23M |
| PE Ratio | 97.54 |
| Forward PE | 45.39 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 48,992 |
| Open | 27.88 |
| Previous Close | 27.71 |
| Day's Range | 27.66 - 28.29 |
| 52-Week Range | 14.78 - 35.15 |
| Beta | n/a |
| Analysts | Buy |
| Price Target | 34.54 (+24.85%) |
| Est. Earnings | Nov 11, 2026 |
About NP
Neptune Insurance Holdings Inc., through its subsidiary, Neptune Flood Incorporated, operates as an insurance agency that engages in selling residential and commercial flood insurance policies on behalf of insurance carrier partners in the United States. The company offers primary and excess flood, parametric earthquake, and indemnity earthquake insurance through a network of agencies. Neptune Insurance Holdings Inc. was founded in 2016 and is based in Saint Petersburg, Florida.
Financial Performance
Financial StatementsAnalyst Summary
According to 13 analysts, the average rating for NP stock is "Buy." The 12-month stock price target is $34.54, which is an increase of 24.85% from the latest price.
News
Deutsche addresses Neptune Insurance selloff on Muse concerns
Deutsche Bank analyst Cave Montazeri believes concerns about Meta‘s (META) new AI personal agent, Muse, overlook Neptune Insurance’s (NP) potential to benefit from automated insurance shopping. Unlike...
Neptune Insurance upgraded to Overweight from Equal Weight at Morgan Stanley
Morgan Stanley upgraded Neptune Insurance (NP) to Overweight from Equal Weight with a price target of $36, up from $31. The shares have underperformed due to insurance industry headwinds, which…
Neptune Insurance price target raised to $31 from $30 at JPMorgan
JPMorgan raised the firm’s price target on Neptune Insurance (NP) to $31 from $30 and keeps a Neutral rating on the shares.
Neptune Insurance downgraded to Market Perform from Outperform at BMO Capital
BMO Capital downgraded Neptune Insurance (NP) to Market Perform from Outperform with an unchanged price target of $32. The firm cites valuation for the downgrade with the shares up 100%…
Neptune Insurance price target lowered to $33 from $34 at Keefe Bruyette
Keefe Bruyette lowered the firm’s price target on Neptune Insurance (NP) to $33 from $34 and keeps a Market Perform rating on the shares.
Neptune Insurance price target raised to $31 from $29 at Morgan Stanley
Morgan Stanley raised the firm’s price target on Neptune Insurance (NP) to $31 from $29 and keeps an Equal Weight rating on the shares. The firm updates its model to…
Neptune Insurance price target raised to $33 from $31 at Deutsche Bank
Deutsche Bank raised the firm’s price target on Neptune Insurance (NP) to $33 from $31 and keeps a Buy rating on the shares. The company reported a “beat and raise”…
Neptune Insurance price target raised to $32 from $27 at BofA
BofA raised the firm’s price target on Neptune Insurance (NP) to $32 from $27 and keeps a Neutral rating on the shares. The firm’s EPS forecasts rise with slightly higher…
Neptune Insurance Holdings Earnings Call Transcript: Q2 2026
Record quarterly results with 33% revenue growth, 36% adjusted EBITDA growth, and a 62% margin, driven by technology, expanded distribution, and AI-powered agent tools. Raised 2026 guidance to $199 million revenue and 60%-61% EBITDA margin, with strong policy retention and loss ratio improvement.
Neptune Insurance Holdings Slides: Q2 2026
Neptune Insurance Holdings has posted slides in relation to its Q2 2026 quarterly earnings report, which was published on July 22, 2026.
Neptune Insurance Holdings Earnings release: Q2 2026
Neptune Insurance Holdings released its Q2 2026 earnings on July 22, 2026, summarizing the period's financial results.
Neptune Insurance Holdings Quarterly report: Q2 2026
Neptune Insurance Holdings has published its Q2 2026 quarterly earnings report on July 22, 2026.
Neptune Insurance price target raised to $36 from $35 at Evercore ISI
Evercore ISI raised the firm’s price target on Neptune Insurance (NP) to $36 from $35 and keeps an Outperform rating on the shares.
Neptune Insurance price target raised to $39 from $30 at Piper Sandler
Piper Sandler raised the firm’s price target on Neptune Insurance (NP) to $39 from $30 and keeps an Overweight rating on the shares. The firm adjusted ratings and target in…
Neptune Insurance price target raised to $30 from $26 at JPMorgan
JPMorgan raised the firm’s price target on Neptune Insurance (NP) to $30 from $26 and keeps a Neutral rating on the shares. The firm adjusted targets in the insurance broker…
Neptune Insurance price target raised to $32 from $29 at Mizuho
Mizuho raised the firm’s price target on Neptune Insurance (NP) to $32 from $29 and keeps a Neutral rating on the shares.
Neptune Insurance downgraded to Market Perform from Outperform at Keefe Bruyette
Keefe Bruyette downgraded Neptune Insurance (NP) to Market Perform from Outperform with a price target of $34, up from $32. The firm has a more balanced outlook following recent catalysts,…
Neptune Insurance initiated with an Overweight at Wells Fargo
Wells Fargo initiated coverage of Neptune Insurance (NP) with an Overweight rating and $35 price target The company operates as an agent in the flood insurance market and is seeing…
Neptune Insurance price target raised to $29 from $26 at Morgan Stanley
Morgan Stanley analyst Bob Huang raised the firm’s price target on Neptune Insurance (NP) to $29 from $26 and keeps an Equal Weight rating on the shares. Most property and…
Neptune Insurance files to sell 8.36M shares of Class A common stock for holders
16:35 EDT Neptune Insurance (NP) files to sell 8.36M shares of Class A common stock for holders
Neptune Insurance files to sell 8.36M shares of Class A common stock for holders
Neptune Insurance (NP) Holdings announced the launch of its public offering for the sale of 8,355,615 shares of its Class A common stock by certain selling securityholders. As part of…
Neptune Insurance Holdings Proxy statement: Proxy filing
Neptune Insurance Holdings filed a proxy statement on May 11, 2026, providing details for shareholder voting and corporate governance matters.
Neptune Insurance Holdings Registration statement: Registration filing
Neptune Insurance Holdings filed a registration statement on May 11, 2026, providing details about a securities offering with the SEC.
Neptune Insurance Holdings Earnings Call Transcript: Q1 2026
Record Q1 results with 29% revenue growth and strong profitability driven by AI-powered innovations and agent network expansion. Full-year guidance raised to $195M revenue and 60%-61% EBITDA margin, with a $100M stock repurchase program announced.
Neptune Insurance Holdings Earnings release: Q1 2026
Neptune Insurance Holdings released its Q1 2026 earnings on April 22, 2026, summarizing the period's financial results.