NerdWallet, Inc. (NRDS)
NASDAQ: NRDS · Real-Time Price · USD
7.89
-3.54 (-30.97%)
At close: Nov 6, 2026, 4:00 PM EST
8.04
+0.15 (1.86%)
After-hours: Nov 6, 2026, 7:58 PM EST
NerdWallet Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 239.6 | 197.3 | 222.2 | 225.4 | 215.1 | 186.9 | 209.2 | 183.8 | 191.3 | 150.6 | 161.9 | 133.7 | 152.8 | 143.3 | 169.6 | 142 | 142.6 | 125.2 | 129.1 | 99.5 |
Revenue Growth | 11.39% | 5.56% | 6.21% | 22.63% | 12.44% | 24.10% | 29.22% | 37.47% | 25.20% | 5.09% | -4.54% | -5.85% | 7.15% | 14.46% | 31.37% | 42.71% | 44.77% | 36.68% | 43.44% | 75.48% |
Gross Profit Gross Profit Growth | 225.8 | 183.9 | 208.6 | 211.8 | 199.8 | 170.3 | 191 | 167.1 | 173.6 | 135.7 | 147.7 | 119.9 | 139.5 | 130.2 | 155.8 | 129.8 | 130.9 | 117 | 121.4 | 92.3 |
Operating Income Operating Income Growth | 19.5 | 6.9 | 28.4 | 19.4 | 34.4 | 10.7 | 0.7 | 11.1 | 13.2 | -9.6 | 3.7 | 6 | 4 | -4.2 | -0.8 | 8.6 | -7.2 | -7.2 | -5.2 | -1.4 |
Net Income Net Income Growth | 14.9 | 4.3 | 20.4 | 14 | 26.3 | 8.2 | 0.2 | 38.6 | 0.1 | -9.4 | 1.1 | -2.3 | -0.5 | -10.7 | 1.7 | 8.9 | 0.7 | -9.3 | -10.5 | -7.9 |
Earnings Per Share EPS Growth | 0.23 | 0.07 | 0.29 | 0.19 | 0.34 | 0.11 | 0.00 | 0.51 | 0.00 | -0.12 | 0.01 | -0.03 | -0.01 | -0.14 | 0.02 | 0.12 | 0.01 | -0.14 | -0.16 | -0.13 |
EPS Growth | -32.35% | -39.75% | 10935.01% | -62.51% | 26862.73% | - | -73.72% | - | - | - | -50.00% | - | - | - | - | - | - | - | - | - |
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 73.5 | 62 | 56.3 | 100.6 | 120.6 | 105.3 | 92.2 | 68.5 | 71.7 | 113.8 | 110.9 | 102.5 | 86.6 | 67.1 | 100.8 | 85.9 | 138.4 | 125.8 | 161.6 | 169.8 |
Total Debt Total Debt Growth | 10.3 | 12.2 | 22.5 | 14.9 | 14.3 | 20.1 | 12.3 | 8.9 | 6.9 | 7.8 | 8.6 | 9.6 | 10.4 | 11.2 | 12 | 12.7 | 83.4 | 14.2 | 14.8 | 15.1 |
Net Cash (Debt) Net Cash Growth | 63.2 | 49.8 | 33.8 | 85.7 | 106.3 | 85.2 | 79.9 | 59.6 | 64.8 | 106 | 102.3 | 92.9 | 76.2 | 55.9 | 88.8 | 73.2 | 55 | 111.6 | 146.8 | 154.7 |
Net Cash Growth | -40.55% | -41.55% | -57.70% | 43.79% | 64.04% | -19.62% | -21.90% | -35.84% | -14.96% | 89.62% | 15.20% | 26.91% | 38.55% | -49.91% | -39.51% | -52.68% | 266.67% | 4550.00% | 641.41% | 282.92% |
Net Cash Per Share Net Cash Per Share Growth | 0.98 | 0.76 | 0.49 | 1.16 | 1.38 | 1.11 | 1.05 | 0.79 | 0.82 | 1.36 | 1.27 | 1.21 | 0.98 | 0.73 | 1.11 | 0.95 | 0.73 | 1.66 | 2.19 | 2.55 |
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 31.2 | 41.2 | 35.7 | 38.9 | 48.5 | 17.5 | 26.7 | 9.9 | 29 | 10.2 | 22.7 | 29.6 | 36.1 | -10 | 16.4 | 20.1 | 19.3 | -16 | 1.6 | 8.7 |
Capital Expenditures CapEx Growth | -0.2 | -0.1 | -0.4 | -0.3 | -0.1 | -0.7 | -0.2 | -0.2 | -0.1 | -0.3 | - | -0.2 | -0.1 | -0.1 | -0.3 | -0.3 | -1.4 | -1 | -1.9 | -1.6 |
Free Cash Flow Free Cash Flow Growth | 31 | 41.1 | 35.3 | 38.6 | 48.4 | 16.8 | 26.5 | 9.7 | 28.9 | 9.9 | 22.7 | 29.4 | 36 | -10.1 | 16.1 | 19.8 | 17.9 | -17 | -0.3 | 7.1 |
Free Cash Flow Growth | -35.95% | 144.64% | 33.21% | 297.94% | 67.47% | 69.70% | 16.74% | -67.01% | -19.72% | - | 40.99% | 48.48% | 101.12% | - | - | 178.87% | 9.82% | - | - | - |
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
Gross Margin | 94.24% | 93.21% | 93.88% | 93.97% | 92.89% | 91.12% | 91.30% | 90.91% | 90.75% | 90.11% | 91.23% | 89.68% | 91.30% | 90.86% | 91.86% | 91.41% | 91.80% | 93.45% | 94.04% | 92.76% |
Operating Margin | 8.14% | 3.50% | 12.78% | 8.61% | 15.99% | 5.73% | 0.34% | 6.04% | 6.90% | -6.38% | 2.28% | 4.49% | 2.62% | -2.93% | -0.47% | 6.06% | -5.05% | -5.75% | -4.03% | -1.41% |
Pretax Margin | 8.22% | 3.70% | 12.60% | 8.83% | 16.50% | 6.15% | 0.62% | 0.38% | 4.08% | -5.51% | 2.96% | 3.96% | 3.08% | -2.51% | -0.06% | 5.35% | -6.45% | -7.27% | -7.20% | -8.14% |
Profit Margin | 6.22% | 2.18% | 9.18% | 6.21% | 12.23% | 4.39% | 0.10% | 21.00% | 0.05% | -6.24% | 0.68% | -1.72% | -0.33% | -7.47% | 1.00% | 6.27% | 0.49% | -7.43% | -8.13% | -7.94% |
FCF Margin | 12.94% | 20.83% | 15.89% | 17.13% | 22.50% | 8.99% | 12.67% | 5.28% | 15.11% | 6.57% | 14.02% | 21.99% | 23.56% | -7.05% | 9.49% | 13.94% | 12.55% | -13.58% | -0.23% | 7.14% |
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 10.47 | 9.36 | 10.06 | 20.23 | 11.16 | 17.36 | 22.74 | 32.13 | - | - | - | - | - | - | 613.56 | - | - | - | - | - |
Forward PE | 9.05 | 11.53 | 11.41 | 15.17 | 15.79 | 22.05 | 29.42 | 50.34 | 68.70 | 50.87 | 61.08 | 78.30 | 141.04 | 158.69 | 260.97 | - | - | - | - | - |
P/FCF Ratio | 3.84 | 3.73 | 4.98 | 7.56 | 8.07 | 9.98 | 8.94 | 13.72 | 11.01 | 11.58 | 14.65 | 15.69 | 11.15 | - | 33.35 | 34.98 | 84.92 | - | - | 208.93 |
PS Ratio | 0.64 | 0.71 | 0.82 | 1.18 | 1.03 | 1.06 | 0.91 | 1.42 | 1.57 | 1.90 | 1.93 | 1.87 | 1.13 | 1.21 | 2.12 | 1.32 | 1.32 | 1.19 | 1.92 | 2.70 |