Neptune Insurance Holdings Inc. (NP)
NYSE: NP · Real-Time Price · USD
29.18
+0.37 (1.28%)
Oct 30, 2026, 4:00 PM EDT - Market closed

NP Statistics

Total Valuation

NP has a market cap or net worth of $4.03 billion. The enterprise value is $4.23 billion.

Market Cap4.03B
Enterprise Value 4.23B

Important Dates

The last earnings date was Tuesday, October 20, 2026, after market close.

Earnings Date Oct 20, 2026
Ex-Dividend Date n/a

Share Statistics

NP has 138.17 million shares outstanding. The number of shares has increased by 54.34% in one year.

Current Share Class 94.74M
Shares Outstanding 138.17M
Shares Change (YoY) +54.34%
Shares Change (QoQ) +0.14%
Owned by Insiders (%) 50.36%
Owned by Institutions (%) 26.91%
Float 41.53M

Valuation Ratios

The trailing PE ratio is 92.44 and the forward PE ratio is 45.09. NP's PEG ratio is 1.89.

PE Ratio 92.44
Forward PE 45.09
PS Ratio 20.47
Forward PS 17.19
PB Ratio n/a
P/TBV Ratio n/a
P/FCF Ratio 49.15
P/OCF Ratio 49.15
PEG Ratio 1.89
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 46.70, with an EV/FCF ratio of 51.56.

EV / Earnings 94.60
EV / Sales 21.47
EV / EBITDA 46.70
EV / EBIT 46.89
EV / FCF 51.56

Financial Position

The company has a current ratio of 0.91

Current Ratio 0.91
Quick Ratio 0.24
Debt / Equity n/a
Debt / EBITDA 2.37
Debt / FCF 2.62
Interest Coverage 5.94

Financial Efficiency

Return on Equity (ROE) n/a
Return on Assets (ROA) 58.26%
Return on Invested Capital (ROIC) 568.64%
Return on Capital Employed (ROCE) 2,650.84%
Weighted Average Cost of Capital (WACC) n/a
Revenue Per Employee $3.18M
Profits Per Employee $721,129
Employee Count62
Asset Turnover 2.04
Inventory Turnover n/a

Taxes

In the past 12 months, NP has paid $22.34 million in taxes.

Income Tax 22.34M
Effective Tax Rate 33.30%

Stock Price Statistics

The stock price has increased by +15.47% in the last 52 weeks.

Beta (5Y) n/a
52-Week Price Change +15.47%
50-Day Moving Average 29.97
200-Day Moving Average 27.46
Relative Strength Index (RSI) 51.40
Average Volume (20 Days) 537,534

Short Selling Information

The latest short interest is 2.32 million, so 1.68% of the outstanding shares have been sold short.

Short Interest 2.32M
Short Previous Month 1.81M
Short % of Shares Out 1.68%
Short % of Float 5.59%
Short Ratio (days to cover) 4.06

Income Statement

In the last 12 months, NP had revenue of $197.00 million and earned $44.71 million in profits. Earnings per share was $0.32.

Revenue197.00M
Gross Profit 100.67M
Operating Income 90.21M
Pretax Income 67.08M
Net Income 44.71M
EBITDA 90.56M
EBIT 90.21M
Earnings Per Share (EPS) $0.32
Full Income Statement

Balance Sheet

The company has $17.43 million in cash and $215.00 million in debt, with a net cash position of -$197.57 million or -$1.43 per share.

Cash & Cash Equivalents 17.43M
Total Debt 215.00M
Net Cash -197.57M
Net Cash Per Share -$1.43
Equity (Book Value) -211.60M
Book Value Per Share -1.53
Working Capital -9.30M
Full Balance Sheet

Cash Flow

Operating Cash Flow 82.04M
Capital Expenditures n/a
Depreciation & Amortization 352,000
Net Borrowing -49.00M
Free Cash Flow 82.04M
FCF Per Share $0.59
Full Cash Flow Statement

Margins

Gross margin is 51.10%, with operating and profit margins of 45.79% and 22.71%.

Gross Margin 51.10%
Operating Margin 45.79%
Pretax Margin 34.05%
Profit Margin 22.71%
EBITDA Margin 45.97%
EBIT Margin 45.79%
FCF Margin 41.64%

Dividends & Yields

NP does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
FCF Payout Ratio n/a
Buyback Yield -54.34%
Shareholder Yield -54.34%
Earnings Yield 1.08%
FCF Yield 2.03%

Analyst Forecast

The average price target for NP is $34.27, which is 17.44% higher than the current price. The consensus rating is "Buy".

Price Target $34.27
Price Target Difference 17.44%
Analyst Consensus Buy
Analyst Count 13
Revenue Growth Forecast (3Y) 20.50%
EPS Growth Forecast (3Y) 25.16%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

NP has an Altman Z-Score of 5.37 and a Piotroski F-Score of 6.

Altman Z-Score 5.37
Piotroski F-Score 6