Neptune Insurance Holdings Inc. (NP)

NP Statistics

Total Valuation

NP has a market cap or net worth of $3.87 billion. The enterprise value is $4.09 billion.

Market Cap	3.87B
Enterprise Value	4.09B

Important Dates

The last earnings date was Wednesday, April 22, 2026, after market close.

Earnings Date	Apr 22, 2026
Ex-Dividend Date	n/a

Share Statistics

NP has 138.33 million shares outstanding. The number of shares has increased by 23.97% in one year.

Current Share Class	94.90M
Shares Outstanding	138.33M
Shares Change (YoY)	+23.97%
Shares Change (QoQ)	-1.30%
Owned by Insiders (%)	50.90%
Owned by Institutions (%)	16.98%
Float	26.04M

Valuation Ratios

PE Ratio	n/a
Forward PE	50.16
PS Ratio	23.06
Forward PS	18.79
PB Ratio	n/a
P/TBV Ratio	n/a
P/FCF Ratio	n/a
P/OCF Ratio	71.67
PEG Ratio	2.10

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	24.34
EV / EBITDA	52.51
EV / EBIT	52.65
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.01

Current Ratio	1.01
Quick Ratio	0.21
Debt / Equity	n/a
Debt / EBITDA	2.91
Debt / FCF	n/a
Interest Coverage	4.01

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	1,420.44%
Return on Capital Employed (ROCE)	569.43%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	$2.71M
Profits Per Employee	-$393,129
Employee Count	62
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NP has paid $15.49 million in taxes.

Income Tax	15.49M
Effective Tax Rate	30.79%

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	24.95
200-Day Moving Average	n/a
Relative Strength Index (RSI)	55.36
Average Volume (20 Days)	775,642

Short Selling Information

The latest short interest is 1.02 million, so 0.74% of the outstanding shares have been sold short.

Short Interest	1.02M
Short Previous Month	1.24M
Short % of Shares Out	0.74%
Short % of Float	3.93%
Short Ratio (days to cover)	2.99

Income Statement

In the last 12 months, NP had revenue of $167.99 million and -$24.37 million in losses. Loss per share was -$0.21.

Revenue	167.99M
Gross Profit	92.62M
Operating Income	77.68M
Pretax Income	50.32M
Net Income	-24.37M
EBITDA	77.89M
EBIT	77.68M
Loss Per Share	-$0.21

Balance Sheet

The company has $10.54 million in cash and $227.00 million in debt, with a net cash position of -$216.46 million or -$1.56 per share.

Cash & Cash Equivalents	10.54M
Total Debt	227.00M
Net Cash	-216.46M
Net Cash Per Share	-$1.56
Equity (Book Value)	-213.36M
Book Value Per Share	-1.54
Working Capital	811,000

Cash Flow

Operating Cash Flow	54.05M
Capital Expenditures	n/a
Depreciation & Amortization	203,000
Net Borrowing	96.00M
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 55.13%, with operating and profit margins of 46.24% and 20.73%.

Gross Margin	55.13%
Operating Margin	46.24%
Pretax Margin	29.95%
Profit Margin	20.73%
EBITDA Margin	46.36%
EBIT Margin	46.24%
FCF Margin	n/a

Dividends & Yields

NP does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-23.97%
Shareholder Yield	-23.97%
Earnings Yield	-0.63%
FCF Yield	n/a

Analyst Forecast

The average price target for NP is $28.50, which is 1.79% higher than the current price. The consensus rating is "Buy".

Price Target	$28.50
Price Target Difference	1.79%
Analyst Consensus	Buy
Analyst Count	12
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

NP has an Altman Z-Score of 3.53 and a Piotroski F-Score of 2.

Altman Z-Score	3.53
Piotroski F-Score	2