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Neptune Insurance Holdings Inc. (NP)
NYSE: NP · Real-Time Price · USD
33.87
-0.26 (-0.76%)
At close: Aug 28, 2026, 4:00 PM EDT
34.00
+0.13 (0.38%)
After-hours: Aug 28, 2026, 7:30 PM EDT

NP Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023
Period EndingJun '26 Dec '25 Dec '24 Dec '23
Revenue
181.8159.55119.384.87
Revenue Growth
32.95%33.74%40.57%-
Gross Profit
95.7493.679.2354.51
Operating Income
82.9479.8768.4545.43
Net Income
37.44-27.214.729.75
Earnings Per Share
0.28-0.260.160.10
EPS Growth
--57.67%-

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023
Period EndingJun '26 Dec '25 Dec '24 Dec '23
Commission Income
138.812290.164.35
Fee Income
4337.5529.220.52
Revenue (Total)
181.8159.55119.384.87

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023
Period EndingJun '26 Dec '25 Dec '24 Dec '23
Cash & Investments
17.558.047.098.13
Total Debt
240240133.65174.86
Net Cash (Debt)
-222.45-231.96-126.56-166.73
Net Cash Growth
----
Net Cash Per Share
-1.70-2.22-1.36-1.78

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023
Period EndingJun '26 Dec '25 Dec '24 Dec '23
Operating Cash Flow
72.1151.6749.9318.65
Free Cash Flow
72.1151.6749.9318.65
Free Cash Flow Growth
37.04%3.49%167.74%-

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023
Period EndingJun '26 Dec '25 Dec '24 Dec '23
Gross Margin
52.66%58.67%66.41%64.23%
Operating Margin
45.62%50.06%57.37%53.53%
Pretax Margin
31.81%33.62%38.88%28.11%
Profit Margin
20.59%-17.04%12.34%11.49%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023
Period EndingAug '26 Dec '25 Dec '24 Dec '23
Forward PE
55.3461.22--
PS Ratio
25.5725.23--