Neptune Insurance Holdings Inc. (NP)
NYSE: NP · Real-Time Price · USD
32.02
-0.81 (-2.47%)
Aug 7, 2026, 4:00 PM EDT - Market closed

NP Statistics

Total Valuation

NP has a market cap or net worth of $4.39 billion. The enterprise value is $4.62 billion.

Market Cap4.39B
Enterprise Value 4.62B

Important Dates

The last earnings date was Tuesday, July 21, 2026, after market close.

Earnings Date Jul 21, 2026
Ex-Dividend Date n/a

Share Statistics

NP has 137.23 million shares outstanding. The number of shares has increased by 40.13% in one year.

Current Share Class 93.80M
Shares Outstanding 137.23M
Shares Change (YoY) +40.13%
Shares Change (QoQ) +0.30%
Owned by Insiders (%) 50.47%
Owned by Institutions (%) 19.40%
Float 40.58M

Valuation Ratios

The trailing PE ratio is 112.42 and the forward PE ratio is 52.32. NP's PEG ratio is 2.14.

PE Ratio 112.42
Forward PE 52.32
PS Ratio 24.17
Forward PS 19.83
PB Ratio n/a
P/TBV Ratio n/a
P/FCF Ratio 60.94
P/OCF Ratio 60.94
PEG Ratio 2.14
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 59.20, with an EV/FCF ratio of 64.02.

EV / Earnings 123.31
EV / Sales 25.39
EV / EBITDA 59.20
EV / EBIT 62.36
EV / FCF 64.02

Financial Position

The company has a current ratio of 1.05

Current Ratio 1.05
Quick Ratio 0.26
Debt / Equity n/a
Debt / EBITDA 3.08
Debt / FCF 3.33
Interest Coverage 4.32

Financial Efficiency

Return on Equity (ROE) n/a
Return on Assets (ROA) 56.61%
Return on Invested Capital (ROIC) 356.24%
Return on Capital Employed (ROCE) 416.86%
Weighted Average Cost of Capital (WACC) n/a
Revenue Per Employee $2.93M
Profits Per Employee $603,855
Employee Count62
Asset Turnover 1.99
Inventory Turnover n/a

Taxes

In the past 12 months, NP has paid $18.83 million in taxes.

Income Tax 18.83M
Effective Tax Rate 32.57%

Stock Price Statistics

Beta (5Y) n/a
52-Week Price Change n/a
50-Day Moving Average 29.89
200-Day Moving Average 26.29
Relative Strength Index (RSI) 53.01
Average Volume (20 Days) 751,676

Short Selling Information

The latest short interest is 2.07 million, so 1.51% of the outstanding shares have been sold short.

Short Interest 2.07M
Short Previous Month 830,875
Short % of Shares Out 1.51%
Short % of Float 5.11%
Short Ratio (days to cover) 2.10

Income Statement

In the last 12 months, NP had revenue of $181.80 million and earned $37.44 million in profits. Earnings per share was $0.28.

Revenue181.80M
Gross Profit 95.74M
Operating Income 82.94M
Pretax Income 57.83M
Net Income 37.44M
EBITDA 77.98M
EBIT 74.03M
Earnings Per Share (EPS) $0.28
Full Income Statement

Balance Sheet

The company has $17.55 million in cash and $240.00 million in debt, with a net cash position of -$222.45 million or -$1.62 per share.

Cash & Cash Equivalents 17.55M
Total Debt 240.00M
Net Cash -222.45M
Net Cash Per Share -$1.62
Equity (Book Value) -222.24M
Book Value Per Share -1.62
Working Capital 4.56M
Full Balance Sheet

Cash Flow

Operating Cash Flow 72.11M
Capital Expenditures n/a
Depreciation & Amortization 308,000
Net Borrowing -54.00M
Free Cash Flow 72.11M
FCF Per Share $0.53
Full Cash Flow Statement

Margins

Gross margin is 52.66%, with operating and profit margins of 45.62% and 21.45%.

Gross Margin 52.66%
Operating Margin 45.62%
Pretax Margin 31.81%
Profit Margin 21.45%
EBITDA Margin 42.89%
EBIT Margin 40.72%
FCF Margin 39.66%

Dividends & Yields

NP does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -40.13%
Shareholder Yield -40.13%
Earnings Yield 0.85%
FCF Yield 1.64%

Analyst Forecast

The average price target for NP is $34.15, which is 6.65% higher than the current price. The consensus rating is "Buy".

Price Target $34.15
Price Target Difference 6.65%
Analyst Consensus Buy
Analyst Count 13
Revenue Growth Forecast (3Y) 20.48%
EPS Growth Forecast (3Y) 25.70%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

NP has an Altman Z-Score of 4.31 and a Piotroski F-Score of 6.

Altman Z-Score 4.31
Piotroski F-Score 6